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Convert CHF to HKD
CHF
HKD|Pricing observed Mid-market 9.6069Top-ranked estimateof 5 providers
Wise
Rate 9.5628 · Fee CHF4.60
You send
CHF1,000
Estimated receipt
HK$9,519
HK$870 more than the lowest estimate · 0.46% markup vs mid-market
Affiliate link · No extra cost to you
Quick answer: For 1,000 CHF to HKD, Wise ranks first among 5 provider estimates, with an estimated payout of 9,518.77 HKD. The first-ranked estimate pays 866.74 HKD more than the lowest estimate in this comparison.
Latest pricing observation: . Payouts are estimated from collected fees and markups with a mid-market reference. Collection schedules vary by source. Quotes are collected by currency pair, so we cannot confirm that every provider serves Switzerland specifically — check availability, funding method and delivery method with the provider before you commit. How we collect and rank quotes.
What is the cheapest way to send CHF to HKD?
Sending CHF1,000 from CHF to HKD. Ranked by estimated payout, with customer ratings used for closely matched results.
Source: SendMoneyCompare · Estimated payouts from collected pricing and mid-market rates
#ProviderRateFeeRecipient getsSend
Rate 9.5628·Fee CHF4.60·0.46% markup
2
Zürcher Kantonalbank
1-3 business days
HK$8,870.37
recipient gets
Rate 9.2313·Fee CHF39.10·3.91% markup
Rate 9.2217·Fee CHF40.10·4.01% markup
Rate 9.1545·Fee CHF47.10·4.71% markup
5
Migros
1-3 business days
HK$8,652.03
recipient gets
Rate 9.1170·Fee CHF51.00·5.10% markup
Rate 9.5301·Fee Free·0.80% markup
Estimated payout difference: The first-ranked provider pays more than the lowest estimate by HK$866.74 on a CHF1,000 transfer.
Some links on this page are affiliate links — we may earn a commission at no extra cost to you. Rankings come from live transfer data and are ordered by what your recipient receives. Whether a provider pays us plays no part in that order. Where payouts land within 0.1% of each other — less than rates typically move between our updates — the higher-rated provider is listed first. Editorial policy
Looking for the best CHF to HKD exchange rate? Compare real-time rates, fees, and delivery times from 15+ money transfer providers to find the cheapest way to convert Swiss Franc to Hong Kong Dollar.
The CHF/HKD exchange rate fluctuates throughout the day. Specialist money transfer providers typically offer rates 1–4% better than banks, which can mean significant savings on every transfer. Our comparison shows you the exact HKD amount you'll receive from each provider after all fees and exchange rate markups.
Which provider offers the best CHF to HKD rate?
Wise
4.3Exchange rate
9.5628
Fee
CHF4.60
Recipient gets
HK$9,518.77
Speed
~2 business days
Also available · Digital-asset rails
Crypto & stablecoin routes for CHF → HKD
For a tech-comfortable sender, stablecoin rails can beat every bank and app. These aren't one-tap services — each is a fiat on-ramp → blockchain → local cash-out. Here's the all-in cost and how each works.
HashKeyBitcoin · Lightning
Kraken → Lightning Network (BTC) → HashKey (BTC) · ~1 second
9,584 HKD
0.27% all-in
+
HashKeyBitcoin · Lightning
Kraken → Lightning Network (BTC) → HashKey (BTC) · ~1 second
9,584 HKD
0.27% all-in
- 1Kraken CHF→BTC: 0.26%
- 2Lightning Network network: 0.000001 BTC
- 3HashKey (BTC): 0.04% spread
- 40 HKD withdrawal fee
Also routable via Lightning Network (BTC), Stellar (USDC), Solana (USDC), Polygon (USDC).
Source: HashKey HK REST API
Crypto rails involve exchange accounts, wallets, and price/liquidity risk. Costs are estimates from live exchange and network data, refreshed every 6 hours. Not financial advice.
Guides, fees & how it works
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the CHF to HKD route.
Cheapest transfer
Wise
Delivers the most HKD for your money
Fastest transfer
PayPal
Delivers in Instant to 3 days
Cash pickup
Western Union
Widest cash pickup network
Bank transfer
Wise
Best rate for bank deposit to HKD
Transfer examples: CHF to HKD
See how much your recipient would get for common transfer amounts.
Send CHF500
ProviderFeeReceives
Wise
9.56 · ~2 business days
Zürcher Kantonalbank
9.23 · 1-3 business days
Western Union
9.22 · 1 business day
PayPal
9.15 · Instant to 3 days
Migros
9.12 · 1-3 business days
Regency FX
9.53 · Same day to 2 business days
ProviderFeeRateReceivesSpeed
WiseCHF2.309.56HK$4,759~2 business days
Zürcher KantonalbankCHF19.559.23HK$4,4351-3 business days
Western UnionCHF20.059.22HK$4,4261 business day
PayPalCHF23.559.15HK$4,362Instant to 3 days
MigrosCHF25.509.12HK$4,3261-3 business days
Regency FXFree9.53HK$4,765Same day to 2 business days
Send CHF1,000
ProviderFeeReceives
Wise
9.56 · ~2 business days
Zürcher Kantonalbank
9.23 · 1-3 business days
Western Union
9.22 · 1 business day
PayPal
9.15 · Instant to 3 days
Migros
9.12 · 1-3 business days
Regency FX
9.53 · Same day to 2 business days
ProviderFeeRateReceivesSpeed
WiseCHF4.609.56HK$9,519~2 business days
Zürcher KantonalbankCHF39.109.23HK$8,8701-3 business days
Western UnionCHF40.109.22HK$8,8521 business day
PayPalCHF47.109.15HK$8,723Instant to 3 days
MigrosCHF51.009.12HK$8,6521-3 business days
Regency FXFree9.53HK$9,530Same day to 2 business days
Send CHF5,000
ProviderFeeReceives
Wise
9.56 · ~2 business days
Zürcher Kantonalbank
9.23 · 1-3 business days
Western Union
9.22 · 1 business day
PayPal
9.15 · Instant to 3 days
Migros
9.12 · 1-3 business days
Regency FX
9.53 · Same day to 2 business days
ProviderFeeRateReceivesSpeed
WiseCHF23.009.56HK$47,594~2 business days
Zürcher KantonalbankCHF195.509.23HK$44,3521-3 business days
Western UnionCHF200.509.22HK$44,2601 business day
PayPalCHF235.509.15HK$43,616Instant to 3 days
MigrosCHF255.009.12HK$43,2601-3 business days
Regency FXFree9.53HK$47,650Same day to 2 business days
How much does it cost to convert CHF to HKD?
Fees for CHF to HKD transfers vary by provider — from free to CHF5–10 with specialist services. Banks typically charge CHF25–50 per wire plus a 2–5% exchange rate markup. The bigger cost factor is usually the exchange rate markup, not the fee. Always compare the total HKD received.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically CHF0–CHF10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (9.6069).
How long does a CHF to HKD transfer take?
Delivery times for CHF to HKD transfers range from minutes (with express options) to 3–5 business days for standard bank wires. Most specialist providers deliver within 1–2 business days.
Delivery times shown here are published by the providers and payment schemes. We do not measure when transfers actually arrive, so treat them as estimates and confirm the time with your provider before you send.
FastExpress delivery
- PayPalInstant to 3 days
Standard delivery
- Wise~2 business days
- Zürcher Kantonalbank1-3 business days
- Western Union1 business day
- Migros1-3 business days
- Regency FXSame day to 2 business days
Frequently asked questions
Common questions about sending money from CHF to HKD
What is the best CHF to HKD exchange rate today?
Exchange rates change constantly. Use our comparison table above to see real-time CHF to HKD rates from every provider. The mid-market rate is shown for reference — look for providers offering rates closest to it.
What is the cheapest way to convert CHF to HKD?
Specialist transfer providers like Wise, Remitly, and OFX typically offer the best total value. Compare the total HKD received (after fees and rate markup) rather than just the fee or rate alone.
How long does a CHF to HKD transfer take?
Transfer speeds vary by provider: some deliver within minutes, while standard bank wires take 2–5 business days. Express options are available from most specialist providers for a small additional fee.
Is it cheaper to use a bank or a specialist provider for CHF to HKD?
Specialist providers are almost always cheaper. Banks typically charge CHF25–50 per transfer plus a 2–5% exchange rate markup. Specialist providers like Wise, Revolut, and Remitly charge CHF0–10 with markups under 1%, saving you significantly on every transfer.
More for this corridor
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Banking tools
How does your bank compare?
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