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Send money from United Kingdom to Australia(GBP → AUD)
GBP
AUD|Updated recentlyMid-market 1.8866Cheapest todayof 23 providers
InstaReM
Rate 1.8779 · Fee free
You send
£500
Recipient gets
A$939
Affiliate link · No extra cost to you
Quick answer: The cheapest way to send money from United Kingdom to Australia in May 2026 is InstaReM, which delivers 938.97 AUD on a 500 GBP transfer with a fee of zero.
Last reviewed: by Awais Imran, Reviews Editor
→
Rates are typical right now
38th percentile
Based on 54 days of data (2026-03-28 to 2026-05-20)
Today's best
A$187.79
InstaReM
54-day avg
1 GBP = 1.88 AUD
Best rate
1.93
2026-03-29 · InstaReM
Worst rate
1.85
2026-05-15 · InstaReM
What is the cheapest way to send GBP to AUD?
Sending £500 from United Kingdom to Australia. Sorted by best value — most money received.
Source: SendMoneyCompare · Data updated every 6 hours from live provider APIs
#ProviderRateFeeRecipient gets
Rate 1.8779·Fee Free·0.46% markup
Best rate 45 of 54 days
↓ 2.4% over 45dAvg: 1.88 AUD (-0.3% vs avg)Range: 1.85–1.93
1
InstaReMBest value
1-3 business days0.46% markup
Best rate 45 of 54 days
↓ 2.4% over 45dAvg: 1.88 AUD (-0.3% vs avg)Range: 1.85–1.93
1.8779
Free
A$938.97
Rate 1.8883·Fee £3.00
↓ 2.2% over 54dAvg: 1.89 AUD (-0.2% vs avg)Range: 1.86–1.93
2
1.8883
£3.00
A$938.50
Rate 1.8798·Fee £0.99·0.36% markup
↓ 2.3% over 45dAvg: 1.88 AUD (-0.1% vs avg)Range: 1.85–1.92
3
1.8798
£0.99
A$938.06
Rate 1.8700·Fee Free·0.88% markup
Rate up 1.1%
↑ 1.1% over 7dAvg: 1.85 AUD (+1.0% vs avg)Range: 1.84–1.87
4
Under 3 minutes (95% of transfers)0.88% markup
Rate up 1.1%
↑ 1.1% over 7dAvg: 1.85 AUD (+1.0% vs avg)Range: 1.84–1.87
1.8700
Free
A$935.01
Rate 1.8672·Fee Free·1.03% markup
↓ 2.3% over 54dAvg: 1.87 AUD (-0.3% vs avg)Range: 1.84–1.91
5
Same day to 3 business days1.03% markup
↓ 2.3% over 54dAvg: 1.87 AUD (-0.3% vs avg)Range: 1.84–1.91
1.8672
Free
A$933.60
Rate 1.8578·Fee £0.99·1.53% markup
↓ 2.3% over 54dAvg: 1.86 AUD (-0.3% vs avg)Range: 1.83–1.90
6
Minutes to 3 days1.53% markup
↓ 2.3% over 54dAvg: 1.86 AUD (-0.3% vs avg)Range: 1.83–1.90
1.8578
£0.99
A$927.04
Rate 1.8636·Fee £2.99·1.22% markup
↓ 2.5% over 54dAvg: 1.87 AUD (-0.5% vs avg)Range: 1.84–1.91
7
Minutes to 5 days1.22% markup
↓ 2.5% over 54dAvg: 1.87 AUD (-0.5% vs avg)Range: 1.84–1.91
1.8636
£2.99
A$926.23
Rate 1.8429·Fee Free·2.32% markup
↓ 2.4% over 54dAvg: 1.85 AUD (-0.3% vs avg)Range: 1.82–1.89
8
2-5 business days2.32% markup
↓ 2.4% over 54dAvg: 1.85 AUD (-0.3% vs avg)Range: 1.82–1.89
1.8429
Free
A$921.43
Rate 1.8429·Fee Free·2.32% markup
↓ 2.4% over 54dAvg: 1.85 AUD (-0.3% vs avg)Range: 1.82–1.89
9
1.8429
Free
A$921.43
Rate 1.8346·Fee Free·2.76% markup
↓ 2.2% over 54dAvg: 1.84 AUD (-0.3% vs avg)Range: 1.81–1.88
10
Same day to 3 business days2.76% markup
↓ 2.2% over 54dAvg: 1.84 AUD (-0.3% vs avg)Range: 1.81–1.88
1.8346
Free
A$917.28
Rate 1.8338·Fee Free·2.80% markup
↓ 2.3% over 54dAvg: 1.84 AUD (-0.2% vs avg)Range: 1.81–1.88
11
Instant to 3 business days2.80% markup
↓ 2.3% over 54dAvg: 1.84 AUD (-0.2% vs avg)Range: 1.81–1.88
1.8338
Free
A$916.90
Rate 1.8574·Fee £7.00·1.55% markup
Rate 1.8578·Fee £15.00·1.53% markup
↓ 1.4% over 54dAvg: 1.85 AUD (+0.3% vs avg)Range: 1.82–1.89
13
1.8578
£15.00
A$901.01
Rate 1.8193·Fee £9.50·3.57% markup
↓ 2.0% over 54dAvg: 1.82 AUD (-0.2% vs avg)Range: 1.79–1.86
14
1.8193
£9.50
A$892.35
Rate 1.8191·Fee £9.50·3.58% markup
↓ 2.0% over 51dAvg: 1.82 AUD (-0.2% vs avg)Range: 1.79–1.86
15
1.8191
£9.50
A$892.26
Rate 1.7949·Fee £2.99·4.86% markup
↓ 2.6% over 54dAvg: 1.81 AUD (-0.9% vs avg)Range: 1.78–1.85
16
1.7949
£2.99
A$892.10
Rate 1.8236·Fee £25.00·3.34% markup
↓ 2.5% over 54dAvg: 1.84 AUD (-0.7% vs avg)Range: 1.81–1.87
17
1.8236
£25.00
A$866.22
Rate 1.8868·Fee £48.25
Rate 1.8766·Fee £81.60·0.53% markup
Rate 1.8759·Fee £89.18·0.57% markup
Rate 1.8761·Fee £89.36·0.56% markup
Rate 1.8644·Fee £180.82·1.18% markup
Rate 1.8772·Fee Free·0.50% markup
Potential savings: Choosing the best provider over the most expensive saves your recipient A$0.37 on a £500 transfer.
Some links on this page are affiliate links. We may earn a commission at no extra cost to you. This does not affect our rankings, which are based on real transfer data. Editorial policy
Looking for cheap money transfers from United Kingdom to Australia? We compare exchange rates, fees, and delivery times from every major provider to help you save on every transfer.
Whether you're supporting family in Australia or paying for business services, finding the cheapest way to send money from United Kingdom matters. Exchange rate markups and transfer fees add up — especially on regular transfers. Our real-time comparison helps you cut costs by showing the exact amount your recipient gets from each provider.
Which provider offers the best GBP to AUD rate?
InstaReM
4.0Exchange rate
1.8779
Fee
Free
Recipient gets
A$938.97
Speed
1-3 business days
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the United Kingdom to Australia route.
Cheapest transfer
InstaReM
Delivers the most AUD for your money
Fastest transfer
Remitly
Delivers in Minutes to 3-5 days
Cash pickup
Remitly
Widest cash pickup network
Bank transfer
InstaReM
Best rate for bank deposit to Australia
How to send money to Australia
Sending money to Australia is straightforward with the right provider. Here's how it works in 3 simple steps.
Step 1
Enter your transfer details
Choose how much GBP you want to send, compare providers above, and pick the one offering the best AUD amount for your transfer to Australia.
Step 2
Add your recipient
Enter your recipient's details in Australia — you'll need their bank account number. Most providers verify details instantly.
Step 3
Send & track your transfer
Pay using bank transfer, debit card, or credit card. Track your money in real-time until it arrives — bank deposit typically takes 1–3 business days.
What you need to send money to Australia
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's full legal name as it appears on their bank account
Bank account number
Recipient's bank account number
Bank name
Name of the receiving bank
SWIFT/BIC code
Optional8 or 11-character SWIFT code identifying the bank (may be optional with IBAN)
Note: You need the recipient's bank account number and bank name. Contact the recipient's bank for their SWIFT/BIC code if required.
Transfer examples: GBP to AUD
See how much your recipient would get for common transfer amounts.
Send £500
ProviderFeeReceives
InstaReM
1.88 · 1-3 business days
Monese
1.89 · 1-3 business days
Remitly
1.88 · Minutes to 3-5 days
TapTap Send
1.87 · Under 3 minutes (95% of transfers)
HSBC
1.87 · Same day to 3 business days
Xoom (PayPal)
1.86 · Minutes to 3 days
ProviderFeeRateReceivesSpeed
InstaReMFree1.88A$9391-3 business days
Monese£3.001.89A$9391-3 business days
Remitly£0.991.88A$938Minutes to 3-5 days
TapTap SendFree1.87A$935Under 3 minutes (95% of transfers)
HSBCFree1.87A$934Same day to 3 business days
Xoom (PayPal)£0.991.86A$927Minutes to 3 days
Send £1,000
ProviderFeeReceives
Remitly
1.88 · Minutes to 3-5 days
InstaReM
1.88 · 1-3 business days
HSBC
1.87 · Same day to 3 business days
TapTap Send
1.87 · Under 3 minutes (95% of transfers)
Xoom (PayPal)
1.86 · Minutes to 3 days
Western Union
1.86 · Minutes to 5 days
ProviderFeeRateReceivesSpeed
Remitly£0.991.88A$1,878Minutes to 3-5 days
InstaReMFree1.88A$1,8781-3 business days
HSBCFree1.87A$1,873Same day to 3 business days
TapTap SendFree1.87A$1,870Under 3 minutes (95% of transfers)
Xoom (PayPal)£1.491.86A$1,859Minutes to 3 days
Western Union£2.991.86A$1,858Minutes to 5 days
Send £5,000
ProviderFeeReceives
Monese
1.89 · 1-3 business days
Remitly
1.88 · Minutes to 3-5 days
InstaReM
1.88 · 1-3 business days
TapTap Send
1.87 · Under 3 minutes (95% of transfers)
Wise
1.89 · Instant to 2 days
HSBC
1.87 · Same day to 3 business days
ProviderFeeRateReceivesSpeed
Monese£3.001.89A$9,4361-3 business days
Remitly£0.991.88A$9,397Minutes to 3-5 days
InstaReMFree1.88A$9,3901-3 business days
TapTap SendFree1.87A$9,350Under 3 minutes (95% of transfers)
Wise£48.251.89A$9,343Instant to 2 days
HSBCFree1.87A$9,336Same day to 3 business days
How much does it cost to send money from United Kingdom to Australia?
Transfer fees from United Kingdom to Australia vary by provider. Specialist services charge £0–10 per transfer, while banks charge £25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total AUD your recipient receives, not just the advertised fee.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically £0–£10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (1.8866).
Ways to send money to Australia
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
Bank deposit is the standard delivery method for transfers to Australia. Cash pickup is available through international providers like Western Union and MoneyGram.
Bank Transfer
Low costSpeed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
Debit Card
Medium costSpeed: Minutes to hours
Fast and convenient — small card processing fee applies
Credit Card
Higher costSpeed: Minutes to hours
Fastest option but highest fees — card issuer may charge cash advance fee
Google Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
Apple Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
Cash
Medium costSpeed: Varies
Pay cash at an agent location — available at select providers
How can my recipient receive money in Australia?
Your recipient in Australia can receive money through these delivery methods. The best option depends on their location and preferences.
Bank Deposit
1–3 business days
Direct transfer to bank accounts in Australia.
WiseRemitlyWorldRemitWestern Union
Cash Pickup
Minutes
Collect cash from agent locations in Australia.
Western UnionMoneyGram
What are the transfer limits and regulations for Australia?
Important rules and requirements to know before sending money to Australia.
Documentation you may need
- Government-issued photo ID (passport, driver's license, or state ID)
- Proof of address may be required for first-time transfers
Important things to know
- Check your provider's specific limits and requirements for transfers to Australia.
- Transfers over $10,000 (or equivalent) may trigger reporting requirements in your sending country.
How long does it take to send money to Australia?
Most transfers from United Kingdom to Australia arrive within 1–2 business days with specialist providers. Bank wires take 3–5 business days. Some providers offer instant or same-day delivery to Australia for a small premium.
FastExpress delivery
- RemitlyMinutes to 3-5 days
- TapTap SendUnder 3 minutes (95% of transfers)
- Xoom (PayPal)Minutes to 3 days
- Western UnionMinutes to 5 days
- SkrillInstant to 3 business days
Standard delivery
- InstaReM1-3 business days
- Monese1-3 business days
- HSBCSame day to 3 business days
- Royal Bank of Scotland2-5 business days
- NatWest2-5 business days
GBP to AUD Exchange Rate History
Daily best exchange rates from top providers over the last 54 days. Rates shown are for sending $100.
| Date | Santander | Monese | HSBC | PayPal | Western Union |
|---|---|---|---|---|---|
| Trend | |||||
| May 20 | 1.8237 | 1.8884✓ | 1.8672 | 1.7950 | 1.8637 |
| May 19 | 1.8196 | 1.8750✓ | 1.8542 | 1.7847 | 1.8549 |
| May 18 | 1.8126 | 1.8668✓ | 1.8471 | 1.7784 | 1.8478 |
| May 17 | 1.8092 | 1.8625✓ | 1.8436 | 1.7785 | 1.8443 |
| May 16 | 1.8092 | 1.8625✓ | 1.8436 | 1.7785 | 1.8443 |
| May 15 | 1.8054 | 1.8588✓ | 1.8381 | 1.7819 | 1.8416 |
| May 14 | 1.8135 | 1.8679✓ | 1.8464 | 1.7861 | 1.8499 |
| May 13 | 1.8153 | 1.8690✓ | 1.8482 | 1.7924 | 1.8517 |
| May 12 | 1.8178 | 1.8777✓ | 1.8585 | 1.7983 | 1.8594 |
| May 11 | 1.8187 | 1.8797✓ | 1.8594 | 1.7974 | 1.8604 |
| May 10 | 1.8203 | 1.8790✓ | 1.8610 | 1.7967 | 1.8620 |
| May 9 | 1.8203 | 1.8790✓ | 1.8610 | 1.7967 | 1.8620 |
| May 8 | 1.8179 | 1.8789✓ | 1.8593 | 1.7990 | 1.8599 |
| May 7 | 1.8155 | 1.8774✓ | 1.8568 | 1.7977 | 1.8575 |
| May 6 | 1.8156 | 1.8776✓ | 1.8569 | 1.8055 | 1.8575 |
| May 5 | 1.8340 | 1.8897✓ | 1.8689 | 1.8016 | 1.8685 |
| May 4 | 1.8292 | 1.8849✓ | 1.8640 | 1.8047 | 1.8636 |
| May 3 | 1.8293 | 1.8842✓ | 1.8641 | 1.8042 | 1.8637 |
| May 2 | 1.8293 | 1.8842✓ | 1.8641 | 1.8042 | 1.8637 |
| May 1 | 1.8370 | 1.8890✓ | 1.8691 | 1.8089 | 1.8657 |
| Apr 30 | 1.8399 | 1.8924✓ | 1.8721 | 1.8034 | 1.8686 |
| Apr 29 | 1.8321 | 1.8852✓ | 1.8642 | 1.8068 | 1.8607 |
| Apr 28 | 1.8237 | 1.8846✓ | 1.8649 | 1.8085 | 1.8587 |
| Apr 27 | 1.8279 | 1.8876✓ | 1.8692 | 1.8062 | 1.8630 |
| Apr 26 | 1.8318 | 1.8912✓ | 1.8732 | 1.8070 | 1.8670 |
| Apr 25 | 1.8318 | 1.8912✓ | 1.8732 | 1.8070 | 1.8670 |
| Apr 24 | 1.8317 | 1.8867✓ | 1.8699 | 1.8078 | 1.8703 |
| Apr 23 | 1.8294 | 1.8847✓ | 1.8675 | 1.8075 | 1.8680 |
| Apr 22 | 1.8293 | 1.8858✓ | 1.8674 | 1.8072 | 1.8679 |
| Apr 21 | 1.8286 | 1.8831✓ | 1.8644 | 1.8063 | 1.8652 |
| Apr 20 | 1.8319 | 1.8859✓ | 1.8677 | 1.8030 | 1.8685 |
| Apr 19 | 1.8304 | 1.8833✓ | 1.8662 | 1.8034 | 1.8670 |
| Apr 18 | 1.8304 | 1.8833✓ | 1.8662 | 1.8034 | 1.8670 |
| Apr 17 | 1.8315 | 1.8864✓ | 1.8678 | 1.8089 | 1.8641 |
| Apr 16 | 1.8361 | 1.8925✓ | 1.8725 | 1.8138 | 1.8687 |
| Apr 15 | 1.8480 | 1.9034✓ | 1.8847 | 1.8235 | 1.8809 |
| Apr 14 | 1.8446 | 1.9062✓ | 1.8869 | 1.8257 | 1.8809 |
| Apr 13 | 1.8432 | 1.9048✓ | 1.8854 | 1.8181 | 1.8794 |
| Apr 12 | 1.8438 | 1.9041✓ | 1.8861 | 1.8182 | 1.8801 |
| Apr 11 | 1.8438 | 1.9041✓ | 1.8861 | 1.8182 | 1.8801 |
| Apr 10 | 1.8481 | 1.8971✓ | 1.8775 | 1.8181 | 1.8813 |
| Apr 9 | 1.8545 | 1.9052✓ | 1.8840 | 1.8163 | 1.8877 |
| Apr 8 | 1.8483 | 1.8974✓ | 1.8777 | 1.8306 | 1.8814 |
| Apr 7 | 1.8599 | 1.9143✓ | 1.8931 | 1.8341 | 1.8943 |
| Apr 6 | 1.8575 | 1.9121✓ | 1.8907 | 1.8307 | 1.8919 |
| Apr 5 | 1.8607 | 1.9129✓ | 1.8940 | 1.8298 | 1.8952 |
| Apr 4 | 1.8607 | 1.9129✓ | 1.8940 | 1.8298 | 1.8952 |
| Apr 3 | 1.8608 | 1.9150✓ | 1.8941 | 1.8358 | 1.8953 |
| Apr 2 | 1.8671 | 1.9146✓ | 1.8947 | 1.8337 | 1.8967 |
| Apr 1 | 1.8748 | 1.9239✓ | 1.9025 | 1.8396 | 1.9045 |
| Mar 31 | 1.8590 | 1.9191✓ | 1.8991 | 1.8427 | 1.9014 |
| Mar 30 | 1.8636 | 1.9242✓ | 1.9037 | 1.8487 | 1.9057 |
| Mar 29 | 1.8715 | 1.9291✓ | 1.9118 | 1.8481 | 1.9138 |
| Mar 28 | 1.8707 | 1.9316✓ | 1.9105 | 1.8436 | 1.9108 |
Common questions about sending money from United Kingdom to Australia
What is the cheapest way to send money from United Kingdom to Australia?
The cheapest option changes daily based on exchange rates. Use our comparison table above to see today's rates from every provider. Specialist services like Wise, Remitly, and OFX consistently offer better value than banks.
How long does it take to send money from United Kingdom to Australia?
Most specialist providers deliver to Australia within 1–2 business days. Some offer instant delivery for certain payment methods. Bank wires typically take 3–5 business days.
How much does it cost to send £500 from United Kingdom to Australia?
Costs depend on the provider's fee and exchange rate markup. Compare all providers in our table above to see exactly how much AUD your recipient would receive from a £500 transfer today.
Can I send money from United Kingdom to Australia online?
Yes, all the providers we compare support online transfers from United Kingdom to Australia. Most also offer mobile apps. You can typically pay by bank transfer, debit card, or credit card.
Is it better to use a bank or a money transfer service to send money to Australia?
Money transfer services are almost always cheaper. Banks typically charge £25–50 per wire plus a 2–5% exchange rate markup. Specialist providers charge £0–10 with markups under 1%, saving you significantly on every transfer to Australia.
Everything about sending money to Australia
Recipient requirements, delivery methods, regulations, popular banks, and more.
Other routes to Australia
Popular corridors
Top provider reviews
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