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Egypt IBAN

EG·EGP

The International Bank Account Number (IBAN) for Egypt is 29 characters long and is used to identify bank accounts for international transactions via the SWIFT network.

A Egypt IBAN begins with the country code EG and two check digits, followed by the 25-character BBAN (Basic Bank Account Number). The Egypt BBAN encodes a 4-character bank code, followed by a 4-character branch code, followed by a 17-character account number. International transfers to Egypt are processed in EGP via SWIFT, typically taking 1–3 business days. Always include the full 29-character IBAN together with the bank's BIC/SWIFT code when making or receiving international payments.

IBAN Length

29 chars

Currency

EGP

SEPA

No

Banks

8+

Example IBAN

Electronic format

EG380019000500000000263180002

Print format

EG38 0019 0005 0000 0000 2631 8000 2

IBAN structure for Egypt

A Egypt IBAN is 29 characters long and consists of the following components:

Country code

EG

Check digits

38

Bank code

4 chars

Branch code

4 chars

Account number

17 chars

Total length29 characters

BBAN format details

The Basic Bank Account Number (BBAN) is the domestic part of the IBAN, following the country code and check digits. Here is the BBAN validation format for Egypt:

Bank code4 characters

^[0-9]{4}

Branch code4 characters

^[0-9]{4}

Account number17 characters

^[0-9]{17}

Major banks in Egypt

8 banks in Egypt that support IBAN-based international transfers:

C

Crédit Agricole Egypt

H

HSBC Bank Egypt

B

Bank of Alexandria (Alexbank)

Q

Qatar National Bank (QNB)

C

Commercial International Bank

N

National Bank of Egypt

B

Banque du Caire

B

Banque Misr

Understanding IBAN in Egypt

What is the IBAN format in Egypt

An IBAN (International Bank Account Number) is an internationally-agreed code made up of up to 34 letters and numbers that helps banks make sure that international transfers are processed correctly. Each set of characters represents a different detail for your bank account. You can see the breakdown of this IBAN below.

What is the IBAN code in Egypt

IBAN in Egypt consists of 29 characters: 2 letter country code 2 digit check number 4 characters from the bank's bank code 4 digit code for the bank branch 17 digit code for the bank account number

Do you need an IBAN in Egypt

Yes. If you’re making – or expecting to receive – an international money transfer to a bank account in Egypt, then just a standard bank account number isn’t enough. If you want your money to arrive quickly and safely, you’ll usually need to give the bank a few extra details, such as an IBAN or SWIFT code. Banks assign IBANs to each of their accounts to make sure that international transfers are processed correctly. IBANs contain all of the country, bank, and account details you need to send or receive money internationally. This system is used throughout Europe, and also recognised in some areas of the Middle East, North Africa and the Caribbean.

Frequently asked questions

What is the IBAN format for Egypt?

An Egyptian IBAN is exactly 29 characters long. It starts with EG, 2 check digits, a 4-digit bank code, a 4-digit branch code, and a 17-digit account number. Example: EG38 0019 0005 0000 0000 2631 8000 2.

When did Egypt mandate IBAN adoption?

The Central Bank of Egypt (CBE) mandated IBAN for all bank accounts as part of its efforts to modernise Egypt's payment infrastructure and facilitate international transfers. All Egyptian bank accounts now carry a 29-character EG IBAN, and it is the required format for international wire transfers into the country.

Is Egypt part of SEPA?

No. Egypt is not a SEPA member. International transfers to Egypt are processed through the SWIFT network. Domestically, the CBE operates the EG-RTGS for high-value settlement and the Egypt ACH for retail transfers, both using the IBAN.

What are the bank codes for National Bank of Egypt, CIB, and Banque Misr?

Egyptian bank codes (4 digits, positions 5–8 of the IBAN): National Bank of Egypt (NBE) uses 0019, Banque Misr uses 0002, Commercial International Bank (CIB) uses 0010, and Banque du Caire uses 0027. Arab African International Bank uses 0057.

How do I find my IBAN at an Egyptian bank?

Your EG IBAN is available in your bank's online banking or mobile app. CIB's mobile banking app, NBE's online banking portal, and Banque Misr's mobile app all display the 29-character IBAN. It is also printed on bank statements. You can request it at any branch or through your bank's customer service line.

What do I need to receive an international transfer to Egypt?

Provide your full 29-character EG IBAN and your bank's SWIFT/BIC code. NBE's SWIFT code is NBEGEGCX; Banque Misr's is BMISEGCX; CIB's is CIBEEGCX. The CBE may require banks to document certain large inbound transfers, so your bank may request the purpose of the transfer.

Are there incentives for receiving remittances to Egyptian bank accounts?

Yes. The CBE has introduced several remittance incentive schemes to attract foreign currency inflows through official banking channels. These have periodically included preferential exchange rates for transfers received into Egyptian bank accounts compared to cash transfers. Ask your bank about any current remittance rate programmes applicable to your incoming transfers.

Will my incoming foreign currency be converted to EGP automatically?

Generally yes. For standard Egyptian bank accounts, inbound foreign currency transfers are converted to EGP at the receiving bank's posted exchange rate on the day of settlement. Some banks offer foreign currency accounts (in USD, EUR, or GBP) that can retain the original currency — ask your bank if this option is available if you regularly receive large amounts in a specific foreign currency.

How IBAN is used in Egypt

Egypt mandated IBAN adoption for all bank accounts under a directive from the Central Bank of Egypt (CBE). Egyptian bank accounts carry a 29-character IBAN prefixed with EG. Egypt is not part of SEPA; international transfers use the SWIFT network. The domestic currency is the Egyptian pound (EGP). Domestically, the Egyptian Banking System processes interbank transfers through the Egypt Real Time Gross Settlement (EG-RTGS) and Egypt ACH electronic clearing systems.

An Egyptian IBAN is 29 characters long: the country code EG, two check digits, a four-digit bank code, four-digit branch code, and a 17-digit account number. Major banks include National Bank of Egypt — NBE (bank code 0019), Banque Misr (0002), Commercial International Bank — CIB (0010), and Banque du Caire (0027). Your IBAN is available in your online banking platform, mobile app, or printed on your account statement.
Egypt's EG-RTGS processes high-value domestic EGP transfers, while the ACH handles retail batch transfers, both using the full IBAN as the account identifier. For international transfers to Egypt, senders need the recipient's 29-character EG IBAN and the receiving bank's SWIFT/BIC code. CBE regulations may require that large inbound foreign currency remittances be converted to EGP at the official exchange rate.
Egypt is one of the largest recipients of remittances in the Middle East and North Africa. The CBE has introduced several incentives for bank-channel remittances, including improved exchange rates for senders directing transfers to Egyptian bank accounts via official banking channels. If you receive remittances regularly, ask your bank about any remittance-specific rate or fee benefits available for IBAN-based inbound transfers.