Send money to Fiji

From Australia and New Zealand (the largest corridors), Wise and OFX typically offer the most competitive FJD rates. KlickEx, a Pacific-specialist provider, also serves the NZD-to-FJD corridor at low cost. The Fiji corridor has fewer provider options than larger markets, so comparing three or four services is usually sufficient to find the best deal.

Bank deposits to BSP, ANZ, or HFC take 2–4 business days due to Fiji's smaller banking infrastructure and time zone differences with major sending countries. Cash pickup at Western Union in Suva or Nadi is ready within an hour. Transfer times can be slightly longer around Fiji's public holidays and weekends.

You need the recipient's full name, bank name (BSP, ANZ Fiji, or HFC Bank), branch, and account number. Fiji does not use IBAN. You may also need the bank's SWIFT code (e.g., BSPFFJFX for BSP, ANZBFJFX for ANZ Fiji). Account numbers are typically 10–13 digits.

M-PAiSA is Vodafone Fiji's mobile money service, used widely for domestic payments. However, international remittance support for direct M-PAiSA delivery is very limited. Most senders will need to use bank deposit or cash pickup. Your recipient can then transfer from their bank account to M-PAiSA domestically.

Cash pickup through Western Union or MoneyGram is concentrated in urban areas: Suva, Nadi, Lautoka, Labasa, and Ba. Outer islands and rural areas have very few or no agent locations. For recipients on outer islands, bank deposit is the only reliable option — they can withdraw from their BSP or ANZ branch on their next trip to a main town.

The Reserve Bank of Fiji (RBF) pegs the FJD to a weighted basket of currencies from Fiji's major trade and tourism partners: AUD, NZD, USD, EUR, and JPY. The RBF periodically adjusts the basket weights and central rate. This peg provides moderate stability but means the FJD can shift when the RBF makes basket adjustments.

The RBF monitors incoming remittances under Fiji's Exchange Control regulations. Personal transfers do not have a hard cap, but amounts above FJD 10,000 may require the receiving bank to collect documentation on the source and purpose of funds. There is no tax on incoming personal remittances in Fiji.

Wise, OFX, WorldRemit, Western Union, and MoneyGram all support AUD-to-FJD transfers. Wise tends to offer the best exchange rate for bank deposits. Western Union provides the most cash pickup coverage in Fiji. For New Zealand senders, KlickEx and OrbitRemit also serve this corridor.

Yes, though the corridor has fewer providers than the Australia–Fiji route. Western Union, MoneyGram, Remitly, and Wise support USD-to-FJD transfers. Bank deposit is the most reliable delivery method. Transfer times from the US are typically 2–4 business days due to the large time zone difference.