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Send money to Indonesia: Compare IDR rates by provider

Flag of United StatesUSDFlag of IndonesiaIDR|Pricing observed
Top-ranked estimateof 11 providers
TapTap Send logo

TapTap Send

Rate 18099.3048 · Fee free

You send

$1,000

Estimated receipt

Rp18,099,305

Rp706,500 more than the lowest estimate · 0.09% markup vs mid-market

Send with TapTap Send

Affiliate link · No extra cost to you

Quick answer: TapTap Send ranks first of 11 for 1,000 USD → IDR: 18,099,304.84 IDR estimated. 706,508.75 IDR separates first from last.

Latest pricing observation: . Quotes are kept per USD→IDR pair, not per country, so confirm the provider sends from your country before you commit. Methodology.

From
To
$

What is the cheapest way to send USD to IDR?

Sending $1,000 to Indonesia, ranked by estimated payout.

Source: our collected quotes

1
TapTap Send logo

TapTap Send

Under 3 minutes (95% of transfers)

Best value

Rp18,099,304.84

recipient gets

Rate 18099.3048·Fee Free·0.09% markup
Best rate 182 of 215 days
↑ 7.7% over 211dAvg: 17657.89 IDR (+2.5% vs avg)
2
XE Money Transfer logo

XE Money Transfer

1-4 business days

Rp18,052,204.25

recipient gets

Rate 18052.2043·Fee Free·0.35% markup
3
Wise logo

Wise

4h 8m

Rp18,021,268.59

recipient gets

Rate 18137.3476·Fee $6.40
↑ 7.0% over 214dAvg: 17711.54 IDR (+2.4% vs avg)
4
CurrencyFair logo

CurrencyFair

1-2 business days

Rp18,006,832.61

recipient gets

Rate 18026.8424·Fee $1.11·0.49% markup
5
Remitly logo

Remitly

Minutes to 3-5 days

Rp18,000,008.77

recipient gets

Rate 18035.9002·Fee $1.99·0.44% markup
↑ 7.0% over 215dAvg: 17550.51 IDR (+2.8% vs avg)
6
InstaReM logo

InstaReM

1-3 business days

Rp17,985,176.50

recipient gets

Rate 17985.1765·Fee Free·0.72% markup
↑ 6.4% over 205dAvg: 17560.56 IDR (+2.4% vs avg)
7
Western Union logo

Western Union

Minutes to 5 days

Effectively tied · rated 4.3

Rp17,793,633.50

recipient gets

Rate 17811.2667·Fee $0.99·1.68% markup
Most stable rate
↑ 2.5% over 61dAvg: 17522.79 IDR (+1.6% vs avg)
8
Ria Money Transfer logo

Ria Money Transfer

Minutes to 2 days

Rp17,795,740.13

recipient gets

Rate 17847.4979·Fee $2.90·1.48% markup
↑ 7.1% over 179dAvg: 17295.03 IDR (+3.2% vs avg)
9
WorldRemit logo

WorldRemit

Minutes to 3 days

Rp17,774,014.28

recipient gets

Rate 17809.4551·Fee $1.99·1.69% markup
↑ 6.9% over 202dAvg: 17387.11 IDR (+2.4% vs avg)
10
Xoom (PayPal) logo

Xoom (PayPal)

Minutes to 3 days

Rp17,700,761.44

recipient gets

Rate 17700.7614·Fee Free·2.29% markup
2.4% markup
↑ 6.8% over 215dAvg: 17280.76 IDR (+2.4% vs avg)
11
OFX logo

OFX

2 days

Rp17,392,796.09

recipient gets

Rate 17392.7961·Fee Free·3.99% markup
–
Regency FX logo

Regency FX

Same day may be available; confirm your route

Indicative estimate · not ranked

Rp17,970,684.01

recipient gets

Rate 17970.6840·Fee Free·0.80% markup

Estimated payout difference: Rp706,508.75 between first and last on $1,000.

By Awais Imran·Pricing collected from provider APIs and comparison sources
Some links earn us a commission, at no cost to you. It never changes the ranking. Editorial policy

Indonesia receives over $14 billion in remittances annually, mainly from Indonesian workers in Malaysia, Saudi Arabia, Taiwan, Hong Kong, and South Korea. With a population of 275 million and a booming digital economy, GoPay, OVO, Dana, and ShopeePay have transformed everyday payments — and Bank Indonesia's BI-FAST instant interbank transfer system now settles in real time, 24/7.

  • BI-FAST (launched 2021) is Bank Indonesia's real-time gross settlement system that allows transfers between any Indonesian bank within seconds, 24/7, for a flat fee of IDR 2,500 (~$0.15).
  • GoPay, OVO, Dana, and ShopeePay are the leading mobile wallets. While direct international inbound delivery is limited, bank deposit via BI-FAST then wallet top-up takes seconds.
  • Bank Indonesia caps the IDR depreciation it allows — the IDR is a managed float. Specialist providers offer rates 1–3% better than Indonesian banks on inbound transfers.
  • Popular banks: BCA (Bank Central Asia), BNI, BRI (Bank Rakyat Indonesia), Bank Mandiri, and CIMB Niaga all process inbound SWIFT transfers efficiently.
  • No Indonesian income tax applies to personal remittances received by Indonesian residents.

Which provider offers the best USD to IDR rate?

TapTap Send

TapTap Send

4.7

Exchange rate

18099.3048

Fee

Free

Recipient gets

Rp18,099,304.84

Speed

Under 3 minutes (95% of transfers)

Also available · Digital-asset rails

Crypto & stablecoin routes for USD → IDR

Each is a fiat on-ramp → blockchain → local cash-out, not a one-tap transfer. All-in cost below.

IndodaxBeats mid-market

Coinbase → Stellar (USDC) → Indodax · ~5 seconds

18,170,533 IDR

0.12% rebate all-in

+
  1. 1Coinbase USD→USDC: FREE
  2. 2Stellar network: 0.000001 USDC
  3. 3Indodax: 0.01% spread
  4. 46500 IDR withdrawal fee

Also routable via Stellar (USDC), Solana (USDC), Polygon (USDC), Tron (USDT).

Source: CCXT (indodax)

Crypto rails involve exchange accounts, wallets, and price/liquidity risk. Costs are estimates from live exchange and network data, refreshed every 6 hours. Not financial advice.

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