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Send money to Zimbabwe
USD
ZAR|Updated recentlyMid-market 16.4429Cheapest todayof 10 providers
Remitly
Rate 16.3097 · Fee free
You send
$1,000
Recipient gets
R16,310
Affiliate link · No extra cost to you
Quick answer: The cheapest way to send money to Zimbabwe in June 2026 is Remitly, which delivers 16,309.69 ZAR on a 1,000 USD transfer with a fee of zero and an exchange rate of 16.3097.
Last reviewed: by Awais Imran, Reviews Editor
What is the cheapest way to send USD to ZAR?
Sending $1,000 from to Zimbabwe. Sorted by best value — most money received.
Source: SendMoneyCompare · Data updated every 6 hours from live provider APIs
#ProviderRateFeeRecipient gets
Rate 16.3097·Fee Free·0.81% markup
↓ 3.0% over 93dAvg: 16.49 ZAR (-1.1% vs avg)Range: 16.03–17.09
1
RemitlyBest value
Minutes to 3-5 days0.81% markup
↓ 3.0% over 93dAvg: 16.49 ZAR (-1.1% vs avg)Range: 16.03–17.09
16.3097
Free
R16,309.69
Rate 16.4445·Fee $9.47
↓ 2.9% over 93dAvg: 16.54 ZAR (-0.6% vs avg)Range: 16.16–17.17
Rate 16.2801·Fee Free·0.99% markup
Rate up 1.1%
↑ 1.1% over 40dAvg: 16.18 ZAR (+0.6% vs avg)Range: 15.87–16.64
3
Under 3 minutes (95% of transfers)0.99% markup
Rate up 1.1%
↑ 1.1% over 40dAvg: 16.18 ZAR (+0.6% vs avg)Range: 15.87–16.64
16.2801
Free
R16,280.09
Rate 16.0581·Fee Free·2.34% markup
Best rate 50 of 93 days
↓ 3.1% over 60dAvg: 16.59 ZAR (-2.6% vs avg)Range: 16.16–16.67
4
Minutes to 2 days2.34% markup
Best rate 50 of 93 days
↓ 3.1% over 60dAvg: 16.59 ZAR (-2.6% vs avg)Range: 16.16–16.67
16.0581
Free
R16,058.12
Rate 16.0532·Fee Free·2.37% markup
↓ 1.8% over 93dAvg: 15.85 ZAR (-0.4% vs avg)Range: 15.47–16.46
5
Minutes to 3 days2.37% markup
↓ 1.8% over 93dAvg: 15.85 ZAR (-0.4% vs avg)Range: 15.47–16.46
16.0532
Free
R16,053.18
Rate 16.0450·Fee $5.00·2.42% markup
Rate 16.3640·Fee $30.55·0.48% markup
Rate 16.3327·Fee $42.00·0.67% markup
Rate 15.8871·Fee $181.72·3.38% markup
Rate 16.3113·Fee Free·0.80% markup
Some links on this page are affiliate links. We may earn a commission at no extra cost to you. This does not affect our rankings, which are based on real transfer data. Editorial policy
Everything you need to know about sending money to Zimbabwe. Compare top providers, see ZAR exchange rates, understand recipient requirements, delivery methods, regulations, and find the cheapest way to transfer money to Zimbabwe.
Zimbabwe is a major remittance destination. Whether you're supporting family, paying for services, or sending a gift, choosing the right provider can save you significantly. Banks typically charge 3–5% in hidden exchange rate markups, while specialist services offer rates much closer to the mid-market rate. Use our comparison to find the best deal today.
Which provider offers the best USD to ZAR rate?
Remitly
4.6Exchange rate
16.3097
Fee
Free
Recipient gets
R16,309.69
Speed
Minutes to 3-5 days
Guides, fees & how it works
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the to Zimbabwe route.
Cheapest transfer
Remitly
Delivers the most ZAR for your money
Fastest transfer
Remitly
Delivers in Minutes to 3-5 days
Cash pickup
Remitly
Widest cash pickup network
Bank transfer
Remitly
Best rate for bank deposit to Zimbabwe
How to send money to Zimbabwe
Sending money to Zimbabweis straightforward with the right provider. Here's how it works in 3 simple steps.
Step 1
Enter your transfer details
Choose how much USD you want to send, compare providers above, and pick the one offering the best ZAR amount for your transfer to Zimbabwe.
Step 2
Add your recipient
Enter your recipient's details in Zimbabwe — you'll need their bank account number. Most providers verify details instantly.
Step 3
Send & track your transfer
Pay using bank transfer, debit card, or credit card. Track your money in real-time until it arrives — bank deposit typically takes 1–3 business days.
What you need to send money to Zimbabwe
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's full legal name as it appears on their bank account
Bank account number
Recipient's bank account number
Bank name
Name of the receiving bank
SWIFT/BIC code
Optional8 or 11-character SWIFT code identifying the bank (may be optional with IBAN)
Note: You need the recipient's bank account number and bank name. Contact the recipient's bank for their SWIFT/BIC code if required.
Transfer examples: USD to ZAR
See how much your recipient would get for common transfer amounts.
Send $500
ProviderFeeReceives
Wise
16.44 · 22h 20m
TapTap Send
16.28 · Under 3 minutes (95% of transfers)
Remitly
16.31 · Minutes to 3-5 days
Ria Money Transfer
16.06 · Minutes to 2 days
OFX
16.05 · 1-3 business days
Xoom (PayPal)
15.79 · Minutes to 3 days
ProviderFeeRateReceivesSpeed
Wise$4.0216.44R8,15622h 20m
TapTap SendFree16.28R8,140Under 3 minutes (95% of transfers)
Remitly$1.4916.31R8,131Minutes to 3-5 days
Ria Money TransferFree16.06R8,029Minutes to 2 days
OFX$5.0016.05R7,9421-3 business days
Xoom (PayPal)$4.9915.79R7,817Minutes to 3 days
Send $1,000
ProviderFeeReceives
Remitly
16.31 · Minutes to 3-5 days
Wise
16.44 · 22h 20m
TapTap Send
16.28 · Under 3 minutes (95% of transfers)
Ria Money Transfer
16.06 · Minutes to 2 days
Xoom (PayPal)
16.05 · Minutes to 3 days
OFX
16.05 · 1-3 business days
ProviderFeeRateReceivesSpeed
RemitlyFree16.31R16,310Minutes to 3-5 days
Wise$9.4716.44R16,28922h 20m
TapTap SendFree16.28R16,280Under 3 minutes (95% of transfers)
Ria Money TransferFree16.06R16,058Minutes to 2 days
Xoom (PayPal)Free16.05R16,053Minutes to 3 days
OFX$5.0016.05R15,9651-3 business days
Send $5,000
ProviderFeeReceives
Wise
16.44 · 22h 20m
Remitly
16.31 · Minutes to 3-5 days
TapTap Send
16.28 · Under 3 minutes (95% of transfers)
XE Money Transfer
16.36 · 1-4 business days
CurrencyFair
16.33 · 1-2 business days
Ria Money Transfer
16.06 · Minutes to 2 days
ProviderFeeRateReceivesSpeed
Wise$4.0216.44R82,15722h 20m
Remitly$1.4916.31R81,524Minutes to 3-5 days
TapTap SendFree16.28R81,400Under 3 minutes (95% of transfers)
XE Money Transfer$30.5516.36R81,3201-4 business days
CurrencyFair$42.0016.33R80,9781-2 business days
Ria Money TransferFree16.06R80,291Minutes to 2 days
How much does it cost to send money from to Zimbabwe?
Transfer fees to Zimbabwe vary by provider and how you pay. Specialist services charge R0–10 per transfer, while banks charge $25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total ZAR your recipient receives.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically $0–$10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (16.4429).
Ways to send money to Zimbabwe
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
Bank deposit is the standard delivery method for transfers to Zimbabwe. Cash pickup is available through international providers like Western Union and MoneyGram.
Bank Transfer
Low costSpeed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
Debit Card
Medium costSpeed: Minutes to hours
Fast and convenient — small card processing fee applies
Credit Card
Higher costSpeed: Minutes to hours
Fastest option but highest fees — card issuer may charge cash advance fee
Apple Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
Google Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
Cash
Medium costSpeed: Varies
Pay cash at an agent location — available at select providers
How can my recipient receive money in Zimbabwe?
Your recipient in Zimbabwe can receive money through these delivery methods. The best option depends on their location and preferences.
Bank Deposit
1–3 business days
Direct transfer to bank accounts in Zimbabwe.
WiseRemitlyWorldRemitWestern Union
Cash Pickup
Minutes
Collect cash from agent locations in Zimbabwe.
Western UnionMoneyGram
What are the transfer limits and regulations for Zimbabwe?
Important rules and requirements to know before sending money to Zimbabwe.
Documentation you may need
- Government-issued photo ID (passport, driver's license, or state ID)
- Proof of address may be required for first-time transfers
Important things to know
- Check your provider's specific limits and requirements for transfers to Zimbabwe.
- Transfers over $10,000 (or equivalent) may trigger reporting requirements in your sending country.
How long does it take to send money to Zimbabwe?
Most transfers to Zimbabwe arrive within 1–2 business days with specialist providers. Mobile wallet and cash pickup options are often available within minutes. Bank deposits typically take 1–3 business days.
FastExpress delivery
- RemitlyMinutes to 3-5 days
- TapTap SendUnder 3 minutes (95% of transfers)
- Ria Money TransferMinutes to 2 days
- Xoom (PayPal)Minutes to 3 days
Standard delivery
- Wise22h 20m
- OFX1-3 business days
- XE Money Transfer1-4 business days
- CurrencyFair1-2 business days
- Currencies Direct1-2 business days
USD to ZAR Exchange Rate History
Daily best exchange rates from top providers over the last 93 days. Rates shown are for sending $100.
| Date | Xoom (PayPal) | Wise | Remitly | __mid Market__ | Ria Money Transfer |
|---|---|---|---|---|---|
| Trend | |||||
| Jun 22 | 15.7921 | 16.4443✓ | 16.3115 | 16.3115 | — |
| Jun 21 | 15.7921 | 16.4071✓ | 16.2700 | 16.2700 | — |
| Jun 20 | 15.7921 | 16.4071✓ | 16.2700 | 16.2700 | — |
| Jun 19 | 15.7675 | 16.4355✓ | 16.3039 | 16.3039 | — |
| Jun 18 | 15.6405 | 16.3514✓ | 16.1985 | 16.1985 | — |
| Jun 17 | 15.5172 | 16.1608✓ | 16.0279 | 16.0279 | — |
| Jun 16 | 15.5093 | 16.1608✓ | 16.0279 | 16.0279 | — |
| Jun 15 | 15.4695 | 16.1608✓ | 16.0279 | 16.0279 | — |
| Jun 14 | 15.6022 | 16.2909✓ | 16.1702 | 16.1702 | — |
| Jun 13 | 15.6022 | 16.2909✓ | 16.1702 | 16.1702 | — |
| Jun 12 | 15.6083 | 16.2909✓ | 16.1702 | 16.1702 | — |
| Jun 11 | 15.8341 | 16.5459✓ | 16.3950 | 16.3950 | — |
| Jun 10 | 15.8492 | 16.5459✓ | 16.3950 | 16.3950 | — |
| Jun 9 | 15.7951 | 16.5340✓ | 16.4020 | 16.4020 | — |
| Jun 8 | 15.8602 | 16.5188✓ | 16.3810 | 16.3810 | — |
| Jun 7 | 15.5866 | 16.5691✓ | 16.4300 | 16.4300 | — |
| Jun 6 | 15.5866 | 16.5691✓ | 16.4300 | 16.4300 | — |
| Jun 5 | 15.6477 | 16.3336✓ | 16.2022 | 16.2022 | — |
| Jun 4 | 15.6747 | 16.3488✓ | 16.2266 | 16.2266 | — |
| Jun 3 | 15.5641 | 16.2364✓ | 16.0951 | 16.0951 | — |
| Jun 2 | 15.6209 | 16.3090✓ | 16.1651 | 16.1651 | — |
| Jun 1 | 15.5499 | 16.2429✓ | 16.1006 | 16.1006 | — |
| May 31 | 15.5588 | 16.2200✓ | 16.1100 | 16.1100 | — |
| May 30 | 15.5588 | 16.2200✓ | 16.1100 | 16.1100 | 16.1619 |
| May 29 | 15.5629 | 16.2410✓ | 16.0910 | 16.0910 | 16.1619 |
| May 28 | 15.7892 | 16.4004✓ | 16.2555 | 16.2555 | 16.1619 |
| May 27 | 15.6631 | 16.3534✓ | 16.2040 | 16.2040 | — |
| May 26 | 15.6404 | 16.3207✓ | 16.2217 | 16.2217 | — |
| May 25 | 15.6493 | 16.3448✓ | 16.2133 | 16.2133 | — |
| May 24 | 15.8052 | 16.4783✓ | 16.3400 | 16.3400 | — |
| May 23 | 15.8052 | 16.4783✓ | 16.3400 | 16.3400 | 16.3067 |
| May 22 | 15.7897 | 16.4582✓ | 16.3306 | 16.3306 | 16.3067 |
| May 21 | 15.7961 | 16.4856✓ | 16.3352 | 16.3352 | 16.3067 |
| May 20 | 16.0099 | 16.7034✓ | 16.5727 | 16.5727 | 16.4262 |
| May 19 | 15.9506 | 16.5979✓ | 16.4617 | 16.4617 | 16.4262 |
| May 18 | 16.0448 | 16.7384✓ | 16.6237 | 16.6237 | 16.4262 |
| May 17 | 15.8999 | 16.6986✓ | 16.5600 | 16.5600 | 16.4262 |
| May 16 | 15.8999 | 16.6986✓ | 16.5600 | 16.5600 | 16.4262 |
| May 15 | 15.9906 | 16.5485✓ | 16.4429 | 16.4429 | 16.1990 |
| May 14 | 15.9906 | 16.4655✓ | 16.3061 | 16.3061 | 16.1990 |
| May 13 | 15.7911 | 16.4995 | 16.3472 | 16.3472 | 16.6728✓ |
| May 12 | 15.7938 | 16.4704 | 16.3778 | 16.3778 | 16.6728✓ |
| May 11 | 15.7832 | 16.4372 | 16.3229 | 16.3229 | 16.6728✓ |
| May 10 | 15.7133 | 16.3813 | 16.2600 | 16.2600 | 16.6728✓ |
| May 9 | 15.7133 | 16.3813 | 16.2600 | 16.2600 | 16.6728✓ |
| May 8 | 15.7546 | 16.4455 | 16.3018 | 16.3018 | 16.6728✓ |
| May 7 | 15.7048 | 16.3683 | 16.2290 | 16.2290 | 16.6728✓ |
| May 6 | 15.8365 | 16.5362 | 16.4151 | 16.4151 | 16.6728✓ |
| May 5 | 16.1008 | 16.8028✓ | 16.6794 | 16.6794 | 16.6728 |
| May 4 | 15.9006 | 16.5979 | 17.0900✓ | 17.0900✓ | 16.6728 |
| May 3 | 16.0652 | 16.6499 | 16.5100 | 16.5100 | 16.6728✓ |
| May 2 | 16.0652 | 16.6499 | 16.5100 | 16.5100 | 16.6728✓ |
| May 1 | 16.0652 | 16.6690 | 16.5415 | 16.5415 | 16.6728✓ |
| Apr 30 | 16.1802 | 16.8172✓ | 16.6817 | 16.6817 | 16.6728 |
| Apr 29 | 15.8614 | 16.5387 | 16.4396 | 16.4396 | 16.6728✓ |
| Apr 28 | 15.8850 | 16.5569 | 16.4270 | 16.4270 | 16.6728✓ |
| Apr 27 | 15.9103 | 16.5251 | 16.3552 | 16.3552 | 16.6728✓ |
| Apr 26 | 15.9103 | 16.5352 | 16.3700 | 16.3700 | 16.6728✓ |
| Apr 25 | 15.9103 | 16.5352 | 16.3700 | 16.3700 | 16.6728✓ |
| Apr 24 | 15.9485 | 16.6327 | 16.5038 | 16.5038 | 16.6728✓ |
| Apr 23 | 15.8343 | 16.4777 | 16.3251 | 16.3251 | 16.6728✓ |
| Apr 22 | 15.7949 | 16.4911 | 16.3303 | 16.3303 | 16.6728✓ |
| Apr 21 | 15.6951 | 16.3703 | 16.2266 | 16.2266 | 16.6728✓ |
| Apr 20 | 15.6944 | 16.3660 | 16.2400 | 16.2400 | 16.6728✓ |
| Apr 19 | 15.6913 | 16.3138 | 16.1700 | 16.1700 | 16.6728✓ |
| Apr 18 | 15.6913 | 16.3138 | 16.1700 | 16.1700 | 16.6728✓ |
| Apr 17 | 15.7195 | 16.4235 | 16.3141 | 16.3141 | 16.6728✓ |
| Apr 16 | 15.6439 | 16.3525 | 17.0900✓ | 17.0900✓ | 16.6728 |
| Apr 15 | 15.6820 | 16.3353 | 17.0900✓ | 17.0900✓ | 16.6728 |
| Apr 14 | 15.7212 | 16.4084 | 17.0900✓ | 17.0900✓ | 16.6728 |
| Apr 13 | 15.8545 | 16.5624 | 17.0900✓ | 17.0900✓ | 16.6728 |
| Apr 12 | 15.7247 | 16.4041 | 17.0900✓ | 17.0900✓ | 16.6728 |
| Apr 11 | 15.7247 | 16.4041 | 17.0900✓ | 17.0900✓ | 16.6728 |
| Apr 10 | 15.7261 | 16.4081 | 17.0900✓ | 17.0900✓ | 16.6728 |
| Apr 9 | 15.7340 | 16.4437 | 17.0900✓ | 17.0900✓ | 16.6728 |
| Apr 8 | 15.7662 | 16.4979 | 17.0900✓ | 17.0900✓ | 16.6728 |
| Apr 7 | 16.2000 | 16.9029✓ | 16.7679 | 16.7679 | 16.6728 |
| Apr 6 | 16.2537 | 16.8320✓ | 16.7094 | 16.7094 | 16.6728 |
| Apr 5 | 16.2537 | 16.9849✓ | 16.8485 | 16.8485 | 16.6728 |
| Apr 4 | 16.2537 | 16.9849✓ | 16.8485 | 16.8485 | 16.6728 |
| Apr 3 | 16.2537 | 17.0102✓ | 16.8700 | 16.8700 | 16.6728 |
| Apr 2 | 16.2645 | 16.9256✓ | 16.8101 | 16.8101 | 16.6728 |
| Apr 1 | 16.1870 | 16.8585✓ | 16.7816 | 16.7816 | 16.6728 |
| Mar 31 | 16.4629 | 16.9592✓ | 16.8191 | 16.8191 | 16.6728 |
| Mar 30 | 16.3936 | 17.1701✓ | 17.0196 | 17.0196 | 16.6728 |
| Mar 29 | 16.4582 | 17.1497✓ | 17.0221 | 17.0221 | 16.6728 |
| Mar 28 | 16.3362 | 17.1357✓ | 17.0266 | 17.0266 | 16.6728 |
| Mar 18 | 15.9857 | 16.6796✓ | 16.5450 | 16.6796✓ | — |
| Mar 17 | 16.0696 | 16.6876 | 16.5617 | 16.6939✓ | — |
| Mar 16 | 15.9576 | 16.6486✓ | 16.4797 | 16.6486✓ | — |
| Mar 15 | 16.0913 | 16.9395✓ | 16.8100 | 16.9395✓ | — |
| Mar 14 | 16.0913 | 16.9395✓ | 16.8100 | 16.9395✓ | — |
| Mar 13 | 16.0874 | 16.9395✓ | 16.8100 | 16.9395✓ | — |
Frequently asked questions
Common questions about sending money from to Zimbabwe
What is the cheapest way to send money to Zimbabwe?
The cheapest option depends on how much you're sending and where from. Specialist services like Wise, Remitly, and WorldRemit consistently offer rates 2–5% better than banks. Use our comparison tool to see today's best rates from all providers.
How long does it take to send money to Zimbabwe?
Delivery times depend on the provider and method. Mobile wallets and cash pickup are often available within minutes. Bank deposits typically take 1–2 business days. Express options are available from most providers for a small premium.
Is it safe to send money to Zimbabwe online?
Yes, all providers we compare are regulated by financial authorities (FCA, FinCEN, ASIC, etc.). Always use licensed providers and verify your recipient's details before sending.
Can I send money to Zimbabwe from my bank?
Yes, but banks typically charge 3–5% in hidden exchange rate markups plus $25–50 wire fees. Specialist money transfer services almost always deliver more ZAR for the same amount sent.
What are the cheapest providers for sending money to Zimbabwe?
The best provider changes based on transfer amount and exchange rate fluctuations. Wise, Remitly, and WorldRemit are consistently competitive. Compare all providers above for today's best rate.
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