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Send money from United States to Pakistan: Compare USD → PKR rates by provider

Flag of United StatesUSDFlag of PakistanPKR|Pricing observed
Top-ranked estimateof 17 providers
WorldRemit logo

WorldRemit

Rate 277.0917 · Fee free

You send

$1,000

Estimated receipt

Rs277,092

Rs12,800 more than the lowest estimate

Send with WorldRemit

Affiliate link · No extra cost to you

Quick answer: WorldRemit ranks first of 17 for 1,000 USD → PKR: 277,091.67 PKR estimated. 12,782.46 PKR separates first from last.

Latest pricing observation: . Quotes are kept per USD→PKR pair, not per country, so confirm the provider sends from United States before you commit. Methodology.

From
To
$

What is the cheapest way to send USD to PKR?

Sending $1,000 from United States to Pakistan, ranked by estimated payout.

Source: our collected quotes

1
WorldRemit logo

WorldRemit

Minutes to 3 days

Best value

Rs277,091.67

recipient gets

Rate 277.0917·Fee Free
Best rate 189 of 220 days
↓ 0.8% over 220dAvg: 278.06 PKR (-0.3% vs avg)
2
Western Union logo

Western Union

Minutes to 5 days

Rs276,402.19

recipient gets

Rate 276.9533·Fee $1.99
↓ 0.9% over 214dAvg: 278.34 PKR (-0.5% vs avg)
3
InstaReM logo

InstaReM

1-3 business days

Rs276,261.64

recipient gets

Rate 276.2616·Fee Free·0.15% markup
↓ 0.6% over 220dAvg: 277.41 PKR (-0.4% vs avg)
4
MoneyGram logo

MoneyGram

Instant

Rs276,209.26

recipient gets

Rate 276.4830·Fee $0.99·0.07% markup
↓ 1.6% over 219dAvg: 278.83 PKR (-0.7% vs avg)
5
Remitly logo

Remitly

Minutes to 3-5 days

Rs275,957.30

recipient gets

Rate 275.9573·Fee Free·0.26% markup
↓ 1.7% over 210dAvg: 278.00 PKR (-0.7% vs avg)
6
Ria Money Transfer logo

Ria Money Transfer

Minutes to 2 days

Rs275,874.29

recipient gets

Rate 275.8743·Fee Free·0.29% markup
↓ 0.9% over 214dAvg: 277.77 PKR (-0.7% vs avg)
7
TapTap Send logo

TapTap Send

Under 3 minutes (95% of transfers)

Effectively tied · rated 4.7

Rs274,988.93

recipient gets

Rate 274.9889·Fee Free·0.61% markup
↓ 2.1% over 206dAvg: 278.42 PKR (-1.2% vs avg)
8
Sendwave logo

Sendwave

Instant

Rs275,187.24

recipient gets

Rate 275.7360·Fee $1.99·0.34% markup
↓ 1.4% over 167dAvg: 278.08 PKR (-0.7% vs avg)
9
XE Money Transfer logo

XE Money Transfer

0-3 days

Rs274,601.58

recipient gets

Rate 274.6016·Fee Free·0.75% markup
↓ 1.1% over 213dAvg: 276.63 PKR (-0.6% vs avg)
10
LemFi logo

LemFi

Minutes to 1 business day

Effectively tied · rated 4.4

Rs274,469.31

recipient gets

Rate 275.0166·Fee $1.99·0.60% markup
11
Wise logo

Wise

Instant

Rs274,555.69

recipient gets

Rate 276.8703·Fee $8.36
↓ 0.9% over 220dAvg: 278.14 PKR (-0.5% vs avg)
12
BOSS Money logo

BOSS Money

Instant

Rs274,524.99

recipient gets

Rate 275.2103·Fee $2.49·0.53% markup
↓ 0.9% over 214dAvg: 276.90 PKR (-0.4% vs avg)
13
Xoom (PayPal) logo

Xoom (PayPal)

Minutes to 3 days

Rs272,443.50

recipient gets

Rate 272.4435·Fee Free·1.53% markup
4.7% markup
↓ 0.8% over 220dAvg: 265.26 PKR (-0.4% vs avg)
14
Paysend logo

Paysend

2 days

Rs272,177.47

recipient gets

Rate 272.7202·Fee $1.99·1.43% markup
↓ 0.9% over 214dAvg: 275.52 PKR (-0.8% vs avg)
15
OFX logo

OFX

2 days

Rs269,427.73

recipient gets

Rate 269.4277·Fee Free·2.62% markup
16
Chase logo

Chase

1-5 business days

Rs264,446.72

recipient gets

Rate 265.7756·Fee $5.00·3.94% markup
↓ 1.1% over 196dAvg: 266.89 PKR (-0.4% vs avg)
17
Chase (US) logo

Chase (US)

Time not published

Rs264,309.21

recipient gets

Rate 264.3092·Fee Free·4.47% markup
–
Regency FX logo

Regency FX

Same day may be available; confirm your route

Indicative estimate · not ranked

Rs274,463.24

recipient gets

Rate 274.4632·Fee Free·0.80% markup

Estimated payout difference: Rs12,782.46 between first and last on $1,000.

By Awais Imran·Pricing collected from provider APIs and comparison sources
Some links earn us a commission, at no cost to you. It never changes the ranking. Editorial policy

USD to PKR is a heavily used corridor with an unusual feature: Pakistan actively encourages remittances through formal channels, and that policy shows up as waived charges on some routes rather than as a better headline rate. The result is that the cheapest published quote is not always the cheapest transfer, and it is worth asking a provider or the receiving bank directly whether a transfer qualifies for free-channel treatment before assuming the comparison table is the whole picture.

Over the last 91 days the provider that led this corridor most often was WorldRemit, which led on 82 of the last 91 days we could compare. That reflects who held the best payout across three months of daily observation rather than who tops the table on this page today. Both are useful and they answer different questions — today's table for the transfer you are making now, the 91-day record for whether a provider deserves to be your default.

Raast, IBFT and the wallets — and the US-funding lag

For a US sender the Pakistani end is rarely the slow part: Raast and IBFT credit a bank account within moments, and JazzCash and Easypaisa wallets do the same for recipients without one. The clock that matters starts in the US. ACH funding from a US bank account typically needs a day or two to clear before any money leaves, while a debit card funds at once but usually at a higher fee — so on a deadline, the funding method is the lever to pull. The other US-specific check is cost that no rate table shows: some Pakistani banks waive charges on inward remittances that qualify under the Pakistan Remittance Initiative, so ask the receiving bank before choosing a payout method.

Recipient details, verification and the US remittance tax

A bank deposit needs the recipient's IBAN and the account-holder name as the bank holds it; a Raast payout can be addressed by Raast ID linked to a mobile number. Wallet payouts to JazzCash or Easypaisa need the registered mobile number and matching name. Recipients collecting cash for the first time may be asked for biometric verification at the counter, which is routine but worth warning them about. Ask explicitly whether the transfer qualifies for free-channel treatment under the remittance initiative, since that saving is invisible in a rate comparison. On tax: since 1 January 2026 a 1% US federal excise tax applies to covered transfers funded with cash, money orders or cashier's cheques, and not to account-funded or US card-funded transfers.

Which provider offers the best USD to PKR rate?

WorldRemit

WorldRemit

4.1

Exchange rate

277.0917

Fee

Free

Recipient gets

Rs277,091.67

Speed

Minutes to 3 days

Guides, fees & how it works
Frequently asked questions
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