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Send money to Philippines
USD
PHP|Pricing observed Mid-market 62.6745Top-ranked estimateof 19 providers
InstaReM
Rate 62.5805 · Fee free
You send
$1,000
Estimated receipt
₱62,581
₱2,900 more than the lowest estimate · 0.15% markup vs mid-market
Affiliate link · No extra cost to you
Quick answer: For 1,000 USD to PHP, InstaReM ranks first among 19 provider estimates, with an estimated payout of 62,580.52 PHP. The first-ranked estimate pays 2,906.53 PHP more than the lowest estimate in this comparison.
Latest pricing observation: . Payouts are estimated from collected fees and markups with a mid-market reference. Collection schedules vary by source. Quotes are collected by currency pair, so we cannot confirm that every provider serves specifically — check availability, funding method and delivery method with the provider before you commit. How we collect and rank quotes.
What is the cheapest way to send USD to PHP?
Sending $1,000 from to Philippines. Ranked by estimated payout, with customer ratings used for closely matched results.
Source: SendMoneyCompare · Estimated payouts from collected pricing and mid-market rates
#ProviderRateFeeRecipient getsSend
Rate 62.5805·Fee Free·0.15% markup
↑ 3.4% over 175dAvg: 60.12 PHP (+2.2% vs avg)Range: 58.45–61.52
Rate 62.5617·Fee $0.80·0.18% markup
↑ 6.2% over 173dAvg: 60.81 PHP (+2.7% vs avg)Range: 58.75–62.50
Rate 62.2985·Fee Free·0.60% markup
↑ 3.8% over 169dAvg: 60.89 PHP (+2.3% vs avg)Range: 59.45–62.40
3
Under 3 minutes (95% of transfers)0.60% markup
↑ 3.8% over 169dAvg: 60.89 PHP (+2.3% vs avg)Range: 59.45–62.40
62.2985
Free
₱62,298.48
SendRate 62.2985·Fee Free·0.60% markup
↑ 4.6% over 169dAvg: 60.63 PHP (+2.6% vs avg)Range: 59.47–62.26
4
0-3 days0.60% markup
↑ 4.6% over 169dAvg: 60.63 PHP (+2.6% vs avg)Range: 59.47–62.26
62.2985
Free
₱62,298.48
Send
Rate 62.2985·Fee $1.00·0.60% markup
↑ 1.0% over 115dAvg: 61.39 PHP (+1.5% vs avg)Range: 60.25–62.40
Rate 62.2797·Fee Free·0.63% markup
↑ 4.2% over 169dAvg: 61.00 PHP (+2.0% vs avg)Range: 59.71–62.40
Rate 62.3236·Fee $1.29·0.56% markup
↑ 4.3% over 167dAvg: 60.76 PHP (+2.4% vs avg)Range: 59.65–62.35
Rate 62.2859·Fee $0.99·0.62% markup
1.9% markup
↑ 5.2% over 169dAvg: 59.78 PHP (+2.7% vs avg)Range: 58.36–61.44
8
0-3 days0.62% markup
1.9% markup
↑ 5.2% over 169dAvg: 59.78 PHP (+2.7% vs avg)Range: 58.36–61.44
62.2859
$0.99
₱62,224.29
Send
Rate 62.6119·Fee $7.46·0.10% markup
↑ 4.6% over 175dAvg: 61.21 PHP (+2.3% vs avg)Range: 59.56–62.73
Rate 62.1418·Fee $2.49·0.85% markup
↑ 4.0% over 169dAvg: 60.67 PHP (+2.3% vs avg)Range: 59.64–62.25
Rate 61.9788·Fee $0.99·1.11% markup
↑ 6.2% over 169dAvg: 60.12 PHP (+3.0% vs avg)Range: 58.30–61.94
Rate 62.4552·Fee $11.50·0.35% markup
↑ 4.8% over 167dAvg: 60.68 PHP (+2.8% vs avg)Range: 59.48–62.37
Rate 61.6467·Fee $1.90·1.64% markup
Best rate 110 of 175 days
↑ 5.0% over 169dAvg: 60.57 PHP (+2.7% vs avg)Range: 59.26–62.26
13
Minutes to 2 days1.64% markup
Best rate 110 of 175 days
↑ 5.0% over 169dAvg: 60.57 PHP (+2.7% vs avg)Range: 59.26–62.26
61.6467
$1.90
₱61,529.54
Send14
Wells Fargo ExpressSend
1-3 business days
₱61,315.67
recipient gets
Rate 61.9914·Fee $10.90·1.09% markup
Rate 60.9510·Fee $1.99·2.75% markup
↑ 4.9% over 169dAvg: 59.37 PHP (+2.7% vs avg)Range: 58.12–60.95
15
Minutes to 5 days2.75% markup
↑ 4.9% over 169dAvg: 59.37 PHP (+2.7% vs avg)Range: 58.12–60.95
60.9510
$1.99
₱60,829.69
Send
Rate 60.7128·Fee Free·3.13% markup
↑ 4.7% over 175dAvg: 59.45 PHP (+2.1% vs avg)Range: 57.86–60.79
Rate 60.6251·Fee Free·3.27% markup
↑ 4.3% over 171dAvg: 59.27 PHP (+2.3% vs avg)Range: 57.70–60.76
17
2-5 business days3.27% markup
↑ 4.3% over 171dAvg: 59.27 PHP (+2.3% vs avg)Range: 57.70–60.76
60.6251
Free
₱60,625.07
Send
Rate 59.9733·Fee $4.99·4.31% markup
↑ 3.4% over 86dAvg: 58.96 PHP (+1.7% vs avg)Range: 57.99–59.97
Rate 62.1731·Fee Free·0.80% markup
Estimated payout difference: The first-ranked provider pays more than the lowest estimate by ₱2,906.53 on a $1,000 transfer.
Some links on this page are affiliate links — we may earn a commission at no extra cost to you. Rankings come from live transfer data and are ordered by what your recipient receives. Whether a provider pays us plays no part in that order. Where payouts land within 0.1% of each other — less than rates typically move between our updates — the higher-rated provider is listed first. Editorial policy
The Philippines is one of the world's largest remittance recipients, receiving over $35 billion annually from Overseas Filipino Workers (OFWs) in the US, Saudi Arabia, UAE, Singapore, Hong Kong, Japan, and beyond. GCash — with over 90 million registered users — has transformed how Filipinos receive money, with most transfers now arriving within minutes directly into a digital wallet.
- GCash is the Philippines' leading e-wallet with 90M+ users. Providers including Remitly, WorldRemit, and Western Union support direct GCash delivery — funds arrive within minutes.
- PayMaya (Maya Bank) is the second major wallet and is accepted by several international providers. It also offers a Visa debit card for immediate spending.
- Pera Hub, Palawan Express, and MLhuillier are major cash pickup networks with thousands of locations, important for recipients outside metro areas.
- BSP (Bangko Sentral ng Pilipinas) regulates all remittances and has no cap on inbound personal transfers. All BSP-supervised providers operate officially.
- Popular receiving banks: BDO Unibank, BPI (Bank of the Philippine Islands), Metrobank, LandBank, and Security Bank — all support real-time PESONet and InstaPay credits.
Which provider offers the best USD to PHP rate?
InstaReM
4.1Exchange rate
62.5805
Fee
Free
Recipient gets
₱62,580.52
Speed
1-3 business days
Also available · Digital-asset rails
Crypto & stablecoin routes for USD → PHP
For a tech-comfortable sender, stablecoin rails can beat every bank and app. These aren't one-tap services — each is a fiat on-ramp → blockchain → local cash-out. Here's the all-in cost and how each works.
Coins.ph
Coinbase → Stellar (USDC) → Coins.ph (CCXT) · ~5 seconds
62,657 PHP
0.05% all-in
+
Coins.ph
Coinbase → Stellar (USDC) → Coins.ph (CCXT) · ~5 seconds
62,657 PHP
0.05% all-in
- 1Coinbase USD→USDC: FREE
- 2Stellar network: 0.000001 USDC
- 3Coins.ph (CCXT): 0.02% spread
- 410 PHP withdrawal fee
Also routable via Stellar (USDC), Solana (USDC), Polygon (USDC), Tron (USDT).
Source: CCXT (coinsph)
Crypto rails involve exchange accounts, wallets, and price/liquidity risk. Costs are estimates from live exchange and network data, refreshed every 6 hours. Not financial advice.
How to cash out in Philippines →Guides, fees & how it works
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the to Philippines route.
Cheapest transfer
InstaReM
Delivers the most PHP for your money
Fastest transfer
MoneyGram
Delivers in Instant
Cash pickup
MoneyGram
Widest cash pickup network
Bank transfer
InstaReM
Best rate for bank deposit to Philippines
How to send money to Philippines
Sending money to Philippinesis straightforward with the right provider. Here's how it works in 3 simple steps.
Step 1
Enter your transfer details
Choose how much USD you want to send, compare providers above, and pick the one offering the best PHP amount for your transfer to Philippines.
Step 2
Add your recipient
Enter your recipient's details in Philippines — you'll need their bank account number. Complete the provider’s verification before expecting delivery.
Step 3
Send & track your transfer
Choose an available funding method, confirm the final payout and arrival estimate, then keep your tracking reference.
What you need to send money to Philippines
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's full legal name matching their bank account or valid ID
Bank account number
Philippine bank account number (10–12 digits for most banks)
Bank name
Name of the receiving bank (e.g. BDO, BPI, Metrobank, UnionBank)
GCash number
Optional11-digit mobile number linked to GCash wallet (for GCash transfers)
Example: 09171234567
Maya number
OptionalMobile number linked to Maya (formerly PayMaya) wallet
Provider sources for these receiving options: Wise PHP requirements · Remitly US-to-Philippines options
Note: Confirm the recipient details and account eligibility in the provider’s transfer form. The sources below describe specific services; their requirements are not universal rules for every provider.
Transfer examples: USD to PHP
See how much your recipient would get for common transfer amounts.
Send $500
ProviderFeeReceives
WorldRemit
62.59 · 1-2 business days
MoneyGram
62.56 · Instant
TapTap Send
62.30 · Under 3 minutes (95% of transfers)
Paysend
62.28 · 2 days
XE Money Transfer
62.30 · 0-3 days
LemFi
62.30 · Minutes to 1 business day
ProviderFeeRateReceivesSpeed
WorldRemit$0.3762.59₱31,2731-2 business days
MoneyGram$0.8062.56₱31,231Instant
TapTap SendFree62.30₱31,149Under 3 minutes (95% of transfers)
PaysendFree62.28₱31,1402 days
XE Money Transfer$0.5662.30₱31,1150-3 days
LemFi$1.0062.30₱31,087Minutes to 1 business day
Send $1,000
ProviderFeeReceives
InstaReM
62.58 · 1-3 business days
MoneyGram
62.56 · Instant
TapTap Send
62.30 · Under 3 minutes (95% of transfers)
XE Money Transfer
62.30 · 0-3 days
LemFi
62.30 · Minutes to 1 business day
Paysend
62.28 · 2 days
ProviderFeeRateReceivesSpeed
InstaReMFree62.58₱62,5811-3 business days
MoneyGram$0.8062.56₱62,512Instant
TapTap SendFree62.30₱62,298Under 3 minutes (95% of transfers)
XE Money TransferFree62.30₱62,2980-3 days
LemFi$1.0062.30₱62,236Minutes to 1 business day
PaysendFree62.28₱62,2802 days
Send $5,000
ProviderFeeReceives
WorldRemit
62.77 · 1-2 business days
MoneyGram
62.56 · Instant
TapTap Send
62.30 · Under 3 minutes (95% of transfers)
LemFi
62.30 · Minutes to 1 business day
Wise
62.61 · Instant
Paysend
62.28 · 2 days
ProviderFeeRateReceivesSpeed
WorldRemitFree62.77₱313,8741-2 business days
MoneyGram$0.8062.56₱312,759Instant
TapTap SendFree62.30₱311,492Under 3 minutes (95% of transfers)
LemFi$1.0062.30₱311,430Minutes to 1 business day
Wise$24.9562.61₱311,497Instant
PaysendFree62.28₱311,3982 days
How much does it cost to send money from to Philippines?
Transfer fees to Philippines vary by provider and how you pay. Specialist services charge ₱0–10 per transfer, while banks charge $25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total PHP your recipient receives.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically $0–$10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (62.6745).
Ways to send money to Philippines
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
Choose a method the recipient can use and confirm the complete arrival estimate. Local payout speed does not include every funding or verification step.
Bank Transfer
Low costSpeed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
Debit Card
Medium costSpeed: Minutes to hours
Fast and convenient — small card processing fee applies
Credit Card
Higher costSpeed: Minutes to hours
Fastest option but highest fees — card issuer may charge cash advance fee
Cash
Medium costSpeed: Varies
Pay cash at an agent location — available at select providers
Google Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
Apple Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
How can my recipient receive money in Philippines?
Check these receiving options with the provider. Availability depends on the sending country, recipient and transfer conditions.
Bank deposit or mobile wallet
Check transaction estimate
Wise’s PHP guide distinguishes bank and wallet requirements.
Wise
Cash pickup
Check transaction estimate
Remitly lists cash pickup for US senders. Check the receiving location and availability from your sending country.
Remitly
What are the transfer limits and regulations for Philippines?
Important rules and requirements to know before sending money to Philippines.
Inbound transfer limits
Confirm the limit for your amount, payment purpose and recipient account directly with the chosen provider.
Documentation you may need
- Recipient details for the selected receiving method
- Any identity, payment-purpose or source-of-funds documents requested by the provider
Important things to know
- Check account restrictions before paying. A price estimate does not verify recipient eligibility.
- Keep the confirmation and transfer reference in case the recipient needs the provider to trace the payment.
How long does it take to send money to Philippines?
Most transfers to Philippines arrive within 1–2 business days with specialist providers. Mobile wallet and cash pickup options are often available within minutes. Bank deposits typically take 1–3 business days.
Delivery times shown here are published by the providers and payment schemes. We do not measure when transfers actually arrive, so treat them as estimates and confirm the time with your provider before you send.
FastExpress delivery
- MoneyGramInstant
- TapTap SendUnder 3 minutes (95% of transfers)
- LemFiMinutes to 1 business day
- BOSS MoneyInstant
- SendwaveInstant
Standard delivery
- InstaReM1-3 business days
- XE Money Transfer0-3 days
- Paysend2 days
- CurrencyFair0-6 days
- WorldRemit0-3 days
Popular banks in Philippines
These are the most commonly used banks for receiving international transfers in Philippines.
BankSWIFT/BICNotes
BDO Unibank
—
Bank of the Philippine Islands (BPI)
—
Metrobank
—
UnionBank
—
Landbank of the Philippines
—
Philippine National Bank (PNB)
—
83/ 100
Great time to send
SendScoreToday's best rate is +0.93% vs the 30-day average, near the 90-day high. Rates are improving — +0.32% week on week. Today's best beats the median provider by +4.64%.
- 40%Position in the 90-day range — near the 90-day high
- 25%Versus the 30-day average — +0.93% vs the 30-day average
- 20%Best provider versus the field — today's best beats the median provider by +4.64%
- 15%This week versus last — improving — +0.32% week on week
Who is usually cheapest here
Ria Money Transfer delivered the most on 66 of the last 91 days it quoted here (73%) — and it is also today's best, so the usual leader is winning today.
- 73%Ria Money Transfer — cheapest on 66 of 91 days it quoted
- 27%Xoom (PayPal) — cheapest on 25 of 91 days it quoted
- 0%Paysend — cheapest on 0 of 91 days it quoted
- 0%TapTap Send — cheapest on 0 of 91 days it quoted
91 days where two or more providers quoted, over 91 days. Days with a single quote are excluded — winning unopposed is not evidence. See every corridor.
Measured from 175 days of our own recorded provider rates for USD→PHP
USD to PHP Exchange Rate History
Daily best exchange rates from top providers over the last 175 days. Rates shown are for sending $100.
| Date | Xoom (PayPal) | InstaReM | Remitly | Wise | __mid Market__ |
|---|---|---|---|---|---|
| Trend | |||||
| Sep 12 | 64.1939✓ | 61.4595 | 60.7100 | 62.6108 | 61.4595 |
| Sep 11 | 64.2440✓ | 61.4300 | 60.7900 | 62.6011 | 61.4300 |
| Sep 10 | 64.0629✓ | 61.4670 | 60.7100 | 62.7287 | 61.4670 |
| Sep 9 | 64.0060✓ | 61.2946 | 60.6200 | 62.4738 | 61.2946 |
| Sep 8 | 64.1874✓ | 61.2101 | 60.7100 | 62.4540 | 61.2101 |
| Sep 7 | 64.2648✓ | 61.4555 | 60.7600 | 62.6613 | 61.4555 |
| Sep 6 | 64.1966✓ | 61.5215 | 60.7200 | 62.6906 | 61.5215 |
| Sep 5 | 64.1966✓ | 61.4693 | 60.7200 | 62.6471 | 61.4693 |
| Sep 4 | 64.0150✓ | 61.1460 | 60.4700 | 62.3740 | 61.1460 |
| Sep 3 | 64.0150✓ | 61.3442 | 60.6200 | 62.5230 | 61.3442 |
| Sep 2 | 64.1681✓ | 61.3654 | 60.6900 | 62.5173 | 61.3654 |
| Sep 1 | 63.9733✓ | 61.1801 | 60.5200 | 62.4024 | 61.1801 |
| Aug 31 | 64.0253✓ | 61.1801 | 60.4800 | 62.4024 | 61.1801 |
| Aug 30 | 63.8514✓ | 61.1099 | 60.3600 | 62.3125 | 61.1099 |
| Aug 29 | 63.8514✓ | 61.1099 | 60.3600 | 62.3125 | 61.1099 |
| Aug 28 | 63.7908✓ | 61.4021 | 60.3700 | 62.2568 | 61.4021 |
| Aug 27 | 63.3383✓ | 60.7246 | 59.9500 | 61.8368 | 60.7246 |
| Aug 26 | 63.1062✓ | 60.5888 | 59.8600 | 61.7055 | 60.5888 |
| Aug 25 | 63.2687✓ | 60.5631 | 59.8300 | 61.7191 | 60.5631 |
| Aug 24 | 63.2863✓ | 60.5785 | 59.8000 | 61.7077 | 60.5785 |
| Aug 23 | 63.2179✓ | 60.5403 | 59.8000 | 61.7050 | 60.5403 |
| Aug 22 | 63.2179✓ | 60.5403 | 59.8000 | 61.7050 | 60.5403 |
| Aug 21 | 63.2688✓ | 60.5133 | 59.7900 | 61.7417 | 60.5133 |
| Aug 20 | 63.1581✓ | 60.6654 | 59.9300 | 61.7341 | 60.6654 |
| Aug 19 | 63.4064✓ | 60.6547 | 59.9100 | 61.8025 | 60.6547 |
| Aug 18 | 63.1341✓ | 60.3522 | 59.6300 | 61.5645 | 60.3522 |
| Aug 17 | 63.0998✓ | 60.3001 | 59.5800 | 61.4577 | 60.3001 |
| Aug 16 | 63.0073✓ | 60.3390 | 59.5700 | 61.4749 | 61.4501 |
| Aug 15 | 63.0073✓ | 60.3390 | 59.5700 | 61.4749 | 60.3390 |
| Aug 14 | 62.9050✓ | 60.2141 | 59.5700 | 61.4459 | 60.2141 |
| Aug 13 | 62.7963✓ | 60.2261 | 59.4800 | 61.3472 | 60.2261 |
| Aug 12 | 62.9070✓ | 60.2499 | 59.3919 | 61.4167 | 61.4400 |
| Aug 11 | 62.5594✓ | 60.2499 | 59.3919 | 61.4167 | 61.4400 |
| Aug 10 | 62.3068✓ | 60.2499 | 59.3919 | 61.4167 | 61.4400 |
| Aug 9 | 62.3845✓ | 60.2499 | 59.3919 | 61.4167 | 61.4400 |
| Aug 8 | 62.3845✓ | 60.2499 | 59.3919 | 61.4167 | 60.8428 |
| Aug 7 | 62.5539✓ | 60.2499 | 59.3919 | 61.4167 | 60.9333 |
| Aug 6 | 62.0231✓ | 60.2499 | 59.3919 | 61.4167 | 61.4400 |
| Aug 5 | 62.2392✓ | 60.2499 | 59.3919 | 61.4167 | 61.3191 |
| Aug 4 | 62.3476✓ | 60.2499 | 59.3919 | 61.4167 | 61.3191 |
| Aug 3 | 62.3343✓ | 60.2499 | 59.3919 | 61.4167 | 61.3191 |
| Aug 2 | 62.5826✓ | 60.2499 | 59.3919 | 61.4167 | 61.3191 |
| Aug 1 | 62.5826✓ | 60.2499 | 59.3919 | 61.4167 | 61.3191 |
| Jul 31 | 62.6705✓ | 60.2499 | 59.3919 | 61.4167 | 61.4400 |
| Jul 30 | 62.7382✓ | 60.2499 | 59.3919 | 61.4167 | 61.4400 |
| Jul 29 | 62.8879✓ | 60.2499 | 59.3919 | 61.4167 | 61.4400 |
| Jul 28 | 63.0377✓ | 60.2499 | 59.3919 | 61.4167 | 61.4400 |
| Jul 27 | 63.0829✓ | 60.2499 | 59.3919 | 61.4167 | 61.4400 |
| Jul 26 | 63.0962✓ | 60.2499 | 59.3919 | 61.4167 | 61.4400 |
| Jul 25 | 63.0962✓ | 60.2499 | 59.3919 | 61.4167 | 61.4400 |
| Jul 24 | 63.1831✓ | 60.2499 | 59.3919 | 61.4167 | 61.4400 |
| Jul 23 | 63.1097✓ | 60.2499 | 59.3919 | 61.4167 | 61.4400 |
| Jul 22 | 63.1138✓ | 60.2499 | 59.3919 | 61.4167 | 61.4400 |
| Jul 21 | 63.0658✓ | 60.2499 | 59.3919 | 61.4167 | 61.4400 |
| Jul 20 | 63.0484✓ | 60.2499 | 59.3919 | 61.4167 | 61.4400 |
| Jul 19 | 62.9204✓ | 60.2499 | 59.3919 | 61.4167 | 61.4400 |
| Jul 18 | 62.9204✓ | 60.2499 | 59.3919 | 61.4167 | 61.4400 |
| Jul 17 | 62.9414✓ | 60.2499 | 59.3919 | 61.4167 | 61.4400 |
| Jul 16 | 62.9825✓ | 60.2499 | 59.3919 | 61.4167 | 61.4400 |
| Jul 15 | 63.0239✓ | 60.2499 | 59.3919 | 61.4167 | 61.4400 |
| Jul 14 | 63.0413✓ | 60.2499 | 59.3919 | 61.4167 | 61.6941 |
| Jul 13 | 62.9587✓ | 60.2499 | 59.3919 | 61.4167 | 61.4400 |
| Jul 12 | 62.8943✓ | 60.2499 | 59.3919 | 61.4167 | 61.4400 |
| Jul 11 | 62.8943✓ | 60.2499 | 59.3919 | 61.4167 | 61.5236 |
| Jul 10 | 62.8885✓ | 60.2499 | 59.3919 | 61.4167 | 61.4400 |
| Jul 9 | 62.8997✓ | 60.2499 | 59.3919 | 61.4167 | 61.4400 |
| Jul 8 | 62.8670✓ | 60.2499 | 59.3919 | 61.4167 | 61.4400 |
| Jul 7 | 62.7753✓ | 60.2499 | 59.3919 | 61.4167 | 61.4400 |
| Jul 6 | 62.8548✓ | 60.2499 | 59.3919 | 61.4167 | 61.4400 |
| Jul 5 | 62.7345✓ | 60.2499 | 59.3919 | 61.4167 | 61.4400 |
| Jul 4 | 62.7345✓ | 60.2499 | 59.3919 | 61.4167 | 61.4400 |
| Jul 3 | 62.7782✓ | 60.2499 | 59.3919 | 61.4167 | 61.4400 |
| Jul 2 | 62.9529✓ | 60.4955 | 59.6568 | 61.6414 | 61.5916 |
| Jul 1 | 62.9559✓ | 60.2351 | 59.3781 | 61.3495 | 60.2351 |
| Jun 30 | 62.6463✓ | 60.0726 | 59.1849 | 61.1683 | 60.0726 |
| Jun 29 | 62.5904✓ | 60.1495 | 59.3600 | 61.2953 | 60.1495 |
| Jun 28 | 62.6037✓ | 60.1495 | 59.3600 | 61.2953 | 60.1495 |
| Jun 27 | 62.6037✓ | 60.1495 | 59.3700 | 61.2953 | 60.1495 |
| Jun 26 | 62.6124✓ | 60.1663 | 59.3605 | 61.3271 | 60.1663 |
| Jun 25 | 62.6295✓ | 59.8156 | 59.1383 | 61.3203 | 59.8156 |
| Jun 24 | 62.8862✓ | 60.1105 | 59.1938 | 61.2878 | 60.1105 |
| Jun 23 | 62.6346✓ | 59.9119 | 59.0908 | 61.1028 | 59.9119 |
| Jun 22 | 62.2530✓ | 59.6479 | 58.8630 | 60.7200 | 59.6479 |
| Jun 21 | 62.0509✓ | 59.5750 | 58.7600 | 60.6871 | 59.5750 |
| Jun 20 | 62.0509✓ | 59.5750 | 58.7600 | 60.6871 | 59.5750 |
| Jun 19 | 61.9907✓ | 59.4780 | 58.7161 | 60.6431 | 59.4780 |
| Jun 18 | 61.8762✓ | 59.3709 | 58.5709 | 60.4415 | 59.3709 |
| Jun 17 | 61.5932✓ | 59.3711 | 58.8110 | 60.5240 | 60.8000 |
| Jun 16 | 61.6903✓ | 59.3711 | 58.8110 | 60.5240 | 60.8000 |
| Jun 15 | 61.9171✓ | 59.3711 | 58.8110 | 60.5240 | 60.9396 |
| Jun 14 | 62.0402✓ | 59.5652 | 58.7474 | 60.7157 | 61.1383 |
| Jun 13 | 62.0402✓ | 59.5652 | 58.7474 | 60.7157 | 61.1383 |
| Jun 12 | 62.4149✓ | 59.5652 | 58.7474 | 60.7157 | 61.1383 |
| Jun 11 | 62.6548✓ | 60.3647 | 59.7354 | 61.5175 | 61.2457 |
| Jun 10 | 62.8231✓ | 60.3647 | 59.7354 | 61.5175 | 60.3647 |
| Jun 9 | 62.9925✓ | 60.5021 | 59.8732 | 61.6538 | 60.5021 |
| Jun 8 | 63.0724✓ | 60.2495 | 59.5411 | 61.5935 | 60.2495 |
| Jun 7 | 63.0962✓ | 60.6090 | 59.9600 | 61.7898 | 61.6469 |
| Jun 6 | 63.0962✓ | 60.6090 | 59.9700 | 61.7898 | 60.6090 |
| Jun 5 | 62.8586✓ | 60.5598 | 59.7594 | 61.5179 | 60.5598 |
| Jun 4 | 62.9199✓ | 60.5230 | 59.9460 | 61.7526 | 61.7600 |
| Jun 3 | 63.0301✓ | 60.5681 | 59.9307 | 61.6762 | 60.5681 |
| Jun 2 | 63.0669✓ | 60.6084 | 59.9166 | 61.7811 | 61.8000 |
| Jun 1 | 63.0809✓ | 61.4266 | 59.7688 | 61.5235 | 61.4266 |
| May 31 | 62.8922✓ | 60.4058 | 59.7600 | 61.5257 | 60.4058 |
| May 30 | 62.8922✓ | 60.4058 | 59.7700 | 61.5257 | 60.4058 |
| May 29 | 62.7691✓ | 60.3625 | 59.7350 | 61.4337 | 61.5500 |
| May 28 | 62.9880✓ | 60.2936 | 59.6755 | 61.4989 | 60.2936 |
| May 27 | 62.9251✓ | 60.4509 | 59.7671 | 61.5746 | 60.4509 |
| May 26 | 62.9026✓ | 60.4132 | 59.6713 | 61.4703 | 60.4132 |
| May 25 | 62.9928✓ | 60.4665 | 59.8110 | 61.5176 | 61.6000 |
| May 24 | 62.9928✓ | 60.4824 | 59.8000 | 61.6109 | 61.6446 |
| May 23 | 62.9928✓ | 60.4824 | 59.8000 | 61.6109 | 61.6446 |
| May 22 | 62.9185✓ | 60.4041 | 59.7585 | 61.5711 | 61.5900 |
| May 21 | 62.9688✓ | 60.4443 | 59.8156 | 61.5996 | 61.6900 |
| May 20 | 63.0258✓ | 60.5525 | 59.8090 | 61.7296 | 60.5525 |
| May 19 | 58.3615 | 60.4829 | 59.8501 | 61.6255✓ | 60.4829 |
| May 18 | 58.3936 | 60.5854 | 60.0148 | 61.6930✓ | 60.5854 |
| May 17 | 58.2621 | 60.4254 | 59.7800 | 61.5855✓ | 60.4254 |
| May 16 | 58.2621 | 60.4254 | 59.7800 | 61.5855✓ | 60.4254 |
| May 15 | 60.7671 | 60.6267 | 59.9858 | 61.7350✓ | 60.6267 |
| May 14 | 60.7671 | 60.3743 | 59.7008 | 61.5420✓ | 60.7868 |
| May 13 | 58.1122 | 60.4539 | 59.8371 | 61.4965✓ | 60.7868 |
| May 12 | 58.0886 | 60.6175 | 59.9533 | 61.4360✓ | 60.7868 |
| May 11 | 57.7225 | 59.8480 | 59.2156 | 61.0000✓ | 60.7868 |
| May 10 | 57.2311 | 59.3914 | 58.7600 | 60.4460 | 60.7868✓ |
| May 9 | 57.2311 | 59.3914 | 58.7600 | 60.4460 | 60.7868✓ |
| May 8 | 57.1876 | 59.5249 | 58.8242 | 60.4865 | 60.7868✓ |
| May 7 | 57.3602 | 59.7046 | 58.8867 | 60.7800 | 60.7868✓ |
| May 6 | 58.0277 | 60.2280 | 59.5935 | 61.3845✓ | 60.7868 |
| May 5 | 58.3483 | 59.5568 | 60.2700 | 61.7265✓ | 60.7868 |
| May 4 | 58.1728 | 60.1622 | 59.5432 | 61.3975✓ | 60.7868 |
| May 3 | 58.0265 | 60.1809 | 59.5400 | 61.3205✓ | 60.7868 |
| May 2 | 58.0265 | 60.1809 | 59.5400 | 61.3205✓ | 60.7868 |
| May 1 | 58.1064 | 60.0479 | 59.4168 | 61.2555✓ | 60.7868 |
| Apr 30 | 58.2275 | 59.5568 | 59.6826 | 61.4490✓ | 60.7868 |
| Apr 29 | 58.2355 | 59.5568 | 59.8332 | 61.4295✓ | 60.7868 |
| Apr 28 | 57.7487 | 59.5568 | 59.0659 | 60.7965✓ | 60.7868 |
| Apr 27 | 57.4280 | 59.5568 | 58.8403 | 60.6400 | 60.7868✓ |
| Apr 26 | 57.4051 | 59.5568 | 58.9400 | 60.6985 | 60.7868✓ |
| Apr 25 | 57.4051 | 59.5568 | 58.9400 | 60.6985 | 60.7868✓ |
| Apr 24 | 57.4443 | 59.5568 | 58.8640 | 60.6960 | 60.7868✓ |
| Apr 23 | 57.1738 | 59.5568 | 58.5875 | 60.4080 | 60.7868✓ |
| Apr 22 | 56.8766 | 59.5568 | 58.2573 | 60.0950 | 60.7868✓ |
| Apr 21 | 56.7080 | 58.8680 | 58.3312 | 59.9725 | 60.7868✓ |
| Apr 20 | 56.7513 | 58.9416 | 58.9112 | 60.0225 | 60.7868✓ |
| Apr 19 | 56.6168 | 58.5421 | 57.9400 | 59.6455 | 60.7868✓ |
| Apr 18 | 56.6168 | 58.5421 | 57.9400 | 59.6455 | 60.7868✓ |
| Apr 17 | 56.7861 | 58.9882 | 58.4885 | 60.0940 | 60.7868✓ |
| Apr 16 | 56.7142 | 58.8906 | 60.2700 | 60.0085 | 60.7868✓ |
| Apr 15 | 56.7210 | 58.6750 | 60.2700 | 59.8200 | 60.7868✓ |
| Apr 14 | 56.5785 | 58.6781 | 60.2700 | 59.8540 | 60.7868✓ |
| Apr 13 | 57.0942 | 59.7346 | 60.2700 | 60.4385 | 60.7868✓ |
| Apr 12 | 56.7130 | 58.8051 | 60.2700 | 59.9070 | 60.7868✓ |
| Apr 11 | 56.7130 | 58.8051 | 60.2700 | 59.9070 | 60.7868✓ |
| Apr 10 | 56.5002 | 58.5997 | 60.2700 | 59.7400 | 60.7868✓ |
| Apr 9 | 56.3888 | 58.4471 | 60.2700 | 59.6055 | 60.7868✓ |
| Apr 8 | 56.3281 | 58.4863 | 60.2700 | 59.5610 | 60.7868✓ |
| Apr 7 | 56.8918 | 58.9779 | 58.3866 | 60.1525 | 60.7868✓ |
| Apr 6 | 57.3001 | 58.9814 | 58.3308 | 60.0510 | 60.7868✓ |
| Apr 5 | 56.9651 | 59.0850 | 58.5332 | 60.3010 | 60.7868✓ |
| Apr 4 | 56.9651 | 59.0850 | 58.5332 | 60.3010 | 60.7868✓ |
| Apr 3 | 57.0223 | 59.8150 | 58.4594 | 60.2250 | 60.7868✓ |
| Apr 2 | 56.9431 | 60.0288 | 58.5870 | 60.3100 | 60.7868✓ |
| Apr 1 | 57.0622 | 59.8856 | 58.5191 | 60.2430 | 60.7868✓ |
| Mar 31 | 57.3252 | 60.1322 | 58.7587 | 60.4990 | 60.7868✓ |
| Mar 30 | 57.4354 | 60.3350 | 58.9581 | 60.7370 | 60.7868✓ |
| Mar 29 | 57.2616 | 60.1123 | 58.6558 | 60.4900 | 60.7868✓ |
| Mar 28 | 57.1627 | 60.0736 | 58.7021 | 60.5060 | 60.7868✓ |
| Mar 18 | 56.2879 | 59.3596 | 57.8553 | 59.5995✓ | 59.5995✓ |
| Mar 17 | 56.3559 | 59.4801 | 58.0262 | 59.7005✓ | 59.7005✓ |
| Mar 16 | 56.6681 | 59.4552 | 57.9259 | 59.7365✓ | 59.7365✓ |
| Mar 15 | 56.5201 | 59.4702 | 58.0100 | 59.8360✓ | 59.8360✓ |
| Mar 14 | 56.5201 | 59.4702 | 58.0100 | 59.8360✓ | 59.8360✓ |
| Mar 13 | 56.3460 | 59.4702 | 58.0100 | 59.8360✓ | 59.8360✓ |
Frequently asked questions
Common questions about sending money from to Philippines
What is the cheapest way to send money to the Philippines?
Wise and Instarem consistently offer the best exchange rates on the USD-to-PHP corridor. Remitly is competitive for smaller amounts and is popular for GCash delivery. For Gulf countries, companies like LuLu Exchange and UAE Exchange often have competitive PHP rates. Always compare total PHP received rather than looking at fees alone — rate markup is the primary cost.
How do I send money directly to GCash?
Remitly, WorldRemit, Western Union, Ria, and several others support direct GCash delivery. You need the recipient's GCash registered Philippine mobile number (+63XXXXXXXXXX format). Choose 'GCash' as the delivery method when prompted. Transfers typically arrive within minutes. Recipients receive an SMS notification and can immediately use the funds for purchases, bills payment, or ATM withdrawal.
What bank details do I need to send money to a Philippine bank?
You need the recipient's account name, account number, and the bank name. For international SWIFT transfers, you also need the bank's SWIFT code (BDO: BNORPHMM, BPI: BOPIPHM1, Metrobank: MBTCPHMM). The Philippines does not use IBAN. For domestic-style transfers, InstaPay and PESONet use account number + bank code without SWIFT.
How long does a money transfer to the Philippines take?
GCash, PayMaya, and cash pickup deliveries typically arrive within minutes. Bank deposits via PESONet settle within a few hours. SWIFT bank-to-bank transfers arrive in 1–2 business days. Express options from most providers allow same-day or next-day delivery for a small premium.
Is there a remittance tax in the Philippines?
No — the Philippines does not levy any tax on inbound personal remittances. OFW remittances are a key economic policy priority and the government has actively removed barriers to official channel flows. GCash cash-outs and ATM withdrawals may incur small service fees (typically ₱15–₱20 per transaction).
What is the maximum amount I can send to the Philippines?
The BSP imposes no cap on inbound personal remittances. Individual providers have their own transaction limits — Wise allows up to $1M per transfer, Remitly up to $30,000 per day with full KYC. For amounts over $10,000, your sending country may require anti-money laundering reporting. Documentary evidence of purpose may be required for large business transfers.
Which providers are best for sending from the US to the Philippines?
Wise (best exchange rate for bank delivery), Remitly (best for GCash, Express delivery), and WorldRemit (good for cash pickup) are the top three for USD-to-PHP. Ria and Western Union are also competitive for cash pickup through Palawan Express and Pera Hub. For Gulf-to-Philippines transfers, LuLu Exchange and Al Ahalia offer competitive rates.
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