SendMoneyCompare — International Money Transfer Comparison

Ahsan Mukhtar

Send money from New Zealand to United Kingdom(NZD → GBP)

NZD

GBP|Pricing observed 05:11 UTC, 5 Oct|Mid-market 0.4233|Edited by Ahsan Mukhtar

Top-ranked estimateof 5 providers

BNZ

Rate 0.4162 · Fee free

You send

NZ$1,000

Estimated receipt

£416

£15 more than the lowest estimate · 1.67% markup vs mid-market

Send with BNZ

Affiliate link · No extra cost to you

Quick answer: BNZ ranks first of 5 for 1,000 NZD → GBP: 416.25 GBP estimated. 14.93 GBP separates first from last.

Latest pricing observation: October 5, 2026. Quotes are kept per NZD→GBP pair, not per country, so check New Zealand is served before you commit. Methodology.

What is the cheapest way to send NZD to GBP?

Sending NZ$1,000 from New Zealand to United Kingdom, ranked by estimated payout.

Source: our collected quotes

#ProviderRateFeeRecipient gets

1

BNZ

1-3 business days

Best value

£416.25

recipient gets

Send with BNZ

Rate 0.4162·Fee Free·1.67% markup

Best rate 147 of 196 days

↓ 1.2% over 196dAvg: 0.42 GBP (-1.9% vs avg)Range: 0.41–0.44

1

BNZBest value

1-3 business days1.67% markup

Best rate 147 of 196 days

↓ 1.2% over 196dAvg: 0.42 GBP (-1.9% vs avg)Range: 0.41–0.44

0.4162

Free

£416.25

Send

2

Westpac NZ

1-3 business days

£415.15

recipient gets

Send with Westpac NZ

Rate 0.4151·Fee Free·1.93% markup

↓ 3.4% over 185dAvg: 0.42 GBP (-2.2% vs avg)Range: 0.42–0.43

2

Westpac NZ

1-3 business days1.93% markup

↓ 3.4% over 185dAvg: 0.42 GBP (-2.2% vs avg)Range: 0.42–0.43

0.4151

Free

£415.15

Send

3

OFX

1-3 business days

£411.46

recipient gets

Send with OFX

Rate 0.4165·Fee NZ$12.00·1.60% markup

3

OFX

1-3 business days1.60% markup

0.4165

NZ$12.00

£411.46

Send

4

KiwiBank

1-3 business days

£407.55

recipient gets

Send with KiwiBank

Rate 0.4159·Fee NZ$20.00·1.74% markup

↓ 2.9% over 186dAvg: 0.42 GBP (-2.0% vs avg)Range: 0.42–0.44

4

KiwiBank

1-3 business days1.74% markup

↓ 2.9% over 186dAvg: 0.42 GBP (-2.0% vs avg)Range: 0.42–0.44

0.4159

NZ$20.00

£407.55

Send

5

PayPal

Instant to 3 days

£401.32

recipient gets

Send with PayPal

Rate 0.4041·Fee NZ$6.99·4.53% markup

4.5% markup

↓ 2.4% over 185dAvg: 0.41 GBP (-1.9% vs avg)Range: 0.40–0.42

5

PayPal

Instant to 3 days4.53% markup

4.5% markup

↓ 2.4% over 185dAvg: 0.41 GBP (-1.9% vs avg)Range: 0.40–0.42

0.4041

NZ$6.99

£401.32

Send

6

Regency FX

Same day may be available; confirm your route

£421.16

recipient gets

Send with Regency FX

Rate 0.4212·Fee Free·0.49% markup

6

Regency FX

Same day may be available; confirm your route0.49% markup

0.4212

Free

£421.16

Send

Estimated payout difference: £14.93 between first and last on NZ$1,000.

By Awais Imran·Pricing collected from provider APIs and comparison sources

Some links earn us a commission, at no cost to you. It never changes the ranking. Editorial policy

Which provider offers the best NZD to GBP rate?

BNZ

3.5

Exchange rate

0.4162

Fee

Free

Recipient gets

£416.25

Speed

1-3 business days

Guides, fees & how it works

Which provider suits each NZD→GBP transfer?

BNZ currently delivers the most GBP on this route, while PayPal is the fastest.

Cheapest transfer

BNZ

Delivers the most GBP for your money

Fastest transfer

PayPal

Delivers in Instant to 3 days

Bank transfer

OFX

Best rate for bank deposit to United Kingdom

Recipient details: New Zealand to United Kingdom

Before sending from New Zealand, confirm these details with your recipient in United Kingdom: Full name, Sort code, Account number.

Receiving requirements and examples for United Kingdom

Transfer examples: NZD to GBP

Send NZ$500

Provider	Fee	Rate	Receives	Speed
BNZ0.42 · 1-3 business days	Free	0.42	£208	1-3 business days
Westpac NZ0.42 · 1-3 business days	Free	0.42	£208	1-3 business days
OFX0.42 · 1-3 business days	NZ$12.00	0.42	£203	1-3 business days
KiwiBank0.42 · 1-3 business days	NZ$20.00	0.42	£200	1-3 business days
PayPal0.40 · Instant to 3 days	NZ$6.99	0.40	£199	Instant to 3 days
Regency FX0.42 · Same day may be available; confirm your route	Free	0.42	£211	Same day may be available; confirm your route

Send NZ$1,000

Provider	Fee	Rate	Receives	Speed
BNZ0.42 · 1-3 business days	Free	0.42	£416	1-3 business days
Westpac NZ0.42 · 1-3 business days	Free	0.42	£415	1-3 business days
OFX0.42 · 1-3 business days	NZ$12.00	0.42	£411	1-3 business days
KiwiBank0.42 · 1-3 business days	NZ$20.00	0.42	£408	1-3 business days
PayPal0.40 · Instant to 3 days	NZ$6.99	0.40	£401	Instant to 3 days
Regency FX0.42 · Same day may be available; confirm your route	Free	0.42	£421	Same day may be available; confirm your route

Send NZ$5,000

Provider	Fee	Rate	Receives	Speed
BNZ0.42 · 1-3 business days	Free	0.42	£2,081	1-3 business days
OFX0.42 · 1-3 business days	NZ$12.00	0.42	£2,077	1-3 business days
Westpac NZ0.42 · 1-3 business days	Free	0.42	£2,076	1-3 business days
KiwiBank0.42 · 1-3 business days	NZ$20.00	0.42	£2,071	1-3 business days
PayPal0.40 · Instant to 3 days	NZ$6.99	0.40	£2,018	Instant to 3 days
Regency FX0.42 · Same day may be available; confirm your route	Free	0.42	£2,106	Same day may be available; confirm your route

How much does it cost to send money from New Zealand to United Kingdom?

Of the 5 estimates we hold for NZ$1,000 NZD to GBP, 2 charge no transfer fee and 3 charge between NZ$6.99 and NZ$20.00. Their exchange rates sit 1.60% to 4.53% above the mid-market rate (median 1.74%), a spread worth 12 GBP on this amount.

A volatile pair: 5.6 points apart; today is only "low" — waiting may pay. Best payout day BNZ (1 June 2026), worst BNZ (4 April 2026).

How long does it take to send money to United Kingdom?

1 of the 6 providers quoting NZD to GBP advertise delivery within minutes (PayPal); 5 quote longer, such as BNZ at 1-3 business days on NZD to GBP.

Provider-stated speeds for United Kingdom, not our measurement.

FastExpress delivery

PayPalInstant to 3 days

Standard delivery

BNZ1-3 business days
Westpac NZ1-3 business days
OFX1-3 business days
KiwiBank1-3 business days
Regency FXSame day may be available; confirm your route

21/ 100

Poor time to send

SendScore

Best rate -1.17% vs the 30-day average, near the 90-day low. Rates are falling — -0.80% week on week. Today's best beats the median provider by +0.26%.

40%near the 90-day low
25%-1.17% vs the 30-day average
20%today's best beats the median provider by +0.26%
15%falling — -0.80% week on week

Who is usually cheapest here

BNZ delivered the most on 74 of the last 91 days it quoted here (81%); BNZ is today's best too.

81%BNZ — cheapest on 74 of 91 days it quoted
19%Westpac NZ — cheapest on 17 of 91 days it quoted
0%Remitly — cheapest on 0 of 38 days it quoted
0%ASB NZ — cheapest on 0 of 84 days it quoted

91 contested days of 91; single-quote days excluded for NZD→GBP. See every corridor.

NZD→GBP: 196 days of our recorded provider rates

NZD to GBP Exchange Rate History

Per 100 NZD sent, 196 days.

Date	Bank Of New Zealand Nz	__mid Market__	Kiwibank	Westpac Nz	PayPal
Trend
Oct 5	0.4162	0.4233✓	0.4158	0.4152	0.4041
Oct 4	0.4159	0.4240✓	0.4161	0.4156	0.4042
Oct 3	0.4128	0.4241✓	0.4162	0.4165	0.4043
Oct 2	0.4123	0.4249✓	0.4163	0.4166	0.4041
Oct 1	0.4177	0.4242✓	0.4163	0.4164	0.4037
Sep 30	0.4180	0.4264✓	0.4169	0.4166	0.4071
Sep 29	0.4197	0.4274✓	0.4184	0.4182	0.4078
Sep 28	0.4138	0.4283✓	0.4196	0.4198	0.4089
Sep 27	0.4140	0.4276✓	0.4198	0.4200	0.4090
Sep 26	0.4135	0.4276✓	0.4195	0.4197	0.4087
Sep 25	0.4205	0.4278✓	0.4195	0.4197	0.4089
Sep 24	0.4217	0.4288✓	0.4211	0.4203	0.4072
Sep 23	0.4215	0.4283✓	0.4207	0.4203	0.4081
Sep 22	0.4223	0.4287✓	0.4213	0.4208	0.4087
Sep 21	0.4206	0.4279✓	0.4200	0.4194	0.4085
Sep 20	0.4178	0.4270✓	0.4194	0.4206	0.4086
Sep 19	0.4155	0.4271✓	0.4193	0.4205	0.4084
Sep 18	0.4203	0.4291✓	0.4194	0.4205	0.4080
Sep 17	0.4221	0.4280✓	0.4211	0.4209	0.4055
Sep 16	0.4204	0.4259✓	0.4196	0.4190	0.4088
Sep 15	0.4206	0.4268✓	0.4192	0.4189	0.4077
Sep 14	0.4210	0.4283✓	0.4201	0.4193	0.4102
Sep 13	0.4201	0.4298✓	0.4215	0.4229	0.4100
Sep 12	0.4191	0.4298✓	0.4218	0.4232	0.4103
Sep 11	0.4225	0.4313✓	0.4216	0.4231	0.4097
Sep 10	0.4223	0.4309✓	0.4210	0.4207	0.4121
Sep 9	0.4241	0.4323✓	0.4229	0.4226	0.4128
Sep 8	0.4252	0.4326✓	0.4243	0.4239	0.4154
Sep 7	0.4267	0.4346✓	0.4252	0.4251	0.4140
Sep 6	0.4275	0.4351✓	0.4272	0.4275	0.4145
Sep 5	0.4178	0.4350✓	0.4270	0.4273	0.4143
Sep 4	0.4288	0.4356✓	0.4279	0.4271	0.4118
Sep 3	0.4279	0.4344✓	0.4269	0.4263	0.4118
Sep 2	0.4266	0.4332✓	0.4258	0.4245	0.4169
Sep 1	0.4296	0.4368✓	0.4295	0.4284	0.4164
Aug 31	0.4296	0.4368✓	0.4295	0.4284	0.4164
Aug 30	0.4246	0.4369✓	0.4289	0.4304	0.4162
Aug 29	0.4246	0.4370✓	0.4289	0.4304	0.4162
Aug 28	0.4317	0.4386✓	0.4307	0.4304	0.4182
Aug 27	0.4307	0.4378✓	0.4299	0.4293	0.4166
Aug 26	0.4309	0.4380✓	0.4303	0.4296	0.4178
Aug 25	0.4307	0.4373✓	0.4297	0.4289	0.4180
Aug 24	0.4309	0.4380✓	0.4304	0.4292	0.4164
Aug 23	0.4181	0.4383✓	0.4272	0.4291	0.4163
Aug 22	0.4181	0.4382✓	0.4272	0.4291	0.4163
Aug 21	0.4299	0.4367✓	0.4291	0.4284	0.4157
Aug 20	0.4299	0.4365✓	0.4288	0.4283	0.4127
Aug 19	0.4265	0.4335✓	0.4258	0.4251	0.4150
Aug 18	0.4288	0.4358✓	0.4278	0.4272	0.4156
Aug 17	0.4288	0.4358✓	0.4284	0.4283	0.4145
Aug 16	0.4264	0.4354✓	0.4274	0.4263	0.4135
Aug 15	0.4264	0.4354✓	0.4274	0.4263	0.4135
Aug 14	0.4272	0.4340✓	0.4264	0.4258	0.4134
Aug 13	0.4262	0.4338✓	0.4262	0.4256	0.4135
Aug 12	0.4210	0.4347✓	0.4199	0.4194	0.4068
Aug 11	0.4210	0.4356✓	0.4199	0.4194	0.4068
Aug 10	0.4210	0.4362✓	0.4199	0.4194	0.4068
Aug 9	0.4210	0.4369✓	0.4199	0.4194	0.4068
Aug 8	0.4210	0.4371✓	0.4199	0.4194	0.4068
Aug 7	0.4210	0.4360✓	0.4199	0.4194	0.4068
Aug 6	0.4210	0.4374✓	0.4199	0.4194	0.4068
Aug 5	0.4210	0.4367✓	0.4199	0.4194	0.4068
Aug 4	0.4210	0.4368✓	0.4199	0.4194	0.4068
Aug 3	0.4210	0.4370✓	0.4199	0.4194	0.4068
Aug 2	0.4210	0.4361✓	0.4199	0.4194	0.4068
Aug 1	0.4210	0.4361✓	0.4199	0.4194	0.4068
Jul 31	0.4210	0.4365✓	0.4199	0.4194	0.4068
Jul 30	0.4210	0.4351✓	0.4199	0.4194	0.4068
Jul 29	0.4210	0.4348✓	0.4199	0.4194	0.4068
Jul 28	0.4210	0.4341✓	0.4199	0.4194	0.4068
Jul 27	0.4210	0.4336✓	0.4199	0.4194	0.4068
Jul 26	0.4210	0.4345✓	0.4199	0.4194	0.4068
Jul 25	0.4210	0.4345✓	0.4199	0.4194	0.4068
Jul 24	0.4210	0.4340✓	0.4199	0.4194	0.4068
Jul 23	0.4210	0.4344✓	0.4199	0.4194	0.4068
Jul 22	0.4210	0.4353✓	0.4199	0.4194	0.4068
Jul 21	0.4210	0.4365✓	0.4199	0.4194	0.4068
Jul 20	0.4210	0.4352✓	0.4199	0.4194	0.4068
Jul 19	0.4210	0.4343✓	0.4199	0.4194	0.4068
Jul 18	0.4210	0.4343✓	0.4199	0.4194	0.4068
Jul 17	0.4210	0.4335✓	0.4199	0.4194	0.4068
Jul 16	0.4210	0.4319✓	0.4199	0.4194	0.4068
Jul 15	0.4210	0.4341✓	0.4199	0.4194	0.4068
Jul 14	0.4210	0.4333✓	0.4199	0.4194	0.4068
Jul 13	0.4210	0.4306✓	0.4199	0.4194	0.4068
Jul 12	0.4210	0.4300✓	0.4199	0.4194	0.4068
Jul 11	0.4210	0.4302✓	0.4199	0.4194	0.4068
Jul 10	0.4210	0.4304✓	0.4199	0.4194	0.4068
Jul 9	0.4210	0.4272✓	0.4199	0.4194	0.4068
Jul 8	0.4210	0.4271✓	0.4199	0.4194	0.4068
Jul 7	0.4210	0.4256✓	0.4199	0.4194	0.4068
Jul 6	0.4210	0.4264✓	0.4199	0.4194	0.4068
Jul 5	0.4210	0.4275✓	0.4199	0.4194	0.4068
Jul 4	0.4210	0.4276✓	0.4199	0.4194	0.4068
Jul 3	0.4210	0.4273✓	0.4199	0.4194	0.4068
Jul 2	0.4206	0.4272✓	0.4196	0.4192	0.4084
Jul 1	0.4216	0.4283✓	0.4207	0.4201	0.4076
Jun 30	0.4195	0.4262✓	0.4183	0.4180	0.4071
Jun 29	0.4186	0.4272✓	0.4196	0.4191	0.4080
Jun 28	0.4186	0.4272✓	0.4196	0.4191	0.4080
Jun 27	0.4186	0.4273✓	0.4196	0.4191	0.4080
Jun 26	0.4209	0.4278✓	0.4201	0.4194	0.4083
Jun 25	0.4216	0.4286✓	0.4207	0.4202	0.4088
Jun 24	0.4222	0.4294✓	0.4220	0.4210	0.4098
Jun 23	0.4236	0.4306✓	0.4225	0.4221	0.4122
Jun 22	0.4271	0.4339✓	0.4260	0.4255	0.4144
Jun 21	0.4210	0.4338✓	0.4250	0.4266	0.4146
Jun 20	0.4210	0.4337✓	0.4250	0.4266	0.4146
Jun 19	0.4291	0.4361✓	0.4281	0.4276	0.4140
Jun 18	0.4273	0.4344✓	0.4267	0.4261	—
Jun 17	0.4281	0.4352✓	0.4270	0.4264	—
Jun 16	0.4281	0.4352✓	0.4270	0.4264	—
Jun 15	0.4281	0.4352✓	0.4270	0.4264	—
Jun 14	0.4252	0.4349✓	0.4256	0.4258	—
Jun 13	0.4252	0.4349✓	0.4256	0.4258	—
Jun 12	0.4252	0.4347✓	0.4256	0.4258	—
Jun 11	0.4275	0.4347✓	0.4271	0.4262	—
Jun 10	0.4275	0.4347✓	0.4271	0.4262	—
Jun 9	0.4281	0.4352✓	0.4271	0.4266	—
Jun 8	0.4284	0.4348✓	0.4272	0.4267	—
Jun 7	0.4210	0.4345✓	0.4266	0.4284	0.4150
Jun 6	0.4210	0.4345✓	0.4266	0.4284	0.4150
Jun 5	0.4303	0.4372✓	0.4293	0.4289	0.4175
Jun 4	0.4302	0.4372✓	0.4295	0.4290	0.4177
Jun 3	0.4337	0.4403✓	0.4324	0.4319	0.4206
Jun 2	0.4336	0.4405✓	0.4325	0.4306	0.4205
Jun 1	0.4375	0.4443✓	0.4363	0.4348	0.4213
May 31	0.4331	0.4450✓	0.4371	0.4349	0.4214
May 30	0.4331	0.4449✓	0.4371	0.4349	0.4214
May 29	0.4359	0.4422✓	—	0.4343	0.4184
May 28	0.4321	0.4395✓	—	0.4309	0.4160
May 27	0.4273	0.4344✓	—	0.4260	0.4142
May 26	0.4270	0.4341✓	—	0.4259	0.4165
May 25	0.4286	0.4359✓	—	0.4272	0.4168
May 24	0.4235	0.4352✓	—	0.4289	0.4166
May 23	0.4235	0.4355✓	—	0.4289	0.4166
May 22	0.4305	0.4374✓	—	0.4289	0.4167
May 21	0.4298	0.4365✓	—	0.4283	0.4147
May 20	0.4280	0.4350✓	—	0.4266	0.4150
May 19	0.4299	0.4370✓	0.4294	0.4285	0.4152
May 18	0.4315	0.4381✓	0.4306	0.4300	0.4176
May 17	0.4292	0.4382✓	0.4305	0.4312	0.4174
May 16	0.4292	0.4383✓	0.4305	0.4312	0.4174
May 15	0.4330	0.4400✓	0.4324	0.4317	0.4188
May 14	0.4314	0.4384✓	0.4309	0.4297	0.4188
May 13	0.4339	0.4404✓	0.4325	0.4320	0.4186
May 12	0.4313	0.4382✓	0.4303	0.4299	0.4169
May 11	0.4305	0.4378✓	0.4299	0.4291	0.4170
May 10	0.4235	0.4377✓	0.4298	0.4297	0.4173
May 9	0.4235	0.4377✓	0.4298	0.4297	0.4173
May 8	0.4309	0.4379✓	0.4302	0.4297	0.4176
May 7	0.4315	0.4382✓	0.4303	0.4297	0.4119
May 6	0.4303	0.4366✓	0.4289	0.4283	0.4144
May 3	0.4197	0.4345✓	0.4249	0.4252	0.4136
May 2	0.4197	0.4345✓	0.4249	0.4252	0.4136
May 1	0.4272	0.4341✓	0.4262	0.4256	0.4097
Apr 30	0.4252	0.4325✓	0.4242	0.4237	0.4119
Apr 29	0.4274	0.4347✓	0.4266	0.4261	0.4148
Apr 28	0.4289	0.4364✓	0.4281	0.4276	0.4123
Apr 27	0.4285	0.4351✓	0.4274	0.4264	0.4141
Apr 26	0.4228	0.4345✓	0.4244	0.4262	0.4139
Apr 25	0.4228	0.4345✓	0.4244	0.4262	0.4139
Apr 24	0.4281	0.4349✓	0.4274	0.4268	0.4165
Apr 23	0.4300	0.4371✓	0.4293	0.4287	0.4159
Apr 22	0.4305	0.4371✓	0.4291	0.4289	0.4160
Apr 21	0.4311	0.4375✓	0.4295	0.4290	0.4145
Apr 20	0.4287	0.4354✓	0.4277	0.4273	0.4148
Apr 19	0.4204	0.4349✓	0.4273	0.4269	0.4147
Apr 18	0.4204	0.4350✓	0.4273	0.4269	0.4147
Apr 17	0.4284	0.4352✓	0.4274	0.4267	0.4149
Apr 16	0.4286	0.4356✓	0.4275	0.4270	0.4162
Apr 15	0.4278	0.4347✓	0.4269	0.4264	0.4135
Apr 14	0.4268	0.4338✓	0.4262	0.4256	0.4109
Apr 13	0.4272	0.4341✓	0.4265	0.4259	0.4151
Apr 12	0.4222	0.4337✓	0.4242	0.4272	0.4152
Apr 11	0.4222	0.4338✓	0.4242	0.4272	0.4152
Apr 10	0.4291	0.4358✓	0.4282	0.4277	0.4142
Apr 9	0.4280	0.4350✓	0.4269	0.4262	0.4067
Apr 8	0.4254	0.4322✓	0.4240	—	0.4091
Apr 7	0.4241	0.4311✓	0.4235	—	0.4104
Apr 6	0.4253	0.4314✓	0.4241	—	0.4108
Apr 5	0.4138	0.4311✓	0.4231	—	0.4110
Apr 4	0.4138	0.4310✓	0.4231	—	0.4110
Apr 3	0.4248	0.4320✓	0.4234	—	0.4105
Apr 2	0.4259	0.4318✓	0.4246	—	0.4120
Apr 1	0.4245	0.4339✓	0.4239	—	0.4117
Mar 31	0.4274	0.4335✓	0.4261	—	0.4122
Mar 30	0.4267	0.4328✓	0.4259	—	0.4125
Mar 29	0.4250	0.4331✓	0.4259	—	0.4130
Mar 28	0.4257	0.4333✓	0.4250	0.4246	0.4124
Mar 18	0.4312	0.4385✓	0.4306	0.4300	0.4176
Mar 17	0.4321	0.4394✓	0.4315	0.4309	0.4151
Mar 16	0.4330	0.4398✓	0.4320	0.4299	0.4140
Mar 15	0.4212	0.4365✓	0.4282	0.4296	0.4139
Mar 14	0.4212	0.4365✓	0.4282	0.4296	0.4139
Mar 13	0.4212	0.4365✓	0.4282	0.4296	0.4139

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