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TapTap Send
Rate 156.3947 · Fee free
You send
$1,000
Recipient gets
J$156,395
J$7,500 more than the most expensive provider · 1.02% markup vs mid-market
Affiliate link · No extra cost to you
Quick answer: The cheapest way to send money to Jamaica in August 2026 is TapTap Send, which delivers 156,394.7 JMD on a 1,000 USD transfer with a fee of zero and an exchange rate of 156.3947. According to SendMoneyCompare's comparison of 10 providers updated every 6 hours, the difference between the cheapest and most expensive provider on this corridor is 7,536 JMD.
Last reviewed: by Awais Imran, Reviews Editor
Sending $1,000 from to Jamaica. Sorted by best value — most money received.
Source: SendMoneyCompare · Data updated every 6 hours from live provider APIs
TapTap SendBest value
156.3947
Free
J$156,394.70
155.9839
Free
J$155,983.89
155.5415
$1.90
J$155,245.94
155.5415
$2.99
J$155,076.40
155.2729
$1.99
J$154,963.87
155.1465
$1.49
J$154,915.29
153.6138
$2.90
J$153,168.31
153.4242
$1.99
J$153,118.87
151.1015
Free
J$151,101.49
Potential savings: Choosing the best provider over the most expensive saves your recipient J$7,535.57 on a $1,000 transfer.
Jamaica received approximately $3.5 billion in remittances in 2023, representing over 20% of GDP. The Jamaican diaspora is concentrated in the US (particularly New York and Florida), the UK, and Canada. Western Union and MoneyGram have dominant cash pickup networks on the island, while the growing banking sector supports direct bank deposits to NCB, Scotiabank Jamaica, and JMMB.

Exchange rate
156.3947
Fee
Free
Recipient gets
J$156,394.70
Speed
Under 3 minutes (95% of transfers)
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Example alert
GBP → INR · cheapest just changed
Sending £1,000 today? The top provider on this corridor now lands about ₹1,180 more than yesterday’s best — the bank wire is still ₹9,400 behind.
sendmoneycompare.com/send-money/uk-to-india
09:12USD → PHP · watch the funding fee
Two providers added a card-funding fee this morning. Paying by bank transfer is now the cheaper route on this corridor.
Thu 16:40Different providers excel at different things. Here's who's best for each use case on the to Jamaica route.
Cheapest transfer
TapTap Send
Delivers the most JMD for your money
Fastest transfer
TapTap Send
Delivers in Under 3 minutes (95% of transfers)
Cash pickup
MoneyGram
Widest cash pickup network
Bank transfer
TapTap Send
Best rate for bank deposit to Jamaica
Sending money to Jamaicais straightforward with the right provider. Here's how it works in 3 simple steps.
Choose how much USD you want to send, compare providers above, and pick the one offering the best JMD amount for your transfer to Jamaica.
Enter your recipient's details in Jamaica — you'll need their bank account number. Most providers verify details instantly.
Pay using bank transfer, debit card, or credit card. Track your money in real-time until it arrives — bank deposit typically takes 1–2 business days.
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's full legal name as it appears on their bank account
Bank account number
Jamaican bank account number (typically 10–14 digits)
Example: 1234567890
Bank name & branch
Name and branch of the recipient's bank (e.g. NCB, Scotiabank Jamaica)
Transit/branch number
OptionalBranch transit number for the specific bank location
Note: Jamaica does not use the IBAN system. Bank transfers require the recipient's account number, bank name, and branch. The Jamaican banking system uses transit numbers to identify specific branches.
See how much your recipient would get for common transfer amounts.
TapTap Send
156.39 · Under 3 minutes (95% of transfers)
XE Money Transfer
155.98 · 0-3 days
MoneyGram
155.54 · 0.5 day
BOSS Money
155.15 · Instant
Paysend
155.27 · 2 days
Remitly
153.97 · 0.5-3 days
TapTap Send
156.39 · Under 3 minutes (95% of transfers)
XE Money Transfer
155.98 · 0-3 days
MoneyGram
155.54 · 0.5 day
Remitly
155.54 · 0.5-3 days
Paysend
155.27 · 2 days
BOSS Money
155.15 · Instant
TapTap Send
156.39 · Under 3 minutes (95% of transfers)
XE Money Transfer
157.09 · 0-3 days
MoneyGram
155.54 · 0.5 day
Paysend
155.27 · 2 days
BOSS Money
155.15 · Instant
Ria Money Transfer
153.61 · Minutes to 2 days
Transfer fees to Jamaica vary by provider and how you pay. Specialist services charge J$0–10 per transfer, while banks charge $25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total JMD your recipient receives.
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically $0–$10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (158.0064).
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
Cash pickup dominates remittances to Jamaica, with agent locations in every parish. The Jamaican diaspora (mainly in the US, UK, and Canada) sends significant remittances home. Mobile wallets like Lynk are emerging but cash remains preferred.
Speed: Minutes to hours
Fast and convenient — small card processing fee applies
Speed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
Speed: Minutes to hours
Convenient mobile payment — linked card fees apply
Speed: Minutes to hours
Convenient mobile payment — linked card fees apply
Speed: Minutes to hours
Fastest option but highest fees — card issuer may charge cash advance fee
Speed: Varies
Pay cash at an agent location — available at select providers
Your recipient in Jamaica can receive money through these delivery methods. The best option depends on their location and preferences.
Direct transfer to Jamaican bank accounts at major banks island-wide.
Collect cash from agent locations across Jamaica — the most popular remittance method on the island.
Transfer to mobile wallets like Lynk for instant access to funds.
Important rules and requirements to know before sending money to Jamaica.
Regulatory body
Bank of Jamaica (BOJ)
Inbound transfer limits
No cap on incoming remittances — Jamaica depends heavily on diaspora remittances
Documentation you may need
Most transfers to Jamaica arrive within 1–2 business days with specialist providers. Mobile wallet and cash pickup options are often available within minutes. Bank deposits typically take 1–3 business days.
These are the most commonly used banks for receiving international transfers in Jamaica.
National Commercial Bank (NCB)
JABORJMK
Scotiabank Jamaica
NABORJMKXXX
CIBC FirstCaribbean
FCIBBJMK
JN Bank
JABORJM2XXX
Sagicor Bank Jamaica
SABORJMK
Daily best exchange rates from top providers over the last 146 days. Rates shown are for sending $100.
| Date | Xoom (PayPal) | Wise | __mid Market__ | Ria Money Transfer | TapTap Send |
|---|---|---|---|---|---|
| Trend | |||||
| Aug 19 | 145.7882 | 158.0350✓ | 156.3900 | 153.6100 | 156.3900 |
| Aug 18 | 145.7502 | 158.0350✓ | 154.0900 | 154.0900 | 156.3900 |
| Aug 17 | 146.0952 | 158.0350✓ | 154.0900 | 154.0900 | 156.3900 |
| Aug 16 | 146.0952 | 158.0350✓ | 154.0900 | 154.0900 | 156.3900 |
| Aug 15 | 146.0952 | 158.0350✓ | 154.0900 | 154.0900 | 156.3900 |
| Aug 14 | 146.0791 | 158.3750✓ | 154.0900 | 154.0900 | 156.3900 |
| Aug 13 | 146.1622 | 158.3750✓ | 154.0900 | 154.0900 | 156.3900 |
| Aug 12 | 146.0112 | 157.9280✓ | 154.0900 | 154.0900 | 154.0000 |
| Aug 11 | 146.0112 | 157.9280✓ | 154.0900 | 154.0900 | 154.0000 |
| Aug 10 | 146.0112 | 157.9280✓ | 154.3300 | 154.3300 | 154.0000 |
| Aug 9 | 146.0112 | 157.9280✓ | 154.3300 | 154.3300 | 154.0000 |
| Aug 8 | 146.0112 | 157.9280✓ | 154.0000 | 154.3300 | 154.0000 |
| Aug 7 | 146.0112 | 157.9280✓ | 154.1800 | 154.1800 | 154.0000 |
| Aug 6 | 146.0112 | 157.9280✓ | 154.1800 | 154.1800 | 154.0000 |
| Aug 5 | 146.0112 | 157.9280✓ | 154.1800 | 154.1800 | 154.0000 |
| Aug 4 | 146.0112 | 157.9280✓ | 154.0000 | 153.9900 | 154.0000 |
| Aug 3 | 146.0112 | 157.9280✓ | 154.0000 | 154.0700 | 154.0000 |
| Aug 2 | 146.0112 | 157.9280✓ | 154.0000 | 154.0700 | 154.0000 |
| Aug 1 | 146.0112 | 157.9280✓ | 154.2700 | 154.2700 | 154.0000 |
| Jul 31 | 146.0112 | 157.9280✓ | 154.2700 | 154.2700 | 154.0000 |
| Jul 30 | 146.0112 | 157.9280✓ | 154.2700 | 154.2700 | 154.0000 |
| Jul 29 | 146.0112 | 157.9280✓ | 154.2700 | 154.2700 | 154.0000 |
| Jul 28 | 146.0112 | 157.9280✓ | 154.2700 | 154.2700 | 154.0000 |
| Jul 27 | 146.0112 | 157.9280✓ | 154.2700 | 154.2700 | 154.0000 |
| Jul 26 | 146.0112 | 157.9280✓ | 154.2700 | 154.2700 | 154.0000 |
| Jul 25 | 146.0112 | 157.9280✓ | 154.2700 | 154.2700 | 154.0000 |
| Jul 24 | 146.0112 | 157.9280✓ | 154.2700 | 154.2700 | 154.0000 |
| Jul 23 | 146.0112 | 157.9280✓ | 154.2000 | 154.2000 | 154.0000 |
| Jul 22 | 146.0112 | 157.9280✓ | 154.0000 | 154.2800 | 154.0000 |
| Jul 21 | 146.0112 | 157.9280✓ | 154.1200 | 154.1200 | 154.0000 |
| Jul 20 | 146.0112 | 157.9280✓ | 154.1200 | 154.1200 | 154.0000 |
| Jul 19 | 146.0112 | 157.9280✓ | 154.1200 | 154.1200 | 154.0000 |
| Jul 18 | 146.0112 | 157.9280✓ | 154.1200 | 154.1200 | 154.0000 |
| Jul 17 | 146.0112 | 157.9280✓ | 154.1200 | 154.1200 | 154.0000 |
| Jul 16 | 146.0112 | 157.9280✓ | 154.1200 | 154.1200 | 154.0000 |
| Jul 15 | 146.0112 | 157.9280✓ | 154.1200 | 154.1200 | 154.0000 |
| Jul 14 | 146.0112 | 157.9280✓ | 154.1200 | 154.1200 | 154.0000 |
| Jul 13 | 146.0112 | 157.9280✓ | 154.1200 | 154.1200 | 154.0000 |
| Jul 12 | 146.0112 | 157.9280✓ | 154.1200 | 154.1200 | 154.0000 |
| Jul 11 | 146.0112 | 157.9280✓ | 154.1200 | 154.1200 | 154.0000 |
| Jul 10 | 146.0112 | 157.9280✓ | 154.1200 | 154.1200 | 154.0000 |
| Jul 9 | 146.0112 | 157.9280✓ | 154.0000 | 154.3800 | 154.0000 |
| Jul 8 | 146.0112 | 157.9280✓ | 154.0000 | 153.5600 | 154.0000 |
| Jul 7 | 146.0112 | 157.9280✓ | 152.8000 | 152.8000 | 154.0000 |
| Jul 6 | 146.0112 | 157.9280✓ | 152.8000 | 152.8000 | 154.0000 |
| Jul 5 | 146.0112 | 157.9280✓ | 152.8000 | 152.8000 | 154.0000 |
| Jul 4 | 146.0112 | 157.9280✓ | 152.8000 | 152.8000 | 154.0000 |
| Jul 3 | 146.0112 | 157.9280✓ | 157.0657 | 152.8000 | 154.0000 |
| Jul 2 | 145.1247 | 157.1300✓ | 152.8000 | 152.8000 | 153.0000 |
| Jul 1 | 145.0323 | 157.0550✓ | 152.8000 | 152.8000 | 153.0000 |
| Jun 30 | 145.2217 | 157.0950✓ | 152.8000 | 152.8000 | 153.0000 |
| Jun 29 | 145.2362 | 157.2440✓ | 152.8000 | 152.8000 | 154.4900 |
| Jun 28 | 145.2362 | 157.2440✓ | 152.8000 | 152.8000 | 154.4900 |
| Jun 27 | 145.2362 | 157.2440✓ | 154.4900 | 152.8000 | 154.4900 |
| Jun 26 | 145.3366 | 157.6520✓ | 155.8900 | 153.1000 | 155.8900 |
| Jun 25 | 145.3531 | 157.3940✓ | 155.8900 | 153.1700 | 155.8900 |
| Jun 24 | 145.4476 | 157.4440✓ | 153.4400 | 153.4400 | 156.0900 |
| Jun 23 | 145.1665 | 157.1640✓ | 153.4400 | 153.4400 | 156.0900 |
| Jun 22 | 145.6760 | 157.5190✓ | 153.4400 | 153.4400 | 156.0900 |
| Jun 21 | 145.6760 | 157.5190✓ | 156.0900 | 153.4400 | 156.0900 |
| Jun 20 | 145.6760 | 157.5190✓ | 156.0900 | 153.4400 | 156.0900 |
| Jun 19 | 145.7589 | 157.5190✓ | 156.0900 | 153.5200 | 156.0900 |
| Jun 18 | 145.5405 | 157.5030✓ | 156.0900 | 153.9100 | 156.0900 |
| Jun 17 | 146.2237 | 157.7690✓ | 156.0900 | 153.9100 | 156.0900 |
| Jun 16 | 146.2237 | 157.7690✓ | 156.0900 | 153.8800 | 156.0900 |
| Jun 15 | 146.2237 | 157.7690✓ | 156.0900 | 154.1200 | 156.0900 |
| Jun 14 | 146.2237 | 157.7690✓ | 156.0900 | 154.1200 | 156.0900 |
| Jun 13 | 146.2237 | 157.7690✓ | 156.0900 | 154.1200 | 156.0900 |
| Jun 12 | 146.2237 | 157.7690✓ | 156.0900 | 154.0900 | 156.0900 |
| Jun 11 | 145.6912 | 157.2900✓ | 156.0900 | 153.7700 | 156.0900 |
| Jun 10 | 145.6912 | 157.2900✓ | 156.0900 | 153.4400 | 156.0900 |
| Jun 9 | 145.6296 | 157.4450✓ | 156.0900 | 153.2000 | 156.0900 |
| Jun 8 | 145.6207 | 157.1600✓ | 156.0900 | 153.3400 | 156.0900 |
| Jun 7 | 145.6207 | 157.1600✓ | 156.0900 | 153.3400 | 156.0900 |
| Jun 6 | 145.6207 | 157.1600✓ | 156.0900 | 153.3400 | 156.0900 |
| Jun 5 | 146.1229 | 157.5480✓ | 156.0900 | 153.8300 | 156.0900 |
| Jun 4 | 146.2901 | 157.5230✓ | 156.0900 | 153.6900 | 156.0900 |
| Jun 3 | 146.0620 | 158.0000✓ | 156.0900 | 153.2300 | 156.0900 |
| Jun 2 | 145.1480 | 156.9730✓ | 156.0900 | 153.1000 | 156.0900 |
| Jun 1 | 145.3255 | 157.1650✓ | 156.0900 | 153.1300 | 156.0900 |
| May 31 | 145.3255 | 157.1650✓ | 156.0900 | 153.1300 | 156.0900 |
| May 30 | 145.3255 | 157.1650✓ | 156.0900 | 152.8000 | 156.0900 |
| May 29 | 145.0598 | 156.9790✓ | 156.0900 | 152.8000 | 156.0900 |
| May 28 | 144.5190 | 156.5440✓ | 156.0900 | 152.5700 | 156.0900 |
| May 27 | 145.2636 | 157.0040✓ | 156.0900 | 152.7700 | 156.0900 |
| May 26 | 145.4107 | 157.0540 | 157.2000✓ | 152.8300 | 157.2000✓ |
| May 25 | 145.4107 | 157.0540 | 157.2000✓ | 152.8300 | 157.2000✓ |
| May 24 | 145.4107 | 157.0540 | 157.2000✓ | 152.8300 | 157.2000✓ |
| May 23 | 145.4107 | 157.0540 | 157.2000✓ | 152.8300 | 157.2000✓ |
| May 22 | 145.4410 | 157.1780 | 153.3700 | 153.3700 | 157.2000✓ |
| May 21 | 145.2551 | 157.0690 | 153.3700 | 153.3700 | 157.2000✓ |
| May 20 | 146.2855 | 157.7330✓ | 157.2000 | 153.5800 | 157.2000 |
| May 19 | 145.9572 | 157.3540✓ | 157.2000 | 153.8200 | 157.2000 |
| May 18 | 145.8890 | 157.6720✓ | 157.2000 | 153.8700 | 157.2000 |
| May 17 | 145.8890 | 157.6720✓ | 157.2000 | 153.8700 | 157.2000 |
| May 16 | 145.8890 | 157.6720✓ | 157.2000 | 153.8700 | 157.2000 |
| May 15 | 145.4201 | 157.8010✓ | 153.8200 | 153.8200 | 157.2000 |
| May 14 | 145.8406 | 157.5590✓ | 153.8200 | 153.8200 | 157.2000 |
| May 13 | 145.8906 | 157.2850✓ | 153.3000 | 153.3000 | — |
| May 12 | 146.1196 | 157.7660✓ | 153.3000 | 153.3000 | — |
| May 11 | 145.5213 | 156.8550✓ | 153.3000 | 153.3000 | — |
| May 10 | 145.5213 | 156.8550✓ | 153.3000 | 153.3000 | — |
| May 9 | 145.5213 | 156.8550✓ | 153.3000 | 153.3000 | — |
| May 8 | 145.4109 | 157.3160✓ | 153.3000 | 153.3000 | — |
| May 7 | 145.4136 | 157.2930✓ | 153.3000 | 153.3000 | — |
| May 6 | 145.3974 | 156.9140✓ | 153.3000 | 153.3000 | — |
| May 5 | 145.3586 | 156.9230✓ | 153.3000 | 153.3000 | — |
| May 4 | 145.3028 | 157.1000✓ | 153.3000 | 153.3000 | — |
| May 3 | 145.3028 | 157.1000✓ | 153.3000 | 153.3000 | — |
| May 2 | 145.3028 | 157.1000✓ | 153.3000 | 153.3000 | — |
| May 1 | 144.9668 | 157.1050✓ | 153.3000 | 153.3000 | — |
| Apr 30 | 144.5323 | 156.4850✓ | 153.3000 | 153.3000 | — |
| Apr 29 | 144.9275 | 156.5600✓ | 153.3000 | 153.3000 | — |
| Apr 28 | 145.3278 | 156.9950✓ | 153.3000 | 153.3000 | — |
| Apr 27 | 145.6284 | 157.1110✓ | 153.3000 | 153.3000 | — |
| Apr 26 | 145.6284 | 157.1110✓ | 153.3000 | 153.3000 | — |
| Apr 25 | 145.6284 | 157.1110✓ | 153.3000 | 153.3000 | — |
| Apr 24 | 145.5884 | 157.3100✓ | 153.3000 | 153.3000 | — |
| Apr 23 | 145.7580 | 157.3480✓ | 153.3000 | 153.3000 | — |
| Apr 22 | 145.6265 | 157.2060✓ | 153.3000 | 153.3000 | — |
| Apr 21 | 145.6392 | 157.7980✓ | 153.3000 | 153.3000 | — |
| Apr 20 | 146.1233 | 156.9500✓ | 153.3000 | 153.3000 | — |
| Apr 19 | 146.1233 | 156.9500✓ | 153.3000 | 153.3000 | — |
| Apr 18 | 146.1233 | 156.9500✓ | 153.3000 | 153.3000 | — |
| Apr 17 | 145.8592 | 157.3700✓ | 153.3000 | 153.3000 | — |
| Apr 16 | 145.6543 | 157.3500✓ | 153.3000 | 153.3000 | — |
| Apr 15 | 145.5466 | 157.1110✓ | 153.3000 | 153.3000 | — |
| Apr 14 | 145.6374 | 157.9890✓ | 153.3000 | 153.3000 | — |
| Apr 13 | 145.6073 | 157.5130✓ | 153.3000 | 153.3000 | — |
| Apr 12 | 145.6073 | 157.5130✓ | 153.3000 | 153.3000 | — |
| Apr 11 | 145.6073 | 157.5130✓ | 153.3000 | 153.3000 | — |
| Apr 10 | 146.1873 | 157.4940✓ | 153.3000 | 153.3000 | — |
| Apr 9 | 146.1089 | 157.4940✓ | 153.3000 | 153.3000 | — |
| Apr 8 | 145.4191 | 156.9870✓ | 153.3000 | 153.3000 | — |
| Apr 7 | 145.7576 | 156.9640✓ | 153.3000 | 153.3000 | — |
| Apr 6 | 145.6118 | 156.7730✓ | 153.3000 | 153.3000 | — |
| Apr 5 | 145.6220 | 156.7840✓ | 153.3000 | 153.3000 | — |
| Apr 4 | 145.6220 | 156.7840✓ | 153.3000 | 153.3000 | — |
| Apr 3 | 145.7705 | 157.0790✓ | 153.3000 | 153.3000 | — |
| Apr 2 | 145.4987 | 156.9850✓ | 153.3000 | 153.3000 | — |
| Apr 1 | 145.4111 | 157.0060✓ | 153.3000 | 153.3000 | — |
| Mar 31 | 145.9066 | 157.4480✓ | 153.3000 | 153.3000 | — |
| Mar 30 | 145.9326 | 157.0080✓ | 153.3000 | 153.3000 | — |
| Mar 29 | 145.7493 | 156.9890✓ | 153.3000 | 153.3000 | — |
| Mar 28 | 145.7493 | 156.9840✓ | 153.3000 | 153.3000 | — |
| Mar 18 | 144.8241 | 155.6600✓ | 155.6600✓ | — | — |
Wise and Remitly offer competitive JMD rates for bank deposit delivery. Western Union and MoneyGram are most popular for cash pickup. Ria is competitive for smaller amounts. JMD has moderate exchange rate volatility — compare total JMD received at the time of your transfer rather than relying on past rates.
Western Union and MoneyGram both have extensive Jamaican agent networks. Send via the provider's app or website, select 'cash pickup' as delivery method, and give your recipient the MTCN (transfer number). They visit an agent (NCB branch, Western Union outlet) with valid ID. Pickup is typically available within minutes of the sender completing payment.
You need the recipient's account number, full name, and the bank's routing/SWIFT code. Key SWIFT codes: NCB (NCRBJMKX), Scotiabank Jamaica (NOSCJMKX), JMMB Bank (JBMBJMKX). Jamaica does not use IBAN. Always confirm the exact account details with your recipient as NCB and Scotiabank have both savings and chequing account formats.
Western Union and MoneyGram cash pickup is available within minutes. Bank deposits via Wise or Remitly typically arrive within 1–2 business days. Express options from Remitly can deliver within hours for a small premium.
No. Personal remittances received in Jamaica are exempt from income tax. The BOJ and government have no withholding tax on inbound transfers. Large transfers may trigger AML reporting by the receiving bank for amounts over USD 10,000, but this does not prevent receipt or trigger any tax liability.
Compare providers for your specific sending country to get the most accurate rates and fees.
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