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Send money from United States to Zimbabwe(USD → ZAR)
USD
ZAR|Updated recentlyMid-market 16.7075Cheapest todayof 10 providers
Remitly
Rate 16.5805 · Fee free
You send
$1,000
Recipient gets
R16,581
R7 more than the most expensive provider · 0.76% markup vs mid-market
Affiliate link · No extra cost to you
Quick answer: The cheapest way to send money from United States to Zimbabwe in May 2026 is Remitly, which delivers 16,580.5 ZAR on a 1,000 USD transfer with a fee of zero. According to SendMoneyCompare's comparison of 10 providers updated every 6 hours, the difference between the cheapest and most expensive provider on this corridor is 7 ZAR.
Last reviewed: by Awais Imran, Reviews Editor
↗
Rates are good right now
52th percentile
Based on 60 days of data (2026-03-13 to 2026-05-20)
Today's best
R1,667.5
Ria Money Transfer
60-day avg
1 USD = 16.71 ZAR
Best rate
17.09
2026-04-08 · Remitly
Worst rate
16.48
2026-03-16 · Remitly
What is the cheapest way to send USD to ZAR?
Sending $1,000 from United States to Zimbabwe. Sorted by best value — most money received.
Source: SendMoneyCompare · Data updated every 6 hours from live provider APIs
#ProviderRateFeeRecipient gets
Rate 16.5805·Fee Free·0.76% markup
↓ 1.4% over 60dAvg: 16.63 ZAR (-0.3% vs avg)Range: 16.17–17.09
1
RemitlyBest value
Minutes to 3-5 days0.76% markup
↓ 1.4% over 60dAvg: 16.63 ZAR (-0.3% vs avg)Range: 16.17–17.09
16.5805
Free
R16,580.50
Rate 16.7041·Fee $9.41·0.02% markup
↓ 1.4% over 60dAvg: 16.63 ZAR (+0.4% vs avg)Range: 16.31–17.17
2
16.7041
$9.41
R16,546.94
Rate 16.4402·Fee Free·1.60% markup
Rate up 2.0%
↑ 2.0% over 7dAvg: 16.34 ZAR (+0.6% vs avg)Range: 16.11–16.47
3
Under 3 minutes (95% of transfers)1.60% markup
Rate up 2.0%
↑ 2.0% over 7dAvg: 16.34 ZAR (+0.6% vs avg)Range: 16.11–16.47
16.4402
Free
R16,440.15
Rate 16.4268·Fee $0.99·1.68% markup
Best rate 44 of 60 days
↓ 1.5% over 54dAvg: 16.63 ZAR (-1.2% vs avg)Range: 16.20–16.67
4
Minutes to 2 days1.68% markup
Best rate 44 of 60 days
↓ 1.5% over 54dAvg: 16.63 ZAR (-1.2% vs avg)Range: 16.20–16.67
16.4268
$0.99
R16,410.52
Rate 16.2747·Fee Free·2.59% markup
↓ 0.5% over 60dAvg: 15.95 ZAR (+0.4% vs avg)Range: 15.64–16.46
5
Minutes to 3 days2.59% markup
↓ 0.5% over 60dAvg: 15.95 ZAR (+0.4% vs avg)Range: 15.64–16.46
16.2747
Free
R16,274.75
Rate 16.3132·Fee $5.00·2.36% markup
Rate 16.6273·Fee $27.29·0.48% markup
Rate 16.5772·Fee $44.13·0.78% markup
Rate 16.1428·Fee $178.37·3.38% markup
Rate 16.5738·Fee Free·0.80% markup
Potential savings: Choosing the best provider over the most expensive saves your recipient R6.69 on a $1,000 transfer.
Some links on this page are affiliate links. We may earn a commission at no extra cost to you. This does not affect our rankings, which are based on real transfer data. Editorial policy
Sending money from United States to Zimbabwe? Compare real-time exchange rates and fees across leading money transfer services. Find the provider that gives you the best ZAR amount today.
Whether you're supporting family in Zimbabwe or paying for business services, finding the cheapest way to send money from United States matters. Exchange rate markups and transfer fees add up — especially on regular transfers. Our real-time comparison helps you cut costs by showing the exact amount your recipient gets from each provider.
Which provider offers the best USD to ZAR rate?
Remitly
4.6Exchange rate
16.5805
Fee
Free
Recipient gets
R16,580.50
Speed
Minutes to 3-5 days
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the United States to Zimbabwe route.
Cheapest transfer
Remitly
Delivers the most ZAR for your money
Fastest transfer
Remitly
Delivers in Minutes to 3-5 days
Cash pickup
Remitly
Widest cash pickup network
Bank transfer
Remitly
Best rate for bank deposit to Zimbabwe
How to send money to Zimbabwe
Sending money to Zimbabwe is straightforward with the right provider. Here's how it works in 3 simple steps.
Step 1
Enter your transfer details
Choose how much USD you want to send, compare providers above, and pick the one offering the best ZAR amount for your transfer to Zimbabwe.
Step 2
Add your recipient
Enter your recipient's details in Zimbabwe — you'll need their bank account number. Most providers verify details instantly.
Step 3
Send & track your transfer
Pay using bank transfer, debit card, or credit card. Track your money in real-time until it arrives — bank deposit typically takes 1–3 business days.
What you need to send money to Zimbabwe
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's full legal name as it appears on their bank account
Bank account number
Recipient's bank account number
Bank name
Name of the receiving bank
SWIFT/BIC code
Optional8 or 11-character SWIFT code identifying the bank (may be optional with IBAN)
Note: You need the recipient's bank account number and bank name. Contact the recipient's bank for their SWIFT/BIC code if required.
Transfer examples: USD to ZAR
See how much your recipient would get for common transfer amounts.
Send $500
ProviderFeeReceives
Wise
16.70 · 22h 23m
Remitly
16.58 · Minutes to 3-5 days
TapTap Send
16.44 · Under 3 minutes (95% of transfers)
Ria Money Transfer
16.43 · Minutes to 2 days
OFX
16.31 · 1-3 business days
Xoom (PayPal)
16.01 · Minutes to 3 days
ProviderFeeRateReceivesSpeed
Wise$3.9616.70R8,28622h 23m
Remitly$1.4916.58R8,266Minutes to 3-5 days
TapTap SendFree16.44R8,220Under 3 minutes (95% of transfers)
Ria Money Transfer$0.9916.43R8,197Minutes to 2 days
OFX$5.0016.31R8,0751-3 business days
Xoom (PayPal)$4.9916.01R7,925Minutes to 3 days
Send $1,000
ProviderFeeReceives
Remitly
16.58 · Minutes to 3-5 days
Wise
16.70 · 22h 23m
TapTap Send
16.44 · Under 3 minutes (95% of transfers)
Ria Money Transfer
16.43 · Minutes to 2 days
Xoom (PayPal)
16.27 · Minutes to 3 days
OFX
16.31 · 1-3 business days
ProviderFeeRateReceivesSpeed
RemitlyFree16.58R16,581Minutes to 3-5 days
Wise$9.4116.70R16,54722h 23m
TapTap SendFree16.44R16,440Under 3 minutes (95% of transfers)
Ria Money Transfer$0.9916.43R16,411Minutes to 2 days
Xoom (PayPal)Free16.27R16,275Minutes to 3 days
OFX$5.0016.31R16,2321-3 business days
Send $5,000
ProviderFeeReceives
Wise
16.72 · Instant to 2 days
XE
16.63 · 1-4 business days
OFX
16.59 · 1-3 business days
TapTap Send
16.44 · Under 3 minutes (95% of transfers)
CurrencyFair
16.58 · 1-2 business days
Ria Money Transfer
16.43 · Minutes to 2 days
ProviderFeeRateReceivesSpeed
Wise$24.9316.72R83,171Instant to 2 days
XE$27.2916.63R82,6831-4 business days
OFX$40.1016.59R82,2621-3 business days
TapTap SendFree16.44R82,201Under 3 minutes (95% of transfers)
CurrencyFair$44.1316.58R82,1541-2 business days
Ria Money Transfer$0.9916.43R82,118Minutes to 2 days
How much does it cost to send money from United States to Zimbabwe?
Transfer fees from United States to Zimbabwe vary by provider. Specialist services charge $0–10 per transfer, while banks charge $25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total ZAR your recipient receives, not just the advertised fee.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically $0–$10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (16.7075).
Ways to send money to Zimbabwe
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
Bank deposit is the standard delivery method for transfers to Zimbabwe. Cash pickup is available through international providers like Western Union and MoneyGram.
Bank Transfer
Low costSpeed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
Debit Card
Medium costSpeed: Minutes to hours
Fast and convenient — small card processing fee applies
Credit Card
Higher costSpeed: Minutes to hours
Fastest option but highest fees — card issuer may charge cash advance fee
Apple Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
Google Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
Cash
Medium costSpeed: Varies
Pay cash at an agent location — available at select providers
How can my recipient receive money in Zimbabwe?
Your recipient in Zimbabwe can receive money through these delivery methods. The best option depends on their location and preferences.
Bank Deposit
1–3 business days
Direct transfer to bank accounts in Zimbabwe.
WiseRemitlyWorldRemitWestern Union
Cash Pickup
Minutes
Collect cash from agent locations in Zimbabwe.
Western UnionMoneyGram
What are the transfer limits and regulations for Zimbabwe?
Important rules and requirements to know before sending money to Zimbabwe.
Documentation you may need
- Government-issued photo ID (passport, driver's license, or state ID)
- Proof of address may be required for first-time transfers
Important things to know
- Check your provider's specific limits and requirements for transfers to Zimbabwe.
- Transfers over $10,000 (or equivalent) may trigger reporting requirements in your sending country.
How long does it take to send money to Zimbabwe?
Most transfers from United States to Zimbabwe arrive within 1–2 business days with specialist providers. Bank wires take 3–5 business days. Some providers offer instant or same-day delivery to Zimbabwe for a small premium.
FastExpress delivery
- RemitlyMinutes to 3-5 days
- TapTap SendUnder 3 minutes (95% of transfers)
- Ria Money TransferMinutes to 2 days
- Xoom (PayPal)Minutes to 3 days
Standard delivery
- Wise22h 23m
- OFX1-3 business days
- XE1-4 business days
- CurrencyFair1-2 business days
- Currencies Direct1-2 business days
USD to ZAR Exchange Rate History
Daily best exchange rates from top providers over the last 60 days. Rates shown are for sending $100.
| Date | Xoom (PayPal) | Wise | Remitly | __mid Market__ | Ria Money Transfer |
|---|---|---|---|---|---|
| Trend | |||||
| May 20 | 16.0099 | 16.7034✓ | 16.5727 | 16.5727 | 16.4262 |
| May 19 | 15.9506 | 16.5979✓ | 16.4617 | 16.4617 | 16.4262 |
| May 18 | 16.0448 | 16.7384✓ | 16.6237 | 16.6237 | 16.4262 |
| May 17 | 15.8999 | 16.6986✓ | 16.5600 | 16.5600 | 16.4262 |
| May 16 | 15.8999 | 16.6986✓ | 16.5600 | 16.5600 | 16.4262 |
| May 15 | 15.9906 | 16.5485✓ | 16.4429 | 16.4429 | 16.1990 |
| May 14 | 15.9906 | 16.4655✓ | 16.3061 | 16.3061 | 16.1990 |
| May 13 | 15.7911 | 16.4995 | 16.3472 | 16.3472 | 16.6728✓ |
| May 12 | 15.7938 | 16.4704 | 16.3778 | 16.3778 | 16.6728✓ |
| May 11 | 15.7832 | 16.4372 | 16.3229 | 16.3229 | 16.6728✓ |
| May 10 | 15.7133 | 16.3813 | 16.2600 | 16.2600 | 16.6728✓ |
| May 9 | 15.7133 | 16.3813 | 16.2600 | 16.2600 | 16.6728✓ |
| May 8 | 15.7546 | 16.4455 | 16.3018 | 16.3018 | 16.6728✓ |
| May 7 | 15.7048 | 16.3683 | 16.2290 | 16.2290 | 16.6728✓ |
| May 6 | 15.8365 | 16.5362 | 16.4151 | 16.4151 | 16.6728✓ |
| May 5 | 16.1008 | 16.8028✓ | 16.6794 | 16.6794 | 16.6728 |
| May 4 | 15.9006 | 16.5979 | 17.0900✓ | 17.0900✓ | 16.6728 |
| May 3 | 16.0652 | 16.6499 | 16.5100 | 16.5100 | 16.6728✓ |
| May 2 | 16.0652 | 16.6499 | 16.5100 | 16.5100 | 16.6728✓ |
| May 1 | 16.0652 | 16.6690 | 16.5415 | 16.5415 | 16.6728✓ |
| Apr 30 | 16.1802 | 16.8172✓ | 16.6817 | 16.6817 | 16.6728 |
| Apr 29 | 15.8614 | 16.5387 | 16.4396 | 16.4396 | 16.6728✓ |
| Apr 28 | 15.8850 | 16.5569 | 16.4270 | 16.4270 | 16.6728✓ |
| Apr 27 | 15.9103 | 16.5251 | 16.3552 | 16.3552 | 16.6728✓ |
| Apr 26 | 15.9103 | 16.5352 | 16.3700 | 16.3700 | 16.6728✓ |
| Apr 25 | 15.9103 | 16.5352 | 16.3700 | 16.3700 | 16.6728✓ |
| Apr 24 | 15.9485 | 16.6327 | 16.5038 | 16.5038 | 16.6728✓ |
| Apr 23 | 15.8343 | 16.4777 | 16.3251 | 16.3251 | 16.6728✓ |
| Apr 22 | 15.7949 | 16.4911 | 16.3303 | 16.3303 | 16.6728✓ |
| Apr 21 | 15.6951 | 16.3703 | 16.2266 | 16.2266 | 16.6728✓ |
| Apr 20 | 15.6944 | 16.3660 | 16.2400 | 16.2400 | 16.6728✓ |
| Apr 19 | 15.6913 | 16.3138 | 16.1700 | 16.1700 | 16.6728✓ |
| Apr 18 | 15.6913 | 16.3138 | 16.1700 | 16.1700 | 16.6728✓ |
| Apr 17 | 15.7195 | 16.4235 | 16.3141 | 16.3141 | 16.6728✓ |
| Apr 16 | 15.6439 | 16.3525 | 17.0900✓ | 17.0900✓ | 16.6728 |
| Apr 15 | 15.6820 | 16.3353 | 17.0900✓ | 17.0900✓ | 16.6728 |
| Apr 14 | 15.7212 | 16.4084 | 17.0900✓ | 17.0900✓ | 16.6728 |
| Apr 13 | 15.8545 | 16.5624 | 17.0900✓ | 17.0900✓ | 16.6728 |
| Apr 12 | 15.7247 | 16.4041 | 17.0900✓ | 17.0900✓ | 16.6728 |
| Apr 11 | 15.7247 | 16.4041 | 17.0900✓ | 17.0900✓ | 16.6728 |
| Apr 10 | 15.7261 | 16.4081 | 17.0900✓ | 17.0900✓ | 16.6728 |
| Apr 9 | 15.7340 | 16.4437 | 17.0900✓ | 17.0900✓ | 16.6728 |
| Apr 8 | 15.7662 | 16.4979 | 17.0900✓ | 17.0900✓ | 16.6728 |
| Apr 7 | 16.2000 | 16.9029✓ | 16.7679 | 16.7679 | 16.6728 |
| Apr 6 | 16.2537 | 16.8320✓ | 16.7094 | 16.7094 | 16.6728 |
| Apr 5 | 16.2537 | 16.9849✓ | 16.8485 | 16.8485 | 16.6728 |
| Apr 4 | 16.2537 | 16.9849✓ | 16.8485 | 16.8485 | 16.6728 |
| Apr 3 | 16.2537 | 17.0102✓ | 16.8700 | 16.8700 | 16.6728 |
| Apr 2 | 16.2645 | 16.9256✓ | 16.8101 | 16.8101 | 16.6728 |
| Apr 1 | 16.1870 | 16.8585✓ | 16.7816 | 16.7816 | 16.6728 |
| Mar 31 | 16.4629 | 16.9592✓ | 16.8191 | 16.8191 | 16.6728 |
| Mar 30 | 16.3936 | 17.1701✓ | 17.0196 | 17.0196 | 16.6728 |
| Mar 29 | 16.4582 | 17.1497✓ | 17.0221 | 17.0221 | 16.6728 |
| Mar 28 | 16.3362 | 17.1357✓ | 17.0266 | 17.0266 | 16.6728 |
| Mar 18 | 15.9857 | 16.6796✓ | 16.5450 | 16.6796✓ | — |
| Mar 17 | 16.0696 | 16.6876 | 16.5617 | 16.6939✓ | — |
| Mar 16 | 15.9576 | 16.6486✓ | 16.4797 | 16.6486✓ | — |
| Mar 15 | 16.0913 | 16.9395✓ | 16.8100 | 16.9395✓ | — |
| Mar 14 | 16.0913 | 16.9395✓ | 16.8100 | 16.9395✓ | — |
| Mar 13 | 16.0874 | 16.9395✓ | 16.8100 | 16.9395✓ | — |
Common questions about sending money from United States to Zimbabwe
What is the cheapest way to send money from United States to Zimbabwe?
The cheapest option changes daily based on exchange rates. Use our comparison table above to see today's rates from every provider. Specialist services like Wise, Remitly, and OFX consistently offer better value than banks.
How long does it take to send money from United States to Zimbabwe?
Most specialist providers deliver to Zimbabwe within 1–2 business days. Some offer instant delivery for certain payment methods. Bank wires typically take 3–5 business days.
How much does it cost to send $1,000 from United States to Zimbabwe?
Costs depend on the provider's fee and exchange rate markup. Compare all providers in our table above to see exactly how much ZAR your recipient would receive from a $1,000 transfer today.
Can I send money from United States to Zimbabwe online?
Yes, all the providers we compare support online transfers from United States to Zimbabwe. Most also offer mobile apps. You can typically pay by bank transfer, debit card, or credit card.
Is it better to use a bank or a money transfer service to send money to Zimbabwe?
Money transfer services are almost always cheaper. Banks typically charge $25–50 per wire plus a 2–5% exchange rate markup. Specialist providers charge $0–10 with markups under 1%, saving you significantly on every transfer to Zimbabwe.
Everything about sending money to Zimbabwe
Recipient requirements, delivery methods, regulations, popular banks, and more.
Other routes to Zimbabwe
Popular corridors
Top provider reviews
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Compare all providers for United States to Zimbabwe
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