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Send money from Saudi Arabia to Bangladesh(SAR → BDT)
SAR
BDT|Updated recentlyMid-market 32.7369Cheapest today
Wise
Rate 32.7107 · Fee free
You send
﷼3,000
Recipient gets
৳98,132
Affiliate link · No extra cost to you
Quick answer: The cheapest way to send money from Saudi Arabia to Bangladesh in May 2026 is Wise, which delivers 98,132.06 BDT on a 3,000 SAR transfer with a fee of zero.
Last reviewed: by Awais Imran, Reviews Editor
↓
Rates are low right now
0th percentile
Based on 54 days of data (2026-03-28 to 2026-05-20)
Today's best
৳3,271.15
Wise
54-day avg
1 SAR = 107.12 BDT
Best rate
120.32
2026-04-08 · Xoom (PayPal)
Worst rate
32.70
2026-03-28 · Wise
What is the cheapest way to send SAR to BDT?
Sending ﷼3,000 from Saudi Arabia to Bangladesh. Sorted by best value — most money received.
Source: SendMoneyCompare · Data updated every 6 hours from live provider APIs
#ProviderRateFeeRecipient gets
Some links on this page are affiliate links. We may earn a commission at no extra cost to you. This does not affect our rankings, which are based on real transfer data. Editorial policy
Saudi Arabia is home to a growing Bangladeshi workforce, with hundreds of thousands of workers sending remittances back to support their families. The SAR to BDT corridor has become increasingly competitive as more providers enter the market.
Bangladesh is one of the top remittance-receiving countries globally, with Saudi Arabia being a major source. The corridor is well-served by providers including Wise, TapTap Send, ACE Money Transfer, and Western Union. bKash mobile wallet delivery has transformed this corridor, allowing recipients to receive money instantly on their phones. On a SAR 3,000 transfer, switching from a bank to a specialist provider can save BDT 2,000–4,000.
Which provider offers the best SAR to BDT rate?
Wise
4.3Exchange rate
32.7107
Fee
Free
Recipient gets
৳98,132.06
Speed
Instant to 2 days
What matters on the Saudi Arabia to Bangladesh corridor
Over 2 million Bangladeshi workers in Saudi Arabia send billions home annually, making SAR to BDT a critical remittance corridor. Bangladesh offers a 2.5% government incentive on inward remittances through banking channels, which adds meaningful value to every transfer.
- Bangladesh Bank offers a 2.5% cash incentive on inward remittances received through authorised banking channels. This incentive is paid directly to the recipient and effectively improves the exchange rate — make sure your provider delivers through qualifying channels.
- bKash mobile wallet delivery is widely available from Saudi providers and reaches recipients in minutes. With over 70 million bKash users in Bangladesh, this is the most accessible delivery method for recipients outside major cities.
- SAMA (Saudi Central Bank) licenses all money transfer operators in Saudi Arabia. Only use SAMA-registered providers — the regulator publishes a list of authorised payment service providers on its website.
- Al Rajhi Bank and Saudi National Bank offer dedicated Bangladesh remittance services, but digital providers and exchange houses like Lulu Exchange often provide better SAR/BDT rates on smaller transfer amounts.
Ensure your transfer qualifies for Bangladesh's 2.5% incentive
Bangladesh's 2.5% remittance incentive only applies to transfers received through authorised banking channels. Transfers via informal hundi/hawala networks do not qualify. Confirm with your provider that they deliver through a Bangladesh Bank-authorised channel to ensure your recipient receives the incentive.
For recurring transfers, it is worth checking live quotes each time rather than relying on one provider by habit. Competition on this corridor is strong enough that rankings can shift meaningfully with market moves.
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the Saudi Arabia to Bangladesh route.
Cheapest transfer
Wise
Delivers the most BDT for your money
Fastest transfer
Wise
Delivers in Instant to 2 days
Bank transfer
Wise
Best rate for bank deposit to Bangladesh
How to send money to Bangladesh
Sending money to Bangladesh is straightforward with the right provider. Here's how it works in 3 simple steps.
Step 1
Enter your transfer details
Choose how much SAR you want to send, compare providers above, and pick the one offering the best BDT amount for your transfer to Bangladesh.
Step 2
Add your recipient
Enter your recipient's details in Bangladesh — you'll need their bank account number. Most providers verify details instantly.
Step 3
Send & track your transfer
Pay using bank transfer, debit card, or credit card. Track your money in real-time until it arrives — bank deposit typically takes 1–2 business days.
What you need to send money to Bangladesh
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's full name as it appears on their bank account
Bank account number
13-digit account number for most Bangladeshi banks
Bank name & branch
Full bank name and specific branch (e.g. BRAC Bank, Gulshan Branch)
Routing number
9-digit Bangladesh Bank routing number identifying the specific branch
bKash number
Optional11-digit mobile number for bKash wallet transfers
Example: 01712345678
Note: Bangladesh does not widely use IBAN. You need the account number plus the 9-digit routing number issued by Bangladesh Bank that identifies the specific branch. For mobile wallet transfers, only the recipient's bKash-registered mobile number is needed.
Transfer examples: SAR to BDT
See how much your recipient would get for common transfer amounts.
Send ﷼500
ProviderFeeReceives
Wise
32.71 · Instant to 2 days
ProviderFeeRateReceivesSpeed
WiseFree32.71৳16,355Instant to 2 days
Send ﷼1,000
ProviderFeeReceives
Wise
32.71 · Instant to 2 days
ProviderFeeRateReceivesSpeed
WiseFree32.71৳32,711Instant to 2 days
Send ﷼5,000
ProviderFeeReceives
Wise
32.71 · Instant to 2 days
ProviderFeeRateReceivesSpeed
WiseFree32.71৳163,553Instant to 2 days
How much does it cost to send money from Saudi Arabia to Bangladesh?
Transfer fees range from SAR 0 (TapTap Send) to SAR 15–20 for exchange houses. Many providers offer zero-fee promotions for first-time users. The exchange rate markup is where most of the cost lies — compare the total BDT received rather than just the fee.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically ﷼0–﷼10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (32.7369).
Ways to send money to Bangladesh
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
bKash is by far the most popular way to receive remittances in Bangladesh — faster than bank deposit and accessible even without a traditional bank account. Nagad is a strong alternative with growing coverage.
Bank Transfer
Low costSpeed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
Debit Card
Medium costSpeed: Minutes to hours
Fast and convenient — small card processing fee applies
Credit Card
Higher costSpeed: Minutes to hours
Fastest option but highest fees — card issuer may charge cash advance fee
Apple Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
How can my recipient receive money in Bangladesh?
Your recipient in Bangladesh can receive money through these delivery methods. The best option depends on their location and preferences.
Bank Deposit
1–2 business days
Transfer to any Bangladeshi bank account. Bangladesh Bank's BEFTN system processes domestic transfers in batches.
WiseRemitlyWorldRemitWestern Union+1 more
bKash Mobile Wallet
Minutes
Instant transfer to bKash — Bangladesh's leading mobile financial service with 70M+ active accounts. The most popular way to receive money in Bangladesh.
RemitlyWorldRemitWestern Union
Nagad Mobile Wallet
Minutes
Transfer to Nagad, Bangladesh's fastest-growing mobile financial service operated by the postal department.
RemitlyWorldRemit
Cash Pickup
Minutes
Collect cash from agent locations, bank branches, and mobile money cash-out points across Bangladesh.
Western UnionMoneyGramRia Money Transfer
What are the transfer limits and regulations for Bangladesh?
Important rules and requirements to know before sending money to Bangladesh.
Regulatory body
Bangladesh Bank (BB)
Inbound transfer limits
No cap on inbound remittances — Bangladesh offers a 2.5% government incentive on incoming remittances through formal banking channels
Documentation you may need
- Government-issued photo ID (passport, driver's license, or state ID)
- Social Security Number or equivalent tax ID
- Recipient's National ID (NID) number may be required for cash pickups
Important things to know
- The Bangladesh government pays a 2.5% cash incentive on remittances received through official banking channels — your recipient gets extra BDT on top of the transferred amount.
- Remittances to Bangladesh are tax-free for the recipient.
- bKash transaction limit: BDT 200,000 per month for standard accounts.
- Bank deposit transfers may take longer during weekends and public holidays due to batch processing.
How long does it take to send money to Bangladesh?
bKash and Nagad transfers arrive within minutes. Bank deposits to Bangladeshi banks take 1–3 business days. Cash pickup is available through partner networks in major cities across Bangladesh.
FastExpress delivery
- WiseInstant to 2 days
Popular banks in Bangladesh
These are the most commonly used banks for receiving international transfers in Bangladesh.
BankSWIFT/BICNotes
BRAC Bank
BABORINBXXX
Dutch-Bangla Bank (DBBL)
DBBLBDDHXXX
Islami Bank Bangladesh
IBBLBDDHXXX
Sonali Bank
BSONBDDHXXX
Eastern Bank (EBL)
EABORINBXXX
Agrani Bank
AGBKBDDHXXX
SAR to BDT Exchange Rate History
Daily best exchange rates from top providers over the last 54 days. Rates shown are for sending $100.
| Date | Wise | __mid Market__ | Xoom (PayPal) |
|---|---|---|---|
| Trend | |||
| May 20 | 32.7115✓ | 32.7115✓ | — |
| May 19 | 32.7489✓ | 32.7489✓ | — |
| May 18 | 32.7102✓ | 32.7102✓ | — |
| May 17 | 32.7107✓ | 32.7107✓ | — |
| May 16 | 32.7107✓ | 32.7107✓ | — |
| May 15 | 32.7107✓ | 32.7107✓ | — |
| May 14 | 32.7107 | 32.7107 | 119.9541✓ |
| May 13 | 32.7608 | 32.7608 | 120.0307✓ |
| May 12 | 32.7643 | 32.7643 | 120.0456✓ |
| May 11 | 32.7074 | 32.7074 | 120.0231✓ |
| May 10 | 32.7069 | 32.7069 | 119.8048✓ |
| May 9 | 32.7069 | 32.7069 | 119.8048✓ |
| May 8 | 32.7121 | 32.7121 | 120.0197✓ |
| May 7 | 32.7678 | 32.7678 | 119.9466✓ |
| May 6 | 32.6982 | 32.6982 | 120.1126✓ |
| May 5 | 32.7130 | 32.7130 | 120.1068✓ |
| May 4 | 32.7152 | 32.7152 | 120.0928✓ |
| May 3 | 32.7156 | 32.7156 | 119.9346✓ |
| May 2 | 32.7156 | 32.7156 | 119.9346✓ |
| May 1 | 32.7156 | 32.7156 | 120.0948✓ |
| Apr 30 | 32.7156 | 32.7156 | 119.8872✓ |
| Apr 29 | 32.7872 | 32.7872 | 120.0121✓ |
| Apr 28 | 32.8005 | 32.8005 | 120.1539✓ |
| Apr 27 | 32.7730 | 32.7730 | 120.0442✓ |
| Apr 26 | 32.7130 | 32.7130 | 119.9628✓ |
| Apr 25 | 32.7130 | 32.7130 | 120.1192✓ |
| Apr 24 | 32.7130 | 32.7130 | 120.1192✓ |
| Apr 23 | 32.7152 | 32.7152 | 120.0086✓ |
| Apr 22 | 32.7156 | 32.7156 | 119.9344✓ |
| Apr 21 | 32.7121 | 32.7121 | 119.9140✓ |
| Apr 20 | 32.7695 | 32.7695 | 120.1167✓ |
| Apr 19 | 32.7762 | 32.7762 | 119.9633✓ |
| Apr 18 | 32.7762 | 32.7762 | 120.0882✓ |
| Apr 17 | 32.7749 | 32.7749 | 120.1184✓ |
| Apr 16 | 32.7780 | 32.7780 | 120.1403✓ |
| Apr 15 | 32.7732 | 32.7732 | 120.1950✓ |
| Apr 14 | 32.7680 | 32.7680 | 120.1800✓ |
| Apr 13 | 32.7227 | 32.7227 | 120.0028✓ |
| Apr 12 | 32.7373 | 32.7373 | 120.0725✓ |
| Apr 11 | 32.7373 | 32.7373 | 120.2407✓ |
| Apr 10 | 32.7356 | 32.7356 | 120.1638✓ |
| Apr 9 | 32.7498 | 32.7498 | 120.1668✓ |
| Apr 8 | 32.8620 | 32.8620 | 120.3201✓ |
| Apr 7 | 32.7980 | 32.7980 | 120.1771✓ |
| Apr 6 | 32.7985 | 32.7985 | 119.9751✓ |
| Apr 5 | 32.6782 | 32.6782 | 119.9330✓ |
| Apr 4 | 32.6782 | 32.6782 | 120.1399✓ |
| Apr 3 | 32.6782 | 32.6782 | 120.0600✓ |
| Apr 2 | 32.6873 | 32.6873 | 120.1836✓ |
| Apr 1 | 32.7729 | 32.7729 | 119.9559✓ |
| Mar 31 | 32.6973 | 32.6973 | 120.1690✓ |
| Mar 30 | 32.7764 | 32.7764 | 120.1947✓ |
| Mar 29 | 32.7847✓ | 32.7847✓ | — |
| Mar 28 | 32.6999✓ | 32.6999✓ | — |
Common questions about sending money from Saudi Arabia to Bangladesh
What is the cheapest way to send money from Saudi Arabia to Bangladesh?
TapTap Send and Wise typically offer the best value. TapTap Send charges zero fees with competitive rates. Wise uses the mid-market rate. ACE Money Transfer also offers strong rates with bKash delivery.
Can I send money to bKash from Saudi Arabia?
Yes, multiple providers including ACE Money Transfer, WorldRemit, and Remitly support bKash delivery from Saudi Arabia. Transfers arrive within minutes.
How long does a transfer from Saudi Arabia to Bangladesh take?
bKash and Nagad transfers are near-instant. Bank deposits typically take 1–3 business days. Cash pickup is usually available same-day.
Are there any special requirements for sending money from KSA?
You need a valid Iqama (residence permit) and may need a salary certificate. Most providers require identity verification. Transfer limits vary by provider, typically SAR 20,000–50,000 per transaction.
Everything about sending money to Bangladesh
Recipient requirements, delivery methods, regulations, popular banks, and more.
Other routes to Bangladesh
Popular corridors
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