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Send money from Saudi Arabia to Bangladesh(SAR → BDT)
SAR
BDT|Pricing observed Mid-market 32.8023Top-ranked estimate
Wise
Rate 32.6383 · Fee ﷼21.50
You send
﷼3,000
Estimated receipt
৳97,213
Affiliate link · No extra cost to you
Quick answer: We have one provider estimate for 3,000 SAR to BDT: Wise, with an estimated payout of 97,213.05 BDT. One estimate is not enough to establish the cheapest option.
Latest pricing observation: . Payouts are estimated from collected fees and markups with a mid-market reference. Collection schedules vary by source. Quotes are collected by currency pair, so we cannot confirm that every provider serves Saudi Arabia specifically — check availability, funding method and delivery method with the provider before you commit. How we collect and rank quotes.
What is the cheapest way to send SAR to BDT?
Sending ﷼3,000 from Saudi Arabia to Bangladesh. Ranked by estimated payout, with customer ratings used for closely matched results.
Source: SendMoneyCompare · Estimated payouts from collected pricing and mid-market rates
#ProviderRateFeeRecipient getsSend
Rate 32.6383·Fee ﷼21.50·0.50% markup
Best rate 123 of 169 days
↑ 0.2% over 169dAvg: 32.75 BDTRange: 32.49–32.86
Some links on this page are affiliate links — we may earn a commission at no extra cost to you. Rankings come from live transfer data and are ordered by what your recipient receives. Whether a provider pays us plays no part in that order. Where payouts land within 0.1% of each other — less than rates typically move between our updates — the higher-rated provider is listed first. Editorial policy
Saudi Arabia is home to a growing Bangladeshi workforce, with hundreds of thousands of workers sending remittances back to support their families. The SAR to BDT corridor has become increasingly competitive as more providers enter the market.
Bangladesh is one of the top remittance-receiving countries globally, with Saudi Arabia being a major source. The corridor is well-served by providers including Wise, TapTap Send, ACE Money Transfer, and Western Union. bKash mobile wallet delivery has transformed this corridor, allowing recipients to receive money instantly on their phones. On a SAR 3,000 transfer, switching from a bank to a specialist provider can save BDT 2,000–4,000.
Which provider offers the best SAR to BDT rate?
Wise
4.3Exchange rate
32.6383
Fee
﷼21.50
Recipient gets
৳97,213.05
Speed
Instant to 2 days
Guides, fees & how it works
What matters on the Saudi Arabia to Bangladesh corridor
Over 2 million Bangladeshi workers in Saudi Arabia send billions home annually, making SAR to BDT a critical remittance corridor. Bangladesh offers a 2.5% government incentive on inward remittances through banking channels, which adds meaningful value to every transfer.
- Bangladesh Bank offers a 2.5% cash incentive on inward remittances received through authorised banking channels. This incentive is paid directly to the recipient and effectively improves the exchange rate — make sure your provider delivers through qualifying channels.
- bKash mobile wallet delivery is widely available from Saudi providers and reaches recipients in minutes. With over 70 million bKash users in Bangladesh, this is the most accessible delivery method for recipients outside major cities.
- SAMA (Saudi Central Bank) licenses all money transfer operators in Saudi Arabia. Only use SAMA-registered providers — the regulator publishes a list of authorised payment service providers on its website.
- Al Rajhi Bank and Saudi National Bank offer dedicated Bangladesh remittance services, but digital providers and exchange houses like Lulu Exchange often provide better SAR/BDT rates on smaller transfer amounts.
Ensure your transfer qualifies for Bangladesh's 2.5% incentive
Bangladesh's 2.5% remittance incentive only applies to transfers received through authorised banking channels. Transfers via informal hundi/hawala networks do not qualify. Confirm with your provider that they deliver through a Bangladesh Bank-authorised channel to ensure your recipient receives the incentive.
For recurring transfers, it is worth checking live quotes each time rather than relying on one provider by habit. Competition on this corridor is strong enough that rankings can shift meaningfully with market moves.
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the Saudi Arabia to Bangladesh route.
Cheapest transfer
Wise
Delivers the most BDT for your money
Fastest transfer
Wise
Delivers in Instant to 2 days
Bank transfer
Wise
Best rate for bank deposit to Bangladesh
How to send money to Bangladesh
Sending money to Bangladeshis straightforward with the right provider. Here's how it works in 3 simple steps.
Step 1
Enter your transfer details
Choose how much SAR you want to send, compare providers above, and pick the one offering the best BDT amount for your transfer to Bangladesh.
Step 2
Add your recipient
Enter your recipient's details in Bangladesh — you'll need their bank account number. Complete the provider’s verification before expecting delivery.
Step 3
Send & track your transfer
Choose an available funding method, confirm the final payout and arrival estimate, then keep your tracking reference.
What you need to send money to Bangladesh
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's full name as it appears on their bank account
Bank account number
13-digit account number for most Bangladeshi banks
Bank name & branch
Full bank name and specific branch (e.g. BRAC Bank, Gulshan Branch)
Routing number
9-digit Bangladesh Bank routing number identifying the specific branch
bKash number
Optional11-digit mobile number for bKash wallet transfers
Example: 01712345678
Note: Bangladesh does not widely use IBAN. You need the account number plus the 9-digit routing number issued by Bangladesh Bank that identifies the specific branch. For mobile wallet transfers, only the recipient's bKash-registered mobile number is needed.
Transfer examples: SAR to BDT
See how much your recipient would get for common transfer amounts.
Send ﷼500
ProviderFeeReceives
Wise
32.61 · 1-2 business days
ProviderFeeRateReceivesSpeed
Wise﷼1.0832.61৳16,2691-2 business days
Send ﷼1,000
ProviderFeeReceives
Wise
32.76 · Instant to 2 days
ProviderFeeRateReceivesSpeed
WiseFree32.76৳32,756Instant to 2 days
Send ﷼5,000
ProviderFeeReceives
Wise
32.52 · 1-2 business days
ProviderFeeRateReceivesSpeed
Wise﷼43.0032.52৳161,2021-2 business days
How much does it cost to send money from Saudi Arabia to Bangladesh?
Transfer fees range from SAR 0 (TapTap Send) to SAR 15–20 for exchange houses. Many providers offer zero-fee promotions for first-time users. The exchange rate markup is where most of the cost lies — compare the total BDT received rather than just the fee.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically ﷼0–﷼10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (32.8023).
Ways to send money to Bangladesh
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
bKash is by far the most popular way to receive remittances in Bangladesh — faster than bank deposit and accessible even without a traditional bank account. Nagad is a strong alternative with growing coverage.
Bank Transfer
Low costSpeed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
Debit Card
Medium costSpeed: Minutes to hours
Fast and convenient — small card processing fee applies
Credit Card
Higher costSpeed: Minutes to hours
Fastest option but highest fees — card issuer may charge cash advance fee
Apple Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
How can my recipient receive money in Bangladesh?
Check these receiving options with the provider. Availability depends on the sending country, recipient and transfer conditions.
Bank Deposit
1–2 business days
Transfer to any Bangladeshi bank account. Bangladesh Bank's BEFTN system processes domestic transfers in batches.
WiseRemitlyWorldRemitWestern Union+1 more
bKash Mobile Wallet
Minutes
Instant transfer to bKash — Bangladesh's leading mobile financial service with 70M+ active accounts. The most popular way to receive money in Bangladesh.
RemitlyWorldRemitWestern Union
Nagad Mobile Wallet
Minutes
Transfer to Nagad, Bangladesh's fastest-growing mobile financial service operated by the postal department.
RemitlyWorldRemit
Cash Pickup
Minutes
Collect cash from agent locations, bank branches, and mobile money cash-out points across Bangladesh.
Western UnionMoneyGramRia Money Transfer
What are the transfer limits and regulations for Bangladesh?
Important rules and requirements to know before sending money to Bangladesh.
Regulatory body
Bangladesh Bank (BB)
Inbound transfer limits
No cap on inbound remittances — Bangladesh offers a 2.5% government incentive on incoming remittances through formal banking channels
Documentation you may need
- Government-issued photo ID (passport, driver's license, or state ID)
- Social Security Number or equivalent tax ID
- Recipient's National ID (NID) number may be required for cash pickups
Important things to know
- The Bangladesh government pays a 2.5% cash incentive on remittances received through official banking channels — your recipient gets extra BDT on top of the transferred amount.
- Remittances to Bangladesh are tax-free for the recipient.
- bKash transaction limit: BDT 200,000 per month for standard accounts.
- Bank deposit transfers may take longer during weekends and public holidays due to batch processing.
How long does it take to send money to Bangladesh?
bKash and Nagad transfers arrive within minutes. Bank deposits to Bangladeshi banks take 1–3 business days. Cash pickup is available through partner networks in major cities across Bangladesh.
Delivery times shown here are published by the providers and payment schemes. We do not measure when transfers actually arrive, so treat them as estimates and confirm the time with your provider before you send.
FastExpress delivery
- WiseInstant to 2 days
Popular banks in Bangladesh
These are the most commonly used banks for receiving international transfers in Bangladesh.
BankSWIFT/BICNotes
BRAC Bank
BABORINBXXX
Dutch-Bangla Bank (DBBL)
DBBLBDDHXXX
Islami Bank Bangladesh
IBBLBDDHXXX
Sonali Bank
BSONBDDHXXX
Eastern Bank (EBL)
EABORINBXXX
Agrani Bank
AGBKBDDHXXX
64/ 100
Only one provider here
SendScoreToday's best rate is +0.17% vs the 30-day average, 76% of the way up the 90-day range. Rates are flat over the past week. Only one provider quotes this corridor, so this is a single-provider reading rather than a comparison.
- 40%Position in the 90-day range — 76% of the way up the 90-day range
- 25%Versus the 30-day average — +0.17% vs the 30-day average
- 15%This week versus last — flat over the past week
Measured from 169 days of our own recorded provider rates for SAR→BDT
SAR to BDT Exchange Rate History
Daily best exchange rates from top providers over the last 169 days. Rates shown are for sending $100.
| Date | Wise | __mid Market__ | Xoom (PayPal) |
|---|---|---|---|
| Trend | |||
| Sep 12 | 32.7577✓ | 32.7577✓ | — |
| Sep 11 | 32.7577✓ | 32.7577✓ | — |
| Sep 10 | 32.7652✓ | 32.7652✓ | — |
| Sep 9 | 32.7643✓ | 32.7643✓ | — |
| Sep 8 | 32.7301✓ | 32.7301✓ | — |
| Sep 7 | 32.7071✓ | 32.7071✓ | — |
| Sep 6 | 32.7297✓ | 32.7297✓ | — |
| Sep 5 | 32.7297✓ | 32.7297✓ | — |
| Sep 4 | 32.7297✓ | 32.7297✓ | — |
| Sep 3 | 32.6565✓ | 32.6565✓ | — |
| Sep 2 | 32.6565✓ | 32.6565✓ | — |
| Sep 1 | 32.8344✓ | 32.8344✓ | — |
| Aug 31 | 32.8344✓ | 32.8344✓ | — |
| Aug 30 | 32.8348✓ | 32.8348✓ | — |
| Aug 29 | 32.8348✓ | 32.8348✓ | — |
| Aug 28 | 32.8339✓ | 32.8339✓ | — |
| Aug 27 | 32.8317✓ | 32.8317✓ | — |
| Aug 26 | 32.7065✓ | 32.7065✓ | — |
| Aug 25 | 32.7057✓ | 32.7057✓ | — |
| Aug 24 | 32.5454✓ | 32.5454✓ | — |
| Aug 23 | 32.5467✓ | 32.5467✓ | — |
| Aug 22 | 32.5467✓ | 32.5467✓ | — |
| Aug 21 | 32.5459✓ | 32.5459✓ | — |
| Aug 20 | 32.5459✓ | 32.5459✓ | — |
| Aug 19 | 32.4943✓ | 32.4943✓ | — |
| Aug 18 | 32.6808✓ | 32.6808✓ | — |
| Aug 17 | 32.6963✓ | 32.6963✓ | — |
| Aug 16 | 32.6941✓ | 32.6941✓ | — |
| Aug 15 | 32.6941✓ | 32.6941✓ | — |
| Aug 14 | 32.6967✓ | 32.6967✓ | — |
| Aug 13 | 32.6967✓ | 32.6967✓ | — |
| Aug 12 | 32.8388✓ | 32.8388✓ | — |
| Aug 11 | 32.8388✓ | 32.8388✓ | — |
| Aug 10 | 32.8388✓ | 32.8388✓ | — |
| Aug 9 | 32.8388✓ | 32.8388✓ | — |
| Aug 8 | 32.8388✓ | 32.8388✓ | — |
| Aug 7 | 32.8388✓ | 32.8388✓ | — |
| Aug 6 | 32.8388✓ | 32.8388✓ | — |
| Aug 5 | 32.8388✓ | 32.8388✓ | — |
| Aug 4 | 32.8388✓ | 32.8388✓ | — |
| Aug 3 | 32.8388✓ | 32.8388✓ | — |
| Aug 2 | 32.8388✓ | 32.8388✓ | — |
| Aug 1 | 32.8388✓ | 32.8388✓ | — |
| Jul 31 | 32.8388✓ | 32.8388✓ | — |
| Jul 30 | 32.8388✓ | 32.8388✓ | — |
| Jul 29 | 32.8388✓ | 32.8388✓ | — |
| Jul 28 | 32.8388✓ | 32.8388✓ | — |
| Jul 27 | 32.8388✓ | 32.8388✓ | — |
| Jul 26 | 32.8388✓ | 32.8388✓ | — |
| Jul 25 | 32.8388✓ | 32.8388✓ | — |
| Jul 24 | 32.8388✓ | 32.8388✓ | — |
| Jul 23 | 32.8388✓ | 32.8388✓ | — |
| Jul 22 | 32.8388✓ | 32.8388✓ | — |
| Jul 21 | 32.8388✓ | 32.8388✓ | — |
| Jul 20 | 32.8388✓ | 32.8388✓ | — |
| Jul 19 | 32.8388✓ | 32.8388✓ | — |
| Jul 18 | 32.8388✓ | 32.8388✓ | — |
| Jul 17 | 32.8388✓ | 32.8388✓ | — |
| Jul 16 | 32.8388✓ | 32.8388✓ | — |
| Jul 15 | 32.8388✓ | 32.8388✓ | — |
| Jul 14 | 32.8388✓ | 32.8388✓ | — |
| Jul 13 | 32.8388✓ | 32.8388✓ | — |
| Jul 12 | 32.8388✓ | 32.8388✓ | — |
| Jul 11 | 32.8388✓ | 32.8388✓ | — |
| Jul 10 | 32.8388✓ | 32.8388✓ | — |
| Jul 9 | 32.8388✓ | 32.8388✓ | — |
| Jul 8 | 32.8388✓ | 32.8388✓ | — |
| Jul 7 | 32.8388✓ | 32.8388✓ | — |
| Jul 6 | 32.8388✓ | 32.8388✓ | — |
| Jul 5 | 32.8388✓ | 32.8388✓ | — |
| Jul 4 | 32.8388✓ | 32.8388✓ | — |
| Jul 3 | 32.8388✓ | 32.8388✓ | — |
| Jul 2 | 32.8078✓ | 32.8078✓ | — |
| Jul 1 | 32.7904✓ | 32.7904✓ | — |
| Jun 30 | 32.7937✓ | 32.7937✓ | — |
| Jun 29 | 32.7537✓ | 32.7537✓ | — |
| Jun 28 | 32.7537✓ | 32.7537✓ | — |
| Jun 27 | 32.7537✓ | 32.7537✓ | — |
| Jun 26 | 32.7572✓ | 32.7572✓ | — |
| Jun 25 | 32.7616✓ | 32.7616✓ | — |
| Jun 24 | 32.7242✓ | 32.7242✓ | — |
| Jun 23 | 32.7216✓ | 32.7216✓ | — |
| Jun 22 | 32.7032✓ | 32.7032✓ | — |
| Jun 21 | 32.7019✓ | 32.7019✓ | — |
| Jun 20 | 32.7019✓ | 32.7019✓ | — |
| Jun 19 | 32.7046✓ | 32.7046✓ | — |
| Jun 18 | 32.7072✓ | 32.7072✓ | — |
| Jun 17 | 32.7760✓ | 32.7760✓ | — |
| Jun 16 | 32.7760✓ | 32.7760✓ | — |
| Jun 15 | 32.7760✓ | 32.7760✓ | — |
| Jun 14 | 32.7747✓ | 32.7747✓ | — |
| Jun 13 | 32.7747✓ | 32.7747✓ | — |
| Jun 12 | 32.7747✓ | 32.7747✓ | — |
| Jun 11 | 32.7368✓ | 32.7368✓ | — |
| Jun 10 | 32.7368✓ | 32.7368✓ | — |
| Jun 9 | 32.6924✓ | 32.6924✓ | — |
| Jun 8 | 32.6919✓ | 32.6919✓ | — |
| Jun 7 | 32.6919✓ | 32.6919✓ | — |
| Jun 6 | 32.6919✓ | 32.6919✓ | — |
| Jun 5 | 32.6950✓ | 32.6950✓ | — |
| Jun 4 | 32.6993✓ | 32.6993✓ | — |
| Jun 3 | 32.7054✓ | 32.7054✓ | — |
| Jun 2 | 32.7489✓ | 32.7489✓ | — |
| Jun 1 | 32.6505✓ | 32.6505✓ | — |
| May 31 | 32.7043✓ | 32.7043✓ | — |
| May 30 | 32.7043✓ | 32.7043✓ | — |
| May 29 | 32.6871✓ | 32.6871✓ | — |
| May 28 | 32.6880✓ | 32.6880✓ | — |
| May 27 | 32.6941✓ | 32.6941✓ | — |
| May 26 | 32.6863✓ | 32.6863✓ | — |
| May 25 | 32.7506✓ | 32.7506✓ | — |
| May 24 | 32.7506✓ | 32.7506✓ | — |
| May 23 | 32.7506✓ | 32.7506✓ | — |
| May 22 | 32.7489✓ | 32.7489✓ | — |
| May 21 | 32.7515✓ | 32.7515✓ | — |
| May 20 | 32.7115✓ | 32.7115✓ | — |
| May 19 | 32.7489✓ | 32.7489✓ | — |
| May 18 | 32.7102✓ | 32.7102✓ | — |
| May 17 | 32.7107✓ | 32.7107✓ | — |
| May 16 | 32.7107✓ | 32.7107✓ | — |
| May 15 | 32.7107✓ | 32.7107✓ | — |
| May 14 | 32.7107 | 32.7107 | 119.9541✓ |
| May 13 | 32.7608 | 32.7608 | 120.0307✓ |
| May 12 | 32.7643 | 32.7643 | 120.0456✓ |
| May 11 | 32.7074 | 32.7074 | 120.0231✓ |
| May 10 | 32.7069 | 32.7069 | 119.8048✓ |
| May 9 | 32.7069 | 32.7069 | 119.8048✓ |
| May 8 | 32.7121 | 32.7121 | 120.0197✓ |
| May 7 | 32.7678 | 32.7678 | 119.9466✓ |
| May 6 | 32.6982 | 32.6982 | 120.1126✓ |
| May 5 | 32.7130 | 32.7130 | 120.1068✓ |
| May 4 | 32.7152 | 32.7152 | 120.0928✓ |
| May 3 | 32.7156 | 32.7156 | 119.9346✓ |
| May 2 | 32.7156 | 32.7156 | 119.9346✓ |
| May 1 | 32.7156 | 32.7156 | 120.0948✓ |
| Apr 30 | 32.7156 | 32.7156 | 119.8872✓ |
| Apr 29 | 32.7872 | 32.7872 | 120.0121✓ |
| Apr 28 | 32.8005 | 32.8005 | 120.1539✓ |
| Apr 27 | 32.7730 | 32.7730 | 120.0442✓ |
| Apr 26 | 32.7130 | 32.7130 | 119.9628✓ |
| Apr 25 | 32.7130 | 32.7130 | 120.1192✓ |
| Apr 24 | 32.7130 | 32.7130 | 120.1192✓ |
| Apr 23 | 32.7152 | 32.7152 | 120.0086✓ |
| Apr 22 | 32.7156 | 32.7156 | 119.9344✓ |
| Apr 21 | 32.7121 | 32.7121 | 119.9140✓ |
| Apr 20 | 32.7695 | 32.7695 | 120.1167✓ |
| Apr 19 | 32.7762 | 32.7762 | 119.9633✓ |
| Apr 18 | 32.7762 | 32.7762 | 120.0882✓ |
| Apr 17 | 32.7749 | 32.7749 | 120.1184✓ |
| Apr 16 | 32.7780 | 32.7780 | 120.1403✓ |
| Apr 15 | 32.7732 | 32.7732 | 120.1950✓ |
| Apr 14 | 32.7680 | 32.7680 | 120.1800✓ |
| Apr 13 | 32.7227 | 32.7227 | 120.0028✓ |
| Apr 12 | 32.7373 | 32.7373 | 120.0725✓ |
| Apr 11 | 32.7373 | 32.7373 | 120.2407✓ |
| Apr 10 | 32.7356 | 32.7356 | 120.1638✓ |
| Apr 9 | 32.7498 | 32.7498 | 120.1668✓ |
| Apr 8 | 32.8620 | 32.8620 | 120.3201✓ |
| Apr 7 | 32.7980 | 32.7980 | 120.1771✓ |
| Apr 6 | 32.7985 | 32.7985 | 119.9751✓ |
| Apr 5 | 32.6782 | 32.6782 | 119.9330✓ |
| Apr 4 | 32.6782 | 32.6782 | 120.1399✓ |
| Apr 3 | 32.6782 | 32.6782 | 120.0600✓ |
| Apr 2 | 32.6873 | 32.6873 | 120.1836✓ |
| Apr 1 | 32.7729 | 32.7729 | 119.9559✓ |
| Mar 31 | 32.6973 | 32.6973 | 120.1690✓ |
| Mar 30 | 32.7764 | 32.7764 | 120.1947✓ |
| Mar 29 | 32.7847✓ | 32.7847✓ | — |
| Mar 28 | 32.6999✓ | 32.6999✓ | — |
Frequently asked questions
Common questions about sending money from Saudi Arabia to Bangladesh
What is the cheapest way to send money from Saudi Arabia to Bangladesh?
We have one provider estimate for 3,000 SAR to BDT: Wise, with an estimated payout of 97,213.05 BDT. One estimate is not enough to establish the cheapest option. TapTap Send and Wise typically offer the best value. TapTap Send charges zero fees with competitive rates. Wise uses the mid-market rate. ACE Money Transfer also offers strong rates with bKash delivery.
Can I send money to bKash from Saudi Arabia?
Yes, multiple providers including ACE Money Transfer, WorldRemit, and Remitly support bKash delivery from Saudi Arabia. Transfers arrive within minutes.
How long does a transfer from Saudi Arabia to Bangladesh take?
bKash and Nagad transfers are near-instant. Bank deposits typically take 1–3 business days. Cash pickup is usually available same-day.
Are there any special requirements for sending money from KSA?
You need a valid Iqama (residence permit) and may need a salary certificate. Most providers require identity verification. Transfer limits vary by provider, typically SAR 20,000–50,000 per transaction.
More for this corridor
Everything about sending money to Bangladesh
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