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Send money to Sri Lanka
USD
LKR|Updated recentlyMid-market 335.1710Cheapest todayof 13 providers
TapTap Send
Rate 335.0034 · Fee free
You send
$1,000
Recipient gets
Rs335,003
Rs38,700 more than the most expensive provider · 0.05% markup vs mid-market
Affiliate link · No extra cost to you
Quick answer: The cheapest way to send money to Sri Lanka in July 2026 is TapTap Send, which delivers 335,003.42 LKR on a 1,000 USD transfer with a fee of zero and an exchange rate of 335.0034. According to SendMoneyCompare's comparison of 13 providers updated every 6 hours, the difference between the cheapest and most expensive provider on this corridor is 38,712 LKR.
Last reviewed: by Awais Imran, Reviews Editor
What is the cheapest way to send USD to LKR?
Sending $1,000 from to Sri Lanka. Sorted by best value — most money received.
Source: SendMoneyCompare · Data updated every 6 hours from live provider APIs
#ProviderRateFeeRecipient gets
Rate 335.0034·Fee Free·0.05% markup
↑ 3.1% over 52dAvg: 332.09 LKR (+0.9% vs avg)Range: 323.00–343.00
1
TapTap SendBest value
Under 3 minutes (95% of transfers)0.05% markup
↑ 3.1% over 52dAvg: 332.09 LKR (+0.9% vs avg)Range: 323.00–343.00
335.0034
Free
Rs335,003.42
Rate 334.7018·Fee $1.90·0.14% markup
Best rate 36 of 100 days
↑ 8.6% over 99dAvg: 319.05 LKR (+4.4% vs avg)Range: 306.68–336.87
2
Minutes to 2 days0.14% markup
Best rate 36 of 100 days
↑ 8.6% over 99dAvg: 319.05 LKR (+4.4% vs avg)Range: 306.68–336.87
334.7018
$1.90
Rs334,065.84
Rate 333.8974·Fee $1.99·0.38% markup
↑ 2.8% over 52dAvg: 332.39 LKR (+0.5% vs avg)Range: 321.88–359.39
3
333.8974
$1.99
Rs333,232.90
Rate 333.3946·Fee $1.99·0.53% markup
↑ 7.4% over 90dAvg: 325.39 LKR (+2.5% vs avg)Range: 310.31–341.72
4
Minutes to 3-5 days0.53% markup
↑ 7.4% over 90dAvg: 325.39 LKR (+2.5% vs avg)Range: 310.31–341.72
333.3946
$1.99
Rs332,731.15
Rate 333.3611·Fee $1.99·0.54% markup
↑ 5.4% over 52dAvg: 330.12 LKR (+1.0% vs avg)Range: 316.40–342.83
5
333.3611
$1.99
Rs332,697.70
Rate 333.0594·Fee $1.99·0.63% markup
↑ 2.5% over 52dAvg: 331.79 LKR (+0.4% vs avg)Range: 323.57–356.63
6
333.0594
$1.99
Rs332,396.64
Rate 335.0034·Fee $7.95·0.05% markup
↑ 7.6% over 100dAvg: 325.29 LKR (+3.0% vs avg)Range: 311.25–342.75
7
335.0034
$7.95
Rs332,340.15
Rate 332.3221·Fee Free·0.85% markup
↑ 7.0% over 90dAvg: 323.69 LKR (+2.7% vs avg)Range: 310.62–337.62
8
1-3 business days0.85% markup
↑ 7.0% over 90dAvg: 323.69 LKR (+2.7% vs avg)Range: 310.62–337.62
332.3221
Free
Rs332,322.06
Rate 331.9869·Fee Free·0.95% markup
↑ 3.0% over 52dAvg: 330.25 LKR (+0.6% vs avg)Range: 319.15–347.01
9
0-3 days0.95% markup
↑ 3.0% over 52dAvg: 330.25 LKR (+0.6% vs avg)Range: 319.15–347.01
331.9869
Free
Rs331,986.89
Rate 333.4952·Fee $11.50·0.50% markup
↑ 3.9% over 52dAvg: 331.05 LKR (+0.8% vs avg)Range: 321.23–340.90
10
333.4952
$11.50
Rs329,659.96
Rate 326.4566·Fee Free·2.60% markup
↑ 7.5% over 99dAvg: 316.83 LKR (+3.0% vs avg)Range: 303.77–334.19
11
Minutes to 3 days2.60% markup
↑ 7.5% over 99dAvg: 316.83 LKR (+3.0% vs avg)Range: 303.77–334.19
326.4566
Free
Rs326,456.56
Rate 325.9203·Fee $5.00·2.76% markup
Potential savings: Choosing the best provider over the most expensive saves your recipient Rs38,712.25 on a $1,000 transfer.
Some links on this page are affiliate links. We may earn a commission at no extra cost to you. This does not affect our rankings, which are based on real transfer data. Editorial policy
Sri Lanka receives over $4 billion annually in remittances, primarily from the Middle East, UK, Italy, and South Korea. Following the severe economic crisis of 2022, the LKR has partially stabilised and the Central Bank of Sri Lanka (CBSL) has unified the exchange rate. With improved rate transparency, specialist providers now offer significantly better deals than traditional banks.
- LankaQR is Sri Lanka's national QR payment standard, supported by most local banks. Some providers can now deliver to LankaQR-linked accounts near-instantly.
- Commercial Bank, Hatton National Bank (HNB), Bank of Ceylon, and Sampath Bank are the primary receiving banks for international transfers.
- The CBSL requires banks to credit inward remittances within 24 hours of receipt. In practice, most specialist providers deliver within 1–2 business days.
- Sri Lanka's Investment Account (SIA) and Inward Investment Account (IIA) allow foreign nationals and diaspora to hold and invest funds locally.
- The government periodically introduces exchange rate incentives (like a 'remittance bonus') to encourage official channel transfers — check current CBSL announcements before sending large amounts.
Which provider offers the best USD to LKR rate?
TapTap Send
4.7Exchange rate
335.0034
Fee
Free
Recipient gets
Rs335,003.42
Speed
Under 3 minutes (95% of transfers)
Guides, fees & how it works
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the to Sri Lanka route.
Cheapest transfer
TapTap Send
Delivers the most LKR for your money
Fastest transfer
TapTap Send
Delivers in Under 3 minutes (95% of transfers)
Cash pickup
Ria Money Transfer
Widest cash pickup network
Bank transfer
TapTap Send
Best rate for bank deposit to Sri Lanka
How to send money to Sri Lanka
Sending money to Sri Lankais straightforward with the right provider. Here's how it works in 3 simple steps.
Step 1
Enter your transfer details
Choose how much USD you want to send, compare providers above, and pick the one offering the best LKR amount for your transfer to Sri Lanka.
Step 2
Add your recipient
Enter your recipient's details in Sri Lanka — you'll need their bank account number. Most providers verify details instantly.
Step 3
Send & track your transfer
Pay using bank transfer, debit card, or credit card. Track your money in real-time until it arrives — bank deposit typically takes 1–2 business days.
What you need to send money to Sri Lanka
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's name as it appears on their Sri Lankan bank account
Bank account number
Sri Lankan bank account number (varies by bank)
Bank name & branch
Full bank name and branch code
Note: Sri Lanka does not use IBAN. You need the account number, bank name, and branch. Some providers also accept the bank's SWIFT/BIC code.
Transfer examples: USD to LKR
See how much your recipient would get for common transfer amounts.
Send $500
ProviderFeeReceives
TapTap Send
335.00 · Under 3 minutes (95% of transfers)
Wise
335.00 · Instant
Ria Money Transfer
334.70 · Minutes to 2 days
Western Union
333.90 · 0-5 days
Revolut
333.50 · 0-1 days
InstaReM
332.32 · 1-3 business days
ProviderFeeRateReceivesSpeed
TapTap SendFree335.00Rs167,502Under 3 minutes (95% of transfers)
Wise$2.32335.00Rs166,725Instant
Ria Money Transfer$1.90334.70Rs166,715Minutes to 2 days
Western Union$1.99333.90Rs166,2840-5 days
Revolut$1.75333.50Rs166,1640-1 days
InstaReMFree332.32Rs166,1611-3 business days
Send $1,000
ProviderFeeReceives
TapTap Send
335.00 · Under 3 minutes (95% of transfers)
Ria Money Transfer
334.70 · Minutes to 2 days
Western Union
333.90 · 0-5 days
Remitly
333.39 · Minutes to 3-5 days
Paysend
333.36 · 2 days
MoneyGram
333.06 · Instant
ProviderFeeRateReceivesSpeed
TapTap SendFree335.00Rs335,003Under 3 minutes (95% of transfers)
Ria Money Transfer$1.90334.70Rs334,066Minutes to 2 days
Western Union$1.99333.90Rs333,2330-5 days
Remitly$1.99333.39Rs332,731Minutes to 3-5 days
Paysend$1.99333.36Rs332,6982 days
MoneyGram$1.99333.06Rs332,397Instant
Send $5,000
ProviderFeeReceives
TapTap Send
335.00 · Under 3 minutes (95% of transfers)
Wise
335.00 · Instant
Ria Money Transfer
334.70 · Minutes to 2 days
Western Union
333.90 · 0-5 days
Revolut
333.50 · 0-1 days
Remitly
333.39 · Minutes to 3-5 days
ProviderFeeRateReceivesSpeed
TapTap SendFree335.00Rs1,675,017Under 3 minutes (95% of transfers)
Wise$2.32335.00Rs1,674,240Instant
Ria Money Transfer$1.90334.70Rs1,672,873Minutes to 2 days
Western Union$1.99333.90Rs1,668,8220-5 days
Revolut$1.75333.50Rs1,666,8920-1 days
Remitly$1.99333.39Rs1,666,310Minutes to 3-5 days
How much does it cost to send money from to Sri Lanka?
Transfer fees to Sri Lanka vary by provider and how you pay. Specialist services charge Rs0–10 per transfer, while banks charge $25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total LKR your recipient receives.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically $0–$10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (335.1710).
Ways to send money to Sri Lanka
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
Bank deposit is the most common method. Cash pickup is important for recipients in rural areas.
Debit Card
Medium costSpeed: Minutes to hours
Fast and convenient — small card processing fee applies
Bank Transfer
Low costSpeed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
Google Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
Apple Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
Credit Card
Higher costSpeed: Minutes to hours
Fastest option but highest fees — card issuer may charge cash advance fee
Cash
Medium costSpeed: Varies
Pay cash at an agent location — available at select providers
How can my recipient receive money in Sri Lanka?
Your recipient in Sri Lanka can receive money through these delivery methods. The best option depends on their location and preferences.
Bank Deposit
1–2 business days
Transfer to any Sri Lankan bank account.
WiseRemitlyWorldRemitWestern Union
Cash Pickup
Minutes
Collect cash from bank branches and agent locations across Sri Lanka.
Western UnionMoneyGram
Mobile Wallet
Minutes
Transfer to mobile wallets like eZ Cash (Dialog) or mCash.
WorldRemit
What are the transfer limits and regulations for Sri Lanka?
Important rules and requirements to know before sending money to Sri Lanka.
Regulatory body
Central Bank of Sri Lanka (CBSL)
Inbound transfer limits
No cap on incoming remittances — Sri Lanka encourages diaspora remittances
Documentation you may need
- Sender's government-issued ID
- Recipient's National Identity Card for cash pickups
Important things to know
- Sri Lanka has experienced significant currency volatility — the LKR devalued sharply in 2022-2023.
- Remittances are tax-free for recipients in Sri Lanka.
- The CBSL monitors foreign exchange closely — rates are set by market forces but with central bank oversight.
How long does it take to send money to Sri Lanka?
Most transfers to Sri Lanka arrive within 1–2 business days with specialist providers. Mobile wallet and cash pickup options are often available within minutes. Bank deposits typically take 1–3 business days.
FastExpress delivery
- TapTap SendUnder 3 minutes (95% of transfers)
- Ria Money TransferMinutes to 2 days
- RemitlyMinutes to 3-5 days
- MoneyGramInstant
- WiseInstant
Standard delivery
- Western Union0-5 days
- Paysend2 days
- InstaReM1-3 business days
- XE Money Transfer0-3 days
- Revolut0-1 days
Popular banks in Sri Lanka
These are the most commonly used banks for receiving international transfers in Sri Lanka.
BankSWIFT/BICNotes
Bank of Ceylon
BABORLKLXXX
People's Bank
PABORLKLXXX
Commercial Bank of Ceylon
CABORLKLXXX
Hatton National Bank (HNB)
HABORLKLXXX
Sampath Bank
SABORLKLXXX
USD to LKR Exchange Rate History
Daily best exchange rates from top providers over the last 100 days. Rates shown are for sending $100.
| Date | Wise | __mid Market__ | Xoom (PayPal) | Ria Money Transfer | Remitly |
|---|---|---|---|---|---|
| Trend | |||||
| Jul 4 | 334.9900 | 335.0000✓ | 326.4559 | 333.0709 | 333.3929 |
| Jul 3 | 334.9900 | 335.0000✓ | 326.4559 | 333.9154 | 333.3929 |
| Jul 2 | 335.8400✓ | 335.0000 | 327.1137 | 333.8160 | 334.8303 |
| Jul 1 | 335.4900✓ | 335.0000 | 327.0113 | 333.8160 | 334.4800 |
| Jun 30 | 335.6800✓ | 335.0000 | 327.5665 | 334.7102 | 334.6700 |
| Jun 29 | 335.6600✓ | 335.0000 | 326.8799 | 334.7102 | 334.6500 |
| Jun 28 | 335.6600✓ | 335.0000 | 326.8799 | 334.7102 | 334.6500 |
| Jun 27 | 335.6600✓ | 334.7102 | 327.3474 | 334.7102 | 334.6500 |
| Jun 26 | 336.0000✓ | 334.0147 | 327.9899 | 334.0147 | 334.9053 |
| Jun 25 | 336.6550✓ | 334.0147 | 327.4615 | 334.0147 | 335.6438 |
| Jun 24 | 334.5250✓ | 332.5000 | 326.3306 | 332.0774 | 333.5235 |
| Jun 23 | 334.3800✓ | 326.0211 | 326.0211 | 331.8290 | 333.3734 |
| Jun 22 | 333.7050✓ | 332.5000 | 324.6118 | 331.3323 | 332.6451 |
| Jun 21 | 333.2900✓ | 332.5000 | 324.5671 | 331.3323 | 332.2900 |
| Jun 20 | 333.2900✓ | 332.5000 | 324.7448 | 331.3323 | 332.2900 |
| Jun 19 | 333.3800✓ | 332.5000 | 325.0301 | 332.2264 | 332.3800 |
| Jun 18 | 333.1200✓ | 332.5000 | 325.4054 | 332.0774 | 332.1192 |
| Jun 17 | 335.3600✓ | 333.0000 | 325.9724 | 331.8787 | 334.3500 |
| Jun 16 | 335.3600✓ | 332.8235 | 325.9724 | 332.8235 | 334.3500 |
| Jun 15 | 335.3600✓ | 333.0000 | 325.9724 | 333.8160 | 334.3500 |
| Jun 14 | 334.7850✓ | 332.0000 | 325.8672 | 333.8160 | 333.7800 |
| Jun 13 | 334.7850✓ | 332.0000 | 325.8672 | 333.8160 | 333.7800 |
| Jun 12 | 334.7850✓ | 332.0000 | 325.8672 | 328.3518 | 333.7800 |
| Jun 11 | 337.0150✓ | 335.5433 | 329.5385 | 334.8095 | 336.0064 |
| Jun 10 | 337.0150✓ | 334.0184 | 329.5385 | 331.9450 | 336.0064 |
| Jun 9 | 335.8300✓ | 335.0000 | 327.5446 | 331.1570 | 334.8200 |
| Jun 8 | 335.4200✓ | 335.0000 | 325.1436 | 330.4675 | 334.4113 |
| Jun 7 | 334.3050 | 335.0000✓ | 325.5507 | 330.4675 | 333.3000 |
| Jun 6 | 334.3050 | 335.0000✓ | 326.7777 | 330.4675 | 333.3000 |
| Jun 5 | 336.4650✓ | 335.0000 | 326.5700 | 328.4975 | 335.4593 |
| Jun 4 | 334.7950✓ | 331.5000 | 325.0016 | 328.4975 | 334.1843 |
| Jun 3 | 332.2000 | 331.5000 | 322.7383 | 327.0200 | 332.5514✓ |
| Jun 2 | 330.9500✓ | 330.0000 | 322.6728 | 325.5425 | 329.9554 |
| Jun 1 | 330.2700✓ | 330.0000 | 321.7899 | 324.4098 | 329.6609 |
| May 31 | 330.0400✓ | 330.0000 | 321.4986 | 324.4098 | 329.0500 |
| May 30 | 330.0400✓ | 330.0000 | 321.2161 | 324.4098 | 329.0500 |
| May 29 | 327.5000✓ | 327.5000✓ | 319.6965 | 323.0800 | 326.5200 |
| May 28 | 328.3800✓ | 323.0000 | 319.5012 | 322.0950 | 327.3922 |
| May 27 | 324.0650 | 338.0167✓ | 314.7482 | 323.5725 | 323.0953 |
| May 26 | 323.0350 | 338.0167✓ | 318.8526 | 336.8700 | 322.0616 |
| May 25 | 332.0000 | 340.9040✓ | 319.3264 | 336.8700 | 331.0000 |
| May 24 | 327.8100 | 340.7561✓ | 319.3264 | 336.8700 | 326.8300 |
| May 23 | 327.8100 | 340.7561✓ | 324.3772 | 336.8700 | 326.8300 |
| May 22 | 342.7500 | 359.3940✓ | 334.1914 | 335.5107 | 341.7200 |
| May 21 | 342.0000✓ | 335.5107 | 324.8691 | 335.5107 | 341.4700 |
| May 20 | 330.5100 | 334.3200✓ | 320.6065 | 322.6860 | 329.5147 |
| May 19 | 332.1550✓ | 322.6860 | 318.7060 | 322.6860 | 331.1443 |
| May 18 | 326.2250✓ | 322.6860 | 318.2743 | 322.6860 | 325.2500 |
| May 17 | 326.7300 | 328.5987✓ | 318.2743 | 322.6860 | 325.7500 |
| May 16 | 326.7300 | 328.5987✓ | 317.5632 | 322.6860 | 325.7500 |
| May 15 | 325.1200✓ | 320.6175 | 316.6816 | 320.6175 | 324.1400 |
| May 14 | 325.1250✓ | 320.6175 | 316.6816 | 320.6175 | 324.1500 |
| May 13 | 322.8000✓ | 306.6798 | 314.1075 | 306.6798 | 321.8400 |
| May 12 | 322.0650✓ | 306.6798 | 313.5986 | 306.6798 | 321.1000 |
| May 11 | 321.3800✓ | 306.6798 | 312.9507 | 306.6798 | 320.4200 |
| May 10 | 321.2650✓ | 306.6798 | 312.9507 | 306.6798 | 320.3000 |
| May 9 | 321.2650✓ | 306.6798 | 313.1602 | 306.6798 | 320.3000 |
| May 8 | 321.6300✓ | 306.6798 | 312.9726 | 306.6798 | 320.6700 |
| May 7 | 320.2200✓ | 306.6798 | 311.8451 | 306.6798 | 319.2600 |
| May 6 | 319.7000✓ | 306.6798 | 310.9667 | 306.6798 | 318.7400 |
| May 5 | 319.4600✓ | 306.6798 | — | 306.6798 | — |
| May 4 | 319.3800✓ | 306.6798 | 310.7931 | 306.6798 | 318.4200 |
| May 3 | 319.0500✓ | 306.6798 | 310.7931 | 306.6798 | 318.0900 |
| May 2 | 319.0500✓ | 306.6798 | 311.2314 | 306.6798 | 318.0900 |
| May 1 | 319.5000✓ | 306.6798 | 311.2850 | 306.6798 | 318.5400 |
| Apr 30 | 319.5000✓ | 306.6798 | 310.9781 | 306.6798 | 318.7900 |
| Apr 29 | 318.6750✓ | 306.6798 | 310.2695 | 306.6798 | 317.7200 |
| Apr 28 | 318.4300✓ | 306.6798 | 309.8384 | 306.6798 | 317.4700 |
| Apr 27 | 318.2290✓ | 306.6798 | 309.4907 | 306.6798 | 317.2780 |
| Apr 26 | 318.0530✓ | 306.6798 | 309.4926 | 306.6798 | 317.1000 |
| Apr 25 | 318.0530✓ | 306.6798 | 309.5145 | 306.6798 | 317.1000 |
| Apr 24 | 316.6750✓ | 306.6798 | 308.7299 | 306.6798 | 315.7258 |
| Apr 23 | 316.6600✓ | 306.6798 | 308.4892 | 306.6798 | 314.4867 |
| Apr 22 | 316.5450✓ | 306.6798 | 308.7773 | 306.6798 | 315.5935 |
| Apr 21 | 316.3400✓ | 306.6798 | 308.1070 | 306.6798 | 315.4804 |
| Apr 20 | 316.0750✓ | 306.6798 | 307.9096 | 306.6798 | 315.1247 |
| Apr 19 | 315.8500✓ | 306.6798 | 307.7976 | 306.6798 | 314.9000 |
| Apr 18 | 315.8500✓ | 306.6798 | 307.6734 | 306.6798 | 314.9000 |
| Apr 17 | 315.7200✓ | 306.6798 | 307.6004 | 306.6798 | 314.9595 |
| Apr 16 | 314.6900✓ | 306.6798 | 306.4897 | 306.6798 | — |
| Apr 15 | 315.3400✓ | 306.6798 | 307.3005 | 306.6798 | — |
| Apr 14 | 315.2540✓ | 306.6798 | 307.4369 | 306.6798 | — |
| Apr 13 | 315.2350✓ | 306.6798 | 307.2956 | 306.6798 | — |
| Apr 12 | 315.1800✓ | 306.6798 | 307.2956 | 306.6798 | — |
| Apr 11 | 315.1800✓ | 306.6798 | 307.2664 | 306.6798 | — |
| Apr 10 | 315.1300✓ | 306.6798 | 307.1592 | 306.6798 | — |
| Apr 9 | 314.8800✓ | 306.6798 | 307.0885 | 306.6798 | — |
| Apr 8 | 315.3700✓ | 306.6798 | 307.5053 | 306.6798 | — |
| Apr 7 | 315.3200✓ | 306.6798 | 307.3639 | 306.6798 | 314.3705 |
| Apr 6 | 315.3500✓ | 306.6798 | 307.1592 | 306.6798 | 314.4005 |
| Apr 5 | 314.7950✓ | 306.6798 | 306.7402 | 306.6798 | 313.8471 |
| Apr 4 | 314.7950✓ | 306.6798 | 306.7402 | 306.6798 | 313.8471 |
| Apr 3 | 314.7950✓ | 306.6798 | 307.3273 | 306.6798 | 313.8471 |
| Apr 2 | 315.0900✓ | 306.6798 | 306.6116 | 306.6798 | 314.1412 |
| Apr 1 | 315.0250✓ | 306.6798 | 306.9546 | 306.6798 | 314.0800 |
| Mar 31 | 315.1900✓ | 306.6798 | 306.9522 | 306.6798 | 314.2400 |
| Mar 30 | 315.1650✓ | 306.6798 | 306.4000 | 306.6798 | 314.3543 |
| Mar 29 | 314.6920✓ | 306.6798 | 306.7703 | 306.6798 | 313.6762 |
| Mar 28 | 314.3500✓ | 306.6798 | 306.0922 | 306.6798 | 312.9708 |
| Mar 18 | 311.2500✓ | 311.2500✓ | 303.7715 | — | 310.3133 |
Frequently asked questions
Common questions about sending money from to Sri Lanka
What is the cheapest way to send money to Sri Lanka?
Wise, Remitly, and Western Union Digital consistently offer the best rates on the GBP-to-LKR and USD-to-LKR corridors. For transfers from the Middle East, local providers like Al Ahalia and UAE Exchange often compete well. Always compare the total LKR received — the exchange rate spread is the main cost driver.
How long does a transfer to Sri Lanka take?
Bank deposits via specialist providers typically arrive within 1–2 business days. Remitly's Express option can deliver within hours. Cash pickup through Western Union is available within minutes at most urban agents. CBSL regulations require banks to process inward credits within 24 hours of SWIFT receipt.
What bank account details do I need to send money to Sri Lanka?
You need the recipient's full name, account number, and the bank's SWIFT code. Sri Lanka does not use IBAN. Common SWIFT codes: Hatton National Bank (HBLILKLX), Commercial Bank (CCEYLKLX), Bank of Ceylon (BCEYLKLX), Sampath Bank (BSAMLKLX). Always confirm with your recipient as branch codes vary.
Is money received from abroad taxed in Sri Lanka?
Personal remittances received in Sri Lanka are not subject to income tax. However, individuals who are tax residents should declare large receipts as part of their total income statement if required. Business income remitted from abroad is treated differently. For amounts over $10,000 equivalent, banks may request source-of-funds documentation.
Can I send money to a Sri Lankan mobile wallet?
Sri Lanka does not yet have a dominant mobile wallet equivalent to M-Pesa or bKash. Most providers deliver to bank accounts. Dialog and Hutch offer basic mobile money services (eZ Cash, HutchCash) but international inbound delivery to these wallets is not yet widely supported by major providers.
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