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Send money from Canada to Ecuador(CAD → USD)
CAD
USD|Updated recentlyMid-market 0.7271Cheapest todayof 12 providers
InstaReM
Rate 0.7231 · Fee free
You send
C$1,000
Recipient gets
$723
Affiliate link · No extra cost to you
Quick answer: The cheapest way to send money from Canada to Ecuador in May 2026 is InstaReM, which delivers 723.06 USD on a 1,000 CAD transfer with a fee of zero.
Last reviewed: by Awais Imran, Reviews Editor
↗
Rates are good right now
50th percentile
Based on 59 days of data (2026-03-13 to 2026-05-20)
Today's best
$72.31
InstaReM
59-day avg
1 CAD = 0.72 USD
Best rate
0.73
2026-05-01 · Remitly
Worst rate
0.71
2026-04-04 · InstaReM
What is the cheapest way to send CAD to USD?
Sending C$1,000 from Canada to Ecuador. Sorted by best value — most money received.
Source: SendMoneyCompare · Data updated every 6 hours from live provider APIs
#ProviderRateFeeRecipient gets
Rate 0.7231·Fee Free·0.56% markup
Best rate 47 of 59 days
↓ 0.3% over 50dAvg: 0.72 USDRange: 0.71–0.73
1
InstaReMBest value
1-3 business days0.56% markup
Best rate 47 of 59 days
↓ 0.3% over 50dAvg: 0.72 USDRange: 0.71–0.73
0.7231
Free
$723.06
Rate 0.7229·Fee Free·0.58% markup
↓ 0.3% over 50dAvg: 0.72 USD (-0.2% vs avg)Range: 0.71–0.73
2
0.7229
Free
$722.92
Rate 0.7200·Fee Free·0.98% markup
Most stable rate
→ 0.0% over 7dAvg: 0.70 USDRange: 0.70–0.70
3
Under 3 minutes (95% of transfers)0.98% markup
Most stable rate
→ 0.0% over 7dAvg: 0.70 USDRange: 0.70–0.70
0.7200
Free
$720.01
Rate 0.7110·Fee Free·2.22% markup
↓ 0.2% over 59dAvg: 0.71 USD (-0.1% vs avg)Range: 0.70–0.72
4
1-3 business days2.22% markup
↓ 0.2% over 59dAvg: 0.71 USD (-0.1% vs avg)Range: 0.70–0.72
0.7110
Free
$710.99
Rate 0.7126·Fee C$3.99·2.00% markup
↓ 0.2% over 55dAvg: 0.71 USDRange: 0.70–0.72
5
0.7126
C$3.99
$709.75
Rate 0.7077·Fee Free·2.67% markup
↓ 2.3% over 59dAvg: 0.70 USD (-1.6% vs avg)Range: 0.69–0.71
6
Minutes to 3 days2.67% markup
↓ 2.3% over 59dAvg: 0.70 USD (-1.6% vs avg)Range: 0.69–0.71
0.7077
Free
$707.72
Rate 0.7063·Fee Free·2.87% markup
↓ 0.2% over 59dAvg: 0.71 USD (-0.1% vs avg)Range: 0.70–0.72
7
0.7063
Free
$706.27
Rate 0.7092·Fee C$5.95·2.47% markup
↓ 0.1% over 59dAvg: 0.71 USD (-0.2% vs avg)Range: 0.70–0.72
8
0.7092
C$5.95
$704.96
Rate 0.7001·Fee Free·3.72% markup
↑ 0.1% over 52dAvg: 0.70 USD (-0.2% vs avg)Range: 0.69–0.71
9
0.7001
Free
$700.09
Rate 0.7100·Fee C$15.00·2.36% markup
Rate 0.6966·Fee C$2.99·4.20% markup
↓ 0.3% over 59dAvg: 0.70 USD (-0.1% vs avg)Range: 0.69–0.71
11
0.6966
C$2.99
$694.51
Rate 0.7235·Fee Free·0.50% markup
Some links on this page are affiliate links. We may earn a commission at no extra cost to you. This does not affect our rankings, which are based on real transfer data. Editorial policy
Sending money from Canada to Ecuador? Compare real-time exchange rates and fees across leading money transfer services. Find the provider that gives you the best USD amount today.
Canadian expats and immigrants regularly send money to Ecuador. The cost difference between providers can be significant — banks typically charge 3–5% in hidden exchange rate markups, while specialist services like Wise, Remitly, and WorldRemit offer rates much closer to the mid-market rate. Our comparison shows the total USD received from each provider after all fees and markups.
Which provider offers the best CAD to USD rate?
InstaReM
4.0Exchange rate
0.7231
Fee
Free
Recipient gets
$723.06
Speed
1-3 business days
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the Canada to Ecuador route.
Cheapest transfer
InstaReM
Delivers the most USD for your money
Fastest transfer
Remitly
Delivers in Minutes to 3-5 days
Cash pickup
Remitly
Widest cash pickup network
Bank transfer
InstaReM
Best rate for bank deposit to Ecuador
How to send money to Ecuador
Sending money to Ecuador is straightforward with the right provider. Here's how it works in 3 simple steps.
Step 1
Enter your transfer details
Choose how much CAD you want to send, compare providers above, and pick the one offering the best USD amount for your transfer to Ecuador.
Step 2
Add your recipient
Enter your recipient's details in Ecuador — you'll need their bank account number. Most providers verify details instantly.
Step 3
Send & track your transfer
Pay using bank transfer, debit card, or credit card. Track your money in real-time until it arrives — bank deposit typically takes 1–3 business days.
What you need to send money to Ecuador
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's full legal name as it appears on their bank account
Bank account number
Recipient's bank account number
Bank name
Name of the receiving bank
SWIFT/BIC code
Optional8 or 11-character SWIFT code identifying the bank (may be optional with IBAN)
Note: You need the recipient's bank account number and bank name. Contact the recipient's bank for their SWIFT/BIC code if required.
Transfer examples: CAD to USD
See how much your recipient would get for common transfer amounts.
Send C$500
ProviderFeeReceives
InstaReM
0.72 · 1-3 business days
Remitly
0.72 · Minutes to 3-5 days
TapTap Send
0.72 · Under 3 minutes (95% of transfers)
Royal Bank of Canada
0.71 · 1-3 business days
WorldRemit
0.71 · Minutes to 3 days
TD Bank
0.71 · 2-5 business days
ProviderFeeRateReceivesSpeed
InstaReMFree0.72$3621-3 business days
RemitlyFree0.72$361Minutes to 3-5 days
TapTap SendFree0.72$360Under 3 minutes (95% of transfers)
Royal Bank of CanadaFree0.71$3561-3 business days
WorldRemitC$3.990.71$353Minutes to 3 days
TD BankFree0.71$3532-5 business days
Send C$1,000
ProviderFeeReceives
InstaReM
0.72 · 1-3 business days
Remitly
0.72 · Minutes to 3-5 days
TapTap Send
0.72 · Under 3 minutes (95% of transfers)
Royal Bank of Canada
0.71 · 1-3 business days
WorldRemit
0.71 · Minutes to 3 days
Xoom (PayPal)
0.71 · Minutes to 3 days
ProviderFeeRateReceivesSpeed
InstaReMFree0.72$7231-3 business days
RemitlyFree0.72$723Minutes to 3-5 days
TapTap SendFree0.72$720Under 3 minutes (95% of transfers)
Royal Bank of CanadaFree0.71$7111-3 business days
WorldRemitC$3.990.71$710Minutes to 3 days
Xoom (PayPal)Free0.71$708Minutes to 3 days
Send C$5,000
ProviderFeeReceives
InstaReM
0.72 · 1-3 business days
Remitly
0.72 · Minutes to 3-5 days
TapTap Send
0.72 · Under 3 minutes (95% of transfers)
WorldRemit
0.71 · Minutes to 3 days
Royal Bank of Canada
0.71 · 1-3 business days
BNC
0.71 · 1-3 business days
ProviderFeeRateReceivesSpeed
InstaReMFree0.72$3,6151-3 business days
RemitlyFree0.72$3,615Minutes to 3-5 days
TapTap SendFree0.72$3,600Under 3 minutes (95% of transfers)
WorldRemitC$3.990.71$3,560Minutes to 3 days
Royal Bank of CanadaFree0.71$3,5551-3 business days
BNCC$5.950.71$3,5421-3 business days
How much does it cost to send money from Canada to Ecuador?
Transfer fees from Canada to Ecuador vary by provider. Specialist services charge C$0–10 per transfer, while banks charge C$25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total USD your recipient receives, not just the advertised fee.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically C$0–C$10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (0.7271).
Ways to send money to Ecuador
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
Bank deposit is the standard delivery method for transfers to Ecuador. Cash pickup is available through international providers like Western Union and MoneyGram.
Bank Transfer
Low costSpeed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
Debit Card
Medium costSpeed: Minutes to hours
Fast and convenient — small card processing fee applies
Credit Card
Higher costSpeed: Minutes to hours
Fastest option but highest fees — card issuer may charge cash advance fee
Google Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
Apple Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
How can my recipient receive money in Ecuador?
Your recipient in Ecuador can receive money through these delivery methods. The best option depends on their location and preferences.
Bank Deposit
1–3 business days
Direct transfer to bank accounts in Ecuador.
WiseRemitlyWorldRemitWestern Union
Cash Pickup
Minutes
Collect cash from agent locations in Ecuador.
Western UnionMoneyGram
What are the transfer limits and regulations for Ecuador?
Important rules and requirements to know before sending money to Ecuador.
Documentation you may need
- Government-issued photo ID (passport, driver's license, or state ID)
- Proof of address may be required for first-time transfers
Important things to know
- Check your provider's specific limits and requirements for transfers to Ecuador.
- Transfers over $10,000 (or equivalent) may trigger reporting requirements in your sending country.
How long does it take to send money to Ecuador?
Most transfers from Canada to Ecuador arrive within 1–2 business days with specialist providers. Bank wires take 3–5 business days. Some providers offer instant or same-day delivery to Ecuador for a small premium.
FastExpress delivery
- RemitlyMinutes to 3-5 days
- TapTap SendUnder 3 minutes (95% of transfers)
- WorldRemitMinutes to 3 days
- Xoom (PayPal)Minutes to 3 days
- PayPalInstant to 3 days
Standard delivery
- InstaReM1-3 business days
- Royal Bank of Canada1-3 business days
- TD Bank2-5 business days
- BNC1-3 business days
- BMO1-3 business days
CAD to USD Exchange Rate History
Daily best exchange rates from top providers over the last 59 days. Rates shown are for sending $100.
| Date | TD Bank | Rbc | PayPal | Xoom (PayPal) | Bnc |
|---|---|---|---|---|---|
| Trend | |||||
| May 20 | 0.7063 | 0.7110✓ | 0.6966 | 0.6903 | 0.7092 |
| May 19 | 0.7070 | 0.7120✓ | 0.6972 | 0.6909 | 0.7110 |
| May 18 | 0.7063 | 0.7115✓ | 0.6970 | 0.6909 | 0.7102 |
| May 17 | 0.7066 | 0.7117✓ | 0.6972 | 0.6907 | 0.7106 |
| May 16 | 0.7066 | 0.7117✓ | 0.6972 | 0.6907 | 0.7101 |
| May 15 | 0.7068 | 0.7120✓ | 0.6983 | 0.6918 | 0.7102 |
| May 14 | 0.7075 | 0.7129✓ | 0.6996 | 0.6921 | 0.7123 |
| May 13 | 0.7100 | 0.7142✓ | 0.6998 | 0.6937 | 0.7125 |
| May 12 | 0.7095 | 0.7145 | 0.7007 | 0.6942 | 0.7146✓ |
| May 11 | 0.7096 | 0.7148 | 0.7000 | 0.6943 | 0.7153✓ |
| May 10 | 0.7104 | 0.7151 | 0.7001 | 0.6944 | 0.7153✓ |
| May 9 | 0.7104 | 0.7151 | 0.7001 | 0.6944 | 0.7153✓ |
| May 8 | 0.7113 | 0.7167✓ | 0.7025 | 0.6952 | 0.7155 |
| May 7 | 0.7130 | 0.7177✓ | 0.7039 | 0.6965 | 0.7167 |
| May 6 | 0.7142 | 0.7189✓ | 0.7042 | 0.6982 | 0.7172 |
| May 4 | 0.7144 | 0.7198✓ | 0.7058 | 0.7134 | 0.7193 |
| May 3 | 0.7146 | 0.7200✓ | 0.7060 | 0.7136 | 0.7195 |
| May 2 | 0.7146 | 0.7200✓ | 0.7060 | 0.7136 | 0.7195 |
| May 1 | 0.7153 | 0.7201 | 0.7010 | 0.7141 | 0.7205✓ |
| Apr 30 | 0.7100 | 0.7149✓ | 0.6999 | 0.7090 | 0.7140 |
| Apr 29 | 0.7099 | 0.7154✓ | 0.7009 | 0.7086 | 0.7148 |
| Apr 28 | 0.7122 | 0.7174 | 0.7010 | 0.7115 | 0.7192✓ |
| Apr 27 | 0.7112 | 0.7158✓ | 0.7002 | 0.7097 | 0.7136 |
| Apr 26 | 0.7109 | 0.7152✓ | 0.6999 | 0.7094 | 0.7137 |
| Apr 25 | 0.7109 | 0.7152 | 0.6999 | 0.7094 | 0.7158✓ |
| Apr 24 | 0.7091 | 0.7141✓ | 0.7017 | 0.7087 | 0.7127 |
| Apr 23 | 0.7107 | 0.7161✓ | 0.7020 | 0.7104 | 0.7148 |
| Apr 22 | 0.7110 | 0.7155✓ | 0.7015 | 0.7093 | 0.7141 |
| Apr 21 | 0.7120 | 0.7167✓ | 0.7001 | 0.7105 | 0.7159 |
| Apr 20 | 0.7089 | 0.7140✓ | 0.6999 | 0.7079 | 0.7133 |
| Apr 19 | 0.7099 | 0.7144✓ | 0.7002 | 0.7082 | 0.7136 |
| Apr 18 | 0.7099 | 0.7144✓ | 0.7002 | 0.7082 | 0.7137 |
| Apr 17 | 0.7089 | 0.7138✓ | 0.6983 | 0.7074 | 0.7118 |
| Apr 16 | 0.7075 | 0.7122✓ | 0.6961 | 0.7059 | 0.7111 |
| Apr 15 | 0.7055 | 0.7100 | 0.6958 | 0.7043 | 0.7108✓ |
| Apr 14 | 0.7047 | 0.7061 | 0.6915 | 0.7030 | 0.7095✓ |
| Apr 13 | 0.7007 | 0.7057✓ | 0.6928 | 0.7005 | 0.7046 |
| Apr 12 | 0.7024 | 0.7071✓ | 0.6929 | 0.7006 | 0.7058 |
| Apr 11 | 0.7024 | 0.7071✓ | 0.6929 | 0.7006 | 0.7048 |
| Apr 10 | 0.7028 | 0.7076✓ | 0.6925 | 0.7020 | 0.7063 |
| Apr 9 | 0.7013 | 0.7059✓ | 0.6905 | 0.7004 | 0.7035 |
| Apr 8 | 0.7027 | 0.7066✓ | 0.6891 | 0.6986 | 0.7057 |
| Apr 7 | 0.6980 | 0.7030✓ | 0.6877 | 0.6971 | 0.7026 |
| Apr 6 | 0.6984 | 0.7021 | 0.6879 | 0.6954 | 0.7023✓ |
| Apr 5 | 0.6972 | 0.7014✓ | 0.6878 | 0.6953 | 0.7013 |
| Apr 4 | 0.6972 | 0.7017✓ | 0.6878 | 0.6953 | 0.7013 |
| Apr 3 | 0.6969 | 0.7017✓ | 0.6889 | 0.6965 | 0.7003 |
| Apr 2 | 0.6980 | 0.7029✓ | 0.6892 | 0.6967 | 0.7009 |
| Apr 1 | 0.6996 | 0.7048✓ | 0.6872 | 0.6968 | 0.7042 |
| Mar 31 | 0.6978 | 0.7020✓ | 0.6884 | 0.6969 | 0.7004 |
| Mar 30 | 0.6980 | 0.7024✓ | 0.6907 | 0.6973 | 0.7007 |
| Mar 29 | 0.6990 | 0.7038 | 0.6900 | 0.6972 | 0.7049✓ |
| Mar 28 | 0.6989 | 0.7036✓ | 0.6916 | 0.6998 | 0.7034 |
| Mar 18 | 0.7091 | 0.7142✓ | 0.6994 | 0.7078 | 0.7127 |
| Mar 17 | 0.7098 | 0.7151✓ | 0.6986 | 0.7085 | 0.7131 |
| Mar 16 | 0.7109 | 0.7136 | 0.6989 | 0.7078 | 0.7151✓ |
| Mar 15 | 0.7076 | 0.7124 | 0.6985 | 0.7068 | 0.7139✓ |
| Mar 14 | 0.7076 | 0.7123 | 0.6985 | 0.7068 | 0.7139✓ |
| Mar 13 | 0.7076 | 0.7123✓ | 0.6985 | 0.7068 | 0.7096 |
Common questions about sending money from Canada to Ecuador
What is the cheapest way to send money from Canada to Ecuador?
The cheapest option changes daily based on exchange rates. Use our comparison table above to see today's rates from every provider. Specialist services like Wise, Remitly, and OFX consistently offer better value than banks.
How long does it take to send money from Canada to Ecuador?
Most specialist providers deliver to Ecuador within 1–2 business days. Some offer instant delivery for certain payment methods. Bank wires typically take 3–5 business days.
How much does it cost to send C$1,000 from Canada to Ecuador?
Costs depend on the provider's fee and exchange rate markup. Compare all providers in our table above to see exactly how much USD your recipient would receive from a C$1,000 transfer today.
Can I send money from Canada to Ecuador online?
Yes, all the providers we compare support online transfers from Canada to Ecuador. Most also offer mobile apps. You can typically pay by bank transfer, debit card, or credit card.
Is it better to use a bank or a money transfer service to send money to Ecuador?
Money transfer services are almost always cheaper. Banks typically charge C$25–50 per wire plus a 2–5% exchange rate markup. Specialist providers charge C$0–10 with markups under 1%, saving you significantly on every transfer to Ecuador.
Everything about sending money to Ecuador
Recipient requirements, delivery methods, regulations, popular banks, and more.
Other routes to Ecuador
Popular corridors
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Compare all providers for Canada to Ecuador
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