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Wise
4.3Est. 2011
Wise (formerly TransferWise) offers transparent, low-cost international money transfers using the real mid-market exchange rate with no hidden markups.
Countries
80+
Currencies
50+
Speed
Instant to 2 days
Fees
Variable fee from 0.41%
Pros
- Uses real mid-market exchange rate
- Transparent fee structure shown upfront
- Multi-currency account available
- Fast transfers to many countries
- Regulated in multiple jurisdictions
Cons
- Credit card payments have higher fees
- No cash pickup option
- Transfer limits may apply for new accounts
Key Features
Multi-currency account
Wise debit card
Business account
API for developers
Batch payments
Transfer Details
HeadquartersLondon, UK
RegulatedYes
RegulatorsFCA, FinCEN, ASIC
Min Transfer$1
Max Transfer$1,000,000
Payment MethodsBank Transfer, Debit Card, Credit Card, Apple Pay
Delivery MethodsBank Deposit, Wise Account
Exchange Rate Markup0% (mid-market rate)
Compare Wise
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