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Wise
Rate 1072.6681 · Fee free
You send
€1,000
Recipient gets
CL$1,072,668
CL$136,600 more than the most expensive provider
Affiliate link · No extra cost to you
Quick answer: The cheapest way to send money from Germany to Chile in August 2026 is Wise, which delivers 1,072,668.14 CLP on a 1,000 EUR transfer with a fee of zero. According to SendMoneyCompare's comparison of 7 providers updated every 6 hours, the difference between the cheapest and most expensive provider on this corridor is 136,613 CLP.
Last reviewed: by Awais Imran, Reviews Editor
Sending €1,000 from Germany to Chile. Sorted by best value — most money received.
Source: SendMoneyCompare · Data updated every 6 hours from live provider APIs
1066.3590
Free
CL$1,066,358.96
Potential savings: Choosing the best provider over the most expensive saves your recipient CL$136,612.69 on a €1,000 transfer.
Looking for cheap money transfers from Germany to Chile? We compare exchange rates, fees, and delivery times from every major provider to help you save on every transfer.
German expats and immigrants regularly send money to Chile. The cost difference between providers can be significant — banks typically charge 3–5% in hidden exchange rate markups, while specialist services like Wise, Remitly, and WorldRemit offer rates much closer to the mid-market rate. Our comparison shows the total CLP received from each provider after all fees and markups.
Exchange rate
1072.6681
Fee
Free
Recipient gets
CL$1,072,668.14
Speed
~3 business days
For a tech-comfortable sender, stablecoin rails can beat every bank and app. These aren't one-tap services — each is a fiat on-ramp → blockchain → local cash-out. Here's the all-in cost and how each works.
Binance P2PBeats mid-market
Kraken → Solana (USDC) → Binance P2P (CLP) · ~1 second
1,073,964 CLP
1.36% rebate all-in
Also routable via Solana (USDC), Polygon (USDC), Tron (USDT), Ethereum (USDC).
Source: Binance P2P API
Crypto rails involve exchange accounts, wallets, and price/liquidity risk. Costs are estimates from live exchange and network data, refreshed every 6 hours. Not financial advice.
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Example alert
GBP → INR · cheapest just changed
Sending £1,000 today? The top provider on this corridor now lands about ₹1,180 more than yesterday’s best — the bank wire is still ₹9,400 behind.
sendmoneycompare.com/send-money/uk-to-india
09:12USD → PHP · watch the funding fee
Two providers added a card-funding fee this morning. Paying by bank transfer is now the cheaper route on this corridor.
Thu 16:40Different providers excel at different things. Here's who's best for each use case on the Germany to Chile route.
Cheapest transfer
Wise
Delivers the most CLP for your money
Fastest transfer
TapTap Send
Delivers in Under 3 minutes (95% of transfers)
Cash pickup
Western Union
Widest cash pickup network
Bank transfer
Wise
Best rate for bank deposit to Chile
Sending money to Chileis straightforward with the right provider. Here's how it works in 3 simple steps.
Choose how much EUR you want to send, compare providers above, and pick the one offering the best CLP amount for your transfer to Chile.
Enter your recipient's details in Chile — you'll need their bank account number. Most providers verify details instantly.
Pay using bank transfer, debit card, or credit card. Track your money in real-time until it arrives — bank deposit typically takes 1–3 business days.
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's full legal name as it appears on their bank account
Bank account number
Recipient's bank account number
Bank name
Name of the receiving bank
SWIFT/BIC code
Optional8 or 11-character SWIFT code identifying the bank (may be optional with IBAN)
Note: You need the recipient's bank account number and bank name. Contact the recipient's bank for their SWIFT/BIC code if required.
See how much your recipient would get for common transfer amounts.
Wise
1072.67 · ~3 business days
Western Union
1071.49 · 1 business day
TapTap Send
1066.36 · Under 3 minutes (95% of transfers)
Remitly
1066.25 · Minutes
BNP Paribas
1047.22 · 1-3 business days
Xoom (PayPal)
1035.13 · Minutes to 3 days
Wise
1072.67 · ~3 business days
Western Union
1071.49 · 1 business day
TapTap Send
1066.36 · Under 3 minutes (95% of transfers)
Remitly
1066.25 · Minutes
BNP Paribas
1047.22 · 1-3 business days
Xoom (PayPal)
1035.13 · Minutes to 3 days
Wise
1072.67 · ~3 business days
Western Union
1071.49 · 1 business day
TapTap Send
1066.36 · Under 3 minutes (95% of transfers)
Remitly
1066.25 · Minutes
BNP Paribas
1047.22 · 1-3 business days
Xoom (PayPal)
1035.13 · Minutes to 3 days
Transfer fees from Germany to Chile vary by provider. Specialist services charge €0–10 per transfer, while banks charge €25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total CLP your recipient receives, not just the advertised fee.
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically €0–€10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (1069.3531).
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
Bank deposit is the standard delivery method for transfers to Chile. Cash pickup is available through international providers like Western Union and MoneyGram.
Speed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
Speed: Minutes to hours
Fast and convenient — small card processing fee applies
Speed: Minutes to hours
Fastest option but highest fees — card issuer may charge cash advance fee
Speed: Minutes to hours
Convenient mobile payment — linked card fees apply
Speed: Varies
Pay cash at an agent location — available at select providers
Speed: Minutes to hours
Convenient mobile payment — linked card fees apply
Your recipient in Chile can receive money through these delivery methods. The best option depends on their location and preferences.
Direct transfer to bank accounts in Chile.
Collect cash from agent locations in Chile.
Important rules and requirements to know before sending money to Chile.
Documentation you may need
Most transfers from Germany to Chile arrive within 1–2 business days with specialist providers. Bank wires take 3–5 business days. Some providers offer instant or same-day delivery to Chile for a small premium.
Daily best exchange rates from top providers over the last 7 days. Rates shown are for sending $100.
| Date | TapTap Send | __mid Market__ |
|---|---|---|
| Trend | ||
| Aug 19 | 1066.3500✓ | 1066.3500✓ |
| Aug 18 | 1054.5100✓ | 1054.5100✓ |
| Aug 17 | 1053.5600✓ | 1053.5600✓ |
| Aug 16 | 1053.3700✓ | 1053.3700✓ |
| Aug 15 | 1053.2300✓ | 1053.2300✓ |
| Aug 14 | 1052.7500✓ | 1052.7500✓ |
| Aug 13 | 1049.0000✓ | 1049.0000✓ |
The cheapest option changes daily based on exchange rates. Use our comparison table above to see today's rates from every provider. Specialist services like Wise, Remitly, and OFX consistently offer better value than banks.
Most specialist providers deliver to Chile within 1–2 business days. Some offer instant delivery for certain payment methods. Bank wires typically take 3–5 business days.
Costs depend on the provider's fee and exchange rate markup. Compare all providers in our table above to see exactly how much CLP your recipient would receive from a €1,000 transfer today.
Yes, all the providers we compare support online transfers from Germany to Chile. Most also offer mobile apps. You can typically pay by bank transfer, debit card, or credit card.
Money transfer services are almost always cheaper. Banks typically charge €25–50 per wire plus a 2–5% exchange rate markup. Specialist providers charge €0–10 with markups under 1%, saving you significantly on every transfer to Chile.
Everything about sending money to Chile
Recipient requirements, delivery methods, regulations, popular banks, and more.
Enter your exact amount to see personalised quotes from every provider on this route.
Compare providers now