Send money to Singapore
Remitly
Rate 1.2732 · Fee free
You send
$1,000
Estimated receipt
S$1,273
S$58 more than the lowest estimate · 0.48% markup vs mid-market
Affiliate link · No extra cost to you
Quick answer: Remitly ranks first of 9 for 1,000 USD → SGD: 1,273.16 SGD estimated. 58.34 SGD separates first from last.
Latest pricing observation: . Quotes are kept per USD→SGD pair, not per country, so check is served before you commit. Methodology.
What is the cheapest way to send USD to SGD?
Sending $1,000 to Singapore, ranked by estimated payout.
Source: our collected quotes
Estimated payout difference: S$58.34 between first and last on $1,000.
Which provider offers the best USD to SGD rate?
Remitly
4.6Exchange rate
1.2732
Fee
Free
Recipient gets
S$1,273.16
Speed
Minutes to 3-5 days
Crypto & stablecoin routes for USD → SGD
Each is a fiat on-ramp → blockchain → local cash-out, not a one-tap transfer. All-in cost below.
OKX
Coinbase → Stellar (USDC) → OKX (SGD) · ~5 seconds
1,279 SGD
0.06% all-in
+
OKX
Coinbase → Stellar (USDC) → OKX (SGD) · ~5 seconds
1,279 SGD
0.06% all-in
- 1Coinbase USD→USDC: FREE
- 2Stellar network: 0.000001 USDC
- 3OKX (SGD): 0.09% spread
- 40 SGD withdrawal fee
Also routable via Stellar (USDC), Solana (USDC), Polygon (USDC), Avalanche (USDC).
Source: CCXT (okx)
Crypto rails involve exchange accounts, wallets, and price/liquidity risk. Costs are estimates from live exchange and network data, refreshed every 6 hours. Not financial advice.
Guides, fees & how it works
Which provider suits each USD→SGD transfer?
Remitly currently leads on both cost and speed for transfers to Singapore.
Cheapest transfer
Remitly
Delivers the most SGD for your money
Fastest transfer
Remitly
Delivers in Minutes to 3-5 days
Cash pickup
Remitly
Widest cash pickup network
Bank transfer
Remitly
Best rate for bank deposit to Singapore
What you need to send money to Singapore
Full name
Recipient's full legal name as it appears on their bank account
Bank account number
Recipient's bank account number
Bank name
Name of the receiving bank
SWIFT/BIC code
Optional8 or 11-character SWIFT code identifying the bank (may be optional with IBAN)
Transfer examples: USD to SGD
Send $500
| Provider | Fee | Rate | Receives | Speed |
|---|---|---|---|---|
| Remitly1.27 · Minutes to 3-5 days | Free | 1.27 | S$637 | Minutes to 3-5 days |
| XE Money Transfer1.27 · 1-4 business days | Free | 1.27 | S$636 | 1-4 business days |
| InstaReM1.27 · 1-3 business days | Free | 1.27 | S$635 | 1-3 business days |
| Currencies Direct1.26 · 1-2 business days | Free | 1.26 | S$632 | 1-2 business days |
| CurrencyFair1.27 · 1-2 business days | $3.93 | 1.27 | S$631 | 1-2 business days |
| OFX1.26 · 1-3 business days | Free | 1.26 | S$631 | 1-3 business days |
Send $1,000
| Provider | Fee | Rate | Receives | Speed |
|---|---|---|---|---|
| Remitly1.27 · Minutes to 3-5 days | Free | 1.27 | S$1,273 | Minutes to 3-5 days |
| XE Money Transfer1.27 · 1-4 business days | Free | 1.27 | S$1,272 | 1-4 business days |
| InstaReM1.27 · 1-3 business days | Free | 1.27 | S$1,270 | 1-3 business days |
| CurrencyFair1.27 · 1-2 business days | $3.93 | 1.27 | S$1,266 | 1-2 business days |
| Currencies Direct1.26 · 1-2 business days | Free | 1.26 | S$1,264 | 1-2 business days |
| OFX1.26 · 1-3 business days | Free | 1.26 | S$1,261 | 1-3 business days |
Send $5,000
| Provider | Fee | Rate | Receives | Speed |
|---|---|---|---|---|
| Remitly1.27 · Minutes to 3-5 days | Free | 1.27 | S$6,366 | Minutes to 3-5 days |
| XE Money Transfer1.27 · 1-4 business days | Free | 1.27 | S$6,358 | 1-4 business days |
| InstaReM1.27 · 1-3 business days | Free | 1.27 | S$6,353 | 1-3 business days |
| CurrencyFair1.27 · 1-2 business days | $3.93 | 1.27 | S$6,351 | 1-2 business days |
| Wise1.28 · Instant to 2 days | $46.05 | 1.28 | S$6,338 | Instant to 2 days |
| Currencies Direct1.26 · 1-2 business days | Free | 1.26 | S$6,320 | 1-2 business days |
How much does it cost to send money to Singapore?
Of the 9 estimates we hold for $1,000 USD to SGD, 7 charge no transfer fee and 2 charge between $3.93 and $46.05. Their exchange rates sit 0.00% to 5.04% above the mid-market rate (median 0.74%), a spread worth 64 SGD on this amount.
How can my recipient receive money in Singapore?
Recipients in Singapore have 2 ways to receive this transfer: bank deposit; cash pickup.
Bank Deposit
Direct transfer to bank accounts in Singapore.
Cash Pickup
Collect cash from agent locations in Singapore.
How long does it take to send money to Singapore?
3 of the 10 providers quoting USD to SGD advertise delivery within minutes (Remitly, Wise, PayPal); 7 quote longer, such as XE Money Transfer at 1-4 business days on USD to SGD.
Provider-stated speeds for Singapore, not our measurement.
- RemitlyMinutes to 3-5 days
- WiseInstant to 2 days
- PayPalInstant to 3 days
- XE Money Transfer1-4 business days
- InstaReM1-3 business days
- CurrencyFair1-2 business days
- Currencies Direct1-2 business days
- OFX1-3 business days
Frequently asked questions
Common questions about sending money to Singapore
What is the cheapest way to send money to Singapore?
Remitly ranks first of 9 for 1,000 USD → SGD: 1,273.16 SGD estimated. 58.34 SGD separates first from last.
How much does it cost to send money to Singapore?
Of the 9 estimates we hold for $1,000 USD to SGD, 7 charge no transfer fee and 2 charge between $3.93 and $46.05. Their exchange rates sit 0.00% to 5.04% above the mid-market rate (median 0.74%), a spread worth 64 SGD on this amount.
How long does it take to send money to Singapore?
3 of the 10 providers quoting USD to SGD advertise delivery within minutes (Remitly, Wise, PayPal); 7 quote longer, such as XE Money Transfer at 1-4 business days on USD to SGD.
More for this corridor
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