Loading...
Loading...
Wise
Rate 120.5290 · Fee S$8.00
You send
S$1,000
Recipient gets
¥119,565
Affiliate link · No extra cost to you
Quick answer: The best SGD to JPY exchange rate in September 2026 is offered by Wise, delivering 119,564.8 JPY on a 1,000 SGD transfer with a fee of S$8.00.
Quotes updated: — collected automatically from provider APIs every 6 hours. How we collect and rank quotes.
Sending S$1,000 from SGD to JPY. Sorted by best value — most money received.
Source: SendMoneyCompare · Data updated every 6 hours from live provider APIs
HSBC Singapore
1-3 business days
¥118,650.53
recipient gets
Citibank Singapore
1-3 business days
¥113,590.79
recipient gets
Looking for the best SGD to JPY exchange rate? Compare real-time rates, fees, and delivery times from 15+ money transfer providers to find the cheapest way to convert Singapore Dollar to Japanese Yen.
The SGD/JPY exchange rate fluctuates throughout the day. Specialist money transfer providers typically offer rates 1–4% better than banks, which can mean significant savings on every transfer. Our comparison shows you the exact JPY amount you'll receive from each provider after all fees and exchange rate markups.
Exchange rate
120.5290
Fee
S$8.00
Recipient gets
¥119,564.80
Speed
~18 hours
For a tech-comfortable sender, stablecoin rails can beat every bank and app. These aren't one-tap services — each is a fiat on-ramp → blockchain → local cash-out. Here's the all-in cost and how each works.
CoincheckBitcoin · Lightning
Kraken → Lightning Network (BTC) → Coincheck (BTC) · ~1 second
120,505 JPY
1.22% all-in
Source: Coincheck REST API
Crypto rails involve exchange accounts, wallets, and price/liquidity risk. Costs are estimates from live exchange and network data, refreshed every 6 hours. Not financial advice.
SendMoneyCompare
WhatsApp Channel · Free
We track 90+ providers across 300+ corridors every few hours. When the cheapest way to send changes, you get one short message — not a newsletter.
Only when it matters. A message when the cheapest provider on a major corridor actually changes — not a daily rate dump.
Your number stays private. Channels are one-way. We can't see your number, message you directly, or add you to a group.
No signup, no email. One tap to follow inside WhatsApp, one tap to unfollow. Nothing to fill in.
Free · one tap to follow · unfollow any time
Example alert
SGD → JPY · cheapest just changed
Sending 1,000 SGD today? The cheapest provider on this corridor changed overnight — same money in, more JPY out. A bank wire is still the most expensive way to send it.
sendmoneycompare.com/send-money/sgd-to-jpy
09:12Watch the card-funding fee
Two providers added a card-funding fee this morning. Paying by bank transfer is the cheaper route today.
Thu 16:40Different providers excel at different things. Here's who's best for each use case on the SGD to JPY route.
Cheapest transfer
Wise
Delivers the most JPY for your money
Fastest transfer
Remitly
Delivers in Minutes
Cash pickup
Western Union
Widest cash pickup network
Bank transfer
Wise
Best rate for bank deposit to JPY
See how much your recipient would get for common transfer amounts.
Wise
120.53 · ~18 hours
HSBC Singapore
120.07 · 1-3 business days
Western Union
118.74 · 1 business day
OFX
117.63 · 1-3 business days
Citibank Singapore
117.48 · 1-3 business days
Remitly
116.00 · Minutes
Wise
120.53 · ~18 hours
HSBC Singapore
120.07 · 1-3 business days
Western Union
118.74 · 1 business day
OFX
117.63 · 1-3 business days
Citibank Singapore
117.48 · 1-3 business days
Remitly
116.00 · Minutes
Wise
120.53 · ~18 hours
HSBC Singapore
120.07 · 1-3 business days
Western Union
118.74 · 1 business day
OFX
117.63 · 1-3 business days
Citibank Singapore
117.48 · 1-3 business days
Remitly
116.00 · Minutes
Fees for SGD to JPY transfers vary by provider — from free to S$5–10 with specialist services. Banks typically charge S$25–50 per wire plus a 2–5% exchange rate markup. The bigger cost factor is usually the exchange rate markup, not the fee. Always compare the total JPY received.
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically S$0–S$10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (121.5010).
Delivery times for SGD to JPY transfers range from minutes (with express options) to 3–5 business days for standard bank wires. Most specialist providers deliver within 1–2 business days.
Exchange rates change constantly. Use our comparison table above to see real-time SGD to JPY rates from every provider. The mid-market rate is shown for reference — look for providers offering rates closest to it.
Specialist transfer providers like Wise, Remitly, and OFX typically offer the best total value. Compare the total JPY received (after fees and rate markup) rather than just the fee or rate alone.
Transfer speeds vary by provider: some deliver within minutes, while standard bank wires take 2–5 business days. Express options are available from most specialist providers for a small additional fee.
Specialist providers are almost always cheaper. Banks typically charge S$25–50 per transfer plus a 2–5% exchange rate markup. Specialist providers like Wise, Revolut, and Remitly charge S$0–10 with markups under 1%, saving you significantly on every transfer.
Enter your exact amount in the comparison tool above to see personalised quotes from every provider on this route.
Compare providers now