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Send money to Cameroon
USD
XAF|Updated recentlyMid-market 565.0522Cheapest todayof 3 providers
Wise
Rate 565.0522 · Fee free
You send
$1,000
Recipient gets
FCFA565,052
FCFA4,500 more than the most expensive provider
Affiliate link · No extra cost to you
Quick answer: The cheapest way to send money to Cameroon in May 2026 is Wise, which delivers 565,052.17 XAF on a 1,000 USD transfer with a fee of zero and an exchange rate of 565.0522. According to SendMoneyCompare's comparison of 3 providers updated every 6 hours, the difference between the cheapest and most expensive provider on this corridor is 4,520 XAF.
Last reviewed: by Awais Imran, Reviews Editor
↗
Rates are good right now
57th percentile
Based on 54 days of data (2026-03-28 to 2026-05-20)
Today's best
FCFA56,504.6
Wise
54-day avg
1 USD = 561.70 XAF
Best rate
572.18
2026-03-30 · Wise
Worst rate
555.75
2026-04-16 · Wise
What is the cheapest way to send USD to XAF?
Sending $1,000 from to Cameroon. Sorted by best value — most money received.
Source: SendMoneyCompare · Data updated every 6 hours from live provider APIs
#ProviderRateFeeRecipient gets
Rate 565.0522·Fee Free
Best rate 54 of 54 days
↓ 0.8% over 54dAvg: 561.70 XAF (+0.6% vs avg)Range: 555.75–572.18
1
WiseBest value
Instant to 2 days
Best rate 54 of 54 days
↓ 0.8% over 54dAvg: 561.70 XAF (+0.6% vs avg)Range: 555.75–572.18
565.0522
Free
FCFA565,052.17
Rate 554.9942·Fee Free·1.78% markup
Most stable rate
→ 0.0% over 7dAvg: 530.00 XAFRange: 530.00–530.00
2
Under 3 minutes (95% of transfers)1.78% markup
Most stable rate
→ 0.0% over 7dAvg: 530.00 XAFRange: 530.00–530.00
554.9942
Free
FCFA554,994.25
Rate 560.5318·Fee Free·0.80% markup
Potential savings: Choosing the best provider over the most expensive saves your recipient FCFA4,520.41 on a $1,000 transfer.
Some links on this page are affiliate links. We may earn a commission at no extra cost to you. This does not affect our rankings, which are based on real transfer data. Editorial policy
Cameroon is Central Africa's largest economy and a significant remittance destination, receiving over $400 million annually from its diaspora concentrated in France, the United States, Germany, and neighboring Nigeria. The country uses the Central African CFA franc (XAF), which is pegged to the euro at a fixed rate of 655.957 XAF per EUR — identical to the West African CFA franc peg. Orange Money and MTN MoMo are the dominant mobile wallets, and cash pickup through Express Union (a Cameroonian money transfer network) complements global operators.
- Orange Money Cameroon and MTN MoMo Cameroon together serve over 12 million mobile money accounts, transforming financial access across the country.
- The XAF-EUR peg at 655.957 eliminates exchange rate risk for European senders — fees become the only cost variable on the EUR/XAF corridor.
- Express Union is Cameroon's homegrown transfer network with over 600 branches across all 10 regions, rivaling Western Union in domestic coverage.
- Major banks include Afriland First Bank, Société Générale Cameroun, Ecobank, and UBA Cameroon.
- The BEAC (Central Bank of Central African States) regulates all cross-border transfers in the CEMAC zone, including Cameroon.
Which provider offers the best USD to XAF rate?
Wise
4.3Exchange rate
565.0522
Fee
Free
Recipient gets
FCFA565,052.17
Speed
Instant to 2 days
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the to Cameroon route.
Cheapest transfer
Wise
Delivers the most XAF for your money
Fastest transfer
Wise
Delivers in Instant to 2 days
Bank transfer
Wise
Best rate for bank deposit to Cameroon
How to send money to Cameroon
Sending money to Cameroon is straightforward with the right provider. Here's how it works in 3 simple steps.
Step 1
Enter your transfer details
Choose how much USD you want to send, compare providers above, and pick the one offering the best XAF amount for your transfer to Cameroon.
Step 2
Add your recipient
Enter your recipient's details in Cameroon — you'll need their iban. Most providers verify details instantly.
Step 3
Send & track your transfer
Pay using bank transfer, debit card, or credit card. Track your money in real-time until it arrives — orange money typically takes minutes.
What you need to send money to Cameroon
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's full name as it appears on their national ID (CNI) or bank account
IBAN
27-character IBAN starting with 'CM' — Cameroon uses IBAN as part of the CEMAC banking zone
Example: CM2110003001000050000136120
Bank name
Name of the recipient's bank (e.g. Afriland First Bank, Societe Generale Cameroun)
Mobile number
OptionalCameroonian mobile number for Orange Money or MTN MoMo transfers
Example: 671234567
Note: Cameroon, as part of the CEMAC (Central African Economic and Monetary Community) zone, uses 27-character IBANs starting with 'CM'. The XAF (Central African CFA franc) is pegged to the euro at a fixed rate of 1 EUR = 655.957 XAF, identical to the West African XOF peg.
Transfer examples: USD to XAF
See how much your recipient would get for common transfer amounts.
Send $500
ProviderFeeReceives
Wise
565.05 · Instant to 2 days
TapTap Send
554.99 · Under 3 minutes (95% of transfers)
Regency FX
560.53 · Same day to 2 business days
ProviderFeeRateReceivesSpeed
WiseFree565.05FCFA282,526Instant to 2 days
TapTap SendFree554.99FCFA277,497Under 3 minutes (95% of transfers)
Regency FXFree560.53FCFA280,266Same day to 2 business days
Send $1,000
ProviderFeeReceives
Wise
565.05 · Instant to 2 days
TapTap Send
554.99 · Under 3 minutes (95% of transfers)
Regency FX
560.53 · Same day to 2 business days
ProviderFeeRateReceivesSpeed
WiseFree565.05FCFA565,052Instant to 2 days
TapTap SendFree554.99FCFA554,994Under 3 minutes (95% of transfers)
Regency FXFree560.53FCFA560,532Same day to 2 business days
Send $5,000
ProviderFeeReceives
Wise
565.05 · Instant to 2 days
TapTap Send
554.99 · Under 3 minutes (95% of transfers)
Regency FX
560.53 · Same day to 2 business days
ProviderFeeRateReceivesSpeed
WiseFree565.05FCFA2,825,261Instant to 2 days
TapTap SendFree554.99FCFA2,774,971Under 3 minutes (95% of transfers)
Regency FXFree560.53FCFA2,802,659Same day to 2 business days
How much does it cost to send money from to Cameroon?
Transfer fees to Cameroon vary by provider and how you pay. Specialist services charge FCFA0–10 per transfer, while banks charge $25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total XAF your recipient receives.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically $0–$10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (565.0522).
Ways to send money to Cameroon
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
Mobile money (Orange Money and MTN MoMo) is the fastest-growing method in Cameroon. Express Union is a major domestic money transfer network. Cash pickup remains widely used, especially outside Douala and Yaounde. The CFA franc's euro peg provides exchange rate stability.
Bank Transfer
Low costSpeed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
Debit Card
Medium costSpeed: Minutes to hours
Fast and convenient — small card processing fee applies
Credit Card
Higher costSpeed: Minutes to hours
Fastest option but highest fees — card issuer may charge cash advance fee
Apple Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
Google Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
How can my recipient receive money in Cameroon?
Your recipient in Cameroon can receive money through these delivery methods. The best option depends on their location and preferences.
Orange Money
Minutes
Transfer to Orange Money — the leading mobile money platform in Cameroon with millions of users.
WorldRemitWestern Union
MTN Mobile Money
Minutes
Transfer to MTN MoMo — the second-largest mobile money platform in Cameroon.
WorldRemitWestern Union
Bank Deposit
1–3 business days
Direct transfer to Cameroonian bank accounts via IBAN.
WorldRemitWestern UnionMoneyGram
Cash Pickup
Minutes
Collect cash from agent locations across Cameroon including Express Union, banks, and money transfer agents.
Western UnionMoneyGramRia Money Transfer
What are the transfer limits and regulations for Cameroon?
Important rules and requirements to know before sending money to Cameroon.
Regulatory body
Banque des Etats de l'Afrique Centrale (BEAC) and Commission Bancaire de l'Afrique Centrale (COBAC)
Inbound transfer limits
No cap on incoming remittances, but large amounts require declaration
Documentation you may need
- Sender's government-issued photo ID
- Recipient's CNI (Carte Nationale d'Identite) for cash pickup
- Declaration for transfers over XAF 5,000,000 equivalent
Important things to know
- The CFA franc (XAF) is pegged to the euro at 655.957 XAF per EUR — guaranteed by the French Treasury.
- Cameroon is the largest economy in the 6-country CEMAC zone.
- Express Union is a major domestic money transfer network with thousands of agents across Cameroon.
- Mobile money is regulated by BEAC and has become the primary financial service for most Cameroonians.
How long does it take to send money to Cameroon?
Most transfers to Cameroon arrive within 1–2 business days with specialist providers. Mobile wallet and cash pickup options are often available within minutes. Bank deposits typically take 1–3 business days.
FastExpress delivery
- WiseInstant to 2 days
- TapTap SendUnder 3 minutes (95% of transfers)
Standard delivery
- Regency FXSame day to 2 business days
Popular banks in Cameroon
These are the most commonly used banks for receiving international transfers in Cameroon.
BankSWIFT/BICNotes
Afriland First Bank
CCEIOCMX
Societe Generale Cameroun
SGCMCMCX
Ecobank Cameroun
ECABOROCMXXX
UBA Cameroon
UNABOROCMXXX
BICEC (Banque Internationale du Cameroun pour l'Epargne et le Credit)
BICECMCX
Standard Chartered Cameroon
SCBLCMCX
USD to XAF Exchange Rate History
Daily best exchange rates from top providers over the last 54 days. Rates shown are for sending $100.
| Date | Wise | __mid Market__ | TapTap Send |
|---|---|---|---|
| Trend | |||
| May 20 | 565.0460✓ | 530.0000 | 530.0000 |
| May 19 | 563.0700✓ | 530.0000 | 530.0000 |
| May 18 | 564.5600✓ | 530.0000 | 530.0000 |
| May 17 | 564.2470✓ | 530.0000 | 530.0000 |
| May 16 | 564.2470✓ | 530.0000 | 530.0000 |
| May 15 | 563.1200✓ | 530.0000 | 530.0000 |
| May 14 | 561.2830✓ | 561.2830✓ | 530.0000 |
| May 13 | 558.8300✓ | 558.8300✓ | — |
| May 12 | 557.6470✓ | 557.6470✓ | — |
| May 11 | 557.5970✓ | 557.5970✓ | — |
| May 10 | 556.5330✓ | 556.5330✓ | — |
| May 9 | 556.5330✓ | 556.5330✓ | — |
| May 8 | 559.1440✓ | 559.1440✓ | — |
| May 7 | 557.8960✓ | 557.8960✓ | — |
| May 6 | 559.5450✓ | 559.5450✓ | — |
| May 5 | 561.2200✓ | 561.2200✓ | — |
| May 4 | 559.4900✓ | 559.4900✓ | — |
| May 3 | 559.6510✓ | 559.6510✓ | — |
| May 2 | 559.6510✓ | 559.6510✓ | — |
| May 1 | 559.0870✓ | 559.0870✓ | — |
| Apr 30 | 561.8480✓ | 561.8480✓ | — |
| Apr 29 | 559.8530✓ | 559.8530✓ | — |
| Apr 28 | 560.0050✓ | 560.0050✓ | — |
| Apr 27 | 559.4470✓ | 559.4470✓ | — |
| Apr 26 | 559.7850✓ | 559.7850✓ | — |
| Apr 25 | 559.7850✓ | 559.7850✓ | — |
| Apr 24 | 561.1960✓ | 561.1960✓ | — |
| Apr 23 | 560.2160✓ | 560.2160✓ | — |
| Apr 22 | 558.5270✓ | 558.5270✓ | — |
| Apr 21 | 556.7310✓ | 556.7310✓ | — |
| Apr 20 | 557.8510✓ | 557.8510✓ | — |
| Apr 19 | 557.5980✓ | 557.5980✓ | — |
| Apr 18 | 557.5980✓ | 557.5980✓ | — |
| Apr 17 | 556.9550✓ | 556.9550✓ | — |
| Apr 16 | 555.7450✓ | 555.7450✓ | — |
| Apr 15 | 556.2550✓ | 556.2550✓ | — |
| Apr 14 | 557.6540✓ | 557.6540✓ | — |
| Apr 13 | 561.3050✓ | 561.3050✓ | — |
| Apr 12 | 559.4110✓ | 559.4110✓ | — |
| Apr 11 | 559.4110✓ | 559.4110✓ | — |
| Apr 10 | 561.2880✓ | 561.2880✓ | — |
| Apr 9 | 562.7250✓ | 562.7250✓ | — |
| Apr 8 | 561.5550✓ | 561.5550✓ | — |
| Apr 7 | 568.5440✓ | 568.5440✓ | — |
| Apr 6 | 567.7470✓ | 567.7470✓ | — |
| Apr 5 | 569.4730✓ | 569.4730✓ | — |
| Apr 4 | 569.4730✓ | 569.4730✓ | — |
| Apr 3 | 569.6640✓ | 569.6640✓ | — |
| Apr 2 | 568.4820✓ | 568.4820✓ | — |
| Apr 1 | 566.1710✓ | 566.1710✓ | — |
| Mar 31 | 568.2600✓ | 568.2600✓ | — |
| Mar 30 | 572.1810✓ | 572.1810✓ | — |
| Mar 29 | 570.7700✓ | 570.7700✓ | — |
| Mar 28 | 569.6830✓ | 569.6830✓ | — |
Common questions about sending money from to Cameroon
What is the cheapest way to send money to Cameroon?
From France (the largest corridor), the fixed EUR/XAF peg means you only need to compare fees — there is no exchange rate markup on the euro side. WorldRemit and Remitly offer competitive pricing for mobile money delivery. From the US or UK, Wise and WorldRemit typically deliver the most XAF after accounting for both fees and currency conversion.
Can I send money to Orange Money in Cameroon?
Yes. WorldRemit, Remitly, and other providers deliver directly to Orange Money wallets in Cameroon. You need the recipient's Orange phone number (starting with 69). Funds arrive within minutes and can be cashed out at Orange Money agent kiosks found in every neighborhood in Douala, Yaoundé, and secondary cities.
Can I send money to MTN MoMo in Cameroon?
Yes. MTN MoMo is widely supported for international remittances to Cameroon. The recipient needs an MTN Cameroon number (starting with 67 or 65) linked to a MoMo account. MTN MoMo agents are ubiquitous in urban Cameroon and increasingly present in rural areas. Funds arrive within minutes.
How long does a money transfer to Cameroon take?
Orange Money and MTN MoMo transfers arrive within minutes. Bank deposits to Afriland First Bank, Société Générale, or Ecobank take 2–4 business days via SWIFT. Cash pickup at Express Union, Western Union, or MoneyGram agents is typically ready within one hour.
What is Express Union in Cameroon?
Express Union is a Cameroonian money transfer company with over 600 branches across all 10 regions of Cameroon. It is the most extensive domestic payout network in the country and is used by several international providers for cash pickup delivery. Express Union agents are found in small towns and rural areas where global operators have limited presence.
What details do I need for a Cameroonian bank transfer?
You need the recipient's full name, bank name (Afriland First Bank, Société Générale Cameroun, Ecobank, UBA), branch, and account number. Cameroon uses RIB (Relevé d'Identité Bancaire) numbers in the BEAC format. IBAN is not standard in Cameroon. The bank's SWIFT code is required for international routing.
How does the XAF exchange rate work?
The Central African CFA franc is pegged to the euro at exactly 655.957 XAF = 1 EUR, guaranteed by the French Treasury through the BEAC. For European senders, this means zero currency fluctuation — the only cost is the provider's transfer fee. For USD or GBP senders, the XAF moves in line with the euro against those currencies.
Are remittances to Cameroon taxed?
Cameroon does not tax incoming personal remittances. The BEAC regulates cross-border transfers in the CEMAC zone, and there are no withholding taxes or levies on inbound remittances. Mobile money cash-out fees charged by Orange or MTN are operator service charges, not government taxes.
Which providers send money from France to Cameroon?
France is the largest source of remittances to Cameroon. WorldRemit, Remitly, Western Union, MoneyGram, and Ria all serve the EUR-to-XAF corridor. Because of the fixed peg, there's no exchange rate to compare on this leg — focus entirely on transfer fees and delivery speed. WorldRemit and Remitly are typically cheapest for mobile money delivery.
Can I pick up cash in rural Cameroon?
Express Union has the best rural coverage in Cameroon with 600+ branches reaching remote areas in the North, Adamawa, East, and South-West regions. Western Union and MoneyGram agents are concentrated in Douala and Yaoundé with moderate coverage in secondary cities. For truly remote recipients, Orange Money or MTN MoMo agent networks offer the widest reach.
Send money to Cameroon from these countries
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