Privacy Policy

SendMoneyCompare ("we", "us", or "our") operates the website sendmoneycompare.com. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website.

We are committed to protecting your privacy. We do not operate as a money transfer provider — we are a comparison platform that helps users find the best transfer rates. We do not process financial transactions or handle banking details.

Information you provide: If you contact us via email (e.g. corrections, partnership enquiries), we collect your email address and any information you include in your message.

Automatically collected information: When you visit our website, we may automatically collect certain information through cookies and similar technologies, including:

• Device information (browser type, operating system, screen resolution)
• IP address (anonymised where possible)
• Pages visited, time spent on pages, and navigation paths
• Referring website or search terms that brought you to our site
• Country and general geographic location (derived from IP address)

What we do not collect: We do not collect financial information, bank account details, payment card numbers, social security numbers, or any other sensitive personal data. We do not require you to create an account.

We use the information we collect to:

• Operate, maintain, and improve our comparison platform
• Understand how visitors use our website so we can improve the user experience
• Respond to your enquiries and support requests
• Monitor website performance and detect technical issues
• Comply with legal obligations

We do not sell, rent, or share your personal information with third parties for their direct marketing purposes.

We use cookies and similar tracking technologies to collect and track information about your activity on our website. For full details on the cookies we use and how to manage them, please see our Cookie Policy.

The cookies we use fall into these categories:

• Essential cookies: Required for the website to function (e.g. theme preference)
• Analytics cookies: Help us understand how visitors use our site (Google Analytics). These are only set with your consent

We use the following third-party services:

• Google Analytics: For website analytics. Google may collect information about your use of our website and combine it with other data. See Google's Privacy Policy.
• Vercel Analytics: For performance monitoring. See Vercel's Privacy Policy.
• Affiliate partners: When you click an outbound link to a money transfer provider, you leave our website and are subject to that provider's privacy policy. We may receive a referral commission, but no personal data is shared by us with the provider.

We retain email correspondence for as long as reasonably necessary to address the purpose for which it was collected, typically no longer than 24 months. Analytics data is retained in accordance with the default retention settings of each analytics provider (Google Analytics retains data for 14 months by default).

Depending on your location, you may have the following rights regarding your personal data:

To exercise any of these rights, please contact us at hello@sendmoneycompare.com. We will respond to your request within 30 days.

If you are located in the EEA, our legal basis for collecting and using your personal data depends on the type of data and the context:

• Consent: For analytics cookies — you can withdraw consent at any time via the cookie settings on our website
• Legitimate interest: For operating and improving our website, and for essential cookies that are necessary for the site to function
• Legal obligation: Where we are required to retain certain data by law

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):

• The right to know what personal information we collect and how we use it
• The right to request deletion of your personal information
• The right to opt out of the sale of your personal information — we do not sell personal information
• The right to non-discrimination for exercising your privacy rights

Our website is not directed at children under the age of 16. We do not knowingly collect personal data from children. If you believe we have inadvertently collected data from a child, please contact us and we will delete it promptly.

We take reasonable technical and organisational measures to protect your data, including HTTPS encryption, security headers (HSTS, X-Frame-Options, Content-Type-Options), and limited access controls. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

Our website is hosted on Vercel, which may process data in the United States and other countries. Google Analytics data may also be processed outside the EEA. Where data is transferred internationally, we rely on the safeguards provided by our service providers, including Standard Contractual Clauses approved by the European Commission.

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last updated" date. We encourage you to review this page periodically.