Loading...
Send money from United Kingdom to Poland(GBP → PLN)
GBP
PLN|Updated recentlyMid-market 4.9094Cheapest todayof 21 providers
Skrill
Rate 4.8858 · Fee free
You send
£500
Recipient gets
zł2,443
zł8 more than the most expensive provider · 0.48% markup vs mid-market
Affiliate link · No extra cost to you
Quick answer: The cheapest way to send money from United Kingdom to Poland in May 2026 is Skrill, which delivers 2,442.92 PLN on a 500 GBP transfer with a fee of zero. According to SendMoneyCompare's comparison of 21 providers updated every 6 hours, the difference between the cheapest and most expensive provider on this corridor is 8 PLN.
Last reviewed: by Awais Imran, Reviews Editor
↗
Rates are good right now
57th percentile
Based on 54 days of data (2026-03-28 to 2026-05-20)
Today's best
zł488.6
Skrill
54-day avg
1 GBP = 4.89 PLN
Best rate
4.92
2026-03-29 · MoneyGram
Worst rate
4.84
2026-05-17 · Skrill
What is the cheapest way to send GBP to PLN?
Sending £500 from United Kingdom to Poland. Sorted by best value — most money received.
Source: SendMoneyCompare · Data updated every 6 hours from live provider APIs
#ProviderRateFeeRecipient gets
Rate 4.8858·Fee Free·0.48% markup
↓ 0.5% over 53dAvg: 4.87 PLN (+0.3% vs avg)Range: 4.83–4.91
1
SkrillBest value
Instant to 3 business days0.48% markup
↓ 0.5% over 53dAvg: 4.87 PLN (+0.3% vs avg)Range: 4.83–4.91
4.8858
Free
zł2,442.92
Rate 4.8986·Fee £4.95·0.22% markup
↓ 0.6% over 44dAvg: 4.88 PLN (+0.3% vs avg)Range: 4.84–4.93
2
4.8986
£4.95
zł2,425.06
Rate 4.8309·Fee Free·1.60% markup
↓ 0.6% over 53dAvg: 4.82 PLN (+0.3% vs avg)Range: 4.78–4.86
3
Same day to 3 business days1.60% markup
↓ 0.6% over 53dAvg: 4.82 PLN (+0.3% vs avg)Range: 4.78–4.86
4.8309
Free
zł2,415.43
Rate 4.8210·Fee Free·1.80% markup
↓ 1.8% over 53dAvg: 4.85 PLN (-0.6% vs avg)Range: 4.78–4.92
4
4.8210
Free
zł2,410.52
Rate 4.9055·Fee £10.07·0.08% markup
Rate 4.7945·Fee Free·2.34% markup
↓ 0.6% over 53dAvg: 4.78 PLN (+0.3% vs avg)Range: 4.75–4.82
6
4.7945
Free
zł2,397.26
Rate 4.7945·Fee Free·2.34% markup
↓ 0.6% over 53dAvg: 4.78 PLN (+0.3% vs avg)Range: 4.75–4.82
7
2-5 business days2.34% markup
↓ 0.6% over 53dAvg: 4.78 PLN (+0.3% vs avg)Range: 4.75–4.82
4.7945
Free
zł2,397.26
Rate 4.8151·Fee £3.50·1.92% markup
Rate 4.7778·Fee Free·2.68% markup
↓ 0.4% over 53dAvg: 4.76 PLN (+0.3% vs avg)Range: 4.73–4.80
9
Same day to 3 business days2.68% markup
↓ 0.4% over 53dAvg: 4.76 PLN (+0.3% vs avg)Range: 4.73–4.80
4.7778
Free
zł2,388.92
Rate 4.9055·Fee £15.00·0.08% markup
↓ 0.6% over 53dAvg: 4.89 PLN (+0.4% vs avg)Range: 4.84–4.94
10
4.9055
£15.00
zł2,379.16
Rate 4.8770·Fee £14.57·0.66% markup
Rate 4.8230·Fee £9.95·1.76% markup
↓ 0.7% over 53dAvg: 4.81 PLN (+0.4% vs avg)Range: 4.76–4.86
12
Minutes to 5 days1.76% markup
↓ 0.7% over 53dAvg: 4.81 PLN (+0.4% vs avg)Range: 4.76–4.86
4.8230
£9.95
zł2,363.51
Rate 4.8117·Fee £9.95·1.99% markup
↓ 0.7% over 53dAvg: 4.80 PLN (+0.3% vs avg)Range: 4.76–4.85
13
Minutes to 3 days1.99% markup
↓ 0.7% over 53dAvg: 4.80 PLN (+0.3% vs avg)Range: 4.76–4.85
4.8117
£9.95
zł2,357.98
Rate 4.8716·Fee £18.40·0.77% markup
Rate 4.8574·Fee £24.72·1.06% markup
Rate 4.6674·Fee £14.95·4.93% markup
↓ 1.1% over 53dAvg: 4.66 PLN (+0.1% vs avg)Range: 4.62–4.72
16
4.6674
£14.95
zł2,263.91
Rate 4.7302·Fee £47.50·3.65% markup
↓ 0.4% over 53dAvg: 4.71 PLN (+0.4% vs avg)Range: 4.68–4.75
17
4.7302
£47.50
zł2,140.42
Rate 4.8142·Fee £75.00·1.94% markup
↓ 0.3% over 53dAvg: 4.78 PLN (+0.6% vs avg)Range: 4.73–4.83
18
4.8142
£75.00
zł2,046.02
Rate 4.7346·Fee £90.13·3.56% markup
Rate 4.7557·Fee £125.00·3.13% markup
↓ 0.5% over 53dAvg: 4.75 PLN (+0.1% vs avg)Range: 4.72–4.80
20
4.7557
£125.00
zł1,783.40
Rate 4.8701·Fee Free·0.80% markup
Potential savings: Choosing the best provider over the most expensive saves your recipient zł7.85 on a £500 transfer.
Some links on this page are affiliate links. We may earn a commission at no extra cost to you. This does not affect our rankings, which are based on real transfer data. Editorial policy
Compare the cheapest ways to send money from United Kingdom to Poland. We compare fees, exchange rates, and transfer speeds from 15+ providers so you get the most PLN for your £.
British expats and immigrants regularly send money to Poland. The cost difference between providers can be significant — banks typically charge 3–5% in hidden exchange rate markups, while specialist services like Wise, Remitly, and WorldRemit offer rates much closer to the mid-market rate. Our comparison shows the total PLN received from each provider after all fees and markups.
Which provider offers the best GBP to PLN rate?
Skrill
3.8Exchange rate
4.8858
Fee
Free
Recipient gets
zł2,442.92
Speed
Instant to 3 business days
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the United Kingdom to Poland route.
Cheapest transfer
Skrill
Delivers the most PLN for your money
Fastest transfer
Skrill
Delivers in Instant to 3 business days
Cash pickup
Remitly
Widest cash pickup network
Bank transfer
Skrill
Best rate for bank deposit to Poland
How to send money to Poland
Sending money to Poland is straightforward with the right provider. Here's how it works in 3 simple steps.
Step 1
Enter your transfer details
Choose how much GBP you want to send, compare providers above, and pick the one offering the best PLN amount for your transfer to Poland.
Step 2
Add your recipient
Enter your recipient's details in Poland — you'll need their iban. Most providers verify details instantly.
Step 3
Send & track your transfer
Pay using bank transfer, debit card, or credit card. Track your money in real-time until it arrives — bank deposit (sepa) typically takes 1 business day.
What you need to send money to Poland
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's full name as registered with their Polish bank account
IBAN
28-character IBAN starting with 'PL' followed by 2 check digits and 24 digits (bank code + account number)
Example: PL61109010140000071219812874
SWIFT/BIC code
Optional8 or 11-character SWIFT code for international wire transfers (not needed for SEPA)
Note: Poland uses 28-character IBANs starting with 'PL'. As an EU member, Poland participates in SEPA (Single Euro Payments Area) for EUR transfers, but domestic transfers use PLN. For SEPA transfers in EUR, only the IBAN is needed. For PLN transfers from outside the EU, the SWIFT/BIC code is also required.
Transfer examples: GBP to PLN
See how much your recipient would get for common transfer amounts.
Send £500
ProviderFeeReceives
Skrill
4.89 · Instant to 3 business days
Remitly
4.90 · Minutes to 3-5 days
HSBC
4.83 · Same day to 3 business days
MoneyGram
4.82 · Minutes to 3 days
Wise
4.91 · Instant to 2 days
NatWest
4.79 · 2-5 business days
ProviderFeeRateReceivesSpeed
SkrillFree4.89zł2,443Instant to 3 business days
Remitly£4.954.90zł2,425Minutes to 3-5 days
HSBCFree4.83zł2,415Same day to 3 business days
MoneyGramFree4.82zł2,411Minutes to 3 days
Wise£10.074.91zł2,403Instant to 2 days
NatWestFree4.79zł2,3972-5 business days
Send £1,000
ProviderFeeReceives
Remitly
4.90 · Minutes to 3-5 days
Skrill
4.89 · Instant to 3 business days
HSBC
4.84 · Same day to 3 business days
MoneyGram
4.82 · Minutes to 3 days
Western Union
4.82 · Minutes to 5 days
Monese
4.91 · 1-3 business days
ProviderFeeRateReceivesSpeed
Remitly£0.994.90zł4,894Minutes to 3-5 days
SkrillFree4.89zł4,886Instant to 3 business days
HSBCFree4.84zł4,839Same day to 3 business days
MoneyGramFree4.82zł4,821Minutes to 3 days
Western Union£1.994.82zł4,813Minutes to 5 days
Monese£20.004.91zł4,8071-3 business days
Send £5,000
ProviderFeeReceives
Skrill
4.89 · Instant to 3 business days
Wise
4.91 · Instant to 2 days
XE
4.88 · 1-4 business days
CurrencyFair
4.87 · 1-2 business days
HSBC
4.83 · Same day to 3 business days
Western Union
4.82 · Minutes to 5 days
ProviderFeeRateReceivesSpeed
SkrillFree4.89zł24,429Instant to 3 business days
Wise£20.134.91zł24,429Instant to 2 days
XE£29.134.88zł24,2431-4 business days
CurrencyFair£36.804.87zł24,1791-2 business days
HSBCFree4.83zł24,154Same day to 3 business days
Western Union£1.994.82zł24,105Minutes to 5 days
How much does it cost to send money from United Kingdom to Poland?
Transfer fees from United Kingdom to Poland vary by provider. Specialist services charge £0–10 per transfer, while banks charge £25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total PLN your recipient receives, not just the advertised fee.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically £0–£10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (4.9094).
Ways to send money to Poland
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
Bank deposit is the standard method in Poland. SEPA transfers from EU countries are typically the cheapest option. Poland's BLIK instant payment system is widely used domestically and is being extended for international transfers.
Bank Transfer
Low costSpeed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
Debit Card
Medium costSpeed: Minutes to hours
Fast and convenient — small card processing fee applies
Credit Card
Higher costSpeed: Minutes to hours
Fastest option but highest fees — card issuer may charge cash advance fee
Cash
Medium costSpeed: Varies
Pay cash at an agent location — available at select providers
Apple Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
How can my recipient receive money in Poland?
Your recipient in Poland can receive money through these delivery methods. The best option depends on their location and preferences.
Bank Deposit (SEPA)
1 business day
SEPA transfer in EUR to Polish bank accounts — fast and low-cost for transfers from EU/EEA countries.
WiseRemitlyWorldRemit
Bank Deposit (SWIFT)
1–3 business days
International wire transfer in PLN or EUR to Polish bank accounts.
WiseRemitlyWorldRemitWestern Union+1 more
Cash Pickup
Minutes
Collect cash from Poczta Polska (Polish Post) offices and agent locations across Poland.
Western UnionMoneyGramRia Money Transfer
What are the transfer limits and regulations for Poland?
Important rules and requirements to know before sending money to Poland.
Regulatory body
Komisja Nadzoru Finansowego (KNF) — Polish Financial Supervision Authority
Inbound transfer limits
No cap on incoming transfers, but amounts over EUR 15,000 must be reported for AML purposes
Documentation you may need
- Sender's government-issued photo ID
- PESEL number (Polish national ID number) may be needed for compliance
- Proof of purpose for large transfers
Important things to know
- Poland is an EU member but uses the Polish zloty (PLN), not the euro.
- SEPA transfers in EUR are fast and cheap — the recipient's bank will convert to PLN at their rate.
- Poland is one of the largest remittance-receiving countries in Europe, with a large diaspora in the UK, Germany, and Ireland.
- BLIK is Poland's national instant payment system used by over 15 million people.
How long does it take to send money to Poland?
Most transfers from United Kingdom to Poland arrive within 1–2 business days with specialist providers. Bank wires take 3–5 business days. Some providers offer instant or same-day delivery to Poland for a small premium.
FastExpress delivery
- SkrillInstant to 3 business days
- RemitlyMinutes to 3-5 days
- MoneyGramMinutes to 3 days
- WiseInstant to 2 days
- Western UnionMinutes to 5 days
Standard delivery
- HSBCSame day to 3 business days
- NatWest2-5 business days
- Royal Bank of Scotland2-5 business days
- OFX1-3 business days
- BarclaysSame day to 3 business days
Popular banks in Poland
These are the most commonly used banks for receiving international transfers in Poland.
BankSWIFT/BICNotes
PKO Bank Polski
BPKOPLPW
Bank Pekao (Pekao SA)
PKOPPLPW
mBank
BREXPLPW
ING Bank Slaski
INGBPLPW
Santander Bank Polska
WBKPPLPP
Bank Millennium
BIGBPLPW
GBP to PLN Exchange Rate History
Daily best exchange rates from top providers over the last 54 days. Rates shown are for sending $100.
| Date | __mid Market__ | Xoom (PayPal) | Skrill | HSBC | Royal Bank of Scotland |
|---|---|---|---|---|---|
| Trend | |||||
| May 20 | 4.8984✓ | 4.8116 | 4.8860 | 4.8307 | 4.7946 |
| May 19 | 4.7895 | 4.7907 | 4.8635✓ | 4.8072 | 4.7742 |
| May 18 | 4.7514 | 4.7717 | 4.8468✓ | 4.7903 | 4.7515 |
| May 17 | 4.6369 | 4.7711 | 4.8431✓ | 4.7893 | 4.7506 |
| May 16 | 4.8434✓ | 4.7711 | 4.8431 | 4.7893 | 4.7506 |
| May 15 | 4.8434 | 4.7787 | 4.8487✓ | 4.7974 | 4.7612 |
| May 14 | 4.8434 | 4.8066 | 4.8676✓ | 4.8160 | 4.7797 |
| May 13 | 4.8874✓ | 4.8079 | 4.8822 | 4.8281 | 4.7928 |
| May 12 | 4.8874✓ | 4.8022 | 4.8732 | 4.8199 | 4.7816 |
| May 11 | 4.8874✓ | 4.8063 | 4.8758 | 4.8213 | 4.7859 |
| May 10 | 4.8874✓ | 4.8035 | 4.8761 | 4.8229 | 4.7874 |
| May 9 | 4.8874✓ | 4.8035 | 4.8769 | 4.8229 | 4.7874 |
| May 8 | 4.8874✓ | 4.7979 | 4.8654 | 4.8125 | 4.7772 |
| May 7 | 4.8874✓ | 4.7972 | 4.8708 | 4.8172 | 4.7818 |
| May 6 | 4.8874 | 4.8176 | 4.8908✓ | 4.8376 | 4.8015 |
| May 5 | 4.8874✓ | — | — | — | — |
| May 4 | 4.8874 | 4.8202 | 4.8946✓ | 4.8424 | 4.8049 |
| May 3 | 4.8874 | 4.8190 | 4.8933✓ | 4.8370 | 4.7997 |
| May 2 | 4.8874 | 4.8190 | 4.8933✓ | 4.8370 | 4.7997 |
| May 1 | 4.8874 | 4.8389 | 4.9130✓ | 4.8588 | 4.8244 |
| Apr 30 | 4.8874 | 4.8199 | 4.8937✓ | 4.8410 | 4.8050 |
| Apr 29 | 4.8874✓ | 4.8075 | 4.8825 | 4.8270 | 4.7931 |
| Apr 28 | 4.8874✓ | 4.8092 | 4.8843 | 4.8300 | 4.7929 |
| Apr 27 | 4.8874✓ | 4.7965 | 4.8728 | 4.8211 | 4.7854 |
| Apr 26 | 4.8874✓ | 4.7975 | 4.8741 | 4.8222 | 4.7865 |
| Apr 25 | 4.8874✓ | 4.7975 | 4.8741 | 4.8222 | 4.7865 |
| Apr 24 | 4.8874✓ | 4.7986 | 4.8656 | 4.8130 | 4.7775 |
| Apr 23 | 4.8874✓ | 4.7746 | 4.8704 | 4.8170 | 4.7795 |
| Apr 22 | 4.8874✓ | 4.7743 | 4.8455 | 4.7933 | 4.7624 |
| Apr 21 | 4.8874✓ | 4.7615 | 4.8348 | 4.7805 | 4.7465 |
| Apr 20 | 4.8874✓ | 4.7593 | 4.8373 | 4.7853 | 4.7508 |
| Apr 19 | 4.8874✓ | 4.7610 | 4.8337 | 4.7808 | 4.7463 |
| Apr 18 | 4.8874✓ | 4.7610 | 4.8337 | 4.7808 | 4.7463 |
| Apr 17 | 4.8874✓ | 4.7728 | 4.8409 | 4.7881 | 4.7565 |
| Apr 16 | 4.8874✓ | 4.7716 | 4.8468 | 4.7926 | 4.7561 |
| Apr 15 | 4.8874✓ | 4.7817 | 4.8538 | 4.8004 | 4.7626 |
| Apr 14 | 4.8874✓ | 4.7798 | 4.8490 | 4.7978 | 4.7612 |
| Apr 13 | 4.8874✓ | 4.7870 | 4.8593 | 4.8059 | 4.7708 |
| Apr 12 | 4.8874✓ | 4.7851 | 4.8587 | 4.8044 | 4.7693 |
| Apr 11 | 4.8874✓ | 4.7851 | 4.8587 | 4.8044 | 4.7693 |
| Apr 10 | 4.8874✓ | 4.7791 | 4.8520 | 4.8003 | 4.7693 |
| Apr 9 | 4.8874✓ | 4.7863 | 4.8627 | 4.8088 | 4.7764 |
| Apr 8 | 4.8874✓ | 4.7935 | 4.8632 | 4.8123 | 4.7786 |
| Apr 7 | 4.8874✓ | 4.8054 | 4.8711 | 4.8154 | 4.7781 |
| Apr 6 | 4.8874✓ | 4.8022 | 4.8678 | 4.8124 | 4.7751 |
| Apr 5 | 4.8874✓ | 4.8045 | 4.8801 | 4.8223 | 4.7823 |
| Apr 4 | 4.8874✓ | 4.8045 | 4.8801 | 4.8223 | 4.7823 |
| Apr 3 | 4.8874✓ | 4.8096 | 4.8752 | 4.8213 | 4.7814 |
| Apr 2 | 4.8874✓ | 4.8295 | 4.8799 | 4.8240 | 4.7839 |
| Apr 1 | 4.8874 | 4.8219 | 4.9026✓ | 4.8432 | 4.8125 |
| Mar 31 | 4.8874 | 4.8332 | 4.8944✓ | 4.8378 | 4.8030 |
| Mar 30 | 4.8874 | 4.8331 | 4.9126✓ | 4.8560 | 4.8218 |
| Mar 29 | 4.8874 | 4.8305 | 4.9065✓ | 4.8554 | 4.8212 |
| Mar 28 | 4.8874 | 4.8463 | 4.9108✓ | 4.8610 | 4.8232 |
Common questions about sending money from United Kingdom to Poland
What is the cheapest way to send money from United Kingdom to Poland?
The cheapest option changes daily based on exchange rates. Use our comparison table above to see today's rates from every provider. Specialist services like Wise, Remitly, and OFX consistently offer better value than banks.
How long does it take to send money from United Kingdom to Poland?
Most specialist providers deliver to Poland within 1–2 business days. Some offer instant delivery for certain payment methods. Bank wires typically take 3–5 business days.
How much does it cost to send £500 from United Kingdom to Poland?
Costs depend on the provider's fee and exchange rate markup. Compare all providers in our table above to see exactly how much PLN your recipient would receive from a £500 transfer today.
Can I send money from United Kingdom to Poland online?
Yes, all the providers we compare support online transfers from United Kingdom to Poland. Most also offer mobile apps. You can typically pay by bank transfer, debit card, or credit card.
Is it better to use a bank or a money transfer service to send money to Poland?
Money transfer services are almost always cheaper. Banks typically charge £25–50 per wire plus a 2–5% exchange rate markup. Specialist providers charge £0–10 with markups under 1%, saving you significantly on every transfer to Poland.
Everything about sending money to Poland
Recipient requirements, delivery methods, regulations, popular banks, and more.
Other routes to Poland
Popular corridors
Top provider reviews
Useful guides
Compare all providers for United Kingdom to Poland
Enter your exact amount to see personalised quotes from every provider on this route.
Compare providers now