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Send money from Switzerland to Thailand(CHF → THB)
CHF
THB|Pricing observed Mid-market 40.5125Top-ranked estimateof 6 providers
Western Union
Rate 40.2127 · Fee CHF7.40
You send
CHF1,000
Estimated receipt
฿39,915
฿8,900 more than the lowest estimate · 0.74% markup vs mid-market
Affiliate link · No extra cost to you
Quick answer: For 1,000 CHF to THB, Western Union ranks first among 6 provider estimates, with an estimated payout of 39,915.09 THB. The first-ranked estimate pays 8,926.09 THB more than the lowest estimate in this comparison.
Latest pricing observation: . Payouts are estimated from collected fees and markups with a mid-market reference. Collection schedules vary by source. Quotes are collected by currency pair, so we cannot confirm that every provider serves Switzerland specifically — check availability, funding method and delivery method with the provider before you commit. How we collect and rank quotes.
What is the cheapest way to send CHF to THB?
Sending CHF1,000 from Switzerland to Thailand. Ranked by estimated payout, with customer ratings used for closely matched results.
Source: SendMoneyCompare · Estimated payouts from collected pricing and mid-market rates
#ProviderRateFeeRecipient getsSend
Rate 40.2127·Fee CHF7.40·0.74% markup
Rate 39.6090·Fee CHF22.30·2.23% markup
4
Migros
1-3 business days
฿36,809.22
recipient gets
Rate 38.6165·Fee CHF46.80·4.68% markup
Rate 38.5152·Fee CHF49.30·4.93% markup
6
Zürcher Kantonalbank
1-3 business days
฿30,989.00
recipient gets
Rate 35.4322·Fee CHF125.40
Rate 40.1884·Fee Free·0.80% markup
Estimated payout difference: The first-ranked provider pays more than the lowest estimate by ฿8,926.09 on a CHF1,000 transfer.
Some links on this page are affiliate links — we may earn a commission at no extra cost to you. Rankings come from live transfer data and are ordered by what your recipient receives. Whether a provider pays us plays no part in that order. Where payouts land within 0.1% of each other — less than rates typically move between our updates — the higher-rated provider is listed first. Editorial policy
Find the best way to send money from Switzerland to Thailand. Our comparison tool shows live rates from 15+ providers — see exactly how much THB your recipient will receive after all fees.
Money transfers from Switzerland to Thailand are a vital lifeline for families and businesses. With dozens of providers competing for this corridor, rates and fees vary widely. Specialist money transfer companies often beat bank rates by 2–4%, potentially saving you hundreds of CHF per year. Use our comparison to find today's best deal.
Which provider offers the best CHF to THB rate?
Western Union
4.3Exchange rate
40.2127
Fee
CHF7.40
Recipient gets
฿39,915.09
Speed
1 business day
Also available · Digital-asset rails
Crypto & stablecoin routes for CHF → THB
For a tech-comfortable sender, stablecoin rails can beat every bank and app. These aren't one-tap services — each is a fiat on-ramp → blockchain → local cash-out. Here's the all-in cost and how each works.
Bitkub
Kraken → Stellar (USDC) → Bitkub · ~5 seconds
40,330 THB
0.35% all-in
+
Bitkub
Kraken → Stellar (USDC) → Bitkub · ~5 seconds
40,330 THB
0.35% all-in
- 1Kraken CHF→USDC: 0.26%
- 2Stellar network: 0.000001 USDC
- 3Bitkub: 0.03% spread
- 4100 THB withdrawal fee
Also routable via Stellar (USDC), Solana (USDC), Polygon (USDC), Arbitrum (USDC).
Source: Bitkub Public API
Crypto rails involve exchange accounts, wallets, and price/liquidity risk. Costs are estimates from live exchange and network data, refreshed every 6 hours. Not financial advice.
Guides, fees & how it works
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the Switzerland to Thailand route.
Cheapest transfer
Western Union
Delivers the most THB for your money
Fastest transfer
PayPal
Delivers in Instant to 3 days
Cash pickup
Western Union
Widest cash pickup network
Bank transfer
Western Union
Best rate for bank deposit to Thailand
How to send money to Thailand
Sending money to Thailandis straightforward with the right provider. Here's how it works in 3 simple steps.
Step 1
Enter your transfer details
Choose how much CHF you want to send, compare providers above, and pick the one offering the best THB amount for your transfer to Thailand.
Step 2
Add your recipient
Enter your recipient's details in Thailand — you'll need their bank account number. Complete the provider’s verification before expecting delivery.
Step 3
Send & track your transfer
Choose an available funding method, confirm the final payout and arrival estimate, then keep your tracking reference.
What you need to send money to Thailand
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's full name as registered with their Thai bank account
Bank account number
10-digit Thai bank account number
Example: 1234567890
Bank name
Name of the recipient's bank (e.g. Bangkok Bank, Kasikornbank)
PromptPay ID
OptionalThai national ID number or mobile number registered with PromptPay for instant transfers
Example: 0812345678
Note: Thailand does not use the IBAN system. Bank transfers require a 10-digit account number and the bank name. PromptPay, Thailand's national real-time payment system, allows transfers using just a mobile number or national ID — most Thai banks support it.
Transfer examples: CHF to THB
See how much your recipient would get for common transfer amounts.
Send CHF500
ProviderFeeReceives
Western Union
40.21 · 1 business day
Wise
40.20 · ~11 hours
WorldRemit
39.61 · 1-2 business days
Migros
38.62 · 1-3 business days
PayPal
38.52 · Instant to 3 days
Zürcher Kantonalbank
35.43 · 1-3 business days
ProviderFeeRateReceivesSpeed
Western UnionCHF3.7040.21฿19,9581 business day
WiseCHF3.9040.20฿19,941~11 hours
WorldRemitCHF11.1539.61฿19,3631-2 business days
MigrosCHF23.4038.62฿18,4051-3 business days
PayPalCHF24.6538.52฿18,308Instant to 3 days
Zürcher KantonalbankCHF50.0035.43฿15,9441-3 business days
Send CHF1,000
ProviderFeeReceives
Western Union
40.21 · 1 business day
Wise
40.20 · ~11 hours
WorldRemit
39.61 · 1-2 business days
Migros
38.62 · 1-3 business days
PayPal
38.52 · Instant to 3 days
Zürcher Kantonalbank
35.43 · 1-3 business days
ProviderFeeRateReceivesSpeed
Western UnionCHF7.4040.21฿39,9151 business day
WiseCHF7.8040.20฿39,883~11 hours
WorldRemitCHF22.3039.61฿38,7261-2 business days
MigrosCHF46.8038.62฿36,8091-3 business days
PayPalCHF49.3038.52฿36,616Instant to 3 days
Zürcher KantonalbankCHF125.4035.43฿30,9891-3 business days
Send CHF5,000
ProviderFeeReceives
Western Union
40.21 · 1 business day
Wise
40.20 · ~11 hours
WorldRemit
39.61 · 1-2 business days
Migros
38.62 · 1-3 business days
PayPal
38.52 · Instant to 3 days
Zürcher Kantonalbank
35.43 · 1-3 business days
ProviderFeeRateReceivesSpeed
Western UnionCHF37.0040.21฿199,5751 business day
WiseCHF39.0040.20฿199,415~11 hours
WorldRemitCHF111.5039.61฿193,6291-2 business days
MigrosCHF234.0038.62฿184,0461-3 business days
PayPalCHF246.5038.52฿183,082Instant to 3 days
Zürcher KantonalbankCHF627.0035.43฿154,9451-3 business days
How much does it cost to send money from Switzerland to Thailand?
Transfer fees from Switzerland to Thailand vary by provider. Specialist services charge CHF0–10 per transfer, while banks charge CHF25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total THB your recipient receives, not just the advertised fee.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically CHF0–CHF10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (40.5125).
Ways to send money to Thailand
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
PromptPay has become the dominant payment method in Thailand, processing billions of transactions annually. Bank deposit remains reliable for larger amounts, while cash pickup is available at thousands of locations including 7-Eleven stores.
Bank Transfer
Low costSpeed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
Debit Card
Medium costSpeed: Minutes to hours
Fast and convenient — small card processing fee applies
Credit Card
Higher costSpeed: Minutes to hours
Fastest option but highest fees — card issuer may charge cash advance fee
Cash
Medium costSpeed: Varies
Pay cash at an agent location — available at select providers
Apple Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
How can my recipient receive money in Thailand?
Check these receiving options with the provider. Availability depends on the sending country, recipient and transfer conditions.
Bank Deposit
1–2 business days
Direct transfer to any Thai bank account. The standard method for recipients with bank accounts.
WiseRemitlyWorldRemitWestern Union+1 more
PromptPay
Minutes
Instant transfer via Thailand's national real-time payment system using mobile number or Thai national ID.
WiseRemitly
Cash Pickup
Minutes
Collect cash from agent locations across Thailand including 7-Eleven stores, banks, and money transfer outlets.
Western UnionMoneyGramRia Money Transfer
What are the transfer limits and regulations for Thailand?
Important rules and requirements to know before sending money to Thailand.
Regulatory body
Bank of Thailand (BOT)
Inbound transfer limits
Incoming transfers over $50,000 equivalent must be reported to the Bank of Thailand
Documentation you may need
- Sender's government-issued photo ID
- Proof of purpose for transfers over $50,000 equivalent
- Recipient may need Thai ID for cash pickup
Important things to know
- Thailand has strict foreign exchange controls administered by the Bank of Thailand.
- Recipients must convert incoming foreign currency to THB within 360 days of receipt.
- Transfers for investment or property purchase require additional documentation.
- PromptPay is linked to the national ID system and is widely adopted across all age groups.
How long does it take to send money to Thailand?
Most transfers from Switzerland to Thailand arrive within 1–2 business days with specialist providers. Bank wires take 3–5 business days. Some providers offer instant or same-day delivery to Thailand for a small premium.
Delivery times shown here are published by the providers and payment schemes. We do not measure when transfers actually arrive, so treat them as estimates and confirm the time with your provider before you send.
FastExpress delivery
- PayPalInstant to 3 days
Standard delivery
- Western Union1 business day
- Wise~11 hours
- WorldRemit1-2 business days
- Migros1-3 business days
- Zürcher Kantonalbank1-3 business days
Popular banks in Thailand
These are the most commonly used banks for receiving international transfers in Thailand.
BankSWIFT/BICNotes
Bangkok Bank
BKKBTHBK
Kasikornbank (KBank)
KASITHBK
Siam Commercial Bank (SCB)
SICOTHBK
Krung Thai Bank
KRTHTHBK
Bank of Ayudhya (Krungsri)
AYUDTHBK
TMBThanachart Bank (ttb)
TMBKTHBK
Frequently asked questions
Common questions about sending money from Switzerland to Thailand
What is the cheapest way to send money from Switzerland to Thailand?
The cheapest option changes daily based on exchange rates. Use our comparison table above to see today's rates from every provider. Specialist services like Wise, Remitly, and OFX consistently offer better value than banks.
How long does it take to send money from Switzerland to Thailand?
Most specialist providers deliver to Thailand within 1–2 business days. Some offer instant delivery for certain payment methods. Bank wires typically take 3–5 business days.
How much does it cost to send CHF1,000 from Switzerland to Thailand?
Costs depend on the provider's fee and exchange rate markup. Compare all providers in our table above to see exactly how much THB your recipient would receive from a CHF1,000 transfer today.
Can I send money from Switzerland to Thailand online?
Yes, all the providers we compare support online transfers from Switzerland to Thailand. Most also offer mobile apps. You can typically pay by bank transfer, debit card, or credit card.
Is it better to use a bank or a money transfer service to send money to Thailand?
Money transfer services are almost always cheaper. Banks typically charge CHF25–50 per wire plus a 2–5% exchange rate markup. Specialist providers charge CHF0–10 with markups under 1%, saving you significantly on every transfer to Thailand.
More for this corridor
Everything about sending money to Thailand
Recipient requirements, delivery methods, regulations, popular banks, and more.
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How does your bank compare?
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