Loading...
Send money from United States to Turkey(USD → TRY)
USD
TRY|Updated recentlyMid-market 45.5925Cheapest todayof 7 providers
InstaReM
Rate 45.3098 · Fee free
You send
$1,000
Recipient gets
₺45,310
₺82 more than the most expensive provider · 0.62% markup vs mid-market
Affiliate link · No extra cost to you
Quick answer: The cheapest way to send money from United States to Turkey in May 2026 is InstaReM, which delivers 45,309.79 TRY on a 1,000 USD transfer with a fee of zero. According to SendMoneyCompare's comparison of 7 providers updated every 6 hours, the difference between the cheapest and most expensive provider on this corridor is 82 TRY.
Last reviewed: by Awais Imran, Reviews Editor
↑
Rates are great right now
100th percentile
Based on 55 days of data (2026-03-18 to 2026-05-20)
Today's best
₺4,531.2
InstaReM
55-day avg
1 USD = 44.46 TRY
Best rate
45.31
2026-05-20 · InstaReM
Worst rate
43.54
2026-04-22 · Ria Money Transfer
What is the cheapest way to send USD to TRY?
Sending $1,000 from United States to Turkey. Sorted by best value — most money received.
Source: SendMoneyCompare · Data updated every 6 hours from live provider APIs
#ProviderRateFeeRecipient gets
Rate 45.3098·Fee Free·0.62% markup
Best rate 45 of 55 days
↑ 2.9% over 45dAvg: 44.66 TRY (+1.5% vs avg)Range: 44.02–45.31
1
InstaReMBest value
1-3 business days0.62% markup
Best rate 45 of 55 days
↑ 2.9% over 45dAvg: 44.66 TRY (+1.5% vs avg)Range: 44.02–45.31
45.3098
Free
₺45,309.79
Rate 45.3007·Fee Free·0.64% markup
Most stable rate
↑ 0.3% over 7dAvg: 45.19 TRY (+0.3% vs avg)Range: 45.10–45.30
2
Under 3 minutes (95% of transfers)0.64% markup
Most stable rate
↑ 0.3% over 7dAvg: 45.19 TRY (+0.3% vs avg)Range: 45.10–45.30
45.3007
Free
₺45,300.67
Rate 45.5925·Fee $11.41
↑ 3.1% over 55dAvg: 44.96 TRY (+1.4% vs avg)Range: 44.21–45.59
Rate 45.1320·Fee $2.99·1.01% markup
↑ 3.1% over 45dAvg: 44.56 TRY (+1.3% vs avg)Range: 43.76–45.13
4
Minutes to 3-5 days1.01% markup
↑ 3.1% over 45dAvg: 44.56 TRY (+1.3% vs avg)Range: 43.76–45.13
45.1320
$2.99
₺44,997.03
Rate 44.2703·Fee Free·2.90% markup
Rate up 3.9%
↑ 3.9% over 50dAvg: 43.39 TRY (+2.0% vs avg)Range: 42.62–44.27
5
2-5 business days2.90% markup
Rate up 3.9%
↑ 3.9% over 50dAvg: 43.39 TRY (+2.0% vs avg)Range: 42.62–44.27
44.2703
Free
₺44,270.28
Rate 44.3979·Fee $5.00·2.62% markup
Rate 45.2277·Fee Free·0.80% markup
Potential savings: Choosing the best provider over the most expensive saves your recipient ₺82.07 on a $1,000 transfer.
Some links on this page are affiliate links. We may earn a commission at no extra cost to you. This does not affect our rankings, which are based on real transfer data. Editorial policy
Find the best way to send money from United States to Turkey. Our comparison tool shows live rates from 15+ providers — see exactly how much TRY your recipient will receive after all fees.
Money transfers from United States to Turkey are a vital lifeline for families and businesses. With dozens of providers competing for this corridor, rates and fees vary widely. Specialist money transfer companies often beat bank rates by 2–4%, potentially saving you hundreds of USD per year. Use our comparison to find today's best deal.
Which provider offers the best USD to TRY rate?
InstaReM
4.0Exchange rate
45.3098
Fee
Free
Recipient gets
₺45,309.79
Speed
1-3 business days
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the United States to Turkey route.
Cheapest transfer
InstaReM
Delivers the most TRY for your money
Fastest transfer
TapTap Send
Delivers in Under 3 minutes (95% of transfers)
Cash pickup
Remitly
Widest cash pickup network
Bank transfer
InstaReM
Best rate for bank deposit to Turkey
How to send money to Turkey
Sending money to Turkey is straightforward with the right provider. Here's how it works in 3 simple steps.
Step 1
Enter your transfer details
Choose how much USD you want to send, compare providers above, and pick the one offering the best TRY amount for your transfer to Turkey.
Step 2
Add your recipient
Enter your recipient's details in Turkey — you'll need their iban. Most providers verify details instantly.
Step 3
Send & track your transfer
Pay using bank transfer, debit card, or credit card. Track your money in real-time until it arrives — bank deposit (eft) typically takes same day to 1 day.
What you need to send money to Turkey
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's name as registered with their Turkish bank
IBAN
26-character Turkish IBAN starting with 'TR'
Example: TR330006100519786457841326
Bank name
Name of the receiving bank (e.g. İş Bankası, Garanti BBVA, Ziraat Bankası)
Note: Turkey uses the IBAN system with 26-character IBANs. IBAN is mandatory for all bank transfers in Turkey.
Transfer examples: USD to TRY
See how much your recipient would get for common transfer amounts.
Send $500
ProviderFeeReceives
InstaReM
45.31 · 1-3 business days
TapTap Send
45.30 · Under 3 minutes (95% of transfers)
Wise
45.59 · 1 min
Remitly
45.13 · Minutes to 3-5 days
Bank of America
44.27 · 2-5 business days
OFX
43.77 · 2 days
ProviderFeeRateReceivesSpeed
InstaReMFree45.31₺22,6551-3 business days
TapTap SendFree45.30₺22,650Under 3 minutes (95% of transfers)
Wise$7.2945.59₺22,4641 min
Remitly$2.9945.13₺22,431Minutes to 3-5 days
Bank of AmericaFree44.27₺22,1352-5 business days
OFX$5.0043.77₺21,6662 days
Send $1,000
ProviderFeeReceives
InstaReM
45.31 · 1-3 business days
TapTap Send
45.30 · Under 3 minutes (95% of transfers)
Wise
45.59 · 1 min
Remitly
45.13 · Minutes to 3-5 days
Bank of America
44.27 · 2-5 business days
OFX
44.40 · 2 days
ProviderFeeRateReceivesSpeed
InstaReMFree45.31₺45,3101-3 business days
TapTap SendFree45.30₺45,301Under 3 minutes (95% of transfers)
Wise$11.4145.59₺45,0721 min
Remitly$2.9945.13₺44,997Minutes to 3-5 days
Bank of AmericaFree44.27₺44,2702-5 business days
OFX$5.0044.40₺44,1762 days
Send $5,000
ProviderFeeReceives
Wise
45.59 · 1 min
InstaReM
45.31 · 1-3 business days
TapTap Send
45.30 · Under 3 minutes (95% of transfers)
Remitly
45.13 · Minutes to 3-5 days
Bank of America
44.27 · 2-5 business days
OFX
43.77 · 2 days
ProviderFeeRateReceivesSpeed
Wise$7.2945.59₺227,6301 min
InstaReMFree45.31₺226,5491-3 business days
TapTap SendFree45.30₺226,503Under 3 minutes (95% of transfers)
Remitly$2.9945.13₺225,525Minutes to 3-5 days
Bank of AmericaFree44.27₺221,3512-5 business days
OFX$5.0043.77₺218,6252 days
How much does it cost to send money from United States to Turkey?
Transfer fees from United States to Turkey vary by provider. Specialist services charge $0–10 per transfer, while banks charge $25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total TRY your recipient receives, not just the advertised fee.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically $0–$10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (45.5925).
Ways to send money to Turkey
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
Bank deposit via EFT is the standard method in Turkey. PTT (Post Office) locations offer cash pickup in areas where banking access is limited.
Bank Transfer
Low costSpeed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
Debit Card
Medium costSpeed: Minutes to hours
Fast and convenient — small card processing fee applies
Google Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
Apple Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
Credit Card
Higher costSpeed: Minutes to hours
Fastest option but highest fees — card issuer may charge cash advance fee
How can my recipient receive money in Turkey?
Your recipient in Turkey can receive money through these delivery methods. The best option depends on their location and preferences.
Bank Deposit (EFT)
Same day to 1 day
Transfer to Turkish bank accounts via the EFT (Electronic Fund Transfer) system.
WiseRemitlyWorldRemitWestern Union
Cash Pickup
Minutes
Collect cash from PTT (Turkish Post) offices, bank branches, and partner locations.
Western UnionMoneyGramRia Money Transfer
What are the transfer limits and regulations for Turkey?
Important rules and requirements to know before sending money to Turkey.
Regulatory body
Central Bank of the Republic of Turkey (TCMB) / BDDK (Banking Regulation Agency)
Inbound transfer limits
No restriction on receiving international transfers
Documentation you may need
- Sender's government-issued ID
- Recipient's Turkish ID number (T.C. Kimlik No) may be required by some banks
Important things to know
- The Turkish lira (TRY) has experienced extreme volatility — rates can change significantly even within a single day.
- Turkey offers favorable tax treatment for incoming remittances.
- Some providers allow receipt in USD or EUR to protect against TRY depreciation.
- Turkish banks may charge incoming wire fees (typically 20–50 TRY) on SWIFT transfers.
How long does it take to send money to Turkey?
Most transfers from United States to Turkey arrive within 1–2 business days with specialist providers. Bank wires take 3–5 business days. Some providers offer instant or same-day delivery to Turkey for a small premium.
FastExpress delivery
- TapTap SendUnder 3 minutes (95% of transfers)
- RemitlyMinutes to 3-5 days
Standard delivery
- InstaReM1-3 business days
- Wise1 min
- Bank of America2-5 business days
- OFX2 days
- Regency FXSame day to 2 business days
Popular banks in Turkey
These are the most commonly used banks for receiving international transfers in Turkey.
BankSWIFT/BICNotes
Ziraat Bankası
TCZBTR2AXXX
İş Bankası (İşbank)
ISBKTRISXXX
Garanti BBVA
GABORISIXXX
Akbank
AKBKTRISXXX
Yapı Kredi
YAPITRISXXX
Halkbank
TRHBTR2AXXX
USD to TRY Exchange Rate History
Daily best exchange rates from top providers over the last 55 days. Rates shown are for sending $100.
| Date | Wise | __mid Market__ | Bank of America | Ria Money Transfer | Remitly |
|---|---|---|---|---|---|
| Trend | |||||
| May 20 | 45.5927✓ | 45.3000 | 44.2705 | — | 45.1323 |
| May 19 | 45.5808✓ | 45.3000 | 44.2552 | — | 45.1229 |
| May 18 | 45.5709✓ | 45.1000 | 44.2557 | — | 45.1135 |
| May 17 | 45.5086✓ | 45.1000 | 44.1857 | — | 45.0400 |
| May 16 | 45.5086✓ | 44.6252 | 44.1857 | 44.6252 | 45.0400 |
| May 15 | 45.5436✓ | 44.6252 | 44.2169 | 44.6252 | 45.0850 |
| May 14 | 45.4329✓ | 44.6252 | 44.1121 | 44.6252 | 45.0247 |
| May 13 | 45.4134✓ | 43.5390 | 44.0917 | 43.5390 | 44.9500 |
| May 12 | 45.3903✓ | 43.5390 | — | 43.5390 | 44.9309 |
| May 11 | 45.3788✓ | 43.5390 | — | 43.5390 | 44.9393 |
| May 10 | 45.3684✓ | 43.5390 | 43.7563 | 43.5390 | 44.8900 |
| May 9 | 45.3684✓ | 43.5390 | 43.7563 | 43.5390 | 44.8900 |
| May 8 | 45.3278✓ | 43.5390 | 43.7142 | 43.5390 | 44.8409 |
| May 7 | 45.2342✓ | 43.5390 | 43.6273 | 43.5390 | 44.7799 |
| May 6 | 45.2360✓ | 43.5390 | 43.6280 | 43.5390 | 44.7614 |
| May 5 | 45.2210✓ | 43.5390 | — | 43.5390 | — |
| May 4 | 45.1962✓ | 43.5390 | 43.5921 | 43.5390 | 44.7400 |
| May 3 | 45.1720✓ | 43.5390 | 43.5688 | 43.5390 | 44.7200 |
| May 2 | 45.1720✓ | 43.5390 | 43.5688 | 43.5390 | 44.7200 |
| May 1 | 45.1475✓ | 43.5390 | 43.5487 | 43.5390 | 44.6742 |
| Apr 30 | 45.1833✓ | 43.5390 | 43.5782 | 43.5390 | 44.7304 |
| Apr 29 | 45.0686✓ | 43.5390 | 43.4676 | 43.5390 | 44.6193 |
| Apr 28 | 45.0342✓ | 43.5390 | 43.4343 | 43.5390 | 44.5820 |
| Apr 27 | 45.0183✓ | 43.5390 | 43.4187 | 43.5390 | 44.5432 |
| Apr 26 | 44.9970✓ | 43.5390 | 43.3970 | 43.5390 | 44.5400 |
| Apr 25 | 44.9970✓ | 43.5390 | 43.3970 | 43.5390 | 44.5400 |
| Apr 24 | 45.0007✓ | 43.5390 | 43.3502 | 43.5390 | 44.5489 |
| Apr 23 | 44.9250✓ | 43.5390 | 43.2765 | 43.5390 | 44.4745 |
| Apr 22 | 44.9239✓ | 43.5390 | 43.2754 | 43.5390 | 44.4700 |
| Apr 21 | 44.8888✓ | 43.5390 | 43.2910 | 43.5390 | 44.4312 |
| Apr 20 | 44.8723✓ | 43.5390 | 43.2737 | 43.5390 | 44.4196 |
| Apr 19 | 44.8575✓ | 43.5390 | 43.2606 | 43.5390 | 44.4000 |
| Apr 18 | 44.8575✓ | 43.5390 | 43.2606 | 43.5390 | 44.4000 |
| Apr 17 | 44.8528✓ | 43.5390 | 43.2623 | 43.5390 | 44.4406 |
| Apr 16 | 44.7633✓ | 43.5390 | 43.1756 | 43.5390 | — |
| Apr 15 | 44.7387✓ | 43.5390 | 43.1247 | 43.5390 | — |
| Apr 14 | 44.7100✓ | 43.5390 | 43.0971 | 43.5390 | — |
| Apr 13 | 44.7050✓ | 43.5390 | 43.0923 | 43.5390 | — |
| Apr 12 | 44.6220✓ | 43.5390 | 43.0123 | 43.5390 | — |
| Apr 11 | 44.6220✓ | 43.5390 | 43.0123 | 43.5390 | — |
| Apr 10 | 44.6403✓ | 43.5390 | — | 43.5390 | — |
| Apr 9 | 44.4907✓ | 43.5390 | — | 43.5390 | — |
| Apr 8 | 44.5366✓ | 43.5390 | 42.9745 | 43.5390 | — |
| Apr 7 | 44.6104✓ | 43.5390 | 43.0247 | 43.5390 | 44.1672 |
| Apr 6 | 44.5600✓ | 43.5390 | 43.0048 | 43.5390 | 44.1467 |
| Apr 5 | 44.5924✓ | 43.5390 | 43.0072 | 43.5390 | 44.1492 |
| Apr 4 | 44.5924✓ | 43.5390 | 43.0072 | 43.5390 | 44.1492 |
| Apr 3 | 44.5813✓ | 43.5390 | 42.9965 | 43.5390 | 44.1382 |
| Apr 2 | 44.4863✓ | 43.5390 | 42.9046 | 43.5390 | 44.0440 |
| Apr 1 | 44.4784✓ | 43.5390 | 42.8971 | 43.5390 | 44.0305 |
| Mar 31 | 44.4413✓ | 43.5390 | 42.8641 | 43.5390 | 43.9797 |
| Mar 30 | 44.4615✓ | 43.5390 | 42.8833 | 43.5390 | 44.0230 |
| Mar 29 | 44.4500✓ | 43.5390 | 42.8615 | 43.5390 | 43.9942 |
| Mar 28 | 44.4594✓ | 43.5390 | 42.8689 | 43.5390 | 44.0128 |
| Mar 18 | 44.2094✓ | 44.2094✓ | 42.6229 | — | 43.7620 |
Common questions about sending money from United States to Turkey
What is the cheapest way to send money from United States to Turkey?
The cheapest option changes daily based on exchange rates. Use our comparison table above to see today's rates from every provider. Specialist services like Wise, Remitly, and OFX consistently offer better value than banks.
How long does it take to send money from United States to Turkey?
Most specialist providers deliver to Turkey within 1–2 business days. Some offer instant delivery for certain payment methods. Bank wires typically take 3–5 business days.
How much does it cost to send $1,000 from United States to Turkey?
Costs depend on the provider's fee and exchange rate markup. Compare all providers in our table above to see exactly how much TRY your recipient would receive from a $1,000 transfer today.
Can I send money from United States to Turkey online?
Yes, all the providers we compare support online transfers from United States to Turkey. Most also offer mobile apps. You can typically pay by bank transfer, debit card, or credit card.
Is it better to use a bank or a money transfer service to send money to Turkey?
Money transfer services are almost always cheaper. Banks typically charge $25–50 per wire plus a 2–5% exchange rate markup. Specialist providers charge $0–10 with markups under 1%, saving you significantly on every transfer to Turkey.
Everything about sending money to Turkey
Recipient requirements, delivery methods, regulations, popular banks, and more.
Other routes to Turkey
Popular corridors
Top provider reviews
Useful guides
Compare all providers for United States to Turkey
Enter your exact amount to see personalised quotes from every provider on this route.
Compare providers now