Send money to Romania: Compare RON rates by provider
XE Money Transfer
Rate 4.7524 · Fee free
You send
$1,000
Estimated receipt
lei4,752
lei96 more than the lowest estimate · 0.38% markup vs mid-market
Affiliate link · No extra cost to you
Quick answer: XE Money Transfer ranks first of 6 for 1,000 USD → RON: 4,752.43 RON estimated. 95.89 RON separates first from last.
Latest pricing observation: . Oldest observation used: . Quotes are kept per USD→RON pair, not per country, so confirm the provider sends from your country before you commit. Methodology.
What is the cheapest way to send USD to RON?
Sending $1,000 to Romania, ranked by estimated payout.
Source: our collected quotes
XE Money Transfer
1-4 business days
Best valuelei4,752.43
recipient gets
Wise
72 hours
lei4,739.55
recipient gets
Wise
4.7701
$6.40
lei4,739.55
Send
Remitly
Minutes to 3-5 days
lei4,726.32
recipient gets
Remitly
4.7405
$2.99
lei4,726.32
Send
Western Union
Minutes to 5 days
lei4,721.54
recipient gets
Western Union
4.7310
$1.99
lei4,721.54
Send
Ria Money Transfer
Minutes to 2 days
lei4,684.99
recipient gets
Ria Money Transfer
4.7085
$5.00
lei4,684.99
Send
Xoom (PayPal)
Minutes to 3 days
lei4,656.54
recipient gets
Xoom (PayPal)
4.6565
Free
lei4,656.54
Send
Regency FX
Same day may be available; confirm your route
Indicative estimate · not ranked
lei4,732.39
recipient gets
Regency FX
Indicative estimate · not ranked
4.7324
Free
lei4,732.39
SendEstimated payout difference: lei95.89 between first and last on $1,000.
Romania has one of Europe's largest diasporas relative to its population — an estimated 4–5 million Romanians live abroad, primarily in Italy, Spain, Germany, the UK, and France. Remittances represent a significant portion of household income in many Romanian regions. Like Poland, Romania is an EU member that has not yet adopted the euro, so transfers from Eurozone countries require EUR-to-RON conversion. Romanian banks are fully integrated into the SEPA network, and BCR, BRD (Société Générale), Banca Transilvania, and Raiffeisen Bank Romania handle the bulk of inbound transfers.
- Romanian IBANs are 24 characters starting with 'RO' and are required for all bank transfers.
- SEPA credit transfers from EU/EEA countries typically reach Romanian banks within one business day.
- Banca Transilvania is the largest bank by assets, followed by BCR (owned by Erste Group) and BRD (Société Générale subsidiary).
- Italy-to-Romania is the single largest remittance corridor, reflecting the 1.2 million+ Romanian community in Italy.
- Romania is scheduled to join the Schengen Area, and euro adoption discussions continue — though no firm timeline has been set as of 2026.
Which provider offers the best USD to RON rate?
XE Money Transfer
4.4Exchange rate
4.7524
Fee
Free
Recipient gets
lei4,752.43
Speed
1-4 business days
Guides, fees & how it works
Which provider suits each USD→RON transfer?
XE Money Transfer currently delivers the most RON on this route, while Remitly is the fastest.
Cheapest transfer
XE Money Transfer
Delivers the most RON for your money
Fastest transfer
Remitly
Delivers in Minutes to 3-5 days
Cash pickup
Remitly
Widest cash pickup network
Bank transfer
XE Money Transfer
Best rate for bank deposit to Romania
What you need to send money to Romania
Full name
Recipient's full name as registered with their Romanian bank account
IBAN
24-character IBAN starting with 'RO' followed by 2 check digits, 4-letter bank code, and 16-character account number
Example: RO49AAAA1B31007593840000
SWIFT/BIC code
Optional8 or 11-character SWIFT code for non-SEPA international transfers
Note: Romania uses 24-character IBANs starting with 'RO'. As an EU member, Romania participates in SEPA for EUR transfers. Domestic transfers use RON (Romanian leu). The 4-letter bank identifier after the check digits makes it easy to identify the recipient's bank from the IBAN alone.
Transfer examples: USD to RON
Send $500
| Provider | Fee | Rate | Receives | Speed |
|---|---|---|---|---|
| XE Money Transfer4.75 · 1-4 business days | Free | 4.75 | lei2,376 | 1-4 business days |
| Wise4.77 · 72 hours | $1.84 | 4.77 | lei2,376 | 72 hours |
| Remitly4.74 · Minutes to 3-5 days | $2.99 | 4.74 | lei2,356 | Minutes to 3-5 days |
| Western Union4.73 · Minutes to 5 days | $1.99 | 4.73 | lei2,356 | Minutes to 5 days |
| Ria Money Transfer4.71 · Minutes to 2 days | $5.00 | 4.71 | lei2,331 | Minutes to 2 days |
| Xoom (PayPal)4.61 · Minutes to 3 days | $4.99 | 4.61 | lei2,284 | Minutes to 3 days |
Send $1,000
| Provider | Fee | Rate | Receives | Speed |
|---|---|---|---|---|
| XE Money Transfer4.75 · 1-4 business days | Free | 4.75 | lei4,752 | 1-4 business days |
| Wise4.77 · 72 hours | $6.40 | 4.77 | lei4,740 | 72 hours |
| Remitly4.74 · Minutes to 3-5 days | $2.99 | 4.74 | lei4,726 | Minutes to 3-5 days |
| Western Union4.73 · Minutes to 5 days | $1.99 | 4.73 | lei4,722 | Minutes to 5 days |
| Ria Money Transfer4.71 · Minutes to 2 days | $5.00 | 4.71 | lei4,685 | Minutes to 2 days |
| Xoom (PayPal)4.66 · Minutes to 3 days | Free | 4.66 | lei4,657 | Minutes to 3 days |
Send $5,000
| Provider | Fee | Rate | Receives | Speed |
|---|---|---|---|---|
| Wise4.77 · 72 hours | $6.40 | 4.77 | lei23,840 | 72 hours |
| Remitly4.76 · Minutes to 3-5 days | $2.99 | 4.76 | lei23,769 | Minutes to 3-5 days |
| XE Money Transfer4.75 · 1-4 business days | Free | 4.75 | lei23,762 | 1-4 business days |
| Western Union4.73 · Minutes to 5 days | $1.99 | 4.73 | lei23,645 | Minutes to 5 days |
| Ria Money Transfer4.71 · Minutes to 2 days | $5.00 | 4.71 | lei23,519 | Minutes to 2 days |
| Xoom (PayPal)4.66 · Minutes to 3 days | Free | 4.66 | lei23,283 | Minutes to 3 days |
How much does it cost to send money to Romania?
Of the 6 estimates we hold for $1,000 USD to RON, 2 charge no transfer fee and 4 charge between $1.99 and $6.40. Their exchange rates sit 0.01% to 2.39% above the mid-market rate (median 0.83%), a spread worth 114 RON on this amount.
A volatile pair: 10.3 points apart; today is "great", the better half. Best payout day Wise (7 October 2026), worst Wise (16 April 2026).
Ways to send money to Romania
Bank deposit is the standard method in Romania. SEPA transfers in EUR are the most cost-effective from EU countries. Romania has a rapidly modernizing banking sector with strong digital platforms.
How can my recipient receive money in Romania?
Bank Deposit (SEPA)
SEPA transfer in EUR — fast and affordable for transfers from EU/EEA countries.
Bank Deposit (SWIFT)
International wire transfer in RON or EUR to Romanian bank accounts.
Cash Pickup
Collect cash from agent locations across Romania.
What are the transfer limits and regulations for Romania?
Regulatory body
Banca Nationala a Romaniei (BNR) — National Bank of Romania
Inbound transfer limits
No cap on incoming transfers, but amounts over EUR 15,000 must be reported
Documentation you may need
- Sender's government-issued photo ID
- CNP (Cod Numeric Personal) may be needed for compliance
- Purpose of transfer for large amounts
Important things to know
- Romania is an EU member using the Romanian leu (RON), with plans to adopt the euro in the future.
- SEPA transfers in EUR are converted to RON at the recipient bank's exchange rate.
- Romania has a large diaspora (3+ million) in Italy, Spain, Germany, and the UK, driving significant remittance flows.
- The BNR regulates all financial institutions and monitors cross-border transactions.
How long does it take to send money to Romania?
4 of the 7 providers quoting USD to RON advertise delivery within minutes (Remitly, Western Union, Ria Money Transfer); 3 quote longer, such as XE Money Transfer at 1-4 business days on USD to RON.
Provider-stated speeds for Romania, not our measurement.
- RemitlyMinutes to 3-5 days
- Western UnionMinutes to 5 days
- Ria Money TransferMinutes to 2 days
- Xoom (PayPal)Minutes to 3 days
- XE Money Transfer1-4 business days
- Wise72 hours
- Regency FXSame day may be available; confirm your route
Popular banks in Romania
Banca Transilvania
BTRLRO22
BCR (Banca Comerciala Romana)
RNCBROBU
BRD (Groupe Societe Generale)
BRDEROBU
ING Bank Romania
INGBROBU
Raiffeisen Bank Romania
RZBRROBU
UniCredit Bank Romania
BACXROBU
Exceptional time to send
SendScoreBest rate +2.90% vs the 30-day average, near the 90-day high. Rates are improving — +2.49% week on week. Today's best beats the median provider by +1.81%.
- 40%near the 90-day high
- 25%+2.90% vs the 30-day average
- 20%today's best beats the median provider by +1.81%
- 15%improving — +2.49% week on week
Who is usually cheapest here
Wise delivered the most on 90 of the last 90 days it quoted here (100%); Wise is today's best too.
- 100%Wise — cheapest on 90 of 90 days it quoted
- 1%Remitly — cheapest on 1 of 91 days it quoted
- 0%Western Union — cheapest on 0 of 43 days it quoted
- 0%Ria Money Transfer — cheapest on 0 of 78 days it quoted
91 contested days of 91; single-quote days excluded for USD→RON. See every corridor.
USD→RON: 197 days of our recorded provider rates
USD to RON Exchange Rate History
Per 100 USD sent, 197 days.
| Date | __mid Market__ | Wise | Remitly | Xoom (PayPal) | Ria Money Transfer |
|---|---|---|---|---|---|
| Trend | |||||
| Oct 9 | 4.7699 | 4.7699✓ | 4.7406 | 4.5807 | 4.7083 |
| Oct 8 | 4.7778✓ | 4.7677 | 4.7320 | 4.5690 | 4.7083 |
| Oct 7 | 4.7803 | 4.7803✓ | 4.7432 | 4.5717 | 4.6814 |
| Oct 6 | 4.7622✓ | 4.7498 | 4.7186 | 4.5644 | 4.6814 |
| Oct 5 | 4.7781✓ | 4.7718 | 4.7321 | — | 4.6295 |
| Oct 4 | 4.7422✓ | 4.7399 | 4.6888 | — | 4.6295 |
| Oct 3 | 4.7429✓ | 4.7428 | 4.6951 | — | 4.6295 |
| Oct 2 | 4.7476✓ | 4.7428 | 4.6950 | — | 4.5803 |
| Oct 1 | 4.7053✓ | 4.6598 | 4.7053 | — | 4.5803 |
| Sep 30 | 4.6570✓ | 4.6547 | 4.6098 | — | 4.5803 |
| Sep 29 | 4.6534 | 4.6534✓ | 4.6063 | — | 4.5704 |
| Sep 28 | 4.6412✓ | 4.6411 | 4.5950 | — | 4.5556 |
| Sep 27 | 4.6311 | 4.6311✓ | 4.5854 | — | 4.5556 |
| Sep 26 | 4.6296✓ | 4.6296✓ | 4.5837 | — | 4.5556 |
| Sep 25 | 4.6407✓ | 4.6296 | 4.5852 | — | 4.5704 |
| Sep 24 | 4.6364✓ | 4.6341 | 4.5937 | — | 4.5507 |
| Sep 23 | 4.6333✓ | 4.6333✓ | 4.5897 | — | 4.5212 |
| Sep 22 | 4.6089✓ | 4.6089✓ | 4.5629 | — | 4.5133 |
| Sep 21 | 4.5894✓ | 4.5894✓ | 4.5455 | — | 4.5113 |
| Sep 20 | 4.5830✓ | 4.5825 | 4.5361 | — | 4.5113 |
| Sep 19 | 4.5839✓ | 4.5839✓ | 4.5380 | — | 4.5113 |
| Sep 18 | 4.5825✓ | 4.5825✓ | 4.5372 | — | 4.5113 |
| Sep 17 | 4.5912✓ | 4.5843 | 4.5387 | — | 4.4916 |
| Sep 16 | 4.5910✓ | 4.5910✓ | 4.5497 | — | 4.4719 |
| Sep 15 | 4.5624✓ | 4.5624✓ | 4.5173 | — | 4.4719 |
| Sep 14 | 4.5512✓ | 4.5512✓ | 4.5067 | — | 4.4621 |
| Sep 13 | 4.5296✓ | 4.5291 | 4.4837 | — | 4.4621 |
| Sep 12 | 4.5307✓ | 4.5307✓ | 4.4844 | — | 4.4621 |
| Sep 11 | 4.5325✓ | 4.5325✓ | 4.4884 | — | 4.4424 |
| Sep 10 | 4.5267✓ | 4.5267✓ | 4.4824 | — | 4.4424 |
| Sep 9 | 4.5160✓ | 4.5155 | 4.4731 | — | 4.4522 |
| Sep 8 | 4.5176✓ | 4.5176✓ | 4.4756 | — | 4.4473 |
| Sep 7 | 4.5227✓ | 4.5177 | 4.4738 | — | 4.4497 |
| Sep 6 | 4.5235✓ | 4.5235✓ | 4.4810 | — | 4.4497 |
| Sep 5 | 4.5219✓ | 4.5201 | 4.4761 | 4.3104 | 4.4497 |
| Sep 4 | 4.5178✓ | 4.5178✓ | 4.4718 | 4.3072 | 4.4719 |
| Sep 3 | 4.5354✓ | 4.5354✓ | 4.4897 | 4.3247 | 4.4719 |
| Sep 2 | 4.5332✓ | 4.5332✓ | 4.4928 | 4.3229 | 4.4684 |
| Sep 1 | 4.5365✓ | 4.5356 | 4.4934 | 4.3252 | 4.4645 |
| Aug 31 | 4.5365✓ | 4.5356 | 4.4934 | 4.3252 | 4.4473 |
| Aug 30 | 4.5387✓ | 4.5387✓ | 4.4938 | 4.3281 | 4.4473 |
| Aug 29 | 4.5387✓ | 4.5387✓ | 4.4938 | 4.3281 | 4.4473 |
| Aug 28 | 4.5157✓ | 4.5152 | 4.4734 | 4.3266 | 4.4473 |
| Aug 27 | 4.5122✓ | 4.5122✓ | 4.4668 | 4.3248 | 4.4473 |
| Aug 26 | 4.5032✓ | 4.5032✓ | 4.4576 | 4.3161 | 4.4325 |
| Aug 25 | 4.5014✓ | 4.5014✓ | 4.4551 | 4.3105 | 4.4325 |
| Aug 24 | 4.4974✓ | 4.4974✓ | 4.4539 | 4.3112 | 4.4128 |
| Aug 23 | 4.4989✓ | 4.4944 | 4.4532 | 4.3121 | 4.4128 |
| Aug 22 | 4.4989✓ | 4.4944 | 4.4532 | 4.3107 | 4.4128 |
| Aug 21 | 4.4942✓ | 4.4942✓ | 4.4490 | 4.3080 | 4.4128 |
| Aug 20 | 4.4943✓ | 4.4943✓ | 4.4484 | 4.3068 | 4.4522 |
| Aug 19 | 4.5281✓ | 4.5281✓ | 4.4781 | 4.3404 | 4.4522 |
| Aug 18 | 4.5226✓ | 4.5226✓ | 4.4786 | 4.3392 | — |
| Aug 17 | 4.5271✓ | 4.5257 | 4.4793 | 4.3397 | — |
| Aug 16 | 4.5268✓ | 4.5250 | 4.4792 | 4.3389 | — |
| Aug 15 | 4.5250✓ | 4.5250✓ | 4.4792 | 4.3389 | — |
| Aug 14 | 4.5412✓ | 4.5412✓ | 4.4947 | 4.3578 | — |
| Aug 13 | 4.5433✓ | 4.5433✓ | 4.4970 | 4.3529 | — |
| Aug 12 | 4.5774✓ | 4.5774✓ | 4.5300 | 4.3856 | — |
| Aug 11 | 4.5774✓ | 4.5774✓ | 4.5300 | 4.3856 | — |
| Aug 10 | 4.5774✓ | 4.5774✓ | 4.5300 | 4.3856 | 4.4818 |
| Aug 9 | 4.5300✓ | — | 4.5300✓ | 4.3856 | 4.4818 |
| Aug 8 | 4.5774✓ | 4.5774✓ | 4.5300 | 4.3856 | — |
| Aug 7 | 4.5774✓ | 4.5774✓ | 4.5300 | 4.3856 | 4.4916 |
| Aug 6 | 4.5774✓ | 4.5774✓ | 4.5300 | 4.3856 | 4.4916 |
| Aug 5 | 4.5774✓ | 4.5774✓ | 4.5300 | 4.3856 | 4.4916 |
| Aug 4 | 4.5774✓ | 4.5774✓ | 4.5300 | 4.3856 | — |
| Aug 3 | 4.5774✓ | 4.5774✓ | 4.5300 | 4.3856 | — |
| Aug 2 | 4.5774✓ | 4.5774✓ | 4.5300 | 4.3856 | — |
| Aug 1 | 4.5774✓ | 4.5774✓ | 4.5300 | 4.3856 | 4.5162 |
| Jul 31 | 4.5774✓ | 4.5774✓ | 4.5300 | 4.3856 | 4.5162 |
| Jul 30 | 4.5774✓ | 4.5774✓ | 4.5300 | 4.3856 | 4.5162 |
| Jul 29 | 4.5893✓ | 4.5774 | 4.5300 | 4.3856 | 4.5162 |
| Jul 28 | 4.5967✓ | 4.5774 | 4.5300 | 4.3856 | 4.5162 |
| Jul 27 | 4.5774✓ | 4.5774✓ | 4.5300 | 4.3856 | 4.5162 |
| Jul 26 | 4.5944✓ | 4.5774 | 4.5300 | 4.3856 | 4.5162 |
| Jul 25 | 4.5903✓ | 4.5774 | 4.5300 | 4.3856 | 4.5162 |
| Jul 24 | 4.5999✓ | 4.5774 | 4.5300 | 4.3856 | 4.5162 |
| Jul 23 | 4.5824✓ | 4.5774 | 4.5300 | 4.3856 | 4.5212 |
| Jul 22 | 4.5926✓ | 4.5774 | 4.5300 | 4.3856 | — |
| Jul 21 | 4.5944✓ | 4.5774 | 4.5300 | 4.3856 | 4.5113 |
| Jul 20 | 4.5806✓ | 4.5774 | 4.5300 | 4.3856 | 4.5113 |
| Jul 19 | 4.5774✓ | 4.5774✓ | 4.5300 | 4.3856 | 4.5113 |
| Jul 18 | 4.5774✓ | 4.5774✓ | 4.5300 | 4.3856 | 4.5113 |
| Jul 17 | 4.5834✓ | 4.5774 | 4.5300 | 4.3856 | 4.5113 |
| Jul 16 | 4.5774✓ | 4.5774✓ | 4.5300 | 4.3856 | 4.5113 |
| Jul 15 | 4.5834✓ | 4.5774 | 4.5300 | 4.3856 | 4.5113 |
| Jul 14 | 4.5953✓ | 4.5774 | 4.5300 | 4.3856 | 4.5113 |
| Jul 13 | 4.5953✓ | 4.5774 | 4.5300 | 4.3856 | 4.5113 |
| Jul 12 | 4.5852✓ | 4.5774 | 4.5300 | 4.3856 | 4.5113 |
| Jul 11 | 4.5866✓ | 4.5774 | 4.5300 | 4.3856 | 4.5113 |
| Jul 10 | 4.5774✓ | 4.5774✓ | 4.5300 | 4.3856 | 4.5113 |
| Jul 9 | 4.5806✓ | 4.5774 | 4.5300 | 4.3856 | 4.5113 |
| Jul 8 | 4.5847✓ | 4.5774 | 4.5300 | 4.3856 | — |
| Jul 7 | 4.5774✓ | 4.5774✓ | 4.5300 | 4.3856 | — |
| Jul 6 | 4.5774✓ | 4.5774✓ | 4.5300 | 4.3856 | — |
| Jul 5 | 4.5774✓ | 4.5774✓ | 4.5300 | 4.3856 | — |
| Jul 4 | 4.5774✓ | 4.5774✓ | 4.5300 | 4.3856 | — |
| Jul 3 | 4.5774✓ | 4.5774✓ | 4.5300 | 4.3856 | — |
| Jul 2 | 4.5945✓ | 4.5940 | 4.5490 | 4.3898 | — |
| Jul 1 | 4.5935✓ | 4.5935✓ | 4.5504 | 4.4019 | — |
| Jun 30 | 4.5921✓ | 4.5921✓ | 4.5489 | 4.4146 | — |
| Jun 29 | 4.5998✓ | 4.5998✓ | 4.5596 | 4.4114 | — |
| Jun 28 | 4.5998✓ | 4.5998✓ | 4.5596 | 4.4114 | 4.5212 |
| Jun 27 | 4.6030✓ | 4.5998 | 4.5596 | 4.4114 | 4.5212 |
| Jun 26 | 4.6045✓ | 4.6040 | 4.5645 | 4.4221 | 4.5507 |
| Jun 25 | 4.6127✓ | 4.6118 | 4.5615 | 4.4167 | 4.5507 |
| Jun 24 | 4.6128✓ | 4.6119 | 4.5708 | 4.3975 | — |
| Jun 23 | 4.5842✓ | 4.5842✓ | 4.5407 | 4.3806 | — |
| Jun 22 | 4.5809✓ | 4.5809✓ | 4.5087 | 4.3868 | — |
| Jun 21 | 4.5695✓ | 4.5695✓ | 4.5253 | 4.3789 | — |
| Jun 20 | 4.5695✓ | 4.5695✓ | 4.5253 | 4.3813 | — |
| Jun 19 | 4.5689✓ | 4.5680 | 4.5241 | 4.3808 | — |
| Jun 18 | 4.5474✓ | 4.5460 | 4.5016 | 4.3600 | — |
| Jun 17 | 4.5104✓ | 4.4982 | 4.4686 | 4.3412 | — |
| Jun 16 | 4.5104✓ | 4.4982 | 4.4686 | 4.3412 | — |
| Jun 15 | 4.5104✓ | 4.4982 | 4.4686 | 4.3412 | — |
| Jun 14 | 4.5260✓ | 4.5260✓ | 4.4842 | 4.3376 | — |
| Jun 13 | 4.5260✓ | 4.5260✓ | 4.4842 | 4.3376 | — |
| Jun 12 | 4.5269✓ | 4.5260 | 4.4842 | 4.3376 | — |
| Jun 11 | 4.5398✓ | 4.5389 | 4.4967 | 4.3476 | — |
| Jun 10 | 4.5398✓ | 4.5389 | 4.4967 | 4.3476 | — |
| Jun 9 | 4.5479✓ | 4.5470 | 4.5055 | 4.3650 | — |
| Jun 8 | 4.5530✓ | 4.5525 | 4.5094 | 4.3572 | — |
| Jun 7 | 4.5516✓ | 4.5516✓ | 4.5109 | 4.3642 | — |
| Jun 6 | 4.5516✓ | 4.5516✓ | 4.5109 | 4.3407 | — |
| Jun 5 | 4.5271✓ | 4.5271✓ | 4.4846 | 4.3402 | — |
| Jun 4 | 4.5279✓ | 4.5274 | 4.4848 | 4.3453 | — |
| Jun 3 | 4.5188✓ | 4.5188✓ | 4.4726 | 4.3357 | 4.4325 |
| Jun 2 | 4.5109✓ | 4.5109✓ | 4.4694 | 4.3228 | 4.4325 |
| Jun 1 | 4.5073✓ | 4.5073✓ | 4.4624 | 4.3135 | 4.4325 |
| May 31 | 4.5041✓ | 4.5041✓ | 4.4608 | 4.3174 | 4.4325 |
| May 30 | 4.5041✓ | 4.5041✓ | 4.4608 | 4.3160 | 4.4325 |
| May 29 | 4.5022✓ | 4.5022✓ | 4.4583 | 4.3240 | — |
| May 28 | 4.5137✓ | 4.5137✓ | 4.4734 | 4.3242 | — |
| May 27 | 4.5017✓ | 4.5017✓ | 4.4568 | 4.3307 | — |
| May 26 | 4.5027✓ | 4.5027✓ | 4.4576 | 4.3346 | — |
| May 25 | 4.5068✓ | 4.5063 | 4.4625 | 4.3339 | — |
| May 24 | 4.5229✓ | 4.5229✓ | 4.4784 | 4.3347 | — |
| May 23 | 4.5311✓ | 4.5229 | 4.4784 | 4.3347 | 4.4325 |
| May 22 | 4.5149✓ | 4.5149✓ | 4.4726 | 4.3217 | 4.4325 |
| May 21 | 4.5064✓ | 4.5064✓ | 4.4635 | 4.3189 | 4.4325 |
| May 20 | 4.5020✓ | 4.5020✓ | 4.4603 | 4.2831 | — |
| May 19 | 4.4695✓ | 4.4695✓ | 4.4278 | 4.2489 | — |
| May 18 | 4.4737✓ | 4.4733 | 4.4308 | 4.2451 | — |
| May 17 | 4.4481✓ | 4.4481✓ | 4.3769 | 4.2492 | — |
| May 16 | 4.4481✓ | 4.4481✓ | 4.3769 | 4.2492 | 4.3734 |
| May 15 | 4.4655✓ | 4.4655✓ | 4.4263 | 4.2778 | 4.3734 |
| May 14 | 4.4524✓ | 4.4524✓ | 4.4115 | 4.2700 | 4.3734 |
| May 13 | 4.4326✓ | 4.4326✓ | 4.3921 | 4.2491 | 4.3365 |
| May 12 | 4.4266✓ | 4.4262 | 4.3872 | 4.2389 | 4.3365 |
| May 11 | 4.4336✓ | 4.4336✓ | 4.3927 | 4.2421 | 4.3365 |
| May 10 | 4.4304✓ | 4.4286 | 4.3841 | 4.2441 | 4.3365 |
| May 9 | 4.4286✓ | 4.4286✓ | 4.3841 | 4.2441 | 4.3365 |
| May 8 | 4.4866✓ | 4.4862 | 4.4425 | 4.3012 | 4.3365 |
| May 7 | 4.4787✓ | 4.4787✓ | 4.4358 | 4.2926 | 4.3365 |
| May 6 | 4.4691✓ | 4.4682 | 4.4269 | 4.2499 | 4.3365 |
| May 5 | 4.4437✓ | — | 4.4055 | 4.2606 | 4.3365 |
| May 4 | 4.4261✓ | 4.4243 | 4.3952 | 4.2542 | 4.3365 |
| May 3 | 4.4417✓ | 4.4417✓ | 4.3984 | 4.2573 | 4.3365 |
| May 2 | 4.4421✓ | 4.4417 | 4.3984 | 4.2573 | 4.3365 |
| May 1 | 4.4357✓ | 4.4339 | 4.4048 | 4.2428 | 4.3365 |
| Apr 30 | 4.3709✓ | 4.3696 | 4.3407 | 4.1880 | 4.3365 |
| Apr 29 | 4.3499✓ | 4.3490 | 4.3210 | 4.1713 | 4.3365 |
| Apr 28 | 4.3442✓ | 4.3438 | 4.3148 | 4.1648 | 4.3365 |
| Apr 27 | 4.3375✓ | 4.3375✓ | 4.3047 | 4.1577 | 4.3365 |
| Apr 26 | 4.3439✓ | 4.3417 | 4.3107 | 4.1609 | 4.3365 |
| Apr 25 | 4.3417✓ | 4.3417✓ | 4.3107 | 4.1609 | 4.3365 |
| Apr 24 | 4.3556✓ | 4.3547 | 4.3258 | 4.1678 | 4.3365 |
| Apr 23 | 4.3483✓ | 4.3474 | 4.3204 | 4.1677 | 4.3365 |
| Apr 22 | 4.3406✓ | 4.3402 | 4.3100 | 4.1591 | 4.3365 |
| Apr 21 | 4.3365✓ | 4.3280 | 4.2965 | 4.1484 | 4.3365✓ |
| Apr 20 | 4.3365✓ | 4.3334 | 4.3062 | 4.1555 | 4.3365✓ |
| Apr 19 | 4.3365✓ | 4.3334 | 4.3018 | 4.1532 | 4.3365✓ |
| Apr 18 | 4.3365✓ | 4.3334 | 4.3018 | 4.1532 | 4.3365✓ |
| Apr 17 | 4.3365✓ | 4.3272 | 4.2991 | 4.1490 | 4.3365✓ |
| Apr 16 | 4.3365✓ | 4.3133 | — | 4.1355 | 4.3365✓ |
| Apr 15 | 4.3365✓ | 4.3164 | — | 4.1391 | 4.3365✓ |
| Apr 14 | 4.3365✓ | 4.3269 | — | 4.1503 | 4.3365✓ |
| Apr 13 | 4.3551✓ | 4.3538 | — | 4.1772 | 4.3365 |
| Apr 12 | 4.3424✓ | 4.3424✓ | — | 4.1656 | 4.3365 |
| Apr 11 | 4.3424✓ | 4.3424✓ | — | 4.1656 | 4.3365 |
| Apr 10 | 4.3574✓ | 4.3574✓ | — | 4.1787 | 4.3365 |
| Apr 9 | 4.3703✓ | 4.3703✓ | — | 4.1927 | 4.3365 |
| Apr 8 | 4.3635✓ | 4.3635✓ | — | 4.1857 | 4.3365 |
| Apr 7 | 4.4189✓ | 4.4180 | 4.3862 | 4.2385 | 4.3365 |
| Apr 6 | 4.4287✓ | 4.4114 | 4.3824 | 4.2285 | 4.3365 |
| Apr 5 | 4.4267✓ | 4.4267✓ | 4.3955 | 4.2459 | 4.3365 |
| Apr 4 | 4.4267✓ | 4.4267✓ | 4.3955 | 4.2459 | 4.3365 |
| Apr 3 | 4.4252✓ | 4.4252✓ | 4.3925 | 4.2399 | 4.3365 |
| Apr 2 | 4.4185✓ | 4.4185✓ | 4.3889 | 4.2463 | 4.3365 |
| Apr 1 | 4.4114✓ | 4.3995 | 4.3733 | 4.2301 | 4.3365 |
| Mar 31 | 4.4376✓ | 4.4172 | 4.3832 | 4.2401 | 4.3365 |
| Mar 30 | 4.4471✓ | 4.4471✓ | 4.4130 | 4.2571 | 4.3365 |
| Mar 29 | 4.4353✓ | 4.4344 | 4.4010 | 4.2548 | 4.3365 |
| Mar 28 | 4.4276✓ | 4.4276✓ | 4.4002 | 4.2486 | 4.3365 |
| Mar 18 | 4.4162✓ | 4.4158 | 4.3855 | 4.2354 | — |
Frequently asked questions
Common questions about sending money to Romania
What is the cheapest way to send money to Romania?
From Italy or Spain (the largest corridors), SEPA-funded transfers through Wise or Revolut deliver the most RON per euro. From the UK, Wise offers tight GBP/RON margins. Traditional bank wires from Eurozone countries charge EUR 15–40 in fees plus 2–3% FX markup, making specialist providers dramatically cheaper.
How long does a money transfer to Romania take?
SEPA transfers from EU/EEA countries arrive at Romanian banks in one business day, sometimes within hours. SWIFT transfers from outside Europe take 1–3 business days. Cash pickup at Western Union agents is available within an hour. Romania's interbank system processes domestic settlements throughout the business day.
What is the Romanian IBAN format?
Romanian IBANs are 24 characters: 'RO' followed by 2 check digits, a 4-letter bank code (e.g., BTRL for Banca Transilvania, RNCB for BCR), and a 16-character account identifier. Example: RO49 AAAA 1B31 0075 9384 0000. Your recipient can find their IBAN in their online banking app or on any bank statement.
Does Romania use the euro?
No. Romania uses the Romanian leu (RON). Despite being an EU member since 2007, Romania has not joined the Eurozone. Euro adoption requires meeting convergence criteria on inflation, budget deficit, and exchange rate stability. Transfers from Eurozone countries incur EUR-to-RON conversion costs, making rate comparison essential.
What details do I need for a Romanian bank transfer?
You need the recipient's full legal name, their IBAN (24 characters starting with RO), and optionally the bank's SWIFT/BIC code (e.g., BTRLRO22 for Banca Transilvania, RNCBROBU for BCR, BRDEROBU for BRD). The IBAN contains the bank code, so it's sufficient for SEPA routing within the EU.
Can I send money from Italy to Romania?
Italy is Romania's largest remittance source. SEPA transfers from any Italian bank reach Romanian banks within one business day. Wise, Revolut, and WorldRemit offer competitive EUR/RON rates on this corridor. Western Union also has extensive cash pickup coverage in Romania through Bancpost and dedicated agent locations.
Can I pick up cash in Romania?
Western Union and MoneyGram operate cash pickup locations across Romania, including inside Banca Poșta (postal bank), OMV gas stations, and dedicated currency exchange offices. Cash pickup is available in Bucharest, Cluj-Napoca, Timișoara, Iași, Constanța, and smaller towns. However, bank deposit via IBAN is the norm for most recipients.
Are remittances to Romania taxed?
Romania does not tax incoming personal remittances. Transfers between family members are not subject to gift tax if under certain thresholds. Romania's flat income tax rate of 10% applies only to earned income, not to personal gifts or family support transfers from abroad.
Which banks in Romania can receive international transfers?
All major Romanian banks accept SEPA and SWIFT transfers: Banca Transilvania, BCR (Erste Group), BRD (Société Générale), Raiffeisen Bank Romania, ING Bank Romania, CEC Bank, and UniCredit Bank Romania. Banca Transilvania and BCR have the most extensive branch networks, covering virtually every Romanian city and town.
Is Revolut popular for transfers to Romania?
Revolut has become extremely popular among Romanians, with one of the highest per-capita adoption rates in Europe. Many Romanian recipients hold Revolut accounts with RON IBANs, making person-to-person Revolut transfers fast and cheap. However, Revolut-to-Revolut transfers use Revolut's own rate, so comparing against Wise and others is still worthwhile.