Send money to Hong Kong
TapTap Send
Rate 7.8430 · Fee free
You send
$1,000
Estimated receipt
HK$7,843
HK$350 more than the lowest estimate · 0.05% markup vs mid-market
Affiliate link · No extra cost to you
Quick answer: TapTap Send ranks first of 10 for 1,000 USD → HKD: 7,843.03 HKD estimated. 349.98 HKD separates first from last.
Latest pricing observation: . Quotes are kept per USD→HKD pair, not per country, so check is served before you commit. Methodology.
What is the cheapest way to send USD to HKD?
Sending $1,000 to Hong Kong, ranked by estimated payout.
Source: our collected quotes
TapTap SendBest value
7.8430
Free
HK$7,843.03
Send
Estimated payout difference: HK$349.98 between first and last on $1,000.
Which provider offers the best USD to HKD rate?
TapTap Send
4.7Exchange rate
7.8430
Fee
Free
Recipient gets
HK$7,843.03
Speed
Under 3 minutes (95% of transfers)
Crypto & stablecoin routes for USD → HKD
Each is a fiat on-ramp → blockchain → local cash-out, not a one-tap transfer. All-in cost below.
HashKeyBitcoin · LightningBeats mid-market
Strike → Lightning Network (BTC) → HashKey (BTC) · ~1 second
7,852 HKD
0.06% rebate all-in
+
HashKeyBitcoin · LightningBeats mid-market
Strike → Lightning Network (BTC) → HashKey (BTC) · ~1 second
7,852 HKD
0.06% rebate all-in
- 1Strike USD→BTC: FREE
- 2Lightning Network network: 0.000001 BTC
- 3HashKey (BTC): 0.00% spread
- 40 HKD withdrawal fee
Also routable via Lightning Network (BTC), Stellar (USDC), Solana (USDC), Polygon (USDC).
Source: HashKey HK REST API
Crypto rails involve exchange accounts, wallets, and price/liquidity risk. Costs are estimates from live exchange and network data, refreshed every 6 hours. Not financial advice.
Guides, fees & how it works
Which provider suits each USD→HKD transfer?
TapTap Send currently leads on both cost and speed for transfers to Hong Kong.
Cheapest transfer
TapTap Send
Delivers the most HKD for your money
Fastest transfer
TapTap Send
Delivers in Under 3 minutes (95% of transfers)
Cash pickup
Western Union
Widest cash pickup network
Bank transfer
TapTap Send
Best rate for bank deposit to Hong Kong
What you need to send money to Hong Kong
Full name
Recipient's full legal name as it appears on their bank account
Bank account number
Recipient's bank account number
Bank name
Name of the receiving bank
SWIFT/BIC code
Optional8 or 11-character SWIFT code identifying the bank (may be optional with IBAN)
Transfer examples: USD to HKD
Send $500
| Provider | Fee | Rate | Receives | Speed |
|---|---|---|---|---|
| TapTap Send7.84 · Under 3 minutes (95% of transfers) | Free | 7.84 | HK$3,922 | Under 3 minutes (95% of transfers) |
| XE Money Transfer7.80 · 1-4 business days | Free | 7.80 | HK$3,900 | 1-4 business days |
| InstaReM7.79 · 1-3 business days | Free | 7.79 | HK$3,896 | 1-3 business days |
| Western Union7.75 · 1 business day | Free | 7.75 | HK$3,876 | 1 business day |
| CurrencyFair7.80 · 1-2 business days | $3.21 | 7.80 | HK$3,873 | 1-2 business days |
| OFX7.74 · 1-3 business days | Free | 7.74 | HK$3,872 | 1-3 business days |
Send $1,000
| Provider | Fee | Rate | Receives | Speed |
|---|---|---|---|---|
| TapTap Send7.84 · Under 3 minutes (95% of transfers) | Free | 7.84 | HK$7,843 | Under 3 minutes (95% of transfers) |
| XE Money Transfer7.80 · 1-4 business days | Free | 7.80 | HK$7,800 | 1-4 business days |
| InstaReM7.79 · 1-3 business days | Free | 7.79 | HK$7,791 | 1-3 business days |
| CurrencyFair7.80 · 1-2 business days | $3.21 | 7.80 | HK$7,771 | 1-2 business days |
| Western Union7.75 · 1 business day | Free | 7.75 | HK$7,753 | 1 business day |
| OFX7.74 · 1-3 business days | Free | 7.74 | HK$7,743 | 1-3 business days |
Send $5,000
| Provider | Fee | Rate | Receives | Speed |
|---|---|---|---|---|
| TapTap Send7.84 · Under 3 minutes (95% of transfers) | Free | 7.84 | HK$39,215 | Under 3 minutes (95% of transfers) |
| Wise7.85 · Instant to 2 days | $16.68 | 7.85 | HK$39,104 | Instant to 2 days |
| XE Money Transfer7.80 · 1-4 business days | Free | 7.80 | HK$38,999 | 1-4 business days |
| InstaReM7.80 · 1-3 business days | Free | 7.80 | HK$38,980 | 1-3 business days |
| CurrencyFair7.80 · 1-2 business days | $3.21 | 7.80 | HK$38,955 | 1-2 business days |
| Western Union7.75 · 1 business day | Free | 7.75 | HK$38,764 | 1 business day |
How much does it cost to send money to Hong Kong?
Of the 10 estimates we hold for $1,000 USD to HKD, 8 charge no transfer fee and 2 charge between $3.21 and $16.68. Their exchange rates sit 0.00% to 4.51% above the mid-market rate (median 1.20%), a spread worth 354 HKD on this amount.
How can my recipient receive money in Hong Kong?
Recipients in Hong Kong have 2 ways to receive this transfer: bank deposit; cash pickup.
Bank Deposit
Direct transfer to bank accounts in Hong Kong.
Cash Pickup
Collect cash from agent locations in Hong Kong.
How long does it take to send money to Hong Kong?
4 of the 11 providers quoting USD to HKD advertise delivery within minutes (TapTap Send, Remitly, Wise); 7 quote longer, such as XE Money Transfer at 1-4 business days on USD to HKD.
Provider-stated speeds for Hong Kong, not our measurement.
- TapTap SendUnder 3 minutes (95% of transfers)
- RemitlyMinutes to 3-5 days
- WiseInstant to 2 days
- PayPalInstant to 3 days
- XE Money Transfer1-4 business days
- InstaReM1-3 business days
- CurrencyFair1-2 business days
- Western Union1 business day
- OFX1-3 business days
USD to HKD Exchange Rate History
Per 100 USD sent, 4 days.
| Date | TapTap Send | __mid Market__ |
|---|---|---|
| Trend | ||
| Oct 3 | 7.8430 | 7.8469✓ |
| Oct 2 | 7.8430 | 7.8469✓ |
| Oct 1 | 7.8430 | 7.8461✓ |
| Sep 30 | 7.8430 | 7.8461✓ |
Frequently asked questions
Common questions about sending money to Hong Kong
What is the cheapest way to send money to Hong Kong?
TapTap Send ranks first of 10 for 1,000 USD → HKD: 7,843.03 HKD estimated. 349.98 HKD separates first from last.
How much does it cost to send money to Hong Kong?
Of the 10 estimates we hold for $1,000 USD to HKD, 8 charge no transfer fee and 2 charge between $3.21 and $16.68. Their exchange rates sit 0.00% to 4.51% above the mid-market rate (median 1.20%), a spread worth 354 HKD on this amount.
How long does it take to send money to Hong Kong?
4 of the 11 providers quoting USD to HKD advertise delivery within minutes (TapTap Send, Remitly, Wise); 7 quote longer, such as XE Money Transfer at 1-4 business days on USD to HKD.