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Send money from Switzerland to Hong Kong(CHF → HKD)
CHF
HKD|Updated recentlyMid-market 9.6597Cheapest todayof 6 providers
Wise
Rate 9.5969 · Fee CHF6.50
You send
CHF1,000
Recipient gets
HK$9,535
Affiliate link · No extra cost to you
Quick answer: The cheapest way to send money from Switzerland to Hong Kong in August 2026 is Wise, which delivers 9,534.55 HKD on a 1,000 CHF transfer with a fee of CHF6.50.
Last reviewed: by Awais Imran, Reviews Editor
What is the cheapest way to send CHF to HKD?
Sending CHF1,000 from Switzerland to Hong Kong. Sorted by best value — most money received.
Source: SendMoneyCompare · Data updated every 6 hours from live provider APIs
#ProviderRateFeeRecipient gets
Rate 9.5969·Fee CHF6.50·0.65% markup
Rate 9.2627·Fee CHF41.10·4.11% markup
Rate 9.2559·Fee CHF41.80·4.18% markup
Rate 9.1903·Fee CHF48.60·4.86% markup
Rate 9.1564·Fee CHF52.10·5.21% markup
Rate 9.5824·Fee Free·0.80% markup
Some links on this page are affiliate links. We may earn a commission at no extra cost to you. This does not affect our rankings, which are based on real transfer data. Editorial policy
Sending money from Switzerland to Hong Kong? Compare real-time exchange rates and fees across leading money transfer services. Find the provider that gives you the best HKD amount today.
Money transfers from Switzerland to Hong Kong are a vital lifeline for families and businesses. With dozens of providers competing for this corridor, rates and fees vary widely. Specialist money transfer companies often beat bank rates by 2–4%, potentially saving you hundreds of CHF per year. Use our comparison to find today's best deal.
Which provider offers the best CHF to HKD rate?
Wise
4.3Exchange rate
9.5969
Fee
CHF6.50
Recipient gets
HK$9,534.55
Speed
1-2 business days
Also available · Digital-asset rails
Crypto & stablecoin routes for CHF → HKD
For a tech-comfortable sender, stablecoin rails can beat every bank and app. These aren't one-tap services — each is a fiat on-ramp → blockchain → local cash-out. Here's the all-in cost and how each works.
HashKeyBitcoin · Lightning
Kraken → Lightning Network (BTC) → HashKey (BTC) · ~1 second
9,652 HKD
0.29% all-in
+
HashKeyBitcoin · Lightning
Kraken → Lightning Network (BTC) → HashKey (BTC) · ~1 second
9,652 HKD
0.29% all-in
- 1Kraken CHF→BTC: 0.26%
- 2Lightning Network network: 0.000001 BTC
- 3HashKey (BTC): 0.00% spread
- 40 HKD withdrawal fee
Also routable via Lightning Network (BTC), Stellar (USDC), Solana (USDC), Polygon (USDC).
Source: HashKey HK REST API
Crypto rails involve exchange accounts, wallets, and price/liquidity risk. Costs are estimates from live exchange and network data, refreshed every 6 hours. Not financial advice.
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Example alert
GBP → INR · cheapest just changed
Sending £1,000 today? The top provider on this corridor now lands about ₹1,180 more than yesterday’s best — the bank wire is still ₹9,400 behind.
sendmoneycompare.com/send-money/uk-to-india
09:12USD → PHP · watch the funding fee
Two providers added a card-funding fee this morning. Paying by bank transfer is now the cheaper route on this corridor.
Thu 16:40Guides, fees & how it works
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the Switzerland to Hong Kong route.
Cheapest transfer
Wise
Delivers the most HKD for your money
Fastest transfer
PayPal
Delivers in Instant to 3 days
Cash pickup
Western Union
Widest cash pickup network
Bank transfer
Wise
Best rate for bank deposit to Hong Kong
How to send money to Hong Kong
Sending money to Hong Kongis straightforward with the right provider. Here's how it works in 3 simple steps.
Step 1
Enter your transfer details
Choose how much CHF you want to send, compare providers above, and pick the one offering the best HKD amount for your transfer to Hong Kong.
Step 2
Add your recipient
Enter your recipient's details in Hong Kong — you'll need their bank account number. Most providers verify details instantly.
Step 3
Send & track your transfer
Pay using bank transfer, debit card, or credit card. Track your money in real-time until it arrives — bank deposit typically takes 1–3 business days.
What you need to send money to Hong Kong
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's full legal name as it appears on their bank account
Bank account number
Recipient's bank account number
Bank name
Name of the receiving bank
SWIFT/BIC code
Optional8 or 11-character SWIFT code identifying the bank (may be optional with IBAN)
Note: You need the recipient's bank account number and bank name. Contact the recipient's bank for their SWIFT/BIC code if required.
Transfer examples: CHF to HKD
See how much your recipient would get for common transfer amounts.
Send CHF500
ProviderFeeReceives
Wise
9.60 · 1-2 business days
Zürcher Kantonalbank
9.26 · 1-3 business days
Western Union
9.26 · 1 business day
PayPal
9.19 · Instant to 3 days
Migros
9.16 · 1-3 business days
Regency FX
9.58 · Same day to 2 business days
ProviderFeeRateReceivesSpeed
WiseCHF3.259.60HK$4,7671-2 business days
Zürcher KantonalbankCHF20.559.26HK$4,4411-3 business days
Western UnionCHF20.909.26HK$4,4351 business day
PayPalCHF24.309.19HK$4,372Instant to 3 days
MigrosCHF26.059.16HK$4,3401-3 business days
Regency FXFree9.58HK$4,791Same day to 2 business days
Send CHF1,000
ProviderFeeReceives
Wise
9.60 · 1-2 business days
Zürcher Kantonalbank
9.26 · 1-3 business days
Western Union
9.26 · 1 business day
PayPal
9.19 · Instant to 3 days
Migros
9.16 · 1-3 business days
Regency FX
9.58 · Same day to 2 business days
ProviderFeeRateReceivesSpeed
WiseCHF6.509.60HK$9,5351-2 business days
Zürcher KantonalbankCHF41.109.26HK$8,8821-3 business days
Western UnionCHF41.809.26HK$8,8691 business day
PayPalCHF48.609.19HK$8,744Instant to 3 days
MigrosCHF52.109.16HK$8,6791-3 business days
Regency FXFree9.58HK$9,582Same day to 2 business days
Send CHF5,000
ProviderFeeReceives
Wise
9.60 · 1-2 business days
Zürcher Kantonalbank
9.26 · 1-3 business days
Western Union
9.26 · 1 business day
PayPal
9.19 · Instant to 3 days
Migros
9.16 · 1-3 business days
Regency FX
9.58 · Same day to 2 business days
ProviderFeeRateReceivesSpeed
WiseCHF32.509.60HK$47,6731-2 business days
Zürcher KantonalbankCHF205.509.26HK$44,4101-3 business days
Western UnionCHF209.009.26HK$44,3451 business day
PayPalCHF243.009.19HK$43,718Instant to 3 days
MigrosCHF260.509.16HK$43,3971-3 business days
Regency FXFree9.58HK$47,912Same day to 2 business days
How much does it cost to send money from Switzerland to Hong Kong?
Transfer fees from Switzerland to Hong Kong vary by provider. Specialist services charge CHF0–10 per transfer, while banks charge CHF25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total HKD your recipient receives, not just the advertised fee.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically CHF0–CHF10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (9.6597).
Ways to send money to Hong Kong
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
Bank deposit is the standard delivery method for transfers to Hong Kong. Cash pickup is available through international providers like Western Union and MoneyGram.
Bank Transfer
Low costSpeed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
Debit Card
Medium costSpeed: Minutes to hours
Fast and convenient — small card processing fee applies
Credit Card
Higher costSpeed: Minutes to hours
Fastest option but highest fees — card issuer may charge cash advance fee
Apple Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
Cash
Medium costSpeed: Varies
Pay cash at an agent location — available at select providers
How can my recipient receive money in Hong Kong?
Your recipient in Hong Kong can receive money through these delivery methods. The best option depends on their location and preferences.
Bank Deposit
1–3 business days
Direct transfer to bank accounts in Hong Kong.
WiseRemitlyWorldRemitWestern Union
Cash Pickup
Minutes
Collect cash from agent locations in Hong Kong.
Western UnionMoneyGram
What are the transfer limits and regulations for Hong Kong?
Important rules and requirements to know before sending money to Hong Kong.
Documentation you may need
- Government-issued photo ID (passport, driver's license, or state ID)
- Proof of address may be required for first-time transfers
Important things to know
- Check your provider's specific limits and requirements for transfers to Hong Kong.
- Transfers over $10,000 (or equivalent) may trigger reporting requirements in your sending country.
How long does it take to send money to Hong Kong?
Most transfers from Switzerland to Hong Kong arrive within 1–2 business days with specialist providers. Bank wires take 3–5 business days. Some providers offer instant or same-day delivery to Hong Kong for a small premium.
FastExpress delivery
- PayPalInstant to 3 days
Standard delivery
- Wise1-2 business days
- Zürcher Kantonalbank1-3 business days
- Western Union1 business day
- Migros1-3 business days
- Regency FXSame day to 2 business days
Frequently asked questions
Common questions about sending money from Switzerland to Hong Kong
What is the cheapest way to send money from Switzerland to Hong Kong?
The cheapest option changes daily based on exchange rates. Use our comparison table above to see today's rates from every provider. Specialist services like Wise, Remitly, and OFX consistently offer better value than banks.
How long does it take to send money from Switzerland to Hong Kong?
Most specialist providers deliver to Hong Kong within 1–2 business days. Some offer instant delivery for certain payment methods. Bank wires typically take 3–5 business days.
How much does it cost to send CHF1,000 from Switzerland to Hong Kong?
Costs depend on the provider's fee and exchange rate markup. Compare all providers in our table above to see exactly how much HKD your recipient would receive from a CHF1,000 transfer today.
Can I send money from Switzerland to Hong Kong online?
Yes, all the providers we compare support online transfers from Switzerland to Hong Kong. Most also offer mobile apps. You can typically pay by bank transfer, debit card, or credit card.
Is it better to use a bank or a money transfer service to send money to Hong Kong?
Money transfer services are almost always cheaper. Banks typically charge CHF25–50 per wire plus a 2–5% exchange rate markup. Specialist providers charge CHF0–10 with markups under 1%, saving you significantly on every transfer to Hong Kong.
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