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Remitly
Rate 151.9449 · Fee free
You send
$1,000
Recipient gets
Rs151,945
Rs3,500 more than the most expensive provider · 0.88% markup vs mid-market
Affiliate link · No extra cost to you
Quick answer: The cheapest way to send money to Nepal in August 2026 is Remitly, which delivers 151,944.86 NPR on a 1,000 USD transfer with a fee of zero and an exchange rate of 151.9449. According to SendMoneyCompare's comparison of 11 providers updated every 6 hours, the difference between the cheapest and most expensive provider on this corridor is 3,519 NPR.
Last reviewed: by Awais Imran, Reviews Editor
Sending $1,000 from to Nepal. Sorted by best value — most money received.
Source: SendMoneyCompare · Data updated every 6 hours from live provider APIs
RemitlyBest value
151.9449
Free
Rs151,944.86
151.6383
Free
Rs151,638.27
151.9295
$1.99
Rs151,627.19
151.5463
Free
Rs151,546.29
151.4083
$0.99
Rs151,258.43
151.4696
$1.99
Rs151,168.22
151.4083
$1.90
Rs151,120.65
151.1017
Free
Rs151,101.74
153.0946
$13.82
Rs150,978.79
150.3813
$1.99
Rs150,082.00
149.1702
$4.99
Rs148,425.88
Potential savings: Choosing the best provider over the most expensive saves your recipient Rs3,518.98 on a $1,000 transfer.
Nepal receives over $9 billion in remittances annually — around 25% of its GDP — making it one of the most remittance-dependent economies in the world. The bulk of transfers originate in Qatar, UAE, Saudi Arabia, Malaysia, India, and the US. eSewa and Khalti mobile wallets offer near-instant delivery, while bank transfer infrastructure has improved rapidly in recent years.

Exchange rate
151.9449
Fee
Free
Recipient gets
Rs151,944.86
Speed
Minutes to 3-5 days
SendMoneyCompare
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Example alert
GBP → INR · cheapest just changed
Sending £1,000 today? The top provider on this corridor now lands about ₹1,180 more than yesterday’s best — the bank wire is still ₹9,400 behind.
sendmoneycompare.com/send-money/uk-to-india
09:12USD → PHP · watch the funding fee
Two providers added a card-funding fee this morning. Paying by bank transfer is now the cheaper route on this corridor.
Thu 16:40Different providers excel at different things. Here's who's best for each use case on the to Nepal route.
Cheapest transfer
Remitly
Delivers the most NPR for your money
Fastest transfer
Remitly
Delivers in Minutes to 3-5 days
Cash pickup
Remitly
Widest cash pickup network
Bank transfer
Remitly
Best rate for bank deposit to Nepal
Sending money to Nepalis straightforward with the right provider. Here's how it works in 3 simple steps.
Choose how much USD you want to send, compare providers above, and pick the one offering the best NPR amount for your transfer to Nepal.
Enter your recipient's details in Nepal — you'll need their bank account number. Most providers verify details instantly.
Pay using bank transfer, debit card, or credit card. Track your money in real-time until it arrives — bank deposit typically takes 1–2 business days.
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's name as registered on their Nepali bank account
Bank account number
Nepali bank account number (varies by bank)
Bank name & branch
Full bank name and branch location
Note: Nepal does not use IBAN. You need the recipient's bank account number, bank name, and branch. For mobile wallet transfers, the recipient's registered mobile number is sufficient.
See how much your recipient would get for common transfer amounts.
Remitly
152.05 · Minutes to 3-5 days
Western Union
152.01 · 1 business day
InstaReM
151.75 · 1-3 business days
TapTap Send
151.10 · Under 3 minutes (95% of transfers)
WorldRemit
151.49 · 1-2 business days
XE Money Transfer
151.55 · 0-3 days
Remitly
151.94 · Minutes to 3-5 days
InstaReM
151.64 · 1-3 business days
Western Union
151.93 · 0-8 days
XE Money Transfer
151.55 · 0-3 days
WorldRemit
151.41 · 0-3 days
MoneyGram
151.47 · Instant
XE Money Transfer
151.55 · 0-3 days
MoneyGram
151.47 · Instant
Ria Money Transfer
151.41 · Minutes to 2 days
TapTap Send
151.10 · Under 3 minutes (95% of transfers)
Remitly
152.11 · Minutes to 3-5 days
Western Union
152.05 · 1 business day
Transfer fees to Nepal vary by provider and how you pay. Specialist services charge Rs0–10 per transfer, while banks charge $25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total NPR your recipient receives.
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically $0–$10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (153.2938).
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
Cash pickup has the widest reach in Nepal, especially in rural and mountainous areas. eSewa is growing as a digital alternative for urban recipients.
Speed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
Speed: Minutes to hours
Fast and convenient — small card processing fee applies
Speed: Minutes to hours
Fastest option but highest fees — card issuer may charge cash advance fee
Speed: Varies
Pay cash at an agent location — available at select providers
Speed: Minutes to hours
Convenient mobile payment — linked card fees apply
Speed: Minutes to hours
Convenient mobile payment — linked card fees apply
Your recipient in Nepal can receive money through these delivery methods. The best option depends on their location and preferences.
Transfer to any Nepali bank account. Most major banks are covered.
Collect cash from bank branches and agent locations across Nepal, including remote areas.
Transfer to eSewa, Nepal's leading digital wallet.
Transfer to Khalti digital wallet, growing in popularity.
Important rules and requirements to know before sending money to Nepal.
Regulatory body
Nepal Rastra Bank (NRB)
Inbound transfer limits
No cap on incoming remittances — remittances are a major source of Nepal's GDP (over 25%)
Documentation you may need
Most transfers to Nepal arrive within 1–2 business days with specialist providers. Mobile wallet and cash pickup options are often available within minutes. Bank deposits typically take 1–3 business days.
These are the most commonly used banks for receiving international transfers in Nepal.
Nepal Rastra Bank (Central Bank)
—
Nabil Bank
NARBNPKAXXX
Nepal Investment Bank (NIBL)
NIABORPKXXX
Standard Chartered Nepal
SCBLNPKAXXX
Global IME Bank
GLBBNPKAXXX
NIC Asia Bank
NICENPKAXXX
Daily best exchange rates from top providers over the last 146 days. Rates shown are for sending $100.
| Date | Wise | Xoom (PayPal) | __mid Market__ | Ria Money Transfer | Remitly |
|---|---|---|---|---|---|
| Trend | |||||
| Aug 19 | 153.0950✓ | 149.1699 | 151.1000 | 151.4149 | 151.9400 |
| Aug 18 | 152.9700✓ | 149.0549 | 150.7849 | 150.7849 | 151.8100 |
| Aug 17 | 152.6900✓ | 148.8123 | 150.7849 | 150.7849 | 151.5300 |
| Aug 16 | 152.6900✓ | 148.8123 | 150.7849 | 150.7849 | 151.5300 |
| Aug 15 | 152.6900✓ | 148.8025 | 150.7849 | 150.7849 | 151.5300 |
| Aug 14 | 152.7100✓ | 148.7957 | 150.7849 | 150.7849 | 151.5500 |
| Aug 13 | 152.7100✓ | 148.7957 | 150.7849 | 150.7849 | 151.5500 |
| Aug 12 | 152.6350✓ | 148.2564 | 150.7849 | 150.7849 | 151.4900 |
| Aug 11 | 152.6350✓ | 148.2564 | 150.7849 | 150.7849 | 151.4900 |
| Aug 10 | 152.6350✓ | 148.2564 | 151.5000 | 150.6617 | 151.4900 |
| Aug 9 | 152.6350✓ | 148.2564 | 150.6617 | 150.6617 | 151.4900 |
| Aug 8 | 152.6350✓ | 148.2564 | 151.5000 | 150.6617 | 151.4900 |
| Aug 7 | 152.6350✓ | 148.2564 | 150.8302 | 150.8302 | 151.4900 |
| Aug 6 | 152.6350✓ | 148.2564 | 150.8302 | 150.8302 | 151.4900 |
| Aug 5 | 152.6350✓ | 148.2564 | 150.8302 | 150.8302 | 151.4900 |
| Aug 4 | 152.6350✓ | 148.2564 | 151.5000 | 150.8760 | 151.4900 |
| Aug 3 | 152.6350✓ | 148.2564 | 151.5000 | 151.3750 | 151.4900 |
| Aug 2 | 152.6350✓ | 148.2564 | 151.5000 | — | 151.4900 |
| Aug 1 | 152.6350 | 148.2564 | 151.5000 | 152.7428✓ | 151.4900 |
| Jul 31 | 152.6350 | 148.2564 | 152.7428✓ | 152.7428✓ | 151.4900 |
| Jul 30 | 152.6350 | 148.2564 | 153.6543✓ | 152.7428 | 151.4900 |
| Jul 29 | 152.6350 | 148.2564 | 153.6543✓ | 152.7428 | 151.4900 |
| Jul 28 | 152.6350 | 148.2564 | 153.6543✓ | 152.7428 | 151.4900 |
| Jul 27 | 152.6350 | 148.2564 | 151.5000 | 152.7428✓ | 151.4900 |
| Jul 26 | 152.6350 | 148.2564 | 152.7428✓ | 152.7428✓ | 151.4900 |
| Jul 25 | 152.6350 | 148.2564 | 151.5000 | 152.7428✓ | 151.4900 |
| Jul 24 | 152.6350 | 148.2564 | 151.5000 | 152.7428✓ | 151.4900 |
| Jul 23 | 152.6350 | 148.2564 | 151.5000 | 152.6636✓ | 151.4900 |
| Jul 22 | 152.6350✓ | 148.2564 | 151.5000 | — | 151.4900 |
| Jul 21 | 152.6350✓ | 148.2564 | 150.8798 | 150.8798 | 151.4900 |
| Jul 20 | 152.6350✓ | 148.2564 | 150.8798 | 150.8798 | 151.4900 |
| Jul 19 | 152.6350✓ | 148.2564 | 151.5000 | 150.8798 | 151.4900 |
| Jul 18 | 152.6350✓ | 148.2564 | 151.5000 | 150.8798 | 151.4900 |
| Jul 17 | 152.6350✓ | 148.2564 | 150.8798 | 150.8798 | 151.4900 |
| Jul 16 | 152.6350✓ | 148.2564 | 151.5000 | 150.8798 | 151.4900 |
| Jul 15 | 152.6350✓ | 148.2564 | 150.8798 | 150.8798 | 151.4900 |
| Jul 14 | 152.6350✓ | 148.2564 | 151.5000 | 150.8798 | 151.4900 |
| Jul 13 | 152.6350✓ | 148.2564 | 150.8798 | 150.8798 | 151.4900 |
| Jul 12 | 152.6350✓ | 148.2564 | 150.8798 | 150.8798 | 151.4900 |
| Jul 11 | 152.6350✓ | 148.2564 | 150.8798 | 150.8798 | 151.4900 |
| Jul 10 | 152.6350✓ | 148.2564 | 150.8798 | 150.8798 | 151.4900 |
| Jul 9 | 152.6350✓ | 148.2564 | 150.5626 | 150.5626 | 151.4900 |
| Jul 8 | 152.6350✓ | 148.2564 | 151.5000 | 150.8126 | 151.4900 |
| Jul 7 | 152.6350✓ | 148.2564 | 151.5000 | 150.9095 | 151.4900 |
| Jul 6 | 152.6350✓ | 148.2564 | 151.5000 | 150.7311 | 151.4900 |
| Jul 5 | 152.6350✓ | 148.2564 | 151.5000 | 150.7509 | 151.4900 |
| Jul 4 | 152.6350✓ | 148.2564 | 151.5000 | — | 151.4900 |
| Jul 3 | 152.6350✓ | 148.2564 | 151.5000 | 150.1464 | 151.4900 |
| Jul 2 | 152.4050✓ | 148.2724 | 150.5000 | 150.1464 | 151.2600 |
| Jul 1 | 151.4650✓ | 147.1876 | 150.5000 | 149.6113 | 150.3200 |
| Jun 30 | 151.2700✓ | 146.9690 | 150.0000 | 149.3722 | 150.1300 |
| Jun 29 | 151.0400✓ | 146.6863 | 149.0000 | 149.3833 | 149.9000 |
| Jun 28 | 151.0400✓ | 146.6863 | 149.0000 | 149.3833 | 149.9000 |
| Jun 27 | 151.0400✓ | 146.7504 | 149.3833 | 149.3833 | 149.9000 |
| Jun 26 | 151.0400✓ | 146.7523 | 149.8939 | 149.8939 | 149.9000 |
| Jun 25 | 151.4650✓ | 147.1750 | 149.8939 | 149.8939 | 150.3200 |
| Jun 24 | 151.5850✓ | 147.3013 | 150.0000 | 149.9680 | 150.4400 |
| Jun 23 | 151.4900✓ | 147.1760 | 149.9955 | 149.6707 | 150.3400 |
| Jun 22 | 150.9200✓ | 146.6396 | 149.0000 | 149.3338 | 149.7800 |
| Jun 21 | 150.9200✓ | 146.6396 | 149.0000 | 149.3338 | 149.7800 |
| Jun 20 | 150.9200✓ | 146.6727 | 149.0000 | 149.3338 | 149.7800 |
| Jun 19 | 150.9350✓ | 146.5716 | 150.0000 | 149.3435 | 149.8000 |
| Jun 18 | 151.2500✓ | 146.9962 | 150.0000 | 149.6563 | 150.1100 |
| Jun 17 | 152.1850✓ | 147.8522 | 151.0500 | 149.5969 | 151.0400 |
| Jun 16 | 152.1850✓ | 147.8522 | 151.0500 | 150.3889 | 151.0400 |
| Jun 15 | 152.1850✓ | 147.8522 | 151.6405 | 151.2562 | 151.0400 |
| Jun 14 | 152.1850✓ | 147.7667 | 151.0000 | 151.2562 | 151.0400 |
| Jun 13 | 152.1850✓ | 147.7667 | 151.0000 | 151.2562 | 151.0400 |
| Jun 12 | 152.1850✓ | 147.7667 | 151.0000 | 151.3257 | 151.0400 |
| Jun 11 | 152.5700✓ | 148.2398 | 151.1200 | 150.8404 | 151.4200 |
| Jun 10 | 152.5700✓ | 148.2398 | 151.1200 | 151.1275 | 151.4200 |
| Jun 9 | 153.1300✓ | 148.7655 | 151.1200 | 151.2167 | 151.9700 |
| Jun 8 | 151.9200✓ | 147.5976 | 151.1200 | 151.4106 | 150.7700 |
| Jun 7 | 151.9200✓ | 147.5976 | 151.1200 | 151.4106 | 150.7700 |
| Jun 6 | 151.9200✓ | 147.5695 | 151.1200 | 151.4106 | 150.7700 |
| Jun 5 | 153.2650✓ | 148.8704 | 152.0000 | 151.4843 | 152.1100 |
| Jun 4 | 153.1350✓ | 148.6800 | 152.0000 | 151.4248 | 151.9800 |
| Jun 3 | 152.4300✓ | 148.0576 | 151.5000 | 150.5329 | 151.2800 |
| Jun 2 | 151.9900 | 147.6904 | 152.0000✓ | 150.3929 | 150.8400 |
| Jun 1 | 152.0100✓ | 147.6671 | 152.0000 | 151.5096 | 150.8600 |
| May 31 | 152.0100✓ | 147.6671 | 151.2500 | 151.5096 | 150.8600 |
| May 30 | 152.0100✓ | 147.7866 | 151.0000 | 151.5096 | 150.8600 |
| May 29 | 153.1100✓ | 148.7338 | 151.3753 | 151.3753 | 151.9500 |
| May 28 | 153.1100✓ | 148.7104 | 151.3753 | 151.3753 | 151.9500 |
| May 27 | 153.0950✓ | 148.6871 | 151.5413 | 151.5413 | 151.9400 |
| May 26 | 152.3750✓ | 148.7395 | 151.5000 | 151.5413 | 151.2300 |
| May 25 | 153.1100✓ | 148.7395 | 152.0000 | 152.0957 | 151.9500 |
| May 24 | 153.1100✓ | 148.7395 | 152.0000 | 152.0957 | 151.9500 |
| May 23 | 153.1100✓ | 148.8571 | 152.0000 | 152.0957 | 151.9500 |
| May 22 | 153.9300✓ | 149.5089 | 153.1888 | 153.1888 | 152.7700 |
| May 21 | 153.9050✓ | 150.1655 | 153.1888 | 153.1888 | 152.4274 |
| May 20 | 154.4600✓ | 150.0480 | 151.7915 | 151.7915 | 153.2900 |
| May 19 | 154.1600✓ | 149.7517 | 151.7915 | 151.7915 | 152.9900 |
| May 18 | 153.5500✓ | 149.1592 | 151.7915 | 151.7915 | 152.3900 |
| May 17 | 153.5500✓ | 149.1592 | 151.7915 | 151.7915 | 152.3900 |
| May 16 | 153.5500✓ | 149.2894 | 151.7915 | 151.7915 | 152.3900 |
| May 15 | 153.2300✓ | 148.8881 | 151.5239 | 151.5239 | 152.0700 |
| May 14 | 153.2300✓ | 148.8881 | 151.5239 | 151.5239 | 152.0700 |
| May 13 | 153.0100✓ | 148.5511 | 148.2932 | 148.2932 | 151.8500 |
| May 12 | 152.5050✓ | 148.0430 | 148.2932 | 148.2932 | 151.3600 |
| May 11 | 151.1750✓ | 146.7579 | 148.2932 | 148.2932 | 150.0400 |
| May 10 | 151.1750✓ | 146.7579 | 148.2932 | 148.2932 | 150.0400 |
| May 9 | 151.1750✓ | 146.8327 | 148.2932 | 148.2932 | 150.0400 |
| May 8 | 150.8100✓ | 146.5160 | 148.2932 | 148.2932 | 149.6700 |
| May 7 | 151.3850✓ | 147.0347 | 148.2932 | 148.2932 | 150.2400 |
| May 6 | 152.4550✓ | 148.0847 | 148.2932 | 148.2932 | 151.3100 |
| May 5 | 152.1500✓ | 147.6547 | 148.2932 | 148.2932 | 151.0000 |
| May 4 | 151.8650✓ | 147.4003 | 148.2932 | 148.2932 | 150.7200 |
| May 3 | 151.8650✓ | 147.4003 | 148.2932 | 148.2932 | 150.7200 |
| May 2 | 151.8650✓ | 147.4081 | 148.2932 | 148.2932 | 150.7200 |
| May 1 | 151.8650✓ | 147.5673 | 148.2932 | 148.2932 | 150.7200 |
| Apr 30 | 151.7600✓ | 147.3052 | 148.2932 | 148.2932 | 150.6100 |
| Apr 29 | 151.2700✓ | 146.8237 | 148.2932 | 148.2932 | 150.1300 |
| Apr 28 | 150.7100✓ | 146.2889 | 148.2932 | 148.2932 | 149.5700 |
| Apr 27 | 150.8000✓ | 146.3830 | 148.2932 | 148.2932 | 149.6600 |
| Apr 26 | 150.8000✓ | 146.3830 | 148.2932 | 148.2932 | 149.6600 |
| Apr 25 | 150.8000✓ | 146.3161 | 148.2932 | 148.2932 | 149.6600 |
| Apr 24 | 150.5700✓ | 146.1559 | 148.2932 | 148.2932 | 149.4400 |
| Apr 23 | 150.0900✓ | 145.7617 | 148.2932 | 148.2932 | 148.9400 |
| Apr 22 | 149.6100✓ | 145.2910 | 148.2932 | 148.2932 | 148.4800 |
| Apr 21 | 149.0100✓ | 144.6589 | 148.2932 | 148.2932 | 147.8800 |
| Apr 20 | 148.6900✓ | 144.0751 | 148.2932 | 148.2932 | 147.5600 |
| Apr 19 | 148.6900✓ | 144.0751 | 148.2932 | 148.2932 | 147.5600 |
| Apr 18 | 148.6900✓ | 144.1281 | 148.2932 | 148.2932 | 147.5600 |
| Apr 17 | 149.1200✓ | 144.8841 | 148.2932 | 148.2932 | 147.9900 |
| Apr 16 | 149.4100✓ | 145.1842 | 148.2932 | 148.2932 | — |
| Apr 15 | 149.4100✓ | 145.0225 | 148.2932 | 148.2932 | — |
| Apr 14 | 149.4100✓ | 145.0793 | 148.2932 | 148.2932 | — |
| Apr 13 | 148.3450✓ | 144.4341 | 148.2932 | 148.2932 | — |
| Apr 12 | 148.3450✓ | 144.4341 | 148.2932 | 148.2932 | — |
| Apr 11 | 148.3450✓ | 144.1738 | 148.2932 | 148.2932 | — |
| Apr 10 | 148.2600 | 144.1788 | 148.2932✓ | 148.2932✓ | — |
| Apr 9 | 148.1350 | 143.9299 | 148.2932✓ | 148.2932✓ | — |
| Apr 8 | 148.8200✓ | 144.4468 | 148.2932 | 148.2932 | — |
| Apr 7 | 148.9050✓ | 144.5556 | 148.2932 | 148.2932 | 147.7814 |
| Apr 6 | 148.9050✓ | 144.5653 | 148.2932 | 148.2932 | 147.7814 |
| Apr 5 | 148.9700✓ | 144.1213 | 148.2932 | 148.2932 | 147.8459 |
| Apr 4 | 148.9700✓ | 144.1213 | 148.2932 | 148.2932 | 147.8459 |
| Apr 3 | 148.9700✓ | 144.4192 | 148.2932 | 148.2932 | 147.8459 |
| Apr 2 | 151.7350✓ | 144.3282 | 148.2932 | 148.2932 | 150.5900 |
| Apr 1 | 151.7350✓ | 145.7240 | 148.2932 | 148.2932 | 150.5900 |
| Mar 31 | 151.7350✓ | 146.7665 | 148.2932 | 148.2932 | 150.5900 |
| Mar 30 | 151.7350✓ | 147.0497 | 148.2932 | 148.2932 | 150.5900 |
| Mar 29 | 151.7100✓ | 147.3660 | 148.2932 | 148.2932 | 150.5600 |
| Mar 28 | 151.7100✓ | 147.2755 | 148.2932 | 148.2932 | 150.5600 |
| Mar 18 | 147.8900✓ | 143.7803 | 147.8900✓ | — | 146.7793 |
Wise and Remitly offer the most competitive rates for USD-to-NPR transfers. For Gulf Cooperation Council (GCC) countries, IME and Prabhu Money are popular and often cheaper for smaller amounts. The exchange rate is the biggest cost factor — compare total NPR received across providers rather than stated fees alone.
Remitly supports direct eSewa wallet delivery from the US and UK. You need the recipient's eSewa registered mobile number or wallet ID. Delivery is typically within minutes. Khalti supports international inbound transfers via IME Pay linkage. The recipient can cash out at agents or spend directly at eSewa merchants.
You need the recipient's account number and the bank's SWIFT code. Nepal does not use IBAN. Most banks in Nepal have a 16-digit account number. Useful SWIFT codes: Nabil Bank (NARBNPKA), Standard Chartered Nepal (SCBLNPKA), Nepal Investment Bank (NIBNNPKA). Always confirm with the recipient's bank.
eSewa and Khalti wallet deliveries arrive within minutes. Bank deposits typically settle in 1–2 business days via SWIFT. Cash pickup through IME, Prabhu, or Western Union is usually available within minutes to hours depending on agent availability. Transfers from India via NEFT/IMPS or Wise are among the fastest options.
No. Remittances received for personal use are not taxed in Nepal. The government actively encourages inward flows and Nepal Rastra Bank monitors official channel transfers but does not levy any tax or withholding on recipients.
Due to the open border and pegged exchange rate (1 INR ≈ 1.6 NPR, fixed), sending from India to Nepal has special considerations. Wise does not yet support INR-to-NPR, but Remitly, IME, and several Indian banks support the corridor. Cash transfer via agents along the border is common but unregulated. For larger amounts, using an official bank-to-bank SWIFT transfer through correspondent banks is safest.
Compare providers for your specific sending country to get the most accurate rates and fees.
Enter your exact amount to see personalised quotes from every provider on this route.
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