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Send money from United Kingdom to Canada(GBP → CAD)
GBP
CAD|Updated recentlyMid-market 1.8938Cheapest todayof 23 providers
InstaReM
Rate 1.8837 · Fee free
You send
£500
Recipient gets
C$942
Affiliate link · No extra cost to you
Quick answer: The cheapest way to send money from United Kingdom to Canada in July 2026 is InstaReM, which delivers 941.86 CAD on a 500 GBP transfer with a fee of zero.
Last reviewed: by Awais Imran, Reviews Editor
What is the cheapest way to send GBP to CAD?
Sending £500 from United Kingdom to Canada. Sorted by best value — most money received.
Source: SendMoneyCompare · Data updated every 6 hours from live provider APIs
#ProviderRateFeeRecipient gets
Rate 1.8837·Fee Free·0.53% markup
Best rate 84 of 98 days
↑ 2.6% over 89dAvg: 1.85 CAD (+1.9% vs avg)Range: 1.82–1.88
1
InstaReMBest value
1-3 business days0.53% markup
Best rate 84 of 98 days
↑ 2.6% over 89dAvg: 1.85 CAD (+1.9% vs avg)Range: 1.82–1.88
1.8837
Free
C$941.86
Rate 1.8830·Fee Free·0.57% markup
↑ 2.5% over 45dAvg: 1.86 CAD (+1.4% vs avg)Range: 1.84–1.88
2
Minutes to 1 business day0.57% markup
↑ 2.5% over 45dAvg: 1.86 CAD (+1.4% vs avg)Range: 1.84–1.88
1.8830
Free
C$941.48
Rate 1.8900·Fee £1.99·0.20% markup
↑ 2.7% over 89dAvg: 1.85 CAD (+2.0% vs avg)Range: 1.83–1.89
3
1.8900
£1.99
C$941.23
Rate 1.8938·Fee £3.00
↑ 2.7% over 98dAvg: 1.86 CAD (+2.0% vs avg)Range: 1.83–1.89
4
1.8938
£3.00
C$941.20
Rate 1.8741·Fee Free·1.04% markup
↑ 2.8% over 83dAvg: 1.84 CAD (+1.9% vs avg)Range: 1.81–1.90
5
Same day to 3 business days1.04% markup
↑ 2.8% over 83dAvg: 1.84 CAD (+1.9% vs avg)Range: 1.81–1.90
1.8741
Free
C$937.03
Rate 1.8568·Fee £0.99·1.95% markup
↑ 2.8% over 83dAvg: 1.82 CAD (+2.0% vs avg)Range: 1.80–1.86
6
1.8568
£0.99
C$926.58
Rate 1.8494·Fee Free·2.34% markup
↑ 2.9% over 98dAvg: 1.81 CAD (+1.9% vs avg)Range: 1.79–1.85
7
2-5 business days2.34% markup
↑ 2.9% over 98dAvg: 1.81 CAD (+1.9% vs avg)Range: 1.79–1.85
1.8494
Free
C$924.72
Rate 1.8494·Fee Free·2.34% markup
↑ 2.9% over 98dAvg: 1.81 CAD (+1.9% vs avg)Range: 1.79–1.85
8
1.8494
Free
C$924.72
Rate 1.8530·Fee £2.99·2.15% markup
↑ 2.6% over 95dAvg: 1.82 CAD (+2.0% vs avg)Range: 1.79–1.85
9
Minutes to 5 days2.15% markup
↑ 2.6% over 95dAvg: 1.82 CAD (+2.0% vs avg)Range: 1.79–1.85
1.8530
£2.99
C$920.98
Rate 1.8419·Fee Free·2.74% markup
↑ 2.8% over 95dAvg: 1.81 CAD (+2.0% vs avg)Range: 1.78–1.84
10
Same day to 3 business days2.74% markup
↑ 2.8% over 95dAvg: 1.81 CAD (+2.0% vs avg)Range: 1.78–1.84
1.8419
Free
C$920.94
Rate 1.8601·Fee £7.00·1.78% markup
Rate 1.8591·Fee £15.00·1.83% markup
↑ 3.2% over 98dAvg: 1.82 CAD (+2.3% vs avg)Range: 1.79–1.86
12
1.8591
£15.00
C$901.67
Rate 1.8004·Fee £2.99·4.93% markup
↑ 2.1% over 87dAvg: 1.77 CAD (+1.6% vs avg)Range: 1.75–1.80
13
1.8004
£2.99
C$894.82
Rate 1.8243·Fee £9.50·3.67% markup
↑ 2.6% over 95dAvg: 1.79 CAD (+2.0% vs avg)Range: 1.76–1.82
14
1.8243
£9.50
C$894.80
Rate 1.8190·Fee £9.50·3.95% markup
↑ 2.5% over 87dAvg: 1.79 CAD (+1.7% vs avg)Range: 1.76–1.82
15
1.8190
£9.50
C$892.20
Rate 1.8928·Fee £29.34·0.05% markup
Rate 1.7779·Fee £2.99·6.12% markup
↑ 0.6% over 98dAvg: 1.76 CAD (+1.2% vs avg)Range: 1.72–1.79
17
Minutes to 3 days6.12% markup
↑ 0.6% over 98dAvg: 1.76 CAD (+1.2% vs avg)Range: 1.72–1.79
1.7779
£2.99
C$883.62
Rate 1.8404·Fee £25.00·2.82% markup
Rate up 3.3%
↑ 3.3% over 95dAvg: 1.80 CAD (+2.1% vs avg)Range: 1.78–1.84
18
2-5 business days2.82% markup
Rate up 3.3%
↑ 3.3% over 95dAvg: 1.80 CAD (+2.1% vs avg)Range: 1.78–1.84
1.8404
£25.00
C$874.17
Rate 1.8816·Fee £53.99·0.64% markup
Rate 1.8797·Fee £65.52·0.74% markup
Rate 1.8760·Fee £81.40·0.94% markup
Rate 1.8703·Fee £108.97·1.24% markup
Rate 1.8843·Fee Free·0.50% markup
Some links on this page are affiliate links. We may earn a commission at no extra cost to you. This does not affect our rankings, which are based on real transfer data. Editorial policy
Compare the cheapest ways to send money from United Kingdom to Canada. We compare fees, exchange rates, and transfer speeds from 15+ providers so you get the most CAD for your £.
British expats and immigrants regularly send money to Canada. The cost difference between providers can be significant — banks typically charge 3–5% in hidden exchange rate markups, while specialist services like Wise, Remitly, and WorldRemit offer rates much closer to the mid-market rate. Our comparison shows the total CAD received from each provider after all fees and markups.
Which provider offers the best GBP to CAD rate?
InstaReM
4.0Exchange rate
1.8837
Fee
Free
Recipient gets
C$941.86
Speed
1-3 business days
Guides, fees & how it works
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the United Kingdom to Canada route.
Cheapest transfer
InstaReM
Delivers the most CAD for your money
Fastest transfer
LemFi
Delivers in Minutes to 1 business day
Cash pickup
Remitly
Widest cash pickup network
Bank transfer
InstaReM
Best rate for bank deposit to Canada
How to send money to Canada
Sending money to Canadais straightforward with the right provider. Here's how it works in 3 simple steps.
Step 1
Enter your transfer details
Choose how much GBP you want to send, compare providers above, and pick the one offering the best CAD amount for your transfer to Canada.
Step 2
Add your recipient
Enter your recipient's details in Canada — you'll need their bank account number. Most providers verify details instantly.
Step 3
Send & track your transfer
Pay using bank transfer, debit card, or credit card. Track your money in real-time until it arrives — bank deposit typically takes 1–3 business days.
What you need to send money to Canada
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's full legal name as it appears on their bank account
Bank account number
Recipient's bank account number
Bank name
Name of the receiving bank
SWIFT/BIC code
Optional8 or 11-character SWIFT code identifying the bank (may be optional with IBAN)
Note: You need the recipient's bank account number and bank name. Contact the recipient's bank for their SWIFT/BIC code if required.
Transfer examples: GBP to CAD
See how much your recipient would get for common transfer amounts.
Send £500
ProviderFeeReceives
InstaReM
1.88 · 1-3 business days
LemFi
1.88 · Minutes to 1 business day
Remitly
1.89 · Minutes to 3-5 days
Monese
1.89 · 1-3 business days
HSBC
1.87 · Same day to 3 business days
WorldRemit
1.86 · Minutes to 3 days
ProviderFeeRateReceivesSpeed
InstaReMFree1.88C$9421-3 business days
LemFiFree1.88C$941Minutes to 1 business day
Remitly£1.991.89C$941Minutes to 3-5 days
Monese£3.001.89C$9411-3 business days
HSBCFree1.87C$937Same day to 3 business days
WorldRemit£0.991.86C$927Minutes to 3 days
Send £1,000
ProviderFeeReceives
Remitly
1.89 · Minutes to 3-5 days
InstaReM
1.88 · 1-3 business days
LemFi
1.88 · Minutes to 1 business day
HSBC
1.88 · Same day to 3 business days
Monese
1.89 · 1-3 business days
WorldRemit
1.86 · Minutes to 3 days
ProviderFeeRateReceivesSpeed
Remitly£1.991.89C$1,886Minutes to 3-5 days
InstaReMFree1.88C$1,8841-3 business days
LemFiFree1.88C$1,883Minutes to 1 business day
HSBCFree1.88C$1,878Same day to 3 business days
Monese£20.001.89C$1,8561-3 business days
WorldRemit£0.991.86C$1,855Minutes to 3 days
Send £5,000
ProviderFeeReceives
Remitly
1.89 · Minutes to 3-5 days
Monese
1.89 · 1-3 business days
InstaReM
1.88 · 1-3 business days
LemFi
1.88 · Minutes to 1 business day
Wise
1.89 · Instant to 2 days
HSBC
1.88 · Same day to 3 business days
ProviderFeeRateReceivesSpeed
Remitly£1.991.89C$9,446Minutes to 3-5 days
Monese£20.001.89C$9,4311-3 business days
InstaReMFree1.88C$9,4191-3 business days
LemFiFree1.88C$9,415Minutes to 1 business day
Wise£29.341.89C$9,409Instant to 2 days
HSBCFree1.88C$9,392Same day to 3 business days
How much does it cost to send money from United Kingdom to Canada?
Transfer fees from United Kingdom to Canada vary by provider. Specialist services charge £0–10 per transfer, while banks charge £25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total CAD your recipient receives, not just the advertised fee.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically £0–£10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (1.8938).
Ways to send money to Canada
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
Bank deposit is the standard delivery method for transfers to Canada. Cash pickup is available through international providers like Western Union and MoneyGram.
Bank Transfer
Low costSpeed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
Debit Card
Medium costSpeed: Minutes to hours
Fast and convenient — small card processing fee applies
Credit Card
Higher costSpeed: Minutes to hours
Fastest option but highest fees — card issuer may charge cash advance fee
Apple Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
Cash
Medium costSpeed: Varies
Pay cash at an agent location — available at select providers
How can my recipient receive money in Canada?
Your recipient in Canada can receive money through these delivery methods. The best option depends on their location and preferences.
Bank Deposit
1–3 business days
Direct transfer to bank accounts in Canada.
WiseRemitlyWorldRemitWestern Union
Cash Pickup
Minutes
Collect cash from agent locations in Canada.
Western UnionMoneyGram
What are the transfer limits and regulations for Canada?
Important rules and requirements to know before sending money to Canada.
Documentation you may need
- Government-issued photo ID (passport, driver's license, or state ID)
- Proof of address may be required for first-time transfers
Important things to know
- Check your provider's specific limits and requirements for transfers to Canada.
- Transfers over $10,000 (or equivalent) may trigger reporting requirements in your sending country.
How long does it take to send money to Canada?
Most transfers from United Kingdom to Canada arrive within 1–2 business days with specialist providers. Bank wires take 3–5 business days. Some providers offer instant or same-day delivery to Canada for a small premium.
FastExpress delivery
- LemFiMinutes to 1 business day
- RemitlyMinutes to 3-5 days
- WorldRemitMinutes to 3 days
- Western UnionMinutes to 5 days
- PayPalInstant to 3 days
Standard delivery
- InstaReM1-3 business days
- Monese1-3 business days
- HSBCSame day to 3 business days
- Royal Bank of Scotland2-5 business days
- NatWest2-5 business days
GBP to CAD Exchange Rate History
Daily best exchange rates from top providers over the last 98 days. Rates shown are for sending $100.
| Date | Nationwide | Monese | Xoom (PayPal) | Royal Bank of Scotland | NatWest |
|---|---|---|---|---|---|
| Trend | |||||
| Jul 4 | 1.8591 | 1.8938✓ | 1.7779 | 1.8495 | 1.8495 |
| Jul 3 | 1.8591 | 1.8938✓ | 1.7779 | 1.8495 | 1.8495 |
| Jul 2 | 1.8490 | 1.8881✓ | 1.7721 | 1.8445 | 1.8445 |
| Jul 1 | 1.8385 | 1.8824✓ | 1.7671 | 1.8401 | 1.8401 |
| Jun 30 | 1.8507 | 1.8842✓ | 1.7694 | 1.8410 | 1.8410 |
| Jun 29 | 1.8353 | 1.8718✓ | 1.7594 | 1.8311 | 1.8311 |
| Jun 28 | 1.8353 | 1.8718✓ | 1.7594 | 1.8311 | 1.8311 |
| Jun 27 | 1.8353 | 1.8718✓ | 1.7594 | 1.8311 | 1.8311 |
| Jun 26 | 1.8319 | 1.8730✓ | 1.7597 | 1.8289 | 1.8289 |
| Jun 25 | 1.8300 | 1.8740✓ | 1.7621 | 1.8313 | 1.8313 |
| Jun 24 | 1.8327 | 1.8755✓ | 1.7614 | 1.8326 | 1.8326 |
| Jun 23 | 1.8370 | 1.8749✓ | 1.7624 | 1.8322 | 1.8322 |
| Jun 22 | 1.8378 | 1.8729✓ | 1.7587 | 1.8283 | 1.8283 |
| Jun 21 | 1.8377 | 1.8717✓ | 1.7586 | 1.8281 | 1.8281 |
| Jun 20 | 1.8377 | 1.8717✓ | 1.7586 | 1.8281 | 1.8281 |
| Jun 19 | 1.8204 | 1.8677✓ | 1.7527 | 1.8260 | 1.8260 |
| Jun 18 | 1.8348 | 1.8769✓ | 1.7625 | 1.8315 | 1.8315 |
| Jun 17 | 1.8361 | 1.8786✓ | 1.7613 | 1.8356 | 1.8356 |
| Jun 16 | 1.8361 | 1.8786✓ | 1.7613 | 1.8356 | 1.8356 |
| Jun 15 | 1.8361 | 1.8786✓ | 1.7613 | 1.8356 | 1.8356 |
| Jun 14 | 1.8332 | 1.8737✓ | 1.7593 | 1.8327 | 1.8327 |
| Jun 13 | 1.8332 | 1.8737✓ | 1.7593 | 1.8327 | 1.8327 |
| Jun 12 | 1.8332 | 1.8737✓ | 1.7593 | 1.8327 | 1.8327 |
| Jun 11 | 1.8312 | 1.8662✓ | 1.7533 | 1.8240 | 1.8240 |
| Jun 10 | 1.8312 | 1.8662✓ | 1.7533 | 1.8240 | 1.8240 |
| Jun 9 | 1.8223 | 1.8608✓ | 1.7473 | 1.8180 | 1.8180 |
| Jun 8 | 1.8148 | 1.8595✓ | 1.7459 | 1.8170 | 1.8170 |
| Jun 7 | 1.8139 | 1.8583✓ | 1.7456 | 1.8161 | 1.8161 |
| Jun 6 | 1.8139 | 1.8583✓ | 1.7456 | 1.8161 | 1.8161 |
| Jun 5 | 1.8283 | 1.8654✓ | 1.7521 | 1.8236 | 1.8236 |
| Jun 4 | 1.8241 | 1.8645✓ | 1.7523 | 1.8223 | 1.8223 |
| Jun 3 | 1.8222 | 1.8636✓ | 1.7498 | 1.8218 | 1.8218 |
| Jun 2 | 1.8229 | 1.8624✓ | 1.7492 | 1.8192 | 1.8192 |
| Jun 1 | 1.8189 | 1.8565✓ | 1.7438 | 1.8143 | 1.8143 |
| May 31 | 1.8194 | 1.8548✓ | 1.7430 | 1.8147 | 1.8147 |
| May 30 | 1.8194 | 1.8548✓ | 1.7430 | 1.8147 | 1.8147 |
| May 29 | 1.8108 | 1.8520✓ | 1.7396 | 1.8101 | 1.8101 |
| May 28 | 1.8187 | 1.8578✓ | 1.7441 | 1.8144 | 1.8144 |
| May 27 | 1.8115 | 1.8579✓ | 1.7443 | 1.8152 | 1.8152 |
| May 26 | 1.8250 | 1.8618✓ | 1.7410 | 1.8195 | 1.8195 |
| May 25 | 1.8236 | 1.8609✓ | 1.7434 | 1.8189 | 1.8189 |
| May 24 | 1.8184 | 1.8548✓ | 1.7427 | 1.8137 | 1.8137 |
| May 23 | 1.8184 | 1.8548✓ | 1.7427 | 1.8137 | 1.8137 |
| May 22 | 1.8111 | 1.8514✓ | 1.7384 | 1.8079 | 1.8079 |
| May 21 | 1.8108 | 1.8478✓ | 1.7342 | 1.8064 | 1.8064 |
| May 20 | 1.8010 | 1.8422✓ | 1.7307 | 1.7992 | 1.7992 |
| May 19 | 1.8139 | 1.8448✓ | 1.7327 | 1.8016 | 1.8016 |
| May 18 | 1.7902 | 1.8311✓ | 1.7205 | 1.7869 | 1.7869 |
| May 17 | 1.7909 | 1.8306✓ | 1.7202 | 1.7876 | 1.7876 |
| May 16 | 1.7909 | 1.8306✓ | 1.7202 | 1.7876 | 1.7876 |
| May 15 | 1.7948 | 1.8357✓ | 1.7247 | 1.7948 | 1.7948 |
| May 14 | 1.8104 | 1.8511✓ | 1.7386 | 1.8100 | 1.8100 |
| May 13 | 1.8048 | 1.8523✓ | 1.7402 | 1.8088 | 1.8088 |
| May 12 | 1.8193 | 1.8590✓ | 1.7473 | 1.8149 | 1.8149 |
| May 11 | 1.8358 | 1.8599✓ | 1.7508 | 1.8185 | 1.8185 |
| May 10 | 1.8398 | 1.8626✓ | 1.7505 | 1.8224 | 1.8224 |
| May 9 | 1.8398 | 1.8626✓ | 1.7505 | 1.8224 | 1.8224 |
| May 8 | 1.8149 | 1.8515✓ | 1.7406 | 1.8091 | 1.8091 |
| May 7 | 1.8216 | 1.8543✓ | 1.7410 | 1.8128 | 1.8128 |
| May 6 | 1.8073 | 1.8460✓ | 1.7334 | 1.8037 | 1.8037 |
| May 4 | 1.8072 | 1.8452✓ | 1.7638 | 1.8031 | 1.8031 |
| May 3 | 1.8061 | 1.8433✓ | 1.7640 | 1.8020 | 1.8020 |
| May 2 | 1.8061 | 1.8433✓ | 1.7640 | 1.8020 | 1.8020 |
| May 1 | 1.8083 | 1.8464✓ | 1.7660 | 1.8048 | 1.8048 |
| Apr 30 | 1.7996 | 1.8431✓ | 1.7632 | 1.8005 | 1.8005 |
| Apr 29 | 1.8089 | 1.8487✓ | 1.7682 | 1.8067 | 1.8067 |
| Apr 28 | 1.7984 | 1.8433✓ | 1.7632 | 1.8006 | 1.8006 |
| Apr 27 | 1.8114 | 1.8491✓ | 1.7690 | 1.8066 | 1.8066 |
| Apr 26 | 1.8119 | 1.8483✓ | 1.7683 | 1.8071 | 1.8071 |
| Apr 25 | 1.8119 | 1.8483✓ | 1.7683 | 1.8071 | 1.8071 |
| Apr 24 | 1.8052 | 1.8440✓ | 1.7631 | 1.8016 | 1.8016 |
| Apr 23 | 1.8042 | 1.8432✓ | 1.7631 | 1.8031 | 1.8031 |
| Apr 22 | 1.8030 | 1.8447✓ | 1.7649 | 1.8035 | 1.8035 |
| Apr 21 | 1.8075 | 1.8451✓ | 1.7661 | 1.8021 | 1.8021 |
| Apr 20 | 1.8097 | 1.8489✓ | 1.7701 | 1.8050 | 1.8050 |
| Apr 19 | 1.8116 | 1.8496✓ | 1.7693 | 1.8069 | 1.8069 |
| Apr 18 | 1.8116 | 1.8496✓ | 1.7693 | 1.8069 | 1.8069 |
| Apr 17 | 1.8054 | 1.8515✓ | 1.7724 | 1.8100 | 1.8100 |
| Apr 16 | 1.8194 | 1.8616✓ | 1.7801 | 1.8193 | 1.8193 |
| Apr 15 | 1.8316 | 1.8683✓ | 1.7860 | 1.8251 | 1.8251 |
| Apr 14 | 1.8242 | 1.8617✓ | 1.7797 | 1.8192 | 1.8192 |
| Apr 13 | 1.8217 | 1.8581✓ | 1.7817 | 1.8148 | 1.8148 |
| Apr 12 | 1.8269 | 1.8614✓ | 1.7813 | 1.8200 | 1.8200 |
| Apr 11 | 1.8269 | 1.8614✓ | 1.7813 | 1.8200 | 1.8200 |
| Apr 10 | 1.8154 | 1.8549✓ | 1.7744 | 1.8123 | 1.8123 |
| Apr 9 | 1.8241 | 1.8544✓ | 1.7726 | 1.8148 | 1.8148 |
| Apr 8 | 1.8152 | 1.8549✓ | 1.7650 | 1.8124 | 1.8124 |
| Apr 7 | 1.7947 | 1.8409✓ | 1.7607 | 1.7991 | 1.7991 |
| Apr 6 | 1.7957 | 1.8422✓ | 1.7597 | 1.8001 | 1.8001 |
| Apr 5 | 1.7943 | 1.8380✓ | 1.7596 | 1.7965 | 1.7965 |
| Apr 4 | 1.7943 | 1.8380✓ | 1.7596 | 1.7965 | 1.7965 |
| Apr 3 | 1.7930 | 1.8390✓ | 1.7606 | 1.7952 | 1.7952 |
| Apr 2 | 1.7937 | 1.8408✓ | 1.7585 | 1.7959 | 1.7959 |
| Apr 1 | 1.8158 | 1.8465✓ | 1.7591 | 1.8077 | 1.8077 |
| Mar 31 | 1.8077 | 1.8444✓ | 1.7616 | 1.8026 | 1.8026 |
| Mar 30 | 1.7928 | 1.8366✓ | 1.7623 | 1.7950 | 1.7950 |
| Mar 29 | 1.7987 | 1.8398✓ | 1.7597 | 1.7960 | 1.7960 |
| Mar 28 | 1.8007 | 1.8435✓ | 1.7668 | 1.7980 | 1.7980 |
Frequently asked questions
Common questions about sending money from United Kingdom to Canada
What is the cheapest way to send money from United Kingdom to Canada?
The cheapest option changes daily based on exchange rates. Use our comparison table above to see today's rates from every provider. Specialist services like Wise, Remitly, and OFX consistently offer better value than banks.
How long does it take to send money from United Kingdom to Canada?
Most specialist providers deliver to Canada within 1–2 business days. Some offer instant delivery for certain payment methods. Bank wires typically take 3–5 business days.
How much does it cost to send £500 from United Kingdom to Canada?
Costs depend on the provider's fee and exchange rate markup. Compare all providers in our table above to see exactly how much CAD your recipient would receive from a £500 transfer today.
Can I send money from United Kingdom to Canada online?
Yes, all the providers we compare support online transfers from United Kingdom to Canada. Most also offer mobile apps. You can typically pay by bank transfer, debit card, or credit card.
Is it better to use a bank or a money transfer service to send money to Canada?
Money transfer services are almost always cheaper. Banks typically charge £25–50 per wire plus a 2–5% exchange rate markup. Specialist providers charge £0–10 with markups under 1%, saving you significantly on every transfer to Canada.
More for this corridor
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