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Compare exchange rates, fees, and delivery times from 52+ providers to find the cheapest way to send money abroad.
Reviewed on TrustpilotCompare rates, fees, delivery times, recipient requirements, and local payment methods for every country.
When comparing international money transfer services, consider the total cost of your transfer — not just the fee. Exchange rate markups can cost more than the advertised fee. The best provider depends on your corridor (the countries you are sending between), transfer amount, speed requirements, and preferred payment method.
Just need to check exchange rates? Use our currency converter for live mid-market rates across 60+ currencies.
Save S/503 — TapTap Send vs Remitly
55d trend
Today's best
3.4000
TapTap Send
55d average
3.4307
Period best
3.5076
2026-05-04
Period worst
3.3995
2026-03-18
Based on 55 days of rate data across 5 providers · Updated every 6 hours
TapTap Send
Speed
Under 3 minutes (95% of transfers)
Fee
Free
Rate
3.3998
Mid 3.4231 ▼0.68%
S/3,399.84
Recipient gets
Exchange rate
3.3998
Mid-market: 3.4231 (0.68% below)
Transfer fee
Free
Delivery
Under 3 minutes (95% of transfers)
Recipient gets
S/3,399.84
Rate History
↓ 0.9% over 7d
3.4214
3.40 – 3.43
-0.6%
Deals & promotions
Sign-up offer
$20/GBP 20/EUR 20 bonus on first transfer with promo code
Refer a friend
You get $5/GBP 5/EUR 5 per referral
Friend gets $5/GBP 5/EUR 5 on first transfer
InstaReM
Speed
1-3 business days
Fee
Free
Rate
3.3988
Mid 3.4231 ▼0.71%
S/3,398.81
Recipient gets
Exchange rate
3.3988
Mid-market: 3.4231 (0.71% below)
Transfer fee
Free
Delivery
1-3 business days
Recipient gets
S/3,398.81
Rate History
→ 0.0% over 46d
3.4179
3.35 – 3.48
-0.6%
Deals & promotions
Sign-up offer
125 InstaPoints (~$1.25) on sign-up
Refer a friend
You get 200 InstaPoints (~$2.50) per referral
Friend gets 200 InstaPoints (~$2.50) on first transfer
Loyalty program
InstaPoints — earn points on transfers over $500, redeem at checkout (400 points = $10 discount)
Wise
Speed
144 hours
Fee
$16.94
Rate
3.4228
Mid 3.4231 ▼0.01%
S/3,364.79
Recipient gets
Exchange rate
3.4228
Mid-market: 3.4231 (0.01% below)
Transfer fee
$16.94
Delivery
144 hours
Recipient gets
S/3,364.79
Rate History
Rate up 0.2%↑ 0.2% over 55d
3.4491
3.37 – 3.52
-0.8%
Deals & promotions
Sign-up offer
Fee-free first transfer up to ~$800 (GBP 500 equivalent)
Refer a friend
You get Up to $115 for every 3 friends who transfer $300+
Friend gets Fee-free first transfer (up to ~GBP 500)
XE
Speed
1-4 business days
Fee
$30.00
Rate
3.4033
Mid 3.4231 ▼0.58%
S/3,301.16
Recipient gets
Exchange rate
3.4033
Mid-market: 3.4231 (0.58% below)
Transfer fee
$30.00
Delivery
1-4 business days
Recipient gets
S/3,301.16
Deals & promotions
Refer a friend
You get $25–$50 gift card depending on friend's transfer amount
Friend gets $25 gift card (transfer $1,000+) or $50 gift card (transfer $5,000+)
OFX
Speed
1-3 business days
Fee
$5.00
Rate
3.2598
Mid 3.4231 ▼4.77%
S/3,243.53
Recipient gets
Exchange rate
3.2598
Mid-market: 3.4231 (4.77% below)
Transfer fee
$5.00
Delivery
1-3 business days
Recipient gets
S/3,243.53
Deals & promotions
Sign-up offer
Better introductory exchange rate on first transfer across 7 major currencies (USD, CAD, AUD, NZD, GBP, EUR, SGD)
Remitly
Speed
Minutes to 3-5 days
Fee
$131.00
Rate
3.3338
Mid 3.4231 ▼2.61%
S/2,897.05
Recipient gets
Exchange rate
3.3338
Mid-market: 3.4231 (2.61% below)
Transfer fee
$131.00
Delivery
Minutes to 3-5 days
Recipient gets
S/2,897.05
Deals & promotions
Sign-up offer
$25 off first transfer of $100+ with zero fees and special exchange rate
Refer a friend
You get $25 per referral
Friend gets $25 off first transfer + zero fees + promo rate