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Send money from Germany to Pakistan(EUR → PKR)
EUR
PKR|Updated recentlyMid-market 323.3420Cheapest todayof 19 providers
Profee
Rate 326.6077 · Fee free
You send
€1,000
Recipient gets
Rs326,608
Rs5,900 more than the most expensive provider
Affiliate link · No extra cost to you
Quick answer: The cheapest way to send money from Germany to Pakistan in May 2026 is Profee, which delivers 326,607.72 PKR on a 1,000 EUR transfer with a fee of zero. According to SendMoneyCompare's comparison of 19 providers updated every 6 hours, the difference between the cheapest and most expensive provider on this corridor is 5,852 PKR.
Last reviewed: by Awais Imran, Reviews Editor
↑
Rates are great right now
86th percentile
Based on 60 days of data (2026-03-13 to 2026-05-20)
Today's best
Rs33,243
Ria Money Transfer
60-day avg
1 EUR = 323.19 PKR
Best rate
327.43
2026-05-14 · Ria Money Transfer
Worst rate
316.62
2026-03-15 · InstaReM
What is the cheapest way to send EUR to PKR?
Sending €1,000 from Germany to Pakistan. Sorted by best value — most money received.
Source: SendMoneyCompare · Data updated every 6 hours from live provider APIs
#ProviderRateFeeRecipient gets
Rate 326.6077·Fee Free
Most stable rate
↓ 0.4% over 7dAvg: 328.08 PKR (-0.4% vs avg)Range: 326.84–328.71
1
ProfeeBest value
Instant
Most stable rate
↓ 0.4% over 7dAvg: 328.08 PKR (-0.4% vs avg)Range: 326.84–328.71
326.6077
Free
Rs326,607.72
Rate 325.2497·Fee Free
↑ 1.4% over 43dAvg: 326.82 PKR (-0.5% vs avg)Range: 320.90–331.34
2
325.2497
Free
Rs325,249.69
Rate 324.9910·Fee Free
↑ 0.3% over 53dAvg: 327.76 PKR (-0.8% vs avg)Range: 321.00–331.00
3
Under 3 minutes (95% of transfers)
↑ 0.3% over 53dAvg: 327.76 PKR (-0.8% vs avg)Range: 321.00–331.00
324.9910
Free
Rs324,991.01
Rate 324.9587·Fee €0.90
Best rate 54 of 60 days
↑ 0.5% over 54dAvg: 323.75 PKR (+0.4% vs avg)Range: 323.46–327.43
4
Minutes to 2 days
Best rate 54 of 60 days
↑ 0.5% over 54dAvg: 323.75 PKR (+0.4% vs avg)Range: 323.46–327.43
324.9587
€0.90
Rs324,666.22
Rate 323.2773·Fee Free·0.02% markup
↓ 0.6% over 7dAvg: 323.82 PKR (-0.1% vs avg)Range: 323.07–325.46
5
323.2773
Free
Rs323,277.30
Rate 323.0510·Fee Free·0.09% markup
↑ 0.1% over 7dAvg: 322.63 PKR (+0.2% vs avg)Range: 320.98–323.83
6
323.0510
Free
Rs323,050.96
Rate 322.6630·Fee Free·0.21% markup
↓ 0.8% over 7dAvg: 323.86 PKR (-0.3% vs avg)Range: 322.89–325.36
7
322.6630
Free
Rs322,662.95
Rate 323.5360·Fee €2.99
↓ 0.8% over 7dAvg: 324.58 PKR (-0.3% vs avg)Range: 323.75–326.27
8
323.5360
€2.99
Rs322,568.60
Rate 322.4043·Fee €1.99·0.29% markup
↓ 0.8% over 7dAvg: 323.75 PKR (-0.3% vs avg)Range: 322.64–325.30
9
322.4043
€1.99
Rs321,762.69
Rate 321.4989·Fee Free·0.57% markup
↑ 1.4% over 50dAvg: 323.18 PKR (-0.5% vs avg)Range: 317.12–327.36
10
Minutes to 3-5 days0.57% markup
↑ 1.4% over 50dAvg: 323.18 PKR (-0.5% vs avg)Range: 317.12–327.36
321.4989
Free
Rs321,498.92
Rate 321.7899·Fee €3.00·0.48% markup
↓ 0.7% over 7dAvg: 322.32 PKR (-0.2% vs avg)Range: 321.54–323.89
11
321.7899
€3.00
Rs320,824.56
Rate 320.8199·Fee Free·0.78% markup
Rate up 1.5%
↑ 1.4% over 50dAvg: 322.88 PKR (-0.5% vs avg)Range: 316.62–327.01
12
1-3 business days0.78% markup
Rate up 1.5%
↑ 1.4% over 50dAvg: 322.88 PKR (-0.5% vs avg)Range: 316.62–327.01
320.8199
Free
Rs320,819.90
Rate 323.3743·Fee €8.16
↑ 1.4% over 59dAvg: 325.42 PKR (-0.6% vs avg)Range: 318.88–329.70
13
323.3743
€8.16
Rs320,735.57
Rate 320.1086·Fee Free·1.00% markup
↑ 1.4% over 57dAvg: 321.73 PKR (-0.5% vs avg)Range: 315.73–325.98
14
Minutes to 3 days1.00% markup
↑ 1.4% over 57dAvg: 321.73 PKR (-0.5% vs avg)Range: 315.73–325.98
320.1086
Free
Rs320,108.55
Rate 319.3325·Fee Free·1.24% markup
↑ 1.3% over 59dAvg: 321.25 PKR (-0.6% vs avg)Range: 315.33–325.28
15
Instant to 3 business days1.24% markup
↑ 1.3% over 59dAvg: 321.25 PKR (-0.6% vs avg)Range: 315.33–325.28
319.3325
Free
Rs319,332.53
Rate 315.7434·Fee Free·2.35% markup
↑ 1.3% over 60dAvg: 278.19 PKR (+13.5% vs avg)Range: 265.54–318.56
16
Minutes to 3 days2.35% markup
↑ 1.3% over 60dAvg: 278.19 PKR (+13.5% vs avg)Range: 265.54–318.56
315.7434
Free
Rs315,743.43
Rate 317.2631·Fee €10.00·1.88% markup
Rate 318.8152·Fee €36.55·1.40% markup
↑ 1.4% over 56dAvg: 321.48 PKR (-0.8% vs avg)Range: 314.55–326.25
18
2-4 business days1.40% markup
↑ 1.4% over 56dAvg: 321.48 PKR (-0.8% vs avg)Range: 314.55–326.25
318.8152
€36.55
Rs307,162.49
Rate 320.7552·Fee Free·0.80% markup
Potential savings: Choosing the best provider over the most expensive saves your recipient Rs5,852.49 on a €1,000 transfer.
Some links on this page are affiliate links. We may earn a commission at no extra cost to you. This does not affect our rankings, which are based on real transfer data. Editorial policy
Sending money from Germany to Pakistan? Compare real-time exchange rates and fees across leading money transfer services. Find the provider that gives you the best PKR amount today.
Whether you're supporting family in Pakistan or paying for business services, finding the cheapest way to send money from Germany matters. Exchange rate markups and transfer fees add up — especially on regular transfers. Our real-time comparison helps you cut costs by showing the exact amount your recipient gets from each provider.
Which provider offers the best EUR to PKR rate?
Profee
4.1Exchange rate
326.6077
Fee
Free
Recipient gets
Rs326,607.72
Speed
Instant
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the Germany to Pakistan route.
Cheapest transfer
Profee
Delivers the most PKR for your money
Fastest transfer
Profee
Delivers in Instant
Cash pickup
MoneyGram
Widest cash pickup network
Bank transfer
Profee
Best rate for bank deposit to Pakistan
How to send money to Pakistan
Sending money to Pakistan is straightforward with the right provider. Here's how it works in 3 simple steps.
Step 1
Enter your transfer details
Choose how much EUR you want to send, compare providers above, and pick the one offering the best PKR amount for your transfer to Pakistan.
Step 2
Add your recipient
Enter your recipient's details in Pakistan — you'll need their iban. Most providers verify details instantly.
Step 3
Send & track your transfer
Pay using bank transfer, debit card, or credit card. Track your money in real-time until it arrives — bank deposit typically takes 1–3 business days.
What you need to send money to Pakistan
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's full legal name as it appears on their bank account or CNIC
IBAN
24-character IBAN starting with 'PK' — Pakistan adopted IBAN format in 2012
Example: PK36SCBL0000001123456702
Bank name
Name of the recipient's bank (e.g. HBL, UBL, MCB, Allied Bank)
Mobile number
OptionalRequired for JazzCash or Easypaisa mobile wallet transfers (11-digit Pakistani mobile number)
Example: 03001234567
Note: Pakistan adopted the IBAN system in 2012. All Pakistani banks now use 24-character IBANs. If your recipient only has an old-format account number, their bank can provide the IBAN equivalent.
Transfer examples: EUR to PKR
See how much your recipient would get for common transfer amounts.
Send €500
ProviderFeeReceives
Profee
326.61 · Instant
TapTap Send
324.99 · Under 3 minutes (95% of transfers)
MoneyGram
325.25 · Minutes to 3 days
Ria Money Transfer
324.96 · Minutes to 2 days
Paysend
323.05 · 2 days
Western Union
323.54 · Instant
ProviderFeeRateReceivesSpeed
Profee€1.20326.61Rs162,912Instant
TapTap SendFree324.99Rs162,496Under 3 minutes (95% of transfers)
MoneyGram€0.99325.25Rs162,303Minutes to 3 days
Ria Money Transfer€0.90324.96Rs162,187Minutes to 2 days
PaysendFree323.05Rs161,5252 days
Western Union€0.99323.54Rs161,448Instant
Send €1,000
ProviderFeeReceives
Profee
326.61 · Instant
MoneyGram
325.25 · Minutes to 3 days
TapTap Send
324.99 · Under 3 minutes (95% of transfers)
Ria Money Transfer
324.96 · Minutes to 2 days
XE
323.28 · 0-3 days
Paysend
323.05 · 2 days
ProviderFeeRateReceivesSpeed
ProfeeFree326.61Rs326,608Instant
MoneyGramFree325.25Rs325,250Minutes to 3 days
TapTap SendFree324.99Rs324,991Under 3 minutes (95% of transfers)
Ria Money Transfer€0.90324.96Rs324,666Minutes to 2 days
XEFree323.28Rs323,2770-3 days
PaysendFree323.05Rs323,0512 days
Send €5,000
ProviderFeeReceives
Profee
326.61 · Instant
MoneyGram
325.25 · Minutes to 3 days
TapTap Send
324.99 · Under 3 minutes (95% of transfers)
Ria Money Transfer
324.96 · Minutes to 2 days
Western Union
323.54 · Instant
Wise
323.37 · 2 min
ProviderFeeRateReceivesSpeed
Profee€1.20326.61Rs1,632,647Instant
MoneyGram€0.99325.25Rs1,625,926Minutes to 3 days
TapTap SendFree324.99Rs1,624,955Under 3 minutes (95% of transfers)
Ria Money Transfer€0.90324.96Rs1,624,501Minutes to 2 days
Western Union€0.99323.54Rs1,617,360Instant
Wise€1.89323.37Rs1,616,2602 min
How much does it cost to send money from Germany to Pakistan?
Transfer fees from Germany to Pakistan vary by provider. Specialist services charge €0–10 per transfer, while banks charge €25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total PKR your recipient receives, not just the advertised fee.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically €0–€10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (323.3420).
Ways to send money to Pakistan
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
Mobile wallets (JazzCash and Easypaisa) are growing rapidly in Pakistan and are often the fastest delivery method. Cash pickup remains essential for recipients in smaller cities and rural areas where bank access is limited.
Bank Transfer
Low costSpeed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
Debit Card
Medium costSpeed: Minutes to hours
Fast and convenient — small card processing fee applies
Credit Card
Higher costSpeed: Minutes to hours
Fastest option but highest fees — card issuer may charge cash advance fee
Cash
Medium costSpeed: Varies
Pay cash at an agent location — available at select providers
Google Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
Apple Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
How can my recipient receive money in Pakistan?
Your recipient in Pakistan can receive money through these delivery methods. The best option depends on their location and preferences.
Bank Deposit
1–3 business days
Direct transfer to any Pakistani bank account via IBAN. Most common method for recipients with bank accounts.
WiseRemitlyWorldRemitWestern Union+2 more
JazzCash Mobile Wallet
Minutes
Instant transfer to JazzCash mobile wallet — Pakistan's largest mobile money platform with 40M+ users. Recipient collects via their phone.
RemitlyACE Money TransferWestern Union
Easypaisa Mobile Wallet
Minutes
Transfer to Easypaisa wallet by Telenor Microfinance Bank. Widely used in urban and semi-urban Pakistan.
RemitlyACE Money TransferWorldRemit
Cash Pickup
Minutes
Recipient collects cash in person from agent locations across Pakistan — thousands of pickup points in all major and many smaller cities.
Western UnionMoneyGramRia Money TransferACE Money Transfer
Home Delivery
Same day to 2 days
Cash delivered to the recipient's doorstep in select Pakistani cities including Karachi, Lahore, and Islamabad.
ACE Money Transfer
What are the transfer limits and regulations for Pakistan?
Important rules and requirements to know before sending money to Pakistan.
Regulatory body
State Bank of Pakistan (SBP)
Inbound transfer limits
No cap on incoming remittances — Pakistan actively encourages inbound transfers through the Pakistan Remittance Initiative (PRI)
Documentation you may need
- Government-issued photo ID (passport, driver's license, or state ID)
- Social Security Number (for US senders) or equivalent tax ID
- Proof of address may be required for first-time transfers
- Source of funds documentation for transfers over $3,000 with some providers
Important things to know
- All inbound remittances are converted to PKR at the official interbank rate set by SBP — but providers add varying margins on top.
- Pakistan offers tax incentives for remittance recipients under the government's Roshan Digital Account program.
- Transfers over $10,000 (or equivalent) must be reported under US Bank Secrecy Act / UK Money Laundering Regulations.
- Cash pickup limits may apply depending on the provider and location — typically PKR 500,000 per transaction.
How long does it take to send money to Pakistan?
Most transfers from Germany to Pakistan arrive within 1–2 business days with specialist providers. Bank wires take 3–5 business days. Some providers offer instant or same-day delivery to Pakistan for a small premium.
FastExpress delivery
- ProfeeInstant
- MoneyGramMinutes to 3 days
- TapTap SendUnder 3 minutes (95% of transfers)
- Ria Money TransferMinutes to 2 days
- Western UnionInstant
Standard delivery
- XE0-3 days
- Paysend2 days
- Dahabshiil0-3 days
- Revolut0-1 days
- InstaReM1-3 business days
Popular banks in Pakistan
These are the most commonly used banks for receiving international transfers in Pakistan.
BankSWIFT/BICNotes
Habib Bank Limited (HBL)
HABORPKAXXX
United Bank Limited (UBL)
UNABORPKXXX
MCB Bank
MCABORPKXXX
Allied Bank Limited (ABL)
ABPAPKKAXXX
Bank Alfalah
ALFHPKKAXXX
Meezan Bank
MEABORPKXXX
National Bank of Pakistan (NBP)
NBPAPKKAXXX
Standard Chartered Pakistan
SCBLPKKXXXX
EUR to PKR Exchange Rate History
Daily best exchange rates from top providers over the last 60 days. Rates shown are for sending $100.
| Date | Xoom (PayPal) | __mid Market__ | Skrill | Wise | WorldRemit |
|---|---|---|---|---|---|
| Trend | |||||
| May 20 | 315.7472 | 326.8396✓ | 319.3377 | 323.3840 | 320.1012 |
| May 19 | 316.8757 | 328.1032✓ | 320.4521 | 324.5260 | 321.3151 |
| May 18 | 316.5586 | 328.1032✓ | 319.6136 | 323.7070 | 320.4903 |
| May 17 | 316.3405 | 328.5802✓ | 319.8366 | 323.9150 | 320.7101 |
| May 16 | 316.3405 | 328.7098✓ | 319.8366 | 323.9150 | 320.7101 |
| May 15 | 317.4195 | 328.1183✓ | 320.4583 | 324.5280 | 322.6968 |
| May 14 | 318.5610 | 328.1183✓ | 321.6542 | 325.5870 | 322.6968 |
| May 13 | 265.6943 | 323.4630 | 323.0456 | 327.1090✓ | — |
| May 12 | 265.6355 | 323.4630 | 323.6358 | 327.8050✓ | — |
| May 11 | 265.5831 | 323.4630 | 323.9287 | 327.8330✓ | 323.5440 |
| May 10 | 265.5840 | 323.4630 | 324.5243 | 328.4320✓ | 324.1075 |
| May 9 | 265.5840 | 323.4630 | 324.5243 | 328.4320✓ | 324.1075 |
| May 8 | 265.5363 | 323.4630 | 323.2749 | 326.9140✓ | 322.6095 |
| May 7 | 265.7508 | 323.4630 | 324.2225 | 327.7420✓ | 323.5085 |
| May 6 | 265.7508 | 323.4630 | 322.9171 | 326.7800✓ | 323.6849 |
| May 5 | 265.7508 | 323.4630 | 321.5593 | 325.8180✓ | 322.5668 |
| May 4 | 265.7508 | 323.4630 | — | 326.8220✓ | — |
| May 3 | 265.7508 | 323.4630 | 322.9351 | 326.7380✓ | 322.9536 |
| May 2 | 265.7508 | 323.4630 | 322.9351 | 326.7380✓ | 322.9536 |
| May 1 | 265.7412 | 323.4630 | 323.0471 | 327.0730✓ | 323.2294 |
| Apr 30 | 265.7508 | 323.4630 | 321.5201 | 325.4840✓ | 321.7141 |
| Apr 29 | 265.7410 | 323.4630 | 322.3775 | 327.2430✓ | 323.4527 |
| Apr 28 | 265.8419 | 323.4630 | 322.6501 | 327.1590✓ | 323.6177 |
| Apr 27 | 265.8699 | 323.4630 | 323.3283 | 327.4940✓ | 323.8946 |
| Apr 26 | 265.8699 | 323.4630 | 323.1348 | 327.3130✓ | 323.7700 |
| Apr 25 | 266.1399 | 323.4630 | 323.1347 | 327.3130✓ | 323.6284 |
| Apr 24 | 265.8699 | 323.4630 | 321.9383 | 326.4330✓ | 322.7306 |
| Apr 23 | 266.0560 | 323.4630 | 322.8197 | 327.0620✓ | 323.3664 |
| Apr 22 | 265.9970 | 323.4630 | 323.6632 | 328.0250✓ | 324.2770 |
| Apr 21 | 265.9685 | 323.4630 | 324.8027 | 329.1150✓ | 325.4272 |
| Apr 20 | 266.4127 | 323.4630 | 324.1784 | 328.4440✓ | 324.7914 |
| Apr 19 | 266.0497 | 323.4630 | 324.4353 | 328.5700✓ | 324.9160 |
| Apr 18 | 266.0289 | 323.4630 | 324.4353 | 328.5700✓ | 324.9160 |
| Apr 17 | 266.0514 | 323.4630 | 324.5962 | 328.9470✓ | 325.2353 |
| Apr 16 | 265.9599 | 323.4630 | 325.2816 | 329.7010✓ | 325.9809 |
| Apr 15 | 267.4436 | 323.4630 | 324.9220 | 329.3940✓ | 325.7465 |
| Apr 14 | 266.1306 | 323.4630 | 324.5963 | 328.5560✓ | 324.9661 |
| Apr 13 | 266.0322 | 323.4630 | 322.0514 | 326.4050✓ | 322.7280 |
| Apr 12 | 266.0322 | 323.4630 | 323.2295 | 327.4940✓ | 323.8881 |
| Apr 11 | 265.9906 | 323.4630 | 323.2295 | 327.4940✓ | 323.8881 |
| Apr 10 | 265.9746 | 323.4630 | 322.5148 | 326.4330✓ | 322.9454 |
| Apr 9 | 265.9753 | 323.4630 | 321.5605 | 325.5810✓ | 322.0749 |
| Apr 8 | 267.3152 | 323.4630 | 322.1532 | 326.2660✓ | 322.6279 |
| Apr 7 | 265.9608 | 323.4630✓ | 318.1232 | 322.2570 | 318.7971 |
| Apr 6 | 265.9517 | 323.4630✓ | 318.5594 | 322.7320 | 319.2393 |
| Apr 5 | 266.0246 | 323.4630✓ | 317.5238 | 321.7270 | 318.2728 |
| Apr 4 | 265.9929 | 323.4630✓ | 317.5238 | 321.7270 | 318.2728 |
| Apr 3 | 266.1244 | 323.4630✓ | 317.4223 | 321.6290 | 317.8803 |
| Apr 2 | 266.0140 | 323.4630✓ | 317.9946 | 322.2710 | 318.4190 |
| Apr 1 | 266.1703 | 323.4630 | 319.0869 | 323.6260✓ | 319.7849 |
| Mar 31 | 266.1348 | 323.4630✓ | 318.4905 | 322.4390 | 319.1217 |
| Mar 30 | 266.1889 | 323.4630✓ | 316.5597 | 320.2180 | 316.9235 |
| Mar 29 | 313.7735 | 323.4630✓ | 316.8720 | 320.9730 | 317.7529 |
| Mar 28 | 314.0515 | 323.4630✓ | 317.4974 | — | 318.4757 |
| Mar 18 | 314.6962 | 324.5974✓ | 318.0533 | 322.1320 | 318.8696 |
| Mar 17 | 314.0891 | 322.6681✓ | 317.3165 | 321.0700 | 318.1048 |
| Mar 16 | 312.9092 | 323.3846✓ | 318.6806 | 321.7830 | 318.8112 |
| Mar 15 | 311.6740 | 322.3304✓ | 315.3256 | 318.8780 | 315.9330 |
| Mar 14 | 311.6740 | 322.3304✓ | 315.3616 | 318.8780 | 315.9330 |
| Mar 13 | 311.6740 | 320.8974✓ | 315.3616 | 318.8780 | 315.7307 |
Common questions about sending money from Germany to Pakistan
What is the cheapest way to send money from Germany to Pakistan?
The cheapest option changes daily based on exchange rates. Use our comparison table above to see today's rates from every provider. Specialist services like Wise, Remitly, and OFX consistently offer better value than banks.
How long does it take to send money from Germany to Pakistan?
Most specialist providers deliver to Pakistan within 1–2 business days. Some offer instant delivery for certain payment methods. Bank wires typically take 3–5 business days.
How much does it cost to send €1,000 from Germany to Pakistan?
Costs depend on the provider's fee and exchange rate markup. Compare all providers in our table above to see exactly how much PKR your recipient would receive from a €1,000 transfer today.
Can I send money from Germany to Pakistan online?
Yes, all the providers we compare support online transfers from Germany to Pakistan. Most also offer mobile apps. You can typically pay by bank transfer, debit card, or credit card.
Is it better to use a bank or a money transfer service to send money to Pakistan?
Money transfer services are almost always cheaper. Banks typically charge €25–50 per wire plus a 2–5% exchange rate markup. Specialist providers charge €0–10 with markups under 1%, saving you significantly on every transfer to Pakistan.
Everything about sending money to Pakistan
Recipient requirements, delivery methods, regulations, popular banks, and more.
Other routes to Pakistan
Popular corridors
Top provider reviews
Useful guides
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