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Sending money abroad over stablecoins only pays off if the recipient can convert it cheaply. These guides answer one question with live data: which exchange turns USDT, USDC or Bitcoin into local currency at the lowest all-in cost right now — plus how the cash-out works and the local tax reality.
Cheapest to INR: Coinbase (INR) at +4.85% (rebate)
2 exchanges tracked · via Stellar
See India off-ramps →Cheapest to PHP: Coins.ph (CCXT) at 0.02%
3 exchanges tracked · via Stellar
See Philippines off-ramps →Cheapest to NGN: Luno (BTC) at +2.58% (rebate)
2 exchanges tracked · via Lightning Network
See Nigeria off-ramps →Cheapest to MXN: Binance P2P (MXN) at +1.40% (rebate)
4 exchanges tracked · via Solana
See Mexico off-ramps →Cheapest to KES: Binance P2P (KES) at +4.15% (rebate)
2 exchanges tracked · via Solana
See Kenya off-ramps →Cheapest to BRL: OKX (BRL) at +0.80% (rebate)
1 exchange tracked · via Stellar
See Brazil off-ramps →Not into crypto? Compare 60+ money-transfer providers → · See the full crypto-vs-bank cost index →