Send money to Cameroon

From France (the largest corridor), the fixed EUR/XAF peg means you only need to compare fees — there is no exchange rate markup on the euro side. WorldRemit and Remitly offer competitive pricing for mobile money delivery. From the US or UK, Wise and WorldRemit typically deliver the most XAF after accounting for both fees and currency conversion.

Yes. WorldRemit, Remitly, and other providers deliver directly to Orange Money wallets in Cameroon. You need the recipient's Orange phone number (starting with 69). Funds arrive within minutes and can be cashed out at Orange Money agent kiosks found in every neighborhood in Douala, Yaoundé, and secondary cities.

Yes. MTN MoMo is widely supported for international remittances to Cameroon. The recipient needs an MTN Cameroon number (starting with 67 or 65) linked to a MoMo account. MTN MoMo agents are ubiquitous in urban Cameroon and increasingly present in rural areas. Funds arrive within minutes.

Orange Money and MTN MoMo transfers arrive within minutes. Bank deposits to Afriland First Bank, Société Générale, or Ecobank take 2–4 business days via SWIFT. Cash pickup at Express Union, Western Union, or MoneyGram agents is typically ready within one hour.

Express Union is a Cameroonian money transfer company with over 600 branches across all 10 regions of Cameroon. It is the most extensive domestic payout network in the country and is used by several international providers for cash pickup delivery. Express Union agents are found in small towns and rural areas where global operators have limited presence.

You need the recipient's full name, bank name (Afriland First Bank, Société Générale Cameroun, Ecobank, UBA), branch, and account number. Cameroon uses RIB (Relevé d'Identité Bancaire) numbers in the BEAC format. IBAN is not standard in Cameroon. The bank's SWIFT code is required for international routing.

The Central African CFA franc is pegged to the euro at exactly 655.957 XAF = 1 EUR, guaranteed by the French Treasury through the BEAC. For European senders, this means zero currency fluctuation — the only cost is the provider's transfer fee. For USD or GBP senders, the XAF moves in line with the euro against those currencies.

Cameroon does not tax incoming personal remittances. The BEAC regulates cross-border transfers in the CEMAC zone, and there are no withholding taxes or levies on inbound remittances. Mobile money cash-out fees charged by Orange or MTN are operator service charges, not government taxes.

France is the largest source of remittances to Cameroon. WorldRemit, Remitly, Western Union, MoneyGram, and Ria all serve the EUR-to-XAF corridor. Because of the fixed peg, there's no exchange rate to compare on this leg — focus entirely on transfer fees and delivery speed. WorldRemit and Remitly are typically cheapest for mobile money delivery.

Express Union has the best rural coverage in Cameroon with 600+ branches reaching remote areas in the North, Adamawa, East, and South-West regions. Western Union and MoneyGram agents are concentrated in Douala and Yaoundé with moderate coverage in secondary cities. For truly remote recipients, Orange Money or MTN MoMo agent networks offer the widest reach.