Send money to Israel
Remitly
Rate 3.0604 · Fee free
You send
$1,000
Estimated receipt
₪3,060
₪110 more than the lowest estimate
Affiliate link · No extra cost to you
Quick answer: Remitly ranks first of 6 for 1,000 USD → ILS: 3,060.44 ILS estimated. 109.92 ILS separates first from last.
Latest pricing observation: . Quotes are kept per USD→ILS pair, not per country, so check is served before you commit. Methodology.
What is the cheapest way to send USD to ILS?
Sending $1,000 to Israel, ranked by estimated payout.
Source: our collected quotes
Estimated payout difference: ₪109.92 between first and last on $1,000.
Israel receives approximately $4.5 billion in remittances annually, with the United States being the dominant source corridor, followed by Germany and France. The Bank of Israel manages the shekel (ILS), which is a fully convertible, freely floating currency trading in international markets. Israel's banking sector is concentrated among five major banks — Hapoalim, Leumi, Discount, Mizrachi-Tefahot, and the International Bank — which together hold over 90% of deposits. The Zahav real-time gross settlement system handles high-value transfers, while Masav clears retail payments.
- Israeli IBANs are 23 characters starting with 'IL', though some international transfers still use the legacy branch number + account number format.
- Bank Hapoalim and Bank Leumi are the two largest banks, each with extensive branch networks and digital banking platforms.
- The ILS is a strong, freely traded currency — it appreciated significantly against the USD in recent years before geopolitical events introduced volatility.
- PayBox (by Bank Hapoalim) and Bit (by Bank Leumi) are popular domestic payment apps but are not direct remittance channels from abroad.
- Transfers from the US account for the largest share of Israel-bound remittances, many related to family support, charitable giving, and real estate transactions.
Which provider offers the best USD to ILS rate?

Remitly
4.6Exchange rate
3.0604
Fee
Free
Recipient gets
₪3,060.44
Speed
Minutes to 3-5 days
Guides, fees & how it works
Which provider suits each USD→ILS transfer?
Remitly currently leads on both cost and speed for transfers to Israel.
Cheapest transfer
Remitly
Delivers the most ILS for your money
Fastest transfer
Remitly
Delivers in Minutes to 3-5 days
Cash pickup
Remitly
Widest cash pickup network
Bank transfer
Remitly
Best rate for bank deposit to Israel
What you need to send money to Israel
Full name
Recipient's full name as registered with their Israeli bank account
IBAN
23-character IBAN starting with 'IL' followed by 2 check digits, 3-digit bank code, 3-digit branch code, and 13-digit account number
Example: IL620108000000099999999
SWIFT/BIC code
SWIFT code for international wire transfers
Bank branch number
3-digit branch (snif) number — important for Israeli domestic transfers
Example: 689
Note: Israel uses 23-character IBANs starting with 'IL'. The Israeli banking system identifies accounts by bank number (3 digits), branch/snif number (3 digits), and account number (up to 13 digits). Israel is not part of SEPA, so transfers from Europe go via SWIFT.
Transfer examples: USD to ILS
Send $500
| Provider | Fee | Rate | Receives | Speed |
|---|---|---|---|---|
| Remitly3.06 · Minutes to 3-5 days | Free | 3.06 | ₪1,530 | Minutes to 3-5 days |
| XE Money Transfer3.04 · 1-4 business days | Free | 3.04 | ₪1,520 | 1-4 business days |
| Wise3.05 · Instant | $3.45 | 3.05 | ₪1,517 | Instant |
| OFX3.03 · 1-3 business days | Free | 3.03 | ₪1,517 | 1-3 business days |
| CurrencyFair3.03 · 1-2 business days | $4.62 | 3.03 | ₪1,502 | 1-2 business days |
| Currencies Direct2.95 · 1-2 business days | Free | 2.95 | ₪1,475 | 1-2 business days |
Send $1,000
| Provider | Fee | Rate | Receives | Speed |
|---|---|---|---|---|
| Remitly3.06 · Minutes to 3-5 days | Free | 3.06 | ₪3,060 | Minutes to 3-5 days |
| XE Money Transfer3.04 · 1-4 business days | Free | 3.04 | ₪3,039 | 1-4 business days |
| OFX3.03 · 1-3 business days | Free | 3.03 | ₪3,034 | 1-3 business days |
| Wise3.05 · Instant | $8.38 | 3.05 | ₪3,029 | Instant |
| CurrencyFair3.03 · 1-2 business days | $4.62 | 3.03 | ₪3,018 | 1-2 business days |
| Currencies Direct2.95 · 1-2 business days | Free | 2.95 | ₪2,951 | 1-2 business days |
Send $5,000
| Provider | Fee | Rate | Receives | Speed |
|---|---|---|---|---|
| Remitly3.06 · Minutes to 3-5 days | Free | 3.06 | ₪15,302 | Minutes to 3-5 days |
| Wise3.06 · Instant | $8.38 | 3.06 | ₪15,253 | Instant |
| XE Money Transfer3.04 · 1-4 business days | Free | 3.04 | ₪15,195 | 1-4 business days |
| OFX3.03 · 1-3 business days | Free | 3.03 | ₪15,169 | 1-3 business days |
| CurrencyFair3.03 · 1-2 business days | $4.62 | 3.03 | ₪15,144 | 1-2 business days |
| Currencies Direct2.95 · 1-2 business days | Free | 2.95 | ₪14,753 | 1-2 business days |
How much does it cost to send money to Israel?
Of the 6 estimates we hold for $1,000 USD to ILS, 4 charge no transfer fee and 2 charge between $4.62 and $8.38. Their exchange rates sit 0.04% to 3.63% above the mid-market rate (median 0.91%), a spread worth 110 ILS on this amount.
A volatile pair: 12.1 points apart; today is "good", the better half. Best payout day Wise (30 March 2026), worst Wise (1 June 2026).
Ways to send money to Israel
Bank deposit is the primary method for receiving international transfers in Israel. Israel has a highly developed banking system with strong digital platforms. Bit and PayBox are popular domestic payment apps but are not yet widely supported for international inbound transfers.
How can my recipient receive money in Israel?
Recipients in Israel have 2 ways to receive this transfer: bank deposit; cash pickup.
Bank Deposit
Direct SWIFT transfer to Israeli bank accounts. The standard method for international transfers.
Cash Pickup
Collect cash from agent locations and post offices across Israel.
What are the transfer limits and regulations for Israel?
Regulatory body
Bank of Israel (BOI)
Inbound transfer limits
No cap on incoming transfers, but amounts over ILS 50,000 require declaration of source and purpose
Documentation you may need
- Sender's government-issued photo ID
- Purpose of transfer declaration
- Recipient's Israeli ID (Teudat Zehut) number for compliance
- Source of funds documentation for large transfers
Important things to know
- Israel has strict anti-money laundering regulations — banks may request extensive documentation.
- The new Israeli shekel (ILS) is a freely floating currency managed by the Bank of Israel.
- Israeli banks typically charge incoming wire fees of ILS 15–30 per transfer.
- Tax reporting obligations exist for Israeli residents receiving funds from abroad — consult a tax advisor for large amounts.
How long does it take to send money to Israel?
2 of the 7 providers quoting USD to ILS advertise delivery within minutes (Remitly, Wise); 5 quote longer, such as XE Money Transfer at 1-4 business days on USD to ILS.
Provider-stated speeds for Israel, not our measurement.
- RemitlyMinutes to 3-5 days
- WiseInstant
- XE Money Transfer1-4 business days
- OFX1-3 business days
- CurrencyFair1-2 business days
- Currencies Direct1-2 business days
- Regency FXSame day may be available; confirm your route
Popular banks in Israel
6 banks commonly receive international transfers in Israel, including Bank Hapoalim and Bank Leumi. SWIFT/BIC codes are shown where we could verify them; confirm the rest with the receiving bank.
Bank Hapoalim
POALILIT
Bank Leumi
LUMIILITXXX
Israel Discount Bank
—
Mizrahi Tefahot Bank
MIZBILIT
First International Bank of Israel (FIBI)
FIRBILITXXX
Bank Yahav
—
Only one provider here
SendScoreBest rate +0.54% vs the 30-day average, 79% up the 90-day range. Rates are improving — +1.04% week on week. One provider only, so no comparison.
- 40%79% up the 90-day range
- 25%+0.54% vs the 30-day average
- 15%improving — +1.04% week on week
USD→ILS: 190 days of our recorded provider rates
USD to ILS Exchange Rate History
Per 100 USD sent, 190 days.
| Date | Wise | __mid Market__ | Xoom (PayPal) | Remitly |
|---|---|---|---|---|
| Trend | ||||
| Oct 3 | 3.0544✓ | 3.0544✓ | — | — |
| Oct 2 | 3.0544 | 3.0697✓ | — | — |
| Oct 1 | 3.0808✓ | 3.0808 | — | — |
| Sep 30 | 3.0719✓ | 3.0719✓ | — | — |
| Sep 29 | 3.0682 | 3.0734✓ | — | — |
| Sep 28 | 3.0720 | 3.0721✓ | — | — |
| Sep 27 | 3.0480✓ | 3.0480✓ | — | — |
| Sep 26 | 3.0477✓ | 3.0477✓ | — | — |
| Sep 25 | 3.0477✓ | 3.0477✓ | — | — |
| Sep 24 | 3.0467✓ | 3.0467✓ | — | — |
| Sep 23 | 3.0365✓ | 3.0365✓ | — | — |
| Sep 22 | 3.0075 | 3.0123✓ | — | — |
| Sep 21 | 3.0145 | 3.0336✓ | — | — |
| Sep 20 | 3.0356 | 3.0389✓ | — | — |
| Sep 19 | 3.0255 | 3.0364✓ | — | — |
| Sep 18 | 3.0336✓ | 3.0336✓ | — | — |
| Sep 17 | 3.0298 | 3.0423✓ | — | — |
| Sep 16 | 3.0462✓ | 3.0462✓ | — | — |
| Sep 15 | 3.0403 | 3.0418✓ | — | — |
| Sep 14 | 3.0428✓ | 3.0428✓ | — | — |
| Sep 13 | 3.0326✓ | 3.0326✓ | — | — |
| Sep 12 | 3.0328✓ | 3.0328✓ | — | — |
| Sep 11 | 3.0324 | 3.0522✓ | — | — |
| Sep 10 | 3.0537✓ | 3.0537✓ | — | — |
| Sep 9 | 3.0251✓ | 3.0251✓ | — | — |
| Sep 8 | 3.0203✓ | 3.0203✓ | — | — |
| Sep 7 | 3.0124 | 3.0136✓ | — | — |
| Sep 6 | 3.0117 | 3.0135✓ | — | — |
| Sep 5 | 3.0125 | 3.0128✓ | — | — |
| Sep 4 | 3.0060✓ | 3.0060✓ | — | — |
| Sep 3 | 3.0292✓ | 3.0292✓ | — | — |
| Sep 2 | 3.0231 | 3.0234✓ | — | — |
| Sep 1 | 2.9914✓ | 2.9914✓ | — | — |
| Aug 31 | 2.9914✓ | 2.9914✓ | — | — |
| Aug 30 | 2.9976✓ | 2.9976✓ | — | — |
| Aug 29 | 2.9976✓ | 2.9976✓ | — | — |
| Aug 28 | 2.9694 | 2.9700✓ | — | — |
| Aug 27 | 2.9706✓ | 2.9706✓ | — | — |
| Aug 26 | 2.9721✓ | 2.9721✓ | — | — |
| Aug 25 | 3.0025✓ | 3.0025✓ | — | — |
| Aug 24 | 2.9832✓ | 2.9832✓ | — | — |
| Aug 23 | 2.9878✓ | 2.9878✓ | — | — |
| Aug 22 | 2.9878✓ | 2.9878✓ | — | — |
| Aug 21 | 3.0020✓ | 3.0020✓ | — | — |
| Aug 20 | 2.9780✓ | 2.9780✓ | — | — |
| Aug 19 | 2.9913✓ | 2.9913✓ | — | — |
| Aug 18 | 2.9673✓ | 2.9673✓ | — | — |
| Aug 17 | 2.9548 | 2.9563✓ | — | — |
| Aug 16 | 2.9581 | 2.9664✓ | — | — |
| Aug 15 | 2.9581✓ | 2.9581✓ | — | — |
| Aug 14 | 2.9652 | 2.9655✓ | — | — |
| Aug 13 | 2.9687 | 2.9824✓ | — | — |
| Aug 12 | 2.9974 | 3.0040✓ | — | — |
| Aug 11 | 2.9974✓ | 2.9974✓ | — | — |
| Aug 10 | 2.9974 | 3.0013✓ | — | — |
| Aug 9 | 2.9974 | 3.0194✓ | — | — |
| Aug 8 | 2.9974 | 3.0019✓ | — | — |
| Aug 7 | 2.9974 | 3.0131✓ | — | — |
| Aug 6 | 2.9974 | 3.0058✓ | — | — |
| Aug 5 | 2.9974 | 3.0034✓ | — | — |
| Aug 4 | 2.9974 | 3.0446✓ | — | — |
| Aug 3 | 2.9974 | 3.0523✓ | — | — |
| Aug 2 | 2.9974 | 3.0570✓ | — | — |
| Aug 1 | 2.9974 | 3.0614✓ | — | — |
| Jul 31 | 2.9974 | 3.0545✓ | — | — |
| Jul 30 | 2.9974 | 3.0752✓ | — | — |
| Jul 29 | 2.9974 | 3.0604✓ | — | — |
| Jul 28 | 2.9974 | 3.0570✓ | — | — |
| Jul 27 | 2.9974 | 3.0468✓ | — | — |
| Jul 26 | 2.9974 | 3.0542✓ | — | — |
| Jul 25 | 2.9974 | 3.0545✓ | — | — |
| Jul 24 | 2.9974 | 3.0746✓ | — | — |
| Jul 23 | 2.9974 | 3.0595✓ | — | — |
| Jul 22 | 2.9974 | 3.0495✓ | — | — |
| Jul 21 | 2.9974 | 3.0520✓ | — | — |
| Jul 20 | 2.9974 | 3.0378✓ | — | — |
| Jul 19 | 2.9974 | 3.0222✓ | — | — |
| Jul 18 | 2.9974 | 3.0372✓ | — | — |
| Jul 17 | 2.9974 | 3.0292✓ | — | — |
| Jul 16 | 2.9974✓ | 2.9974✓ | — | — |
| Jul 15 | 2.9974✓ | 2.9974✓ | — | — |
| Jul 14 | 2.9974 | 3.0307✓ | — | — |
| Jul 13 | 2.9974 | 3.0222✓ | — | — |
| Jul 12 | 2.9974 | 3.0207✓ | — | — |
| Jul 11 | 2.9974 | 3.0106✓ | — | — |
| Jul 10 | 2.9974 | 3.0097✓ | — | — |
| Jul 9 | 2.9974 | 3.0403✓ | — | — |
| Jul 8 | 2.9974 | 3.0446✓ | — | — |
| Jul 7 | 2.9974✓ | 2.9974✓ | — | — |
| Jul 6 | 2.9974 | 3.0037✓ | — | — |
| Jul 5 | 2.9974✓ | 2.9974✓ | — | — |
| Jul 4 | 2.9974 | 2.9986✓ | — | — |
| Jul 3 | 2.9974✓ | 2.9974✓ | — | — |
| Jul 2 | 2.9876✓ | 2.9876✓ | — | — |
| Jul 1 | 2.9751✓ | 2.9751✓ | — | — |
| Jun 30 | 2.9913✓ | 2.9913✓ | — | — |
| Jun 29 | 3.0029✓ | 3.0029✓ | — | — |
| Jun 28 | 3.0029✓ | 3.0029✓ | — | — |
| Jun 27 | 3.0029✓ | 3.0029✓ | — | — |
| Jun 26 | 2.9829 | 2.9835✓ | — | — |
| Jun 25 | 2.9840✓ | 2.9840✓ | — | — |
| Jun 24 | 2.9893 | 2.9896✓ | — | — |
| Jun 23 | 2.9703✓ | 2.9703✓ | — | — |
| Jun 22 | 2.9623✓ | 2.9623✓ | — | — |
| Jun 21 | 2.9609✓ | 2.9609✓ | — | — |
| Jun 20 | 2.9609✓ | 2.9609✓ | — | — |
| Jun 19 | 2.9392 | 2.9416✓ | — | — |
| Jun 18 | 2.9370✓ | 2.9370✓ | — | — |
| Jun 17 | 2.9207✓ | 2.9207✓ | — | — |
| Jun 16 | 2.9207✓ | 2.9207✓ | — | — |
| Jun 15 | 2.9207✓ | 2.9207✓ | — | — |
| Jun 14 | 2.9222✓ | 2.9222✓ | — | — |
| Jun 13 | 2.9222✓ | 2.9222✓ | — | — |
| Jun 12 | 2.9222 | 2.9440✓ | — | — |
| Jun 11 | 2.9554✓ | 2.9554✓ | — | — |
| Jun 10 | 2.9554✓ | 2.9554✓ | — | — |
| Jun 9 | 2.9377✓ | 2.9377✓ | — | — |
| Jun 8 | 2.9454✓ | 2.9454✓ | — | — |
| Jun 7 | 2.9523 | 2.9603✓ | — | — |
| Jun 6 | 2.9523 | 2.9633✓ | — | — |
| Jun 5 | 2.9002✓ | 2.9002✓ | — | — |
| Jun 4 | 2.8738✓ | 2.8738✓ | — | — |
| Jun 3 | 2.8499✓ | 2.8499✓ | — | — |
| Jun 2 | 2.8179✓ | 2.8179✓ | — | — |
| Jun 1 | 2.8093 | 2.8096✓ | — | — |
| May 31 | 2.8148✓ | 2.8148✓ | — | — |
| May 30 | 2.8148✓ | 2.8148✓ | — | — |
| May 29 | 2.8232✓ | 2.8232✓ | — | — |
| May 28 | 2.8290✓ | 2.8290✓ | — | — |
| May 27 | 2.8423✓ | 2.8423✓ | — | — |
| May 26 | 2.8746✓ | 2.8746✓ | — | — |
| May 25 | 2.8936✓ | 2.8936✓ | — | — |
| May 24 | 2.8980✓ | 2.8980✓ | — | — |
| May 23 | 2.8980✓ | 2.8980✓ | — | — |
| May 22 | 2.9009 | 2.9026✓ | — | — |
| May 21 | 2.9043✓ | 2.9043✓ | — | — |
| May 20 | 2.9145 | 2.9203✓ | — | — |
| May 19 | 2.8993✓ | 2.8993✓ | — | — |
| May 18 | 2.9213 | 2.9225✓ | — | — |
| May 17 | 2.9165 | 2.9191✓ | — | — |
| May 16 | 2.9165 | 2.9200✓ | — | — |
| May 15 | 2.9045 | 2.9062✓ | — | — |
| May 14 | 2.9068✓ | 2.9068✓ | — | — |
| May 13 | 2.9139✓ | 2.9139✓ | — | — |
| May 12 | 2.9004 | 2.9013✓ | — | — |
| May 11 | 2.9170✓ | 2.9170✓ | — | — |
| May 10 | 2.8992 | 2.9024✓ | — | — |
| May 9 | 2.8992 | 2.9007✓ | — | — |
| May 8 | 2.9129✓ | 2.9129✓ | — | — |
| May 7 | 2.9061✓ | 2.9061✓ | — | — |
| May 6 | 2.9321 | 2.9353✓ | — | — |
| May 5 | 2.9619✓ | 2.9619✓ | — | — |
| May 3 | 2.9452 | 2.9481✓ | — | — |
| May 2 | 2.9452✓ | 2.9452✓ | — | — |
| May 1 | 2.9442 | 2.9483✓ | — | — |
| Apr 30 | 2.9850 | 2.9856✓ | — | — |
| Apr 29 | 2.9613✓ | 2.9613✓ | — | — |
| Apr 28 | 2.9798 | 2.9804✓ | — | — |
| Apr 27 | 2.9829 | 2.9832✓ | — | — |
| Apr 26 | 2.9859 | 2.9883✓ | — | — |
| Apr 25 | 2.9859 | 2.9871✓ | — | — |
| Apr 24 | 3.0051✓ | 3.0051✓ | — | — |
| Apr 23 | 2.9886 | 2.9895✓ | — | — |
| Apr 22 | 3.0057✓ | 3.0057✓ | — | — |
| Apr 21 | 2.9801 | 2.9852✓ | — | — |
| Apr 20 | 2.9829✓ | 2.9829✓ | — | — |
| Apr 19 | 2.9680 | 2.9734✓ | — | — |
| Apr 18 | 2.9680✓ | 2.9680✓ | — | — |
| Apr 17 | 2.9938 | 2.9947✓ | — | — |
| Apr 16 | 2.9938 | 2.9986✓ | — | — |
| Apr 15 | 3.0161✓ | 3.0161✓ | — | — |
| Apr 14 | 3.0471✓ | 3.0471✓ | — | — |
| Apr 13 | 3.0549✓ | 3.0549✓ | — | — |
| Apr 12 | 3.0389 | 3.0401✓ | — | — |
| Apr 11 | 3.0389✓ | 3.0389✓ | — | — |
| Apr 10 | 3.0602✓ | 3.0602✓ | — | — |
| Apr 9 | 3.0910 | 3.0916✓ | — | — |
| Apr 8 | 3.1001✓ | 3.1001✓ | — | — |
| Apr 7 | 3.1506✓ | 3.1506✓ | — | — |
| Apr 6 | 3.1442✓ | 3.1442✓ | — | — |
| Apr 5 | 3.1320 | 3.1389✓ | — | — |
| Apr 4 | 3.1320✓ | 3.1320✓ | — | — |
| Apr 3 | 3.1329✓ | 3.1329✓ | — | — |
| Apr 2 | 3.1330✓ | 3.1330✓ | — | — |
| Apr 1 | 3.1296 | 3.1428✓ | — | — |
| Mar 31 | 3.1484 | 3.1658✓ | — | — |
| Mar 30 | 3.1714✓ | 3.1714✓ | — | — |
| Mar 29 | 3.1497 | 3.1516✓ | — | — |
| Mar 28 | 3.1487 | 3.1490✓ | — | — |
| Mar 18 | 3.0930✓ | 3.0930✓ | 3.0363 | 3.0338 |
Frequently asked questions
Common questions about sending money to Israel
What is the cheapest way to send money to Israel?
Wise offers the most competitive ILS exchange rates for most source currencies, with transparent fees and mid-market-rate-based pricing. From the US, OFX and Xe also provide competitive rates for larger transfers. Israel has a well-developed banking system, so bank deposit via IBAN or local account details is the standard method.
How long does a money transfer to Israel take?
SWIFT bank deposits to Israeli banks typically settle within 1–2 business days. Some providers using correspondent banking relationships with Israeli banks can offer same-day delivery for transfers initiated before cut-off. Cash pickup at Western Union agents is available within an hour at locations in Tel Aviv, Jerusalem, and Haifa.
What is the Israeli IBAN format?
Israeli IBANs are 23 characters: 'IL' followed by 2 check digits, a 3-digit bank code, a 3-digit branch code, and a 13-digit account number. Example: IL62 0108 0000 0009 9999 999. Not all Israeli banks have fully adopted IBAN for incoming transfers, so having both the IBAN and the legacy bank/branch/account numbers is advisable.
What details do I need for an Israeli bank transfer?
You need the recipient's full name, bank name (Hapoalim, Leumi, Discount, Mizrachi-Tefahot, or International Bank), branch number, account number, and ideally their IBAN. The SWIFT/BIC code is also useful (e.g., POALILIT for Hapoalim, LUMIILIT for Leumi). For US senders, some providers route through correspondent banks in New York.
Can I use Bit or PayBox for international transfers to Israel?
Bit (Bank Leumi) and PayBox (Bank Hapoalim) are extremely popular domestic payment apps in Israel, but they do not accept direct international remittances. Your best approach is to send to the recipient's Israeli bank account, from which they can instantly move funds to Bit or PayBox for local payments.
Are there taxes on receiving money in Israel?
Israel does not tax incoming personal remittances for family support. However, Israel has complex tax residency rules — new immigrants (olim) benefit from a 10-year tax exemption on foreign income and assets. For non-immigrants, large recurring transfers may prompt the Israel Tax Authority to verify they are not disguised income.
How does the shekel exchange rate work?
The ILS is a fully floating currency, freely traded on international markets. The Bank of Israel occasionally intervenes to moderate extreme moves but does not target a specific rate. The shekel strengthened markedly in 2020–2021 driven by tech sector foreign investment, but geopolitical events since late 2023 have introduced higher volatility.
Can I pick up cash in Israel?
Western Union and MoneyGram have agent locations in Tel Aviv, Jerusalem, Haifa, Beer Sheva, and other cities, often inside post offices (Doar Israel) or change shops. However, Israel has near-universal banking access, and bank deposit is the overwhelmingly preferred delivery method.
Which providers send money from the US to Israel?
Wise, OFX, Xe, Western Union, and MoneyGram all serve the USD-to-ILS corridor. For larger transfers (over $5,000), OFX and Xe sometimes offer better rates than Wise due to their focus on bigger transactions. ACH funding from a US bank account keeps costs lowest across all providers.