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Western Union
4.3Est. 1851
Western Union is one of the world's oldest and largest money transfer companies, with an extensive agent network for cash pickups in 200+ countries.
Countries
200+
Currencies
130+
Speed
Minutes to 5 days
Fees
From $0 to $10+ depending on method
Pros
- Massive global agent network
- Cash pickup in 200+ countries
- Transfers can arrive in minutes
- Cash payment option available
- Well-established and trusted
Cons
- Higher fees than digital-only competitors
- Exchange rate markup can be significant
- Online rates differ from in-store
Key Features
Cash pickup at 500,000+ locations
Mobile wallet delivery
WU rewards program
In-store service
Business solutions
Transfer Details
HeadquartersDenver, USA
RegulatedYes
RegulatorsFinCEN, FCA, Various
Min Transfer$1
Max Transfer$50,000
Payment MethodsBank Transfer, Debit Card, Credit Card, Cash
Delivery MethodsBank Deposit, Cash Pickup, Mobile Wallet
Exchange Rate Markup1% - 4% above mid-market
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