Loading...
Send money from Germany to Ecuador(EUR → USD)
EUR
USD|Updated recentlyMid-market 1.1609Cheapest todayof 13 providers
InstaReM
Rate 1.1530 · Fee free
You send
€1,000
Recipient gets
$1,153
Affiliate link · No extra cost to you
Quick answer: The cheapest way to send money from Germany to Ecuador in May 2026 is InstaReM, which delivers 1,152.98 USD on a 1,000 EUR transfer with a fee of zero.
Last reviewed: by Awais Imran, Reviews Editor
→
Rates are typical right now
49th percentile
Based on 60 days of data (2026-03-13 to 2026-05-20)
Today's best
$115.22
InstaReM
60-day avg
1 EUR = 1.15 USD
Best rate
1.17
2026-04-16 · InstaReM
Worst rate
1.13
2026-04-30 · Skrill
What is the cheapest way to send EUR to USD?
Sending €1,000 from Germany to Ecuador. Sorted by best value — most money received.
Source: SendMoneyCompare · Data updated every 6 hours from live provider APIs
#ProviderRateFeeRecipient gets
Rate 1.1530·Fee Free·0.68% markup
Best rate 51 of 60 days
↑ 1.5% over 51dAvg: 1.16 USD (-0.3% vs avg)Range: 1.14–1.17
1
InstaReMBest value
1-3 business days0.68% markup
Best rate 51 of 60 days
↑ 1.5% over 51dAvg: 1.16 USD (-0.3% vs avg)Range: 1.14–1.17
1.1530
Free
$1,152.98
Rate 1.1500·Fee Free·0.94% markup
Most stable rate
→ 0.0% over 7dAvg: 1.13 USDRange: 1.13–1.13
2
Under 3 minutes (95% of transfers)0.94% markup
Most stable rate
→ 0.0% over 7dAvg: 1.13 USDRange: 1.13–1.13
1.1500
Free
$1,149.97
Rate 1.1447·Fee €2.99·1.39% markup
↑ 1.3% over 51dAvg: 1.15 USD (-0.5% vs avg)Range: 1.13–1.16
3
1.1447
€2.99
$1,141.32
Rate 1.1582·Fee €15.00·0.23% markup
↑ 1.7% over 57dAvg: 1.16 USD (-0.4% vs avg)Range: 1.14–1.18
4
1.1582
€15.00
$1,140.84
Rate 1.1449·Fee €5.99·1.38% markup
Rate up 1.8%
↑ 1.8% over 60dAvg: 1.15 USD (-0.4% vs avg)Range: 1.12–1.16
5
Minutes to 3 days1.38% markup
Rate up 1.8%
↑ 1.8% over 60dAvg: 1.15 USD (-0.4% vs avg)Range: 1.12–1.16
1.1449
€5.99
$1,138.00
Rate 1.1606·Fee €20.00·0.02% markup
↑ 1.7% over 60dAvg: 1.17 USD (-0.4% vs avg)Range: 1.14–1.18
6
1.1606
€20.00
$1,137.43
Rate 1.1356·Fee €1.99·2.18% markup
↑ 1.7% over 56dAvg: 1.14 USD (-0.4% vs avg)Range: 1.12–1.15
7
1.1356
€1.99
$1,133.31
Rate 1.1274·Fee Free·2.88% markup
↑ 1.7% over 60dAvg: 1.13 USD (-0.4% vs avg)Range: 1.11–1.15
8
Instant to 3 business days2.88% markup
↑ 1.7% over 60dAvg: 1.13 USD (-0.4% vs avg)Range: 1.11–1.15
1.1274
Free
$1,127.45
Rate 1.1357·Fee €10.00·2.17% markup
Rate 1.1539·Fee €36.55·0.60% markup
↑ 1.8% over 57dAvg: 1.16 USD (-0.6% vs avg)Range: 1.13–1.18
10
2-4 business days0.60% markup
↑ 1.8% over 57dAvg: 1.16 USD (-0.6% vs avg)Range: 1.13–1.18
1.1539
€36.55
$1,111.74
Rate 1.1131·Fee €3.99·4.12% markup
↑ 1.6% over 60dAvg: 1.12 USD (-0.3% vs avg)Range: 1.10–1.13
11
1.1131
€3.99
$1,108.61
Rate 1.1095·Fee €1.99·4.43% markup
↓ 2.2% over 60dAvg: 1.11 USD (-3.2% vs avg)Range: 1.08–1.14
12
Minutes to 3 days4.43% markup
↓ 2.2% over 60dAvg: 1.11 USD (-3.2% vs avg)Range: 1.08–1.14
1.1095
€1.99
$1,107.24
Rate 1.1551·Fee Free·0.50% markup
Some links on this page are affiliate links. We may earn a commission at no extra cost to you. This does not affect our rankings, which are based on real transfer data. Editorial policy
Compare the cheapest ways to send money from Germany to Ecuador. We compare fees, exchange rates, and transfer speeds from 15+ providers so you get the most USD for your €.
Money transfers from Germany to Ecuador are a vital lifeline for families and businesses. With dozens of providers competing for this corridor, rates and fees vary widely. Specialist money transfer companies often beat bank rates by 2–4%, potentially saving you hundreds of EUR per year. Use our comparison to find today's best deal.
Which provider offers the best EUR to USD rate?
InstaReM
4.0Exchange rate
1.1530
Fee
Free
Recipient gets
$1,152.98
Speed
1-3 business days
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the Germany to Ecuador route.
Cheapest transfer
InstaReM
Delivers the most USD for your money
Fastest transfer
TapTap Send
Delivers in Under 3 minutes (95% of transfers)
Cash pickup
Remitly
Widest cash pickup network
Bank transfer
InstaReM
Best rate for bank deposit to Ecuador
How to send money to Ecuador
Sending money to Ecuador is straightforward with the right provider. Here's how it works in 3 simple steps.
Step 1
Enter your transfer details
Choose how much EUR you want to send, compare providers above, and pick the one offering the best USD amount for your transfer to Ecuador.
Step 2
Add your recipient
Enter your recipient's details in Ecuador — you'll need their bank account number. Most providers verify details instantly.
Step 3
Send & track your transfer
Pay using bank transfer, debit card, or credit card. Track your money in real-time until it arrives — bank deposit typically takes 1–3 business days.
What you need to send money to Ecuador
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's full legal name as it appears on their bank account
Bank account number
Recipient's bank account number
Bank name
Name of the receiving bank
SWIFT/BIC code
Optional8 or 11-character SWIFT code identifying the bank (may be optional with IBAN)
Note: You need the recipient's bank account number and bank name. Contact the recipient's bank for their SWIFT/BIC code if required.
Transfer examples: EUR to USD
See how much your recipient would get for common transfer amounts.
Send €500
ProviderFeeReceives
Monese
1.16 · 1-3 business days
InstaReM
1.15 · 1-3 business days
TapTap Send
1.15 · Under 3 minutes (95% of transfers)
MoneyGram
1.14 · Minutes to 3 days
Remitly
1.14 · Minutes to 3-5 days
WorldRemit
1.14 · Minutes to 3 days
ProviderFeeRateReceivesSpeed
Monese€3.001.16$5771-3 business days
InstaReMFree1.15$5761-3 business days
TapTap SendFree1.15$575Under 3 minutes (95% of transfers)
MoneyGram€1.991.14$570Minutes to 3 days
Remitly€2.991.14$569Minutes to 3-5 days
WorldRemit€1.991.14$566Minutes to 3 days
Send €1,000
ProviderFeeReceives
InstaReM
1.15 · 1-3 business days
TapTap Send
1.15 · Under 3 minutes (95% of transfers)
Remitly
1.14 · Minutes to 3-5 days
Commerzbank
1.16 · 1-3 business days
MoneyGram
1.14 · Minutes to 3 days
Monese
1.16 · 1-3 business days
ProviderFeeRateReceivesSpeed
InstaReMFree1.15$1,1531-3 business days
TapTap SendFree1.15$1,150Under 3 minutes (95% of transfers)
Remitly€2.991.14$1,141Minutes to 3-5 days
Commerzbank€15.001.16$1,1411-3 business days
MoneyGram€5.991.14$1,138Minutes to 3 days
Monese€20.001.16$1,1371-3 business days
Send €5,000
ProviderFeeReceives
Monese
1.16 · 1-3 business days
Commerzbank
1.16 · 1-3 business days
InstaReM
1.15 · 1-3 business days
TapTap Send
1.15 · Under 3 minutes (95% of transfers)
Deutsche Bank
1.15 · 2-4 business days
MoneyGram
1.14 · Minutes to 3 days
ProviderFeeRateReceivesSpeed
Monese€3.001.16$5,8001-3 business days
Commerzbank€12.501.16$5,7771-3 business days
InstaReMFree1.15$5,7611-3 business days
TapTap SendFree1.15$5,750Under 3 minutes (95% of transfers)
Deutsche Bank€36.551.15$5,7272-4 business days
MoneyGram€1.991.14$5,722Minutes to 3 days
How much does it cost to send money from Germany to Ecuador?
Transfer fees from Germany to Ecuador vary by provider. Specialist services charge €0–10 per transfer, while banks charge €25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total USD your recipient receives, not just the advertised fee.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically €0–€10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (1.1609).
Ways to send money to Ecuador
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
Bank deposit is the standard delivery method for transfers to Ecuador. Cash pickup is available through international providers like Western Union and MoneyGram.
Bank Transfer
Low costSpeed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
Debit Card
Medium costSpeed: Minutes to hours
Fast and convenient — small card processing fee applies
Google Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
Apple Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
Credit Card
Higher costSpeed: Minutes to hours
Fastest option but highest fees — card issuer may charge cash advance fee
Cash
Medium costSpeed: Varies
Pay cash at an agent location — available at select providers
How can my recipient receive money in Ecuador?
Your recipient in Ecuador can receive money through these delivery methods. The best option depends on their location and preferences.
Bank Deposit
1–3 business days
Direct transfer to bank accounts in Ecuador.
WiseRemitlyWorldRemitWestern Union
Cash Pickup
Minutes
Collect cash from agent locations in Ecuador.
Western UnionMoneyGram
What are the transfer limits and regulations for Ecuador?
Important rules and requirements to know before sending money to Ecuador.
Documentation you may need
- Government-issued photo ID (passport, driver's license, or state ID)
- Proof of address may be required for first-time transfers
Important things to know
- Check your provider's specific limits and requirements for transfers to Ecuador.
- Transfers over $10,000 (or equivalent) may trigger reporting requirements in your sending country.
How long does it take to send money to Ecuador?
Most transfers from Germany to Ecuador arrive within 1–2 business days with specialist providers. Bank wires take 3–5 business days. Some providers offer instant or same-day delivery to Ecuador for a small premium.
FastExpress delivery
- TapTap SendUnder 3 minutes (95% of transfers)
- RemitlyMinutes to 3-5 days
- MoneyGramMinutes to 3 days
- WorldRemitMinutes to 3 days
- SkrillInstant to 3 business days
Standard delivery
- InstaReM1-3 business days
- Commerzbank1-3 business days
- Monese1-3 business days
- OFX1-3 business days
- Deutsche Bank2-4 business days
EUR to USD Exchange Rate History
Daily best exchange rates from top providers over the last 60 days. Rates shown are for sending $100.
| Date | MoneyGram | Monese | Xoom (PayPal) | PayPal | Skrill |
|---|---|---|---|---|---|
| Trend | |||||
| May 20 | 1.1449 | 1.1606✓ | 1.0774 | 1.1130 | 1.1274 |
| May 19 | 1.1484 | 1.1644✓ | 1.0809 | 1.1139 | 1.1307 |
| May 18 | 1.1454 | 1.1614✓ | 1.0797 | 1.1151 | 1.1280 |
| May 17 | 1.1462 | 1.1621✓ | 1.0790 | 1.1151 | 1.1288 |
| May 16 | 1.1457 | 1.1621✓ | 1.0790 | 1.1151 | 1.1288 |
| May 15 | 1.1490 | 1.1646✓ | 1.0818 | 1.1190 | 1.1302 |
| May 14 | 1.1535 | 1.1691✓ | 1.0856 | 1.1223 | 1.1351 |
| May 13 | 1.1579 | 1.1739✓ | 1.0899 | 1.1254 | 1.1399 |
| May 12 | 1.1601 | 1.1758✓ | 1.0917 | 1.1270 | 1.1416 |
| May 11 | 1.1581 | 1.1762✓ | 1.0938 | 1.1244 | 1.1420 |
| May 10 | 1.1604 | 1.1780✓ | 1.0939 | 1.1251 | 1.1443 |
| May 9 | 1.1624 | 1.1780✓ | 1.0939 | 1.1251 | 1.1443 |
| May 8 | 1.1572 | 1.1733✓ | 1.0915 | 1.1256 | 1.1395 |
| May 7 | 1.1601 | 1.1764✓ | 1.0915 | 1.1235 | 1.1429 |
| May 6 | 1.1560 | 1.1722✓ | 1.0878 | 1.1212 | 1.1387 |
| May 5 | 1.1548 | 1.1682✓ | 1.0848 | 1.1212 | 1.1341 |
| May 4 | 1.1570 | 1.1717✓ | 1.1303 | 1.1241 | 1.1379 |
| May 3 | 1.1569 | 1.1713✓ | 1.1306 | 1.1245 | 1.1380 |
| May 2 | 1.1539 | 1.1713✓ | 1.1306 | 1.1245 | 1.1380 |
| May 1 | 1.1557 | 1.1726✓ | 1.1317 | 1.1190 | 1.1390 |
| Apr 30 | 1.1508 | 1.1672✓ | 1.1267 | 1.1189 | 1.1337 |
| Apr 29 | 1.1560 | 1.1704✓ | 1.1299 | 1.1206 | 1.1368 |
| Apr 28 | 1.1555 | 1.1710✓ | 1.1305 | 1.1217 | 1.1373 |
| Apr 27 | 1.1528 | 1.1726✓ | 1.1309 | 1.1211 | 1.1389 |
| Apr 26 | 1.1523 | 1.1714✓ | 1.1302 | 1.1204 | 1.1382 |
| Apr 25 | 1.1526 | 1.1714✓ | 1.1302 | 1.1204 | 1.1382 |
| Apr 24 | 1.1525 | 1.1682✓ | 1.1284 | 1.1228 | 1.1344 |
| Apr 23 | 1.1562 | 1.1704✓ | 1.1326 | 1.1248 | 1.1372 |
| Apr 22 | 1.1573 | 1.1738✓ | 1.1333 | 1.1250 | 1.1401 |
| Apr 21 | 1.1616 | 1.1784✓ | 1.1373 | 1.1260 | 1.1445 |
| Apr 20 | 1.1622 | 1.1754✓ | 1.1350 | 1.1292 | 1.1412 |
| Apr 19 | 1.1629 | 1.1759✓ | 1.1348 | 1.1290 | 1.1423 |
| Apr 18 | 1.1598 | 1.1759✓ | 1.1348 | 1.1290 | 1.1423 |
| Apr 17 | 1.1607 | 1.1772✓ | 1.1361 | 1.1293 | 1.1430 |
| Apr 16 | 1.1638 | 1.1804✓ | 1.1381 | 1.1298 | 1.1459 |
| Apr 15 | 1.1610 | 1.1792✓ | 1.1376 | 1.1278 | 1.1448 |
| Apr 14 | 1.1602 | 1.1764✓ | 1.1341 | 1.1194 | 1.1423 |
| Apr 13 | 1.1502 | 1.1683✓ | 1.1304 | 1.1206 | 1.1341 |
| Apr 12 | 1.1543 | 1.1722✓ | 1.1307 | 1.1209 | 1.1383 |
| Apr 11 | 1.1553 | 1.1722✓ | 1.1307 | 1.1209 | 1.1383 |
| Apr 10 | 1.1511 | 1.1686✓ | 1.1288 | 1.1179 | 1.1343 |
| Apr 9 | 1.1478 | 1.1652✓ | 1.1251 | 1.1122 | 1.1319 |
| Apr 8 | 1.1514 | 1.1675✓ | 1.1187 | 1.1050 | 1.1323 |
| Apr 7 | 1.1381 | 1.1535✓ | 1.1134 | 1.1042 | 1.1204 |
| Apr 6 | 1.1395 | 1.1550✓ | 1.1120 | 1.1051 | 1.1218 |
| Apr 5 | 1.1379 | 1.1509✓ | 1.1110 | 1.1044 | 1.1184 |
| Apr 4 | 1.1379 | 1.1509✓ | 1.1110 | 1.1044 | 1.1184 |
| Apr 3 | 1.1355 | 1.1517✓ | 1.1124 | 1.1047 | 1.1185 |
| Apr 2 | 1.1385 | 1.1536✓ | 1.1123 | 1.1083 | 1.1200 |
| Apr 1 | 1.1409 | 1.1580✓ | 1.1128 | 1.0978 | 1.1237 |
| Mar 31 | 1.1361 | 1.1548✓ | 1.1092 | 1.0986 | 1.1213 |
| Mar 30 | 1.1311 | 1.1468✓ | 1.1114 | 1.1048 | 1.1137 |
| Mar 29 | 1.1344 | 1.1502✓ | 1.1098 | 1.1037 | 1.1155 |
| Mar 28 | 1.1363 | 1.1511✓ | 1.1134 | 1.1054 | 1.1176 |
| Mar 18 | 1.1374 | 1.1531✓ | 1.1129 | 1.1007 | 1.1198 |
| Mar 17 | 1.1306 | 1.1492✓ | 1.1103 | 1.0956 | 1.1164 |
| Mar 16 | 1.1330 | 1.1527✓ | 1.1069 | 1.0979 | 1.1210 |
| Mar 15 | 1.1294 | 1.1413✓ | 1.1013 | 1.0954 | 1.1084 |
| Mar 14 | 1.1294 | 1.1413✓ | 1.1013 | 1.0954 | 1.1085 |
| Mar 13 | 1.1244 | 1.1413✓ | 1.1013 | 1.0954 | 1.1085 |
Common questions about sending money from Germany to Ecuador
What is the cheapest way to send money from Germany to Ecuador?
The cheapest option changes daily based on exchange rates. Use our comparison table above to see today's rates from every provider. Specialist services like Wise, Remitly, and OFX consistently offer better value than banks.
How long does it take to send money from Germany to Ecuador?
Most specialist providers deliver to Ecuador within 1–2 business days. Some offer instant delivery for certain payment methods. Bank wires typically take 3–5 business days.
How much does it cost to send €1,000 from Germany to Ecuador?
Costs depend on the provider's fee and exchange rate markup. Compare all providers in our table above to see exactly how much USD your recipient would receive from a €1,000 transfer today.
Can I send money from Germany to Ecuador online?
Yes, all the providers we compare support online transfers from Germany to Ecuador. Most also offer mobile apps. You can typically pay by bank transfer, debit card, or credit card.
Is it better to use a bank or a money transfer service to send money to Ecuador?
Money transfer services are almost always cheaper. Banks typically charge €25–50 per wire plus a 2–5% exchange rate markup. Specialist providers charge €0–10 with markups under 1%, saving you significantly on every transfer to Ecuador.
Everything about sending money to Ecuador
Recipient requirements, delivery methods, regulations, popular banks, and more.
Other routes to Ecuador
Popular corridors
Top provider reviews
Useful guides
Compare all providers for Germany to Ecuador
Enter your exact amount to see personalised quotes from every provider on this route.
Compare providers now