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Send money from United States to Romania(USD → RON)
USD
RON|Updated recentlyMid-market 4.5022Cheapest todayof 5 providers
Wise
Rate 4.5022 · Fee $6.40
You send
$1,000
Recipient gets
lei4,473
lei7 more than the most expensive provider
Affiliate link · No extra cost to you
Quick answer: The cheapest way to send money from United States to Romania in May 2026 is Wise, which delivers 4,473.39 RON on a 1,000 USD transfer with a fee of $6.40. According to SendMoneyCompare's comparison of 5 providers updated every 6 hours, the difference between the cheapest and most expensive provider on this corridor is 7 RON.
Last reviewed: by Awais Imran, Reviews Editor
↑
Rates are great right now
75th percentile
Based on 55 days of data (2026-03-18 to 2026-05-20)
Today's best
lei441.91
Wise
55-day avg
1 USD = 4.35 RON
Best rate
4.37
2026-05-14 · Ria Money Transfer
Worst rate
4.39
2026-03-18 · Remitly
What is the cheapest way to send USD to RON?
Sending $1,000 from United States to Romania. Sorted by best value — most money received.
Source: SendMoneyCompare · Data updated every 6 hours from live provider APIs
#ProviderRateFeeRecipient gets
Rate 4.5022·Fee $6.40·0.00% markup
Rate up 2.0%
↑ 1.9% over 55dAvg: 4.40 RON (+2.3% vs avg)Range: 4.31–4.50
1
WiseBest value
24 hours0.00% markup
Rate up 2.0%
↑ 1.9% over 55dAvg: 4.40 RON (+2.3% vs avg)Range: 4.31–4.50
4.5022
$6.40
lei4,473.39
Rate 4.4603·Fee $2.99·0.93% markup
↑ 1.7% over 46dAvg: 4.37 RON (+2.0% vs avg)Range: 4.30–4.46
2
4.4603
$2.99
lei4,447.00
Rate 4.3541·Fee Free·3.29% markup
↑ 1.1% over 55dAvg: 4.21 RON (+1.6% vs avg)Range: 4.14–4.30
3
Minutes to 3 days3.29% markup
↑ 1.1% over 55dAvg: 4.21 RON (+1.6% vs avg)Range: 4.14–4.30
4.3541
Free
lei4,354.08
Rate 4.4756·Fee $59.11·0.59% markup
Rate 4.4662·Fee Free·0.80% markup
Potential savings: Choosing the best provider over the most expensive saves your recipient lei7.20 on a $1,000 transfer.
Some links on this page are affiliate links. We may earn a commission at no extra cost to you. This does not affect our rankings, which are based on real transfer data. Editorial policy
Compare the cheapest ways to send money from United States to Romania. We compare fees, exchange rates, and transfer speeds from 15+ providers so you get the most RON for your $.
American expats and immigrants regularly send money to Romania. The cost difference between providers can be significant — banks typically charge 3–5% in hidden exchange rate markups, while specialist services like Wise, Remitly, and WorldRemit offer rates much closer to the mid-market rate. Our comparison shows the total RON received from each provider after all fees and markups.
Which provider offers the best USD to RON rate?
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the United States to Romania route.
Cheapest transfer
Wise
Delivers the most RON for your money
Fastest transfer
Remitly
Delivers in Minutes to 3-5 days
Cash pickup
Remitly
Widest cash pickup network
Bank transfer
Wise
Best rate for bank deposit to Romania
How to send money to Romania
Sending money to Romania is straightforward with the right provider. Here's how it works in 3 simple steps.
Step 1
Enter your transfer details
Choose how much USD you want to send, compare providers above, and pick the one offering the best RON amount for your transfer to Romania.
Step 2
Add your recipient
Enter your recipient's details in Romania — you'll need their iban. Most providers verify details instantly.
Step 3
Send & track your transfer
Pay using bank transfer, debit card, or credit card. Track your money in real-time until it arrives — bank deposit (sepa) typically takes 1 business day.
What you need to send money to Romania
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's full name as registered with their Romanian bank account
IBAN
24-character IBAN starting with 'RO' followed by 2 check digits, 4-letter bank code, and 16-character account number
Example: RO49AAAA1B31007593840000
SWIFT/BIC code
Optional8 or 11-character SWIFT code for non-SEPA international transfers
Note: Romania uses 24-character IBANs starting with 'RO'. As an EU member, Romania participates in SEPA for EUR transfers. Domestic transfers use RON (Romanian leu). The 4-letter bank identifier after the check digits makes it easy to identify the recipient's bank from the IBAN alone.
Transfer examples: USD to RON
See how much your recipient would get for common transfer amounts.
Send $500
ProviderFeeReceives
Wise
4.50 · 24 hours
Remitly
4.46 · Minutes to 3-5 days
XE
4.48 · 1-4 business days
Xoom (PayPal)
4.28 · Minutes to 3 days
Regency FX
4.47 · Same day to 2 business days
ProviderFeeRateReceivesSpeed
Wise$9.204.50lei2,21024 hours
Remitly$14.954.46lei2,163Minutes to 3-5 days
XE$29.564.48lei2,1061-4 business days
Xoom (PayPal)$24.954.28lei2,035Minutes to 3 days
Regency FXFree4.47lei2,233Same day to 2 business days
Send $1,000
ProviderFeeReceives
Wise
4.50 · 24 hours
Remitly
4.46 · Minutes to 3-5 days
Xoom (PayPal)
4.35 · Minutes to 3 days
XE
4.48 · 1-4 business days
Regency FX
4.47 · Same day to 2 business days
ProviderFeeRateReceivesSpeed
Wise$6.404.50lei4,47324 hours
Remitly$2.994.46lei4,447Minutes to 3-5 days
Xoom (PayPal)Free4.35lei4,354Minutes to 3 days
XE$59.114.48lei4,2111-4 business days
Regency FXFree4.47lei4,466Same day to 2 business days
Send $5,000
ProviderFeeReceives
Wise
4.50 · 24 hours
XE
4.48 · 1-4 business days
Remitly
4.46 · Minutes to 3-5 days
Xoom (PayPal)
4.35 · Minutes to 3 days
Regency FX
4.47 · Same day to 2 business days
ProviderFeeRateReceivesSpeed
Wise$32.004.50lei22,36724 hours
XE$29.564.48lei22,2461-4 business days
Remitly$14.954.46lei22,235Minutes to 3-5 days
Xoom (PayPal)Free4.35lei21,770Minutes to 3 days
Regency FXFree4.47lei22,331Same day to 2 business days
How much does it cost to send money from United States to Romania?
Transfer fees from United States to Romania vary by provider. Specialist services charge $0–10 per transfer, while banks charge $25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total RON your recipient receives, not just the advertised fee.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically $0–$10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (4.5022).
Ways to send money to Romania
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
Bank deposit is the standard method in Romania. SEPA transfers in EUR are the most cost-effective from EU countries. Romania has a rapidly modernizing banking sector with strong digital platforms.
Bank Transfer
Low costSpeed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
Debit Card
Medium costSpeed: Minutes to hours
Fast and convenient — small card processing fee applies
Credit Card
Higher costSpeed: Minutes to hours
Fastest option but highest fees — card issuer may charge cash advance fee
Apple Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
How can my recipient receive money in Romania?
Your recipient in Romania can receive money through these delivery methods. The best option depends on their location and preferences.
Bank Deposit (SEPA)
1 business day
SEPA transfer in EUR — fast and affordable for transfers from EU/EEA countries.
WiseRemitlyWorldRemit
Bank Deposit (SWIFT)
1–3 business days
International wire transfer in RON or EUR to Romanian bank accounts.
WiseRemitlyWorldRemitWestern Union+1 more
Cash Pickup
Minutes
Collect cash from agent locations across Romania.
Western UnionMoneyGramRia Money Transfer
What are the transfer limits and regulations for Romania?
Important rules and requirements to know before sending money to Romania.
Regulatory body
Banca Nationala a Romaniei (BNR) — National Bank of Romania
Inbound transfer limits
No cap on incoming transfers, but amounts over EUR 15,000 must be reported
Documentation you may need
- Sender's government-issued photo ID
- CNP (Cod Numeric Personal) may be needed for compliance
- Purpose of transfer for large amounts
Important things to know
- Romania is an EU member using the Romanian leu (RON), with plans to adopt the euro in the future.
- SEPA transfers in EUR are converted to RON at the recipient bank's exchange rate.
- Romania has a large diaspora (3+ million) in Italy, Spain, Germany, and the UK, driving significant remittance flows.
- The BNR regulates all financial institutions and monitors cross-border transactions.
How long does it take to send money to Romania?
Most transfers from United States to Romania arrive within 1–2 business days with specialist providers. Bank wires take 3–5 business days. Some providers offer instant or same-day delivery to Romania for a small premium.
FastExpress delivery
- RemitlyMinutes to 3-5 days
- Xoom (PayPal)Minutes to 3 days
Standard delivery
- Wise24 hours
- XE1-4 business days
- Regency FXSame day to 2 business days
Popular banks in Romania
These are the most commonly used banks for receiving international transfers in Romania.
BankSWIFT/BICNotes
Banca Transilvania
BTRLRO22
BCR (Banca Comerciala Romana)
RNCBROBU
BRD (Groupe Societe Generale)
BRDEROBU
ING Bank Romania
INGBROBU
Raiffeisen Bank Romania
RZBRROBU
UniCredit Bank Romania
BACXROBU
USD to RON Exchange Rate History
Daily best exchange rates from top providers over the last 55 days. Rates shown are for sending $100.
| Date | Xoom (PayPal) | Wise | __mid Market__ | Ria Money Transfer | Remitly |
|---|---|---|---|---|---|
| Trend | |||||
| May 20 | 4.2831 | 4.5020✓ | 4.2831 | — | 4.4603 |
| May 19 | 4.2489 | 4.4695✓ | 4.2489 | — | 4.4278 |
| May 18 | 4.2451 | 4.4733✓ | 4.2451 | — | 4.4308 |
| May 17 | 4.2492 | 4.4481✓ | 4.2492 | — | 4.3769 |
| May 16 | 4.2492 | 4.4481✓ | 4.3734 | 4.3734 | 4.3769 |
| May 15 | 4.2778 | 4.4655✓ | 4.3734 | 4.3734 | 4.4263 |
| May 14 | 4.2700 | 4.4524✓ | 4.3734 | 4.3734 | 4.4115 |
| May 13 | 4.2491 | 4.4326✓ | 4.3365 | 4.3365 | 4.3921 |
| May 12 | 4.2389 | 4.4262✓ | 4.3365 | 4.3365 | 4.3872 |
| May 11 | 4.2421 | 4.4336✓ | 4.3365 | 4.3365 | 4.3927 |
| May 10 | 4.2441 | 4.4286✓ | 4.3365 | 4.3365 | 4.3841 |
| May 9 | 4.2441 | 4.4286✓ | 4.3365 | 4.3365 | 4.3841 |
| May 8 | 4.3012 | 4.4862✓ | 4.3365 | 4.3365 | 4.4425 |
| May 7 | 4.2926 | 4.4787✓ | 4.3365 | 4.3365 | 4.4358 |
| May 6 | 4.2499 | 4.4682✓ | 4.3365 | 4.3365 | 4.4269 |
| May 5 | 4.2606 | 4.4427✓ | 4.3365 | 4.3365 | 4.4055 |
| May 4 | 4.2542 | 4.4243✓ | 4.3365 | 4.3365 | 4.3952 |
| May 3 | 4.2573 | 4.4417✓ | 4.3365 | 4.3365 | 4.3984 |
| May 2 | 4.2573 | 4.4417✓ | 4.3365 | 4.3365 | 4.3984 |
| May 1 | 4.2428 | 4.4339✓ | 4.3365 | 4.3365 | 4.4048 |
| Apr 30 | 4.1880 | 4.3696✓ | 4.3365 | 4.3365 | 4.3407 |
| Apr 29 | 4.1713 | 4.3490✓ | 4.3365 | 4.3365 | 4.3210 |
| Apr 28 | 4.1648 | 4.3438✓ | 4.3365 | 4.3365 | 4.3148 |
| Apr 27 | 4.1577 | 4.3375✓ | 4.3365 | 4.3365 | 4.3047 |
| Apr 26 | 4.1609 | 4.3417✓ | 4.3365 | 4.3365 | 4.3107 |
| Apr 25 | 4.1609 | 4.3417✓ | 4.3365 | 4.3365 | 4.3107 |
| Apr 24 | 4.1678 | 4.3547✓ | 4.3365 | 4.3365 | 4.3258 |
| Apr 23 | 4.1677 | 4.3474✓ | 4.3365 | 4.3365 | 4.3204 |
| Apr 22 | 4.1591 | 4.3402✓ | 4.3365 | 4.3365 | 4.3100 |
| Apr 21 | 4.1484 | 4.3280 | 4.3365✓ | 4.3365✓ | 4.2965 |
| Apr 20 | 4.1555 | 4.3334 | 4.3365✓ | 4.3365✓ | 4.3062 |
| Apr 19 | 4.1532 | 4.3334 | 4.3365✓ | 4.3365✓ | 4.3018 |
| Apr 18 | 4.1532 | 4.3334 | 4.3365✓ | 4.3365✓ | 4.3018 |
| Apr 17 | 4.1490 | 4.3272 | 4.3365✓ | 4.3365✓ | 4.2991 |
| Apr 16 | 4.1355 | 4.3133 | 4.3365✓ | 4.3365✓ | — |
| Apr 15 | 4.1391 | 4.3164 | 4.3365✓ | 4.3365✓ | — |
| Apr 14 | 4.1503 | 4.3269 | 4.3365✓ | 4.3365✓ | — |
| Apr 13 | 4.1772 | 4.3538✓ | 4.3365 | 4.3365 | — |
| Apr 12 | 4.1656 | 4.3424✓ | 4.3365 | 4.3365 | — |
| Apr 11 | 4.1656 | 4.3424✓ | 4.3365 | 4.3365 | — |
| Apr 10 | 4.1787 | 4.3574✓ | 4.3365 | 4.3365 | — |
| Apr 9 | 4.1927 | 4.3703✓ | 4.3365 | 4.3365 | — |
| Apr 8 | 4.1857 | 4.3635✓ | 4.3365 | 4.3365 | — |
| Apr 7 | 4.2385 | 4.4180✓ | 4.3365 | 4.3365 | 4.3862 |
| Apr 6 | 4.2285 | 4.4114✓ | 4.3365 | 4.3365 | 4.3824 |
| Apr 5 | 4.2459 | 4.4267✓ | 4.3365 | 4.3365 | 4.3955 |
| Apr 4 | 4.2459 | 4.4267✓ | 4.3365 | 4.3365 | 4.3955 |
| Apr 3 | 4.2399 | 4.4252✓ | 4.3365 | 4.3365 | 4.3925 |
| Apr 2 | 4.2463 | 4.4185✓ | 4.3365 | 4.3365 | 4.3889 |
| Apr 1 | 4.2301 | 4.3995✓ | 4.3365 | 4.3365 | 4.3733 |
| Mar 31 | 4.2401 | 4.4172✓ | 4.3365 | 4.3365 | 4.3832 |
| Mar 30 | 4.2571 | 4.4471✓ | 4.3365 | 4.3365 | 4.4130 |
| Mar 29 | 4.2548 | 4.4344✓ | 4.3365 | 4.3365 | 4.4010 |
| Mar 28 | 4.2486 | 4.4276✓ | 4.3365 | 4.3365 | 4.4002 |
| Mar 18 | 4.2354 | 4.4158 | 4.4163✓ | — | 4.3855 |
Common questions about sending money from United States to Romania
What is the cheapest way to send money from United States to Romania?
The cheapest option changes daily based on exchange rates. Use our comparison table above to see today's rates from every provider. Specialist services like Wise, Remitly, and OFX consistently offer better value than banks.
How long does it take to send money from United States to Romania?
Most specialist providers deliver to Romania within 1–2 business days. Some offer instant delivery for certain payment methods. Bank wires typically take 3–5 business days.
How much does it cost to send $1,000 from United States to Romania?
Costs depend on the provider's fee and exchange rate markup. Compare all providers in our table above to see exactly how much RON your recipient would receive from a $1,000 transfer today.
Can I send money from United States to Romania online?
Yes, all the providers we compare support online transfers from United States to Romania. Most also offer mobile apps. You can typically pay by bank transfer, debit card, or credit card.
Is it better to use a bank or a money transfer service to send money to Romania?
Money transfer services are almost always cheaper. Banks typically charge $25–50 per wire plus a 2–5% exchange rate markup. Specialist providers charge $0–10 with markups under 1%, saving you significantly on every transfer to Romania.
Everything about sending money to Romania
Recipient requirements, delivery methods, regulations, popular banks, and more.
Other routes to Romania
Popular corridors
Top provider reviews
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