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Send money from United States to Senegal(USD → XOF)
USD
XOF|Updated recentlyMid-market 565.0522Cheapest todayof 5 providers
Wise
Rate 565.0522 · Fee free
You send
$1,000
Recipient gets
CFA565,052
CFA4,500 more than the most expensive provider
Affiliate link · No extra cost to you
Quick answer: The cheapest way to send money from United States to Senegal in May 2026 is Wise, which delivers 565,052.17 XOF on a 1,000 USD transfer with a fee of zero. According to SendMoneyCompare's comparison of 5 providers updated every 6 hours, the difference between the cheapest and most expensive provider on this corridor is 4,520 XOF.
Last reviewed: by Awais Imran, Reviews Editor
↑
Rates are great right now
84th percentile
Based on 54 days of data (2026-03-28 to 2026-05-20)
Today's best
CFA57,177
Ria Money Transfer
54-day avg
1 USD = 552.54 XOF
Best rate
552.79
2026-03-28 · Ria Money Transfer
Worst rate
547.89
2026-05-14 · Ria Money Transfer
What is the cheapest way to send USD to XOF?
Sending $1,000 from United States to Senegal. Sorted by best value — most money received.
Source: SendMoneyCompare · Data updated every 6 hours from live provider APIs
#ProviderRateFeeRecipient gets
Rate 565.0522·Fee Free
↓ 0.8% over 54dAvg: 561.70 XOF (+0.6% vs avg)Range: 555.78–572.18
1
565.0522
Free
CFA565,052.17
Rate 552.0560·Fee $1.00·2.30% markup
Best rate 54 of 54 days
↓ 0.1% over 54dAvg: 552.54 XOF (-0.1% vs avg)Range: 547.89–552.79
2
Minutes to 2 days2.30% markup
Best rate 54 of 54 days
↓ 0.1% over 54dAvg: 552.54 XOF (-0.1% vs avg)Range: 547.89–552.79
552.0560
$1.00
CFA551,503.92
Rate 541.9980·Fee Free·4.08% markup
Rate up 0.4%
↑ 0.4% over 7dAvg: 543.43 XOF (+0.1% vs avg)Range: 542.00–544.00
3
Under 3 minutes (95% of transfers)4.08% markup
Rate up 0.4%
↑ 0.4% over 7dAvg: 543.43 XOF (+0.1% vs avg)Range: 542.00–544.00
541.9980
Free
CFA541,998.05
Rate 540.9810·Fee $5.00·4.26% markup
Rate 560.5318·Fee Free·0.80% markup
Potential savings: Choosing the best provider over the most expensive saves your recipient CFA4,520.41 on a $1,000 transfer.
Some links on this page are affiliate links. We may earn a commission at no extra cost to you. This does not affect our rankings, which are based on real transfer data. Editorial policy
Looking for cheap money transfers from United States to Senegal? We compare exchange rates, fees, and delivery times from every major provider to help you save on every transfer.
Money transfers from United States to Senegal are a vital lifeline for families and businesses. With dozens of providers competing for this corridor, rates and fees vary widely. Specialist money transfer companies often beat bank rates by 2–4%, potentially saving you hundreds of USD per year. Use our comparison to find today's best deal.
Which provider offers the best USD to XOF rate?
Wise
4.3Exchange rate
565.0522
Fee
Free
Recipient gets
CFA565,052.17
Speed
Instant to 2 days
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the United States to Senegal route.
Cheapest transfer
Wise
Delivers the most XOF for your money
Fastest transfer
Wise
Delivers in Instant to 2 days
Cash pickup
Ria Money Transfer
Widest cash pickup network
Bank transfer
Wise
Best rate for bank deposit to Senegal
How to send money to Senegal
Sending money to Senegal is straightforward with the right provider. Here's how it works in 3 simple steps.
Step 1
Enter your transfer details
Choose how much USD you want to send, compare providers above, and pick the one offering the best XOF amount for your transfer to Senegal.
Step 2
Add your recipient
Enter your recipient's details in Senegal — you'll need their iban. Most providers verify details instantly.
Step 3
Send & track your transfer
Pay using bank transfer, debit card, or credit card. Track your money in real-time until it arrives — orange money typically takes minutes.
What you need to send money to Senegal
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's full name as registered on their national ID (CNI) or bank account
IBAN
28-character IBAN starting with 'SN' — Senegal uses IBAN as part of the WAEMU banking zone
Example: SN08SN0100152000048500003035
Bank name
Name of the recipient's bank (e.g. CBAO, Societe Generale Senegal)
Mobile number
OptionalSenegalese mobile number for Orange Money or Wave transfers
Example: 771234567
Note: Senegal, as part of the WAEMU (West African Economic and Monetary Union) zone, uses 28-character IBANs starting with 'SN'. The XOF (CFA franc) is pegged to the euro at a fixed rate of 1 EUR = 655.957 XOF, which provides exchange rate stability.
Transfer examples: USD to XOF
See how much your recipient would get for common transfer amounts.
Send $500
ProviderFeeReceives
Wise
565.05 · Instant to 2 days
Ria Money Transfer
552.06 · Minutes to 2 days
TapTap Send
542.00 · Under 3 minutes (95% of transfers)
OFX
540.98 · 1-3 business days
Regency FX
560.53 · Same day to 2 business days
ProviderFeeRateReceivesSpeed
WiseFree565.05CFA282,526Instant to 2 days
Ria Money Transfer$1.00552.06CFA275,476Minutes to 2 days
TapTap SendFree542.00CFA270,999Under 3 minutes (95% of transfers)
OFX$5.00540.98CFA267,7861-3 business days
Regency FXFree560.53CFA280,266Same day to 2 business days
Send $1,000
ProviderFeeReceives
Wise
565.05 · Instant to 2 days
Ria Money Transfer
552.06 · Minutes to 2 days
TapTap Send
542.00 · Under 3 minutes (95% of transfers)
OFX
540.98 · 1-3 business days
Regency FX
560.53 · Same day to 2 business days
ProviderFeeRateReceivesSpeed
WiseFree565.05CFA565,052Instant to 2 days
Ria Money Transfer$1.00552.06CFA551,504Minutes to 2 days
TapTap SendFree542.00CFA541,998Under 3 minutes (95% of transfers)
OFX$5.00540.98CFA538,2761-3 business days
Regency FXFree560.53CFA560,532Same day to 2 business days
Send $5,000
ProviderFeeReceives
Wise
565.05 · Instant to 2 days
Ria Money Transfer
552.06 · Minutes to 2 days
TapTap Send
542.00 · Under 3 minutes (95% of transfers)
OFX
540.98 · 1-3 business days
Regency FX
560.53 · Same day to 2 business days
ProviderFeeRateReceivesSpeed
WiseFree565.05CFA2,825,261Instant to 2 days
Ria Money Transfer$1.00552.06CFA2,759,728Minutes to 2 days
TapTap SendFree542.00CFA2,709,990Under 3 minutes (95% of transfers)
OFX$5.00540.98CFA2,702,2001-3 business days
Regency FXFree560.53CFA2,802,659Same day to 2 business days
How much does it cost to send money from United States to Senegal?
Transfer fees from United States to Senegal vary by provider. Specialist services charge $0–10 per transfer, while banks charge $25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total XOF your recipient receives, not just the advertised fee.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically $0–$10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (565.0522).
Ways to send money to Senegal
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
Orange Money is the most popular way to receive money in Senegal, far surpassing bank transfers. Wave has disrupted the market with zero-fee transfers. The CFA franc's peg to the euro means stable exchange rates for EUR-denominated transfers.
Bank Transfer
Low costSpeed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
Debit Card
Medium costSpeed: Minutes to hours
Fast and convenient — small card processing fee applies
Credit Card
Higher costSpeed: Minutes to hours
Fastest option but highest fees — card issuer may charge cash advance fee
Apple Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
Cash
Medium costSpeed: Varies
Pay cash at an agent location — available at select providers
Google Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
How can my recipient receive money in Senegal?
Your recipient in Senegal can receive money through these delivery methods. The best option depends on their location and preferences.
Orange Money
Minutes
Transfer to Orange Money — Senegal's dominant mobile money platform with over 10 million users.
RemitlyWorldRemitWestern Union
Wave
Minutes
Transfer to Wave mobile wallet — rapidly growing fintech disrupting Senegal's mobile money market with zero fees.
WorldRemit
Bank Deposit
1–3 business days
Direct transfer to Senegalese bank accounts via IBAN.
WiseWorldRemitWestern UnionMoneyGram
Cash Pickup
Minutes
Collect cash from agent locations across Senegal including banks and money transfer agents.
Western UnionMoneyGramRia Money Transfer
What are the transfer limits and regulations for Senegal?
Important rules and requirements to know before sending money to Senegal.
Regulatory body
Banque Centrale des Etats de l'Afrique de l'Ouest (BCEAO)
Inbound transfer limits
No cap on incoming remittances, but large amounts require declaration
Documentation you may need
- Sender's government-issued photo ID
- Recipient's CNI (Carte Nationale d'Identite) for cash pickup
- Declaration for transfers over XOF 5,000,000 equivalent
Important things to know
- The CFA franc (XOF) is pegged to the euro at a fixed rate of 655.957 XOF per EUR — guaranteed by the French Treasury.
- Senegal is part of the 8-country WAEMU zone sharing the same currency and central bank.
- Orange Money has become the primary financial platform, especially for unbanked populations.
- Remittances from France, Italy, Spain, and the US are a major source of income for Senegalese families.
How long does it take to send money to Senegal?
Most transfers from United States to Senegal arrive within 1–2 business days with specialist providers. Bank wires take 3–5 business days. Some providers offer instant or same-day delivery to Senegal for a small premium.
FastExpress delivery
- WiseInstant to 2 days
- Ria Money TransferMinutes to 2 days
- TapTap SendUnder 3 minutes (95% of transfers)
Standard delivery
- OFX1-3 business days
- Regency FXSame day to 2 business days
Popular banks in Senegal
These are the most commonly used banks for receiving international transfers in Senegal.
BankSWIFT/BICNotes
CBAO Groupe Attijariwafa
CBAOSNDA
Societe Generale Senegal
SGSNSNDA
Banque de Dakar (BDK)
BDKRSNDA
Ecobank Senegal
ECABORSNXXX
BICIS (BNP Paribas)
BICISNDAXXX
Bank of Africa Senegal
AFABORSNXXX
USD to XOF Exchange Rate History
Daily best exchange rates from top providers over the last 54 days. Rates shown are for sending $100.
| Date | Ria Money Transfer | Wise | __mid Market__ | TapTap Send |
|---|---|---|---|---|
| Trend | ||||
| May 20 | 552.0343 | 565.0460✓ | 552.0343 | 544.0000 |
| May 19 | 552.0343 | 563.0700✓ | 552.0343 | 544.0000 |
| May 18 | 552.0343 | 564.5600✓ | 552.0343 | 544.0000 |
| May 17 | 552.0343 | 564.2470✓ | 552.0343 | 544.0000 |
| May 16 | 552.0343 | 564.2470✓ | 552.0343 | 544.0000 |
| May 15 | 547.8897 | 563.1200✓ | 547.8897 | 542.0000 |
| May 14 | 547.8897 | 561.2830✓ | 547.8897 | 542.0000 |
| May 13 | 552.7947 | 558.8300✓ | 552.7947 | — |
| May 12 | 552.7947 | 557.6660✓ | 552.7947 | — |
| May 11 | 552.7947 | 557.5950✓ | 552.7947 | — |
| May 10 | 552.7947 | 556.5330✓ | 552.7947 | — |
| May 9 | 552.7947 | 556.5330✓ | 552.7947 | — |
| May 8 | 552.7947 | 559.1440✓ | 552.7947 | — |
| May 7 | 552.7947 | 557.8960✓ | 552.7947 | — |
| May 6 | 552.7947 | 559.5640✓ | 552.7947 | — |
| May 5 | 552.7947 | 561.2350✓ | 552.7947 | — |
| May 4 | 552.7947 | 559.4900✓ | 552.7947 | — |
| May 3 | 552.7947 | 559.6510✓ | 552.7947 | — |
| May 2 | 552.7947 | 559.6510✓ | 552.7947 | — |
| May 1 | 552.7947 | 559.0980✓ | 552.7947 | — |
| Apr 30 | 552.7947 | 561.8480✓ | 552.7947 | — |
| Apr 29 | 552.7947 | 559.8740✓ | 552.7947 | — |
| Apr 28 | 552.7947 | 560.0050✓ | 552.7947 | — |
| Apr 27 | 552.7947 | 559.4470✓ | 552.7947 | — |
| Apr 26 | 552.7947 | 559.7830✓ | 552.7947 | — |
| Apr 25 | 552.7947 | 559.7830✓ | 552.7947 | — |
| Apr 24 | 552.7947 | 561.1960✓ | 552.7947 | — |
| Apr 23 | 552.7947 | 560.2160✓ | 552.7947 | — |
| Apr 22 | 552.7947 | 558.5270✓ | 552.7947 | — |
| Apr 21 | 552.7947 | 556.7400✓ | 552.7947 | — |
| Apr 20 | 552.7947 | 557.8840✓ | 552.7947 | — |
| Apr 19 | 552.7947 | 557.5960✓ | 552.7947 | — |
| Apr 18 | 552.7947 | 557.5960✓ | 552.7947 | — |
| Apr 17 | 552.7947 | 556.9550✓ | 552.7947 | — |
| Apr 16 | 552.7947 | 555.7800✓ | 552.7947 | — |
| Apr 15 | 552.7947 | 556.2450✓ | 552.7947 | — |
| Apr 14 | 552.7947 | 557.6560✓ | 552.7947 | — |
| Apr 13 | 552.7947 | 561.3050✓ | 552.7947 | — |
| Apr 12 | 552.7947 | 559.4110✓ | 552.7947 | — |
| Apr 11 | 552.7947 | 559.4110✓ | 552.7947 | — |
| Apr 10 | 552.7947 | 561.2440✓ | 552.7947 | — |
| Apr 9 | 552.7947 | 562.7800✓ | 552.7947 | — |
| Apr 8 | 552.7947 | 561.5550✓ | 552.7947 | — |
| Apr 7 | 552.7947 | 568.5440✓ | 552.7947 | — |
| Apr 6 | 552.7947 | 567.7470✓ | 552.7947 | — |
| Apr 5 | 552.7947 | 569.4730✓ | 552.7947 | — |
| Apr 4 | 552.7947 | 569.4730✓ | 552.7947 | — |
| Apr 3 | 552.7947 | 569.6640✓ | 552.7947 | — |
| Apr 2 | 552.7947 | 568.4820✓ | 552.7947 | — |
| Apr 1 | 552.7947 | 566.1710✓ | 552.7947 | — |
| Mar 31 | 552.7947 | 568.2600✓ | 552.7947 | — |
| Mar 30 | 552.7947 | 572.1810✓ | 552.7947 | — |
| Mar 29 | 552.7947 | 570.7700✓ | 552.7947 | — |
| Mar 28 | 552.7947 | 569.6840✓ | 552.7947 | — |
Common questions about sending money from United States to Senegal
What is the cheapest way to send money from United States to Senegal?
The cheapest option changes daily based on exchange rates. Use our comparison table above to see today's rates from every provider. Specialist services like Wise, Remitly, and OFX consistently offer better value than banks.
How long does it take to send money from United States to Senegal?
Most specialist providers deliver to Senegal within 1–2 business days. Some offer instant delivery for certain payment methods. Bank wires typically take 3–5 business days.
How much does it cost to send $1,000 from United States to Senegal?
Costs depend on the provider's fee and exchange rate markup. Compare all providers in our table above to see exactly how much XOF your recipient would receive from a $1,000 transfer today.
Can I send money from United States to Senegal online?
Yes, all the providers we compare support online transfers from United States to Senegal. Most also offer mobile apps. You can typically pay by bank transfer, debit card, or credit card.
Is it better to use a bank or a money transfer service to send money to Senegal?
Money transfer services are almost always cheaper. Banks typically charge $25–50 per wire plus a 2–5% exchange rate markup. Specialist providers charge $0–10 with markups under 1%, saving you significantly on every transfer to Senegal.
Everything about sending money to Senegal
Recipient requirements, delivery methods, regulations, popular banks, and more.
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Popular corridors
Top provider reviews
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