Loading...
Convert SGD to THB
SGD
THB|Pricing observed Mid-market 26.1051Top-ranked estimateof 7 providers
Wise
Rate 25.9458 · Fee S$6.10
You send
S$1,000
Estimated receipt
฿25,788
฿2,200 more than the lowest estimate · 0.61% markup vs mid-market
Affiliate link · No extra cost to you
Quick answer: For 1,000 SGD to THB, Wise ranks first among 7 provider estimates, with an estimated payout of 25,787.57 THB. The first-ranked estimate pays 2,193 THB more than the lowest estimate in this comparison.
Latest pricing observation: . Payouts are estimated from collected fees and markups with a mid-market reference. Collection schedules vary by source. Quotes are collected by currency pair, so we cannot confirm that every provider serves Singapore specifically — check availability, funding method and delivery method with the provider before you commit. How we collect and rank quotes.
What is the cheapest way to send SGD to THB?
Sending S$1,000 from SGD to THB. Ranked by estimated payout, with customer ratings used for closely matched results.
Source: SendMoneyCompare · Estimated payouts from collected pricing and mid-market rates
#ProviderRateFeeRecipient getsSend
Rate 25.9458·Fee S$6.10·0.61% markup
Rate 25.8936·Fee S$8.10·0.81% markup
Rate 25.8153·Fee S$11.10·1.11% markup
5
HSBC Singapore
1-3 business days
฿24,719.52
recipient gets
Rate 25.4029·Fee S$26.90·2.69% markup
Rate 24.8181·Fee S$49.30·4.93% markup
Rate 25.8962·Fee Free·0.80% markup
Estimated payout difference: The first-ranked provider pays more than the lowest estimate by ฿2,193.00 on a S$1,000 transfer.
Some links on this page are affiliate links — we may earn a commission at no extra cost to you. Rankings come from live transfer data and are ordered by what your recipient receives. Whether a provider pays us plays no part in that order. Where payouts land within 0.1% of each other — less than rates typically move between our updates — the higher-rated provider is listed first. Editorial policy
Looking for the best SGD to THB exchange rate? Compare real-time rates, fees, and delivery times from 15+ money transfer providers to find the cheapest way to convert Singapore Dollar to Thai Baht.
The SGD/THB exchange rate fluctuates throughout the day. Specialist money transfer providers typically offer rates 1–4% better than banks, which can mean significant savings on every transfer. Our comparison shows you the exact THB amount you'll receive from each provider after all fees and exchange rate markups.
Which provider offers the best SGD to THB rate?
Wise
4.3Exchange rate
25.9458
Fee
S$6.10
Recipient gets
฿25,787.57
Speed
1-2 business days
Also available · Digital-asset rails
Crypto & stablecoin routes for SGD → THB
For a tech-comfortable sender, stablecoin rails can beat every bank and app. These aren't one-tap services — each is a fiat on-ramp → blockchain → local cash-out. Here's the all-in cost and how each works.
Bitkub
Kraken → Stellar (USDC) → Bitkub · ~5 seconds
25,968 THB
0.37% all-in
+
Bitkub
Kraken → Stellar (USDC) → Bitkub · ~5 seconds
25,968 THB
0.37% all-in
- 1Kraken SGD→USDC: 0.26%
- 2Stellar network: 0.000001 USDC
- 3Bitkub: 0.03% spread
- 4100 THB withdrawal fee
Also routable via Stellar (USDC), Solana (USDC), Polygon (USDC), Arbitrum (USDC).
Source: Bitkub Public API
Crypto rails involve exchange accounts, wallets, and price/liquidity risk. Costs are estimates from live exchange and network data, refreshed every 6 hours. Not financial advice.
Guides, fees & how it works
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the SGD to THB route.
Cheapest transfer
Wise
Delivers the most THB for your money
Fastest transfer
Remitly
Delivers in Minutes
Cash pickup
Western Union
Widest cash pickup network
Bank transfer
Wise
Best rate for bank deposit to THB
Transfer examples: SGD to THB
See how much your recipient would get for common transfer amounts.
Send S$500
ProviderFeeReceives
Wise
25.95 · 1-2 business days
InstaReM
25.89 · 1-3 business days
Western Union
25.82 · 1 business day
Remitly
25.64 · Minutes
HSBC Singapore
25.40 · 1-3 business days
OFX
24.97 · 1-3 business days
ProviderFeeRateReceivesSpeed
WiseS$3.0525.95฿12,8941-2 business days
InstaReMS$4.0525.89฿12,8421-3 business days
Western UnionS$5.5525.82฿12,7641 business day
RemitlyS$8.9025.64฿12,592Minutes
HSBC SingaporeS$13.4525.40฿12,3601-3 business days
OFXS$21.6524.97฿11,9471-3 business days
Send S$1,000
ProviderFeeReceives
Wise
25.95 · 1-2 business days
InstaReM
25.89 · 1-3 business days
Western Union
25.82 · 1 business day
Remitly
25.64 · Minutes
HSBC Singapore
25.40 · 1-3 business days
OFX
24.97 · 1-3 business days
ProviderFeeRateReceivesSpeed
WiseS$6.1025.95฿25,7881-2 business days
InstaReMS$8.1025.89฿25,6841-3 business days
Western UnionS$11.1025.82฿25,5291 business day
RemitlyS$17.8025.64฿25,184Minutes
HSBC SingaporeS$26.9025.40฿24,7201-3 business days
OFXS$43.3024.97฿23,8931-3 business days
Send S$5,000
ProviderFeeReceives
Wise
25.95 · 1-2 business days
InstaReM
25.89 · 1-3 business days
Western Union
25.82 · 1 business day
Remitly
25.64 · Minutes
HSBC Singapore
25.40 · 1-3 business days
OFX
24.97 · 1-3 business days
ProviderFeeRateReceivesSpeed
WiseS$30.5025.95฿128,9381-2 business days
InstaReMS$40.5025.89฿128,4191-3 business days
Western UnionS$55.5025.82฿127,6441 business day
RemitlyS$89.0025.64฿125,920Minutes
HSBC SingaporeS$134.5025.40฿123,5981-3 business days
OFXS$216.5024.97฿119,4671-3 business days
How much does it cost to convert SGD to THB?
Fees for SGD to THB transfers vary by provider — from free to S$5–10 with specialist services. Banks typically charge S$25–50 per wire plus a 2–5% exchange rate markup. The bigger cost factor is usually the exchange rate markup, not the fee. Always compare the total THB received.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically S$0–S$10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (26.1051).
How long does a SGD to THB transfer take?
Delivery times for SGD to THB transfers range from minutes (with express options) to 3–5 business days for standard bank wires. Most specialist providers deliver within 1–2 business days.
Delivery times shown here are published by the providers and payment schemes. We do not measure when transfers actually arrive, so treat them as estimates and confirm the time with your provider before you send.
FastExpress delivery
- RemitlyMinutes
- PayPalInstant to 3 days
Standard delivery
- Wise1-2 business days
- InstaReM1-3 business days
- Western Union1 business day
- HSBC Singapore1-3 business days
- OFX1-3 business days
Frequently asked questions
Common questions about sending money from SGD to THB
What is the best SGD to THB exchange rate today?
Exchange rates change constantly. Use our comparison table above to see real-time SGD to THB rates from every provider. The mid-market rate is shown for reference — look for providers offering rates closest to it.
What is the cheapest way to convert SGD to THB?
Specialist transfer providers like Wise, Remitly, and OFX typically offer the best total value. Compare the total THB received (after fees and rate markup) rather than just the fee or rate alone.
How long does a SGD to THB transfer take?
Transfer speeds vary by provider: some deliver within minutes, while standard bank wires take 2–5 business days. Express options are available from most specialist providers for a small additional fee.
Is it cheaper to use a bank or a specialist provider for SGD to THB?
Specialist providers are almost always cheaper. Banks typically charge S$25–50 per transfer plus a 2–5% exchange rate markup. Specialist providers like Wise, Revolut, and Remitly charge S$0–10 with markups under 1%, saving you significantly on every transfer.
More for this corridor
More transfers from Singapore
Other routes to Thailand
Popular corridors
Top provider reviews
Useful guides
Banking tools
How does your bank compare?
Compare all providers for SGD to THB
Enter your exact amount in the comparison tool above to see personalised quotes from every provider on this route.
Compare providers now