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Send money from Germany to Chile(EUR → CLP)
EUR
CLP|Pricing observed Mid-market 1093.1817Top-ranked estimateof 6 providers
InstaReM
Rate 1087.8251 · Fee €4.90
You send
€1,000
Estimated receipt
CL$1,082,495
CL$148,600 more than the lowest estimate · 0.49% markup vs mid-market
Affiliate link · No extra cost to you
Quick answer: For 1,000 EUR to CLP, InstaReM ranks first among 6 provider estimates, with an estimated payout of 1,082,494.78 CLP. The first-ranked estimate pays 148,556.31 CLP more than the lowest estimate in this comparison.
Latest pricing observation: . Payouts are estimated from collected fees and markups with a mid-market reference. Collection schedules vary by source. Quotes are collected by currency pair, so we cannot confirm that every provider serves Germany specifically — check availability, funding method and delivery method with the provider before you commit. How we collect and rank quotes.
What is the cheapest way to send EUR to CLP?
Sending €1,000 from Germany to Chile. Ranked by estimated payout, with customer ratings used for closely matched results.
Source: SendMoneyCompare · Estimated payouts from collected pricing and mid-market rates
#ProviderRateFeeRecipient getsSend
Rate 1087.8251·Fee €4.90·0.49% markup
Rate 1081.3753·Fee Free·1.08% markup
Best rate 32 of 32 days
↑ 3.1% over 32dAvg: 1068.34 CLP (+1.2% vs avg)Range: 1049.00–1081.93
2
Under 3 minutes (95% of transfers)1.08% markup
Best rate 32 of 32 days
↑ 3.1% over 32dAvg: 1068.34 CLP (+1.2% vs avg)Range: 1049.00–1081.93
1081.3753
Free
CL$1,081,375.35
Send
Rate 1086.6226·Fee €6.00·0.60% markup
Rate 1084.7642·Fee €7.70·0.77% markup
5
BNP Paribas
1-3 business days
CL$1,028,786.76
recipient gets
Rate 1060.4956·Fee €29.90·2.99% markup
6
LaCaixa
1-3 business days
CL$933,938.47
recipient gets
Rate 1010.4279·Fee €75.70·7.57% markup
Estimated payout difference: The first-ranked provider pays more than the lowest estimate by CL$148,556.31 on a €1,000 transfer.
Some links on this page are affiliate links — we may earn a commission at no extra cost to you. Rankings come from live transfer data and are ordered by what your recipient receives. Whether a provider pays us plays no part in that order. Where payouts land within 0.1% of each other — less than rates typically move between our updates — the higher-rated provider is listed first. Editorial policy
Looking for cheap money transfers from Germany to Chile? We compare exchange rates, fees, and delivery times from every major provider to help you save on every transfer.
German expats and immigrants regularly send money to Chile. The cost difference between providers can be significant — banks typically charge 3–5% in hidden exchange rate markups, while specialist services like Wise, Remitly, and WorldRemit offer rates much closer to the mid-market rate. Our comparison shows the total CLP received from each provider after all fees and markups.
Which provider offers the best EUR to CLP rate?
InstaReM
4.1Exchange rate
1087.8251
Fee
€4.90
Recipient gets
CL$1,082,494.78
Speed
1-3 business days
Also available · Digital-asset rails
Crypto & stablecoin routes for EUR → CLP
For a tech-comfortable sender, stablecoin rails can beat every bank and app. These aren't one-tap services — each is a fiat on-ramp → blockchain → local cash-out. Here's the all-in cost and how each works.
Binance P2PBeats mid-market
Kraken → Solana (USDC) → Binance P2P (CLP) · ~1 second
1,090,814 CLP
0.19% rebate all-in
+
Binance P2PBeats mid-market
Kraken → Solana (USDC) → Binance P2P (CLP) · ~1 second
1,090,814 CLP
0.19% rebate all-in
- 1Kraken EUR→USDC: 0.26%
- 2Solana network: 0.000250 USDC
- 3Binance P2P (CLP): 1.385639349166162% spread
- 40.00% withdrawal fee
Also routable via Solana (USDC), Polygon (USDC), Tron (USDT), Ethereum (USDC).
Source: Binance P2P API
Crypto rails involve exchange accounts, wallets, and price/liquidity risk. Costs are estimates from live exchange and network data, refreshed every 6 hours. Not financial advice.
Guides, fees & how it works
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the Germany to Chile route.
Cheapest transfer
InstaReM
Delivers the most CLP for your money
Fastest transfer
TapTap Send
Delivers in Under 3 minutes (95% of transfers)
Cash pickup
Western Union
Widest cash pickup network
Bank transfer
InstaReM
Best rate for bank deposit to Chile
How to send money to Chile
Sending money to Chileis straightforward with the right provider. Here's how it works in 3 simple steps.
Step 1
Enter your transfer details
Choose how much EUR you want to send, compare providers above, and pick the one offering the best CLP amount for your transfer to Chile.
Step 2
Add your recipient
Enter your recipient's details in Chile — you'll need their bank account number. Complete the provider’s verification before expecting delivery.
Step 3
Send & track your transfer
Choose an available funding method, confirm the final payout and arrival estimate, then keep your tracking reference.
What you need to send money to Chile
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's full legal name as it appears on their bank account
Bank account number
Recipient's bank account number
Bank name
Name of the receiving bank
SWIFT/BIC code
Optional8 or 11-character SWIFT code identifying the bank (may be optional with IBAN)
Note: You need the recipient's bank account number and bank name. Contact the recipient's bank for their SWIFT/BIC code if required.
Transfer examples: EUR to CLP
See how much your recipient would get for common transfer amounts.
Send €500
ProviderFeeReceives
InstaReM
1087.83 · 1-3 business days
TapTap Send
1081.38 · Under 3 minutes (95% of transfers)
Wise
1086.62 · ~3 business days
Western Union
1084.76 · 1 business day
BNP Paribas
1060.50 · 1-3 business days
LaCaixa
1010.43 · 1-3 business days
ProviderFeeRateReceivesSpeed
InstaReM€2.451087.83CL$541,2471-3 business days
TapTap SendFree1081.38CL$540,688Under 3 minutes (95% of transfers)
Wise€3.001086.62CL$540,051~3 business days
Western Union€3.851084.76CL$538,2061 business day
BNP Paribas€14.951060.50CL$514,3931-3 business days
LaCaixa€37.851010.43CL$466,9691-3 business days
Send €1,000
ProviderFeeReceives
InstaReM
1087.83 · 1-3 business days
TapTap Send
1081.38 · Under 3 minutes (95% of transfers)
Wise
1086.62 · ~3 business days
Western Union
1084.76 · 1 business day
BNP Paribas
1060.50 · 1-3 business days
LaCaixa
1010.43 · 1-3 business days
ProviderFeeRateReceivesSpeed
InstaReM€4.901087.83CL$1,082,4951-3 business days
TapTap SendFree1081.38CL$1,081,375Under 3 minutes (95% of transfers)
Wise€6.001086.62CL$1,080,103~3 business days
Western Union€7.701084.76CL$1,076,4121 business day
BNP Paribas€29.901060.50CL$1,028,7871-3 business days
LaCaixa€75.701010.43CL$933,9381-3 business days
Send €5,000
ProviderFeeReceives
InstaReM
1087.83 · 1-3 business days
TapTap Send
1081.38 · Under 3 minutes (95% of transfers)
Wise
1086.62 · ~3 business days
Western Union
1084.76 · 1 business day
BNP Paribas
1060.50 · 1-3 business days
LaCaixa
1010.43 · 1-3 business days
ProviderFeeRateReceivesSpeed
InstaReM€24.501087.83CL$5,412,4741-3 business days
TapTap SendFree1081.38CL$5,406,877Under 3 minutes (95% of transfers)
Wise€30.001086.62CL$5,400,514~3 business days
Western Union€38.501084.76CL$5,382,0581 business day
BNP Paribas€149.501060.50CL$5,143,9341-3 business days
LaCaixa€378.501010.43CL$4,669,6921-3 business days
How much does it cost to send money from Germany to Chile?
Transfer fees from Germany to Chile vary by provider. Specialist services charge €0–10 per transfer, while banks charge €25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total CLP your recipient receives, not just the advertised fee.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically €0–€10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (1093.1817).
Ways to send money to Chile
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
Bank deposit is the standard delivery method for transfers to Chile. Cash pickup is available through international providers like Western Union and MoneyGram.
Bank Transfer
Low costSpeed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
Debit Card
Medium costSpeed: Minutes to hours
Fast and convenient — small card processing fee applies
Google Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
Apple Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
Credit Card
Higher costSpeed: Minutes to hours
Fastest option but highest fees — card issuer may charge cash advance fee
Cash
Medium costSpeed: Varies
Pay cash at an agent location — available at select providers
How can my recipient receive money in Chile?
Check these receiving options with the provider. Availability depends on the sending country, recipient and transfer conditions.
Bank Deposit
1–3 business days
Direct transfer to bank accounts in Chile.
WiseRemitlyWorldRemitWestern Union
Cash Pickup
Minutes
Collect cash from agent locations in Chile.
Western UnionMoneyGram
What are the transfer limits and regulations for Chile?
Important rules and requirements to know before sending money to Chile.
Documentation you may need
- Government-issued photo ID (passport, driver's license, or state ID)
- Proof of address may be required for first-time transfers
Important things to know
- Check your provider's specific limits and requirements for transfers to Chile.
- Transfers over $10,000 (or equivalent) may trigger reporting requirements in your sending country.
How long does it take to send money to Chile?
Most transfers from Germany to Chile arrive within 1–2 business days with specialist providers. Bank wires take 3–5 business days. Some providers offer instant or same-day delivery to Chile for a small premium.
Delivery times shown here are published by the providers and payment schemes. We do not measure when transfers actually arrive, so treat them as estimates and confirm the time with your provider before you send.
FastExpress delivery
- TapTap SendUnder 3 minutes (95% of transfers)
Standard delivery
- InstaReM1-3 business days
- Wise~3 business days
- Western Union1 business day
- BNP Paribas1-3 business days
- LaCaixa1-3 business days
74/ 100
Only one provider here
SendScoreToday's best rate is +1.16% vs the 30-day average, near the 31-day high. Rates are flat over the past week. Range measured over 31 days — the full history we hold for this corridor. Only one provider quotes this corridor, so this is a single-provider reading rather than a comparison.
- 40%Position in the 31-day range — near the 31-day high
- 25%Versus the 30-day average — +1.16% vs the 30-day average
- 15%This week versus last — flat over the past week
Measured from 32 days of our own recorded provider rates for EUR→CLP
EUR to CLP Exchange Rate History
Daily best exchange rates from top providers over the last 32 days. Rates shown are for sending $100.
| Date | TapTap Send | __mid Market__ |
|---|---|---|
| Trend | ||
| Sep 13 | 1081.3700✓ | 1081.3700✓ |
| Sep 12 | 1081.9300✓ | 1081.9300✓ |
| Sep 11 | 1081.7900✓ | 1081.7900✓ |
| Sep 10 | 1081.3900✓ | 1081.3900✓ |
| Sep 9 | 1066.9700✓ | 1066.9700✓ |
| Sep 8 | 1064.2000✓ | 1064.2000✓ |
| Sep 7 | 1075.3000✓ | 1075.3000✓ |
| Sep 6 | 1070.7200✓ | 1070.7200✓ |
| Sep 5 | 1073.6700✓ | 1073.6700✓ |
| Sep 4 | 1078.9500✓ | 1078.9500✓ |
| Sep 3 | 1081.7000✓ | 1081.7000✓ |
| Sep 2 | 1077.9700✓ | 1077.9700✓ |
| Sep 1 | 1074.3600✓ | 1074.3600✓ |
| Aug 31 | 1074.3600✓ | 1074.3600✓ |
| Aug 30 | 1073.0000✓ | 1073.0000✓ |
| Aug 29 | 1073.1400✓ | 1073.1400✓ |
| Aug 28 | 1073.0600✓ | 1073.0600✓ |
| Aug 27 | 1066.6500✓ | 1066.6500✓ |
| Aug 26 | 1055.9500✓ | 1055.9500✓ |
| Aug 25 | 1059.3800✓ | 1059.3800✓ |
| Aug 24 | 1067.8500✓ | 1067.8500✓ |
| Aug 23 | 1063.2900✓ | 1063.2900✓ |
| Aug 22 | 1063.2900✓ | 1063.2900✓ |
| Aug 21 | 1073.0400✓ | 1073.0400✓ |
| Aug 20 | 1070.8400✓ | 1070.8400✓ |
| Aug 19 | 1066.3500✓ | 1066.3500✓ |
| Aug 18 | 1054.5100✓ | 1054.5100✓ |
| Aug 17 | 1053.5600✓ | 1053.5600✓ |
| Aug 16 | 1053.3700✓ | 1053.3700✓ |
| Aug 15 | 1053.2300✓ | 1053.2300✓ |
| Aug 14 | 1052.7500✓ | 1052.7500✓ |
| Aug 13 | 1049.0000✓ | 1049.0000✓ |
Frequently asked questions
Common questions about sending money from Germany to Chile
What is the cheapest way to send money from Germany to Chile?
The cheapest option changes daily based on exchange rates. Use our comparison table above to see today's rates from every provider. Specialist services like Wise, Remitly, and OFX consistently offer better value than banks.
How long does it take to send money from Germany to Chile?
Most specialist providers deliver to Chile within 1–2 business days. Some offer instant delivery for certain payment methods. Bank wires typically take 3–5 business days.
How much does it cost to send €1,000 from Germany to Chile?
Costs depend on the provider's fee and exchange rate markup. Compare all providers in our table above to see exactly how much CLP your recipient would receive from a €1,000 transfer today.
Can I send money from Germany to Chile online?
Yes, all the providers we compare support online transfers from Germany to Chile. Most also offer mobile apps. You can typically pay by bank transfer, debit card, or credit card.
Is it better to use a bank or a money transfer service to send money to Chile?
Money transfer services are almost always cheaper. Banks typically charge €25–50 per wire plus a 2–5% exchange rate markup. Specialist providers charge €0–10 with markups under 1%, saving you significantly on every transfer to Chile.
More for this corridor
Everything about sending money to Chile
Recipient requirements, delivery methods, regulations, popular banks, and more.
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How does your bank compare?
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