TapTap Send review

TapTap Send is a mobile-first money transfer app with zero or minimal fees, a ~0.7% exchange rate markup, and 95% of transfers delivered in under 3 minutes across 80+ countries. Founded in 2018 and based in London, UK, TapTap Send is a digital remittance app. TapTap Send is authorised and regulated by FCA, FinCEN, which means customer money is safeguarded separately from company funds.

On fees, TapTap Send charges nothing upfront on the majority of corridors ($0 on most corridors; small fee on select corridors), but the bigger cost is usually the exchange-rate markup of ~0.7% above mid-market, which is built into the rate rather than shown as a line item. Transfers run from a minimum of $10 up to $10,000 per transaction. Because that markup scales with the amount you send, it is worth comparing the final receive amount rather than the fee alone.

Delivery speed is quoted at under 3 minutes (95% of transfers), and the service reaches 80+ countries across 65+ currencies. You can fund a transfer by Debit Card, Bank Transfer, Google Pay and Apple Pay, with money delivered via Bank Deposit and Mobile Money. The mix of funding and payout options is a good guide to which corridors TapTap Send handles best.

On the plus side: zero or minimal fees on most corridors, ~0.7% exchange rate markup — among the lowest available and 95% of transfers delivered in under 3 minutes. That makes it a sensible choice for reaching recipients who rely on mobile wallets in emerging markets. Worth keeping in mind: no cash pickup option and mobile app only — no full web transfer experience. As always, run your exact amount and currency through a live comparison before sending — the provider you pick usually affects the final amount more than any single fee.