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Send money from United States to Hungary(USD → HUF)
USD
HUF|Updated recentlyMid-market 309.5569Cheapest todayof 8 providers
Wise
Rate 309.5259 · Fee $7.34
You send
$1,000
Recipient gets
Ft307,254
Ft170 more than the most expensive provider
Affiliate link · No extra cost to you
Quick answer: The cheapest way to send money from United States to Hungary in July 2026 is Wise, which delivers 307,254.03 HUF on a 1,000 USD transfer with a fee of $7.34. According to SendMoneyCompare's comparison of 8 providers updated every 6 hours, the difference between the cheapest and most expensive provider on this corridor is 174 HUF.
Last reviewed: by Awais Imran, Reviews Editor
What is the cheapest way to send USD to HUF?
Sending $1,000 from United States to Hungary. Sorted by best value — most money received.
Source: SendMoneyCompare · Data updated every 6 hours from live provider APIs
#ProviderRateFeeRecipient gets
Rate 309.5259·Fee $7.34·0.01% markup
Best rate 121 of 122 days
↓ 8.2% over 122dAvg: 311.48 HUF (-0.6% vs avg)Range: 300.67–338.63
1
WiseBest value
Instant0.01% markup
Best rate 121 of 122 days
↓ 8.2% over 122dAvg: 311.48 HUF (-0.6% vs avg)Range: 300.67–338.63
309.5259
$7.34
Ft307,254.03
Rate 305.3779·Fee $0.99·1.35% markup
↓ 8.7% over 111dAvg: 308.00 HUF (-0.8% vs avg)Range: 297.71–336.19
2
Minutes to 3-5 days1.35% markup
↓ 8.7% over 111dAvg: 308.00 HUF (-0.8% vs avg)Range: 297.71–336.19
305.3779
$0.99
Ft305,075.56
Rate 302.0037·Fee Free·2.44% markup
↓ 8.2% over 120dAvg: 299.13 HUF (-0.7% vs avg)Range: 288.64–325.40
3
Minutes to 3 days2.44% markup
↓ 8.2% over 120dAvg: 299.13 HUF (-0.7% vs avg)Range: 288.64–325.40
302.0037
Free
Ft302,003.72
Rate 302.2514·Fee $5.00·2.36% markup
Rate 307.6996·Fee $31.16·0.60% markup
Rate 295.5030·Fee $4.99·4.54% markup
Rate up 1.6%
↑ 1.6% over 38dAvg: 295.58 HUFRange: 290.97–299.19
6
295.5030
$4.99
Ft294,028.46
Rate 307.1424·Fee $43.60·0.78% markup
Rate 307.0804·Fee Free·0.80% markup
Potential savings: Choosing the best provider over the most expensive saves your recipient Ft173.58 on a $1,000 transfer.
Some links on this page are affiliate links. We may earn a commission at no extra cost to you. This does not affect our rankings, which are based on real transfer data. Editorial policy
Compare the cheapest ways to send money from United States to Hungary. We compare fees, exchange rates, and transfer speeds from 15+ providers so you get the most HUF for your $.
Money transfers from United States to Hungary are a vital lifeline for families and businesses. With dozens of providers competing for this corridor, rates and fees vary widely. Specialist money transfer companies often beat bank rates by 2–4%, potentially saving you hundreds of USD per year. Use our comparison to find today's best deal.
Which provider offers the best USD to HUF rate?
Wise
4.3Exchange rate
309.5259
Fee
$7.34
Recipient gets
Ft307,254.03
Speed
Instant
Guides, fees & how it works
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the United States to Hungary route.
Cheapest transfer
Wise
Delivers the most HUF for your money
Fastest transfer
Wise
Delivers in Instant
Cash pickup
Remitly
Widest cash pickup network
Bank transfer
Wise
Best rate for bank deposit to Hungary
How to send money to Hungary
Sending money to Hungaryis straightforward with the right provider. Here's how it works in 3 simple steps.
Step 1
Enter your transfer details
Choose how much USD you want to send, compare providers above, and pick the one offering the best HUF amount for your transfer to Hungary.
Step 2
Add your recipient
Enter your recipient's details in Hungary — you'll need their iban. Most providers verify details instantly.
Step 3
Send & track your transfer
Pay using bank transfer, debit card, or credit card. Track your money in real-time until it arrives — bank deposit (sepa) typically takes 1 business day.
What you need to send money to Hungary
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's full name as registered with their Hungarian bank account
IBAN
28-character IBAN starting with 'HU' followed by 2 check digits, 3-digit bank code, and 1-digit branch code, then account number and check digit
Example: HU42117730161111101800000000
SWIFT/BIC code
Optional8 or 11-character SWIFT code for non-SEPA transfers
Note: Hungary uses 28-character IBANs starting with 'HU'. As an EU member, Hungary participates in SEPA for EUR transfers. The old Hungarian account format (8-8-8 digits like 11773016-11111018-00000000) maps directly to the IBAN. Domestic instant payments settle within 5 seconds via Hungary's AFR system.
Transfer examples: USD to HUF
See how much your recipient would get for common transfer amounts.
Send $500
ProviderFeeReceives
Wise
309.53 · Instant
Remitly
305.38 · Minutes to 3-5 days
OFX
302.25 · 1-3 business days
Xoom (PayPal)
297.08 · Minutes to 3 days
PayPal
295.50 · Instant to 3 days
XE Money Transfer
307.70 · 1-4 business days
ProviderFeeRateReceivesSpeed
Wise$1.45309.53Ft154,314Instant
Remitly$0.99305.38Ft152,387Minutes to 3-5 days
OFX$5.00302.25Ft149,6141-3 business days
Xoom (PayPal)$4.99297.08Ft147,058Minutes to 3 days
PayPal$4.99295.50Ft146,277Instant to 3 days
XE Money Transfer$31.16307.70Ft144,2621-4 business days
Send $1,000
ProviderFeeReceives
Wise
309.53 · Instant
Remitly
305.38 · Minutes to 3-5 days
Xoom (PayPal)
302.00 · Minutes to 3 days
OFX
302.25 · 1-3 business days
XE Money Transfer
307.70 · 1-4 business days
PayPal
295.50 · Instant to 3 days
ProviderFeeRateReceivesSpeed
Wise$7.34309.53Ft307,254Instant
Remitly$0.99305.38Ft305,076Minutes to 3-5 days
Xoom (PayPal)Free302.00Ft302,004Minutes to 3 days
OFX$5.00302.25Ft300,7401-3 business days
XE Money Transfer$31.16307.70Ft298,1121-4 business days
PayPal$4.99295.50Ft294,028Instant to 3 days
Send $5,000
ProviderFeeReceives
Wise
309.53 · Instant
XE Money Transfer
307.70 · 1-4 business days
Remitly
305.38 · Minutes to 3-5 days
CurrencyFair
307.14 · 1-2 business days
OFX
302.25 · 1-3 business days
Xoom (PayPal)
297.08 · Minutes to 3 days
ProviderFeeRateReceivesSpeed
Wise$1.45309.53Ft1,547,181Instant
XE Money Transfer$31.16307.70Ft1,528,9101-4 business days
Remitly$0.99305.38Ft1,526,587Minutes to 3-5 days
CurrencyFair$43.60307.14Ft1,522,3201-2 business days
OFX$5.00302.25Ft1,509,7461-3 business days
Xoom (PayPal)$4.99297.08Ft1,483,926Minutes to 3 days
How much does it cost to send money from United States to Hungary?
Transfer fees from United States to Hungary vary by provider. Specialist services charge $0–10 per transfer, while banks charge $25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total HUF your recipient receives, not just the advertised fee.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically $0–$10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (309.5569).
Ways to send money to Hungary
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
Bank deposit is the standard method in Hungary. Hungary's instant payment system (AFR) processes domestic transfers in under 5 seconds, 24/7. SEPA transfers from EU countries are the cheapest way to send money to Hungary.
Bank Transfer
Low costSpeed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
Debit Card
Medium costSpeed: Minutes to hours
Fast and convenient — small card processing fee applies
Credit Card
Higher costSpeed: Minutes to hours
Fastest option but highest fees — card issuer may charge cash advance fee
Apple Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
How can my recipient receive money in Hungary?
Your recipient in Hungary can receive money through these delivery methods. The best option depends on their location and preferences.
Bank Deposit (SEPA)
1 business day
SEPA transfer in EUR — fast and affordable from EU/EEA countries.
WiseRemitlyWorldRemit
Bank Deposit (SWIFT)
1–3 business days
International wire transfer in HUF or EUR to Hungarian bank accounts.
WiseRemitlyWorldRemitWestern Union+1 more
Cash Pickup
Minutes
Collect cash from agent locations across Hungary.
Western UnionMoneyGram
What are the transfer limits and regulations for Hungary?
Important rules and requirements to know before sending money to Hungary.
Regulatory body
Magyar Nemzeti Bank (MNB) — Hungarian National Bank
Inbound transfer limits
No cap on incoming transfers, but amounts over EUR 15,000 must be reported
Documentation you may need
- Sender's government-issued photo ID
- Purpose of payment for large transfers
- Recipient's Hungarian tax ID may be required
Important things to know
- Hungary is an EU member using the Hungarian forint (HUF), with no confirmed euro adoption date.
- SEPA transfers in EUR are converted to HUF at the recipient bank's exchange rate.
- Hungary has a growing diaspora in the UK, Germany, and Austria driving remittance flows.
- The HUF can be volatile — timing transfers can make a meaningful difference in the amount received.
How long does it take to send money to Hungary?
Most transfers from United States to Hungary arrive within 1–2 business days with specialist providers. Bank wires take 3–5 business days. Some providers offer instant or same-day delivery to Hungary for a small premium.
FastExpress delivery
- WiseInstant
- RemitlyMinutes to 3-5 days
- Xoom (PayPal)Minutes to 3 days
- PayPalInstant to 3 days
Standard delivery
- OFX1-3 business days
- XE Money Transfer1-4 business days
- CurrencyFair1-2 business days
- Regency FXSame day to 2 business days
Popular banks in Hungary
These are the most commonly used banks for receiving international transfers in Hungary.
BankSWIFT/BICNotes
OTP Bank
OTPVHUHB
Erste Bank Hungary
GIBAHUHB
K&H Bank
OKHBHUHB
UniCredit Bank Hungary
BACXHUHB
Raiffeisen Bank Hungary
UBRTHUHB
CIB Bank
CABORHUBXXX
USD to HUF Exchange Rate History
Daily best exchange rates from top providers over the last 122 days. Rates shown are for sending $100.
| Date | Wise | __mid Market__ | Xoom (PayPal) | Remitly | PayPal |
|---|---|---|---|---|---|
| Trend | |||||
| Jul 26 | 309.5260✓ | 305.3819 | 297.0705 | 305.3819 | 295.4964 |
| Jul 25 | 309.5260✓ | 305.3819 | 297.0705 | 305.3819 | 295.4964 |
| Jul 24 | 309.5260✓ | 305.3819 | 297.0705 | 305.3819 | 295.4964 |
| Jul 23 | 309.5260✓ | 305.3819 | 297.0705 | 305.3819 | 295.4964 |
| Jul 22 | 309.5260✓ | 305.3819 | 297.0705 | 305.3819 | 295.4964 |
| Jul 21 | 309.5260✓ | 305.3819 | 297.0705 | 305.3819 | 295.4964 |
| Jul 20 | 309.5260✓ | 305.3819 | 297.0705 | 305.3819 | 295.4964 |
| Jul 19 | 309.5260✓ | 305.3819 | 297.0705 | 305.3819 | 295.4964 |
| Jul 18 | 309.5260✓ | 305.3819 | 297.0705 | 305.3819 | 295.4964 |
| Jul 17 | 309.5260✓ | 305.3819 | 297.0705 | 305.3819 | 295.4964 |
| Jul 16 | 309.5260✓ | 305.3819 | 297.0705 | 305.3819 | 295.4964 |
| Jul 15 | 309.5260✓ | 305.3819 | 297.0705 | 305.3819 | 295.4964 |
| Jul 14 | 309.5260✓ | 305.3819 | 297.0705 | 305.3819 | 295.4964 |
| Jul 13 | 309.5260✓ | 305.3819 | 297.0705 | 305.3819 | 295.4964 |
| Jul 12 | 309.5260✓ | 305.3819 | 297.0705 | 305.3819 | 295.4964 |
| Jul 11 | 309.5260✓ | 305.3819 | 297.0705 | 305.3819 | 295.4964 |
| Jul 10 | 309.5260✓ | 305.3819 | 297.0705 | 305.3819 | 295.4964 |
| Jul 9 | 309.5260✓ | 305.3819 | 297.0705 | 305.3819 | 295.4964 |
| Jul 8 | 309.5260✓ | 305.3819 | 297.0705 | 305.3819 | 295.4964 |
| Jul 7 | 309.5260✓ | 305.3819 | 297.0705 | 305.3819 | 295.4964 |
| Jul 6 | 309.5260✓ | 305.3819 | 297.0705 | 305.3819 | 295.4964 |
| Jul 5 | 309.5260✓ | 305.3819 | 297.0705 | 305.3819 | 295.4964 |
| Jul 4 | 309.5260✓ | 305.3819 | 297.0705 | 305.3819 | 295.4964 |
| Jul 3 | 309.5260✓ | 305.3819 | 297.0705 | 305.3819 | 295.4964 |
| Jul 2 | 312.9880✓ | 309.0449 | 299.3201 | 309.0449 | 298.5627 |
| Jul 1 | 311.9800✓ | 308.3313 | 299.4196 | 308.3313 | 295.5019 |
| Jun 30 | 310.1960✓ | 298.8233 | 298.8233 | 305.8940 | 297.1674 |
| Jun 29 | 310.7720✓ | 296.7562 | 298.4995 | 307.3000 | 296.7562 |
| Jun 28 | 310.7720✓ | 296.7562 | 298.4995 | 307.3000 | 296.7562 |
| Jun 27 | 310.7720✓ | 307.3000 | 298.4995 | 307.3000 | 296.7562 |
| Jun 26 | 311.7600✓ | 308.1258 | 299.3156 | 308.1258 | 298.2003 |
| Jun 25 | 313.5650✓ | 309.9738 | 300.5981 | 309.9738 | 299.1945 |
| Jun 24 | 312.3950✓ | 295.8046 | 295.8046 | 308.6466 | 295.3801 |
| Jun 23 | 308.1930✓ | 304.7044 | 294.6643 | 304.7044 | 293.4774 |
| Jun 22 | 307.1810✓ | 303.5609 | 294.4634 | 303.5609 | 293.7757 |
| Jun 21 | 306.7360✓ | 293.8474 | 294.5353 | 303.2200 | 293.8474 |
| Jun 20 | 306.7360✓ | 303.2200 | 295.3778 | 303.2200 | 293.8474 |
| Jun 19 | 307.5030✓ | 303.6174 | 295.3451 | 303.6174 | 290.9652 |
| Jun 18 | 305.1040✓ | 301.1488 | 292.7338 | 301.1488 | — |
| Jun 17 | 302.6490✓ | 290.3910 | 290.3910 | 298.7626 | — |
| Jun 16 | 302.6490✓ | 290.3910 | 290.3910 | 298.7626 | — |
| Jun 15 | 302.6490✓ | 290.3910 | 290.3910 | 298.7626 | — |
| Jun 14 | 304.2140✓ | 301.5300 | 293.2879 | 301.5300 | — |
| Jun 13 | 304.2140✓ | 301.5300 | 293.2879 | 301.5300 | — |
| Jun 12 | 304.2140✓ | 301.5300 | 293.2879 | 301.5300 | — |
| Jun 11 | 308.4980✓ | 305.7313 | 295.8540 | 305.7313 | — |
| Jun 10 | 308.4980✓ | 305.7313 | 295.8540 | 305.7313 | — |
| Jun 9 | 308.7390✓ | 305.9642 | 296.2154 | 305.9642 | — |
| Jun 8 | 308.6150✓ | 305.5550 | 296.5392 | 305.5550 | — |
| Jun 7 | 308.2960✓ | 305.7600 | 296.1761 | 305.7600 | — |
| Jun 6 | 308.2960✓ | 305.7600 | 292.8839 | 305.7600 | — |
| Jun 5 | 305.3010✓ | 293.3394 | 293.3394 | 302.4740 | — |
| Jun 4 | 306.5280✓ | 303.8685 | 294.5419 | 303.8685 | — |
| Jun 3 | 305.2280✓ | 294.1157 | 294.1157 | 302.3168 | — |
| Jun 2 | 305.6560✓ | 293.3866 | 293.3866 | 303.9465 | — |
| Jun 1 | 303.9670✓ | 291.4965 | 291.4965 | 301.0886 | — |
| May 31 | 303.5460✓ | 291.3766 | 291.3766 | 300.7500 | — |
| May 30 | 303.5460✓ | 300.7500 | 291.3766 | 300.7500 | — |
| May 29 | 304.2190✓ | 292.7439 | 292.7439 | 301.4593 | — |
| May 28 | 305.3350✓ | 292.9702 | 292.9702 | 302.5895 | — |
| May 27 | 305.7310✓ | 302.9322 | 296.5005 | 302.9322 | — |
| May 26 | 306.6560✓ | 296.8342 | 296.8342 | 304.2383 | — |
| May 25 | 307.4000✓ | 296.9095 | 296.9095 | 306.4020 | — |
| May 24 | 309.2270✓ | 296.8419 | 296.8419 | 306.4700 | — |
| May 23 | 309.2270✓ | 296.8419 | 296.8419 | 306.4700 | — |
| May 22 | 309.0840✓ | 296.6465 | 296.6465 | 306.2902 | — |
| May 21 | 309.5200✓ | 296.9678 | 296.9678 | 306.6531 | — |
| May 20 | 311.6630✓ | 308.7607 | 297.0938 | 308.7607 | — |
| May 19 | 309.2360✓ | 298.9290 | 298.9290 | 306.5628 | — |
| May 18 | 311.5630✓ | 299.4685 | 299.4685 | 308.8089 | — |
| May 17 | 311.1560✓ | 298.8024 | 298.8024 | 308.4400 | — |
| May 16 | 311.1560✓ | 308.4400 | 298.8024 | 308.4400 | — |
| May 15 | 308.4220✓ | 296.2650 | 296.2650 | 306.1926 | — |
| May 14 | 305.4710✓ | 302.5355 | 293.6154 | 302.5355 | — |
| May 13 | 304.7880✓ | 302.0968 | 292.6314 | 302.0968 | — |
| May 12 | 302.7120✓ | 300.6020 | 290.8584 | 300.6020 | — |
| May 11 | 302.1760✓ | 288.8831 | 288.8831 | 299.5439 | — |
| May 10 | 300.6700✓ | 297.7100 | 288.6393 | 297.7100 | — |
| May 9 | 300.6700✓ | 288.6393 | 288.6393 | 297.7100 | — |
| May 8 | 304.3130✓ | 293.1702 | 293.1702 | 301.4094 | — |
| May 7 | 304.6950✓ | 292.2265 | 292.2265 | 301.7787 | — |
| May 6 | 308.2310✓ | 297.9051 | 297.9051 | 305.0725 | — |
| May 5 | 312.4750✓ | 312.4750✓ | — | — | — |
| May 4 | 308.8920✓ | 308.8920✓ | — | — | — |
| May 3 | 309.8410✓ | 307.0900 | 297.5020 | 307.0900 | — |
| May 2 | 309.8410✓ | 307.0900 | 297.5020 | 307.0900 | — |
| May 1 | 310.5230✓ | 308.1879 | 298.1855 | 308.1879 | — |
| Apr 30 | 313.1380✓ | 300.9537 | 300.9537 | 310.9635 | — |
| Apr 29 | 310.7720✓ | 298.7124 | 298.7124 | 309.2499 | — |
| Apr 28 | 311.1760✓ | 298.5950 | 298.5950 | 308.9628 | — |
| Apr 27 | 310.9850✓ | 298.4255 | 298.4255 | 308.1440 | — |
| Apr 26 | 311.4050✓ | 308.9800 | 299.0511 | 308.9800 | — |
| Apr 25 | 311.4050✓ | 308.9800 | 299.0511 | 308.9800 | — |
| Apr 24 | 313.7250✓ | 299.8556 | 299.8556 | 311.6537 | — |
| Apr 23 | 311.5420✓ | 309.0868 | 298.9800 | 309.0868 | — |
| Apr 22 | 309.7750✓ | 307.3923 | 297.3273 | 307.3923 | — |
| Apr 21 | 307.2050✓ | 304.9137 | 294.9927 | 304.9137 | — |
| Apr 20 | 307.7860✓ | 305.1583 | 295.2844 | 305.1583 | — |
| Apr 19 | 307.3280✓ | 295.0201 | 295.0201 | 304.9700 | — |
| Apr 18 | 307.3280✓ | 295.0201 | 295.0201 | 304.9700 | — |
| Apr 17 | 309.7480✓ | 307.6501 | 297.6529 | 307.6501 | — |
| Apr 16 | 307.6420✓ | 295.4748 | 295.4748 | — | — |
| Apr 15 | 308.4080✓ | 295.8468 | 295.8468 | — | — |
| Apr 14 | 308.7650✓ | 296.4823 | 296.4823 | — | — |
| Apr 13 | 315.1980✓ | 307.4181 | 307.4181 | — | — |
| Apr 12 | 319.8340✓ | 307.4269 | 307.4269 | — | — |
| Apr 11 | 319.8340✓ | 307.4269 | 307.4269 | — | — |
| Apr 10 | 322.3440✓ | 309.2918 | 309.2918 | — | — |
| Apr 9 | 323.6260✓ | 310.7907 | 310.7907 | — | — |
| Apr 8 | 322.3650✓ | 309.6888 | 309.6888 | — | — |
| Apr 7 | 330.6610✓ | 317.4489 | 317.4489 | 328.1217 | — |
| Apr 6 | 330.6850✓ | 317.7446 | 317.7446 | 328.3291 | — |
| Apr 5 | 334.0960✓ | 320.6258 | 320.6258 | 331.5263 | — |
| Apr 4 | 334.0960✓ | 320.6258 | 320.6258 | 331.5263 | — |
| Apr 3 | 334.5460✓ | 331.8478 | 320.8966 | 331.8478 | — |
| Apr 2 | 333.3020✓ | 330.6719 | 320.4935 | 330.6719 | — |
| Apr 1 | 330.8590✓ | 329.1985 | 319.6519 | 329.1985 | — |
| Mar 31 | 332.6910✓ | 318.6233 | 318.6233 | 329.7540 | — |
| Mar 30 | 338.6280✓ | 336.1033 | 325.0888 | 336.1033 | — |
| Mar 29 | 338.5290✓ | 325.4018 | 325.4018 | 336.0618 | — |
| Mar 28 | 338.5140✓ | 336.1850 | 324.8958 | 336.1850 | — |
| Mar 18 | 337.0500✓ | 337.0500✓ | 323.4831 | 334.5591 | — |
Frequently asked questions
Common questions about sending money from United States to Hungary
What is the cheapest way to send money from United States to Hungary?
The cheapest option changes daily based on exchange rates. Use our comparison table above to see today's rates from every provider. Specialist services like Wise, Remitly, and OFX consistently offer better value than banks.
How long does it take to send money from United States to Hungary?
Most specialist providers deliver to Hungary within 1–2 business days. Some offer instant delivery for certain payment methods. Bank wires typically take 3–5 business days.
How much does it cost to send $1,000 from United States to Hungary?
Costs depend on the provider's fee and exchange rate markup. Compare all providers in our table above to see exactly how much HUF your recipient would receive from a $1,000 transfer today.
Can I send money from United States to Hungary online?
Yes, all the providers we compare support online transfers from United States to Hungary. Most also offer mobile apps. You can typically pay by bank transfer, debit card, or credit card.
Is it better to use a bank or a money transfer service to send money to Hungary?
Money transfer services are almost always cheaper. Banks typically charge $25–50 per wire plus a 2–5% exchange rate markup. Specialist providers charge $0–10 with markups under 1%, saving you significantly on every transfer to Hungary.
More for this corridor
Everything about sending money to Hungary
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