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Wise
Rate 1.7006 · Fee $3.17
You send
$1,000
Recipient gets
NZ$1,695
Affiliate link · No extra cost to you
Quick answer: The best USD to NZD exchange rate in August 2026 is offered by Wise, delivering 1,695.23 NZD on a 1,000 USD transfer with a fee of $3.17.
Last reviewed: by Awais Imran, Reviews Editor
Sending $1,000 from USD to NZD. Sorted by best value — most money received.
Source: SendMoneyCompare · Data updated every 6 hours from live provider APIs
Looking for the best USD to NZD exchange rate? Compare real-time rates, fees, and delivery times from 15+ money transfer providers to find the cheapest way to convert US Dollar to New Zealand Dollar.
The USD/NZD exchange rate fluctuates throughout the day. Specialist money transfer providers typically offer rates 1–4% better than banks, which can mean significant savings on every transfer. Our comparison shows you the exact NZD amount you'll receive from each provider after all fees and exchange rate markups.
Exchange rate
1.7006
Fee
$3.17
Recipient gets
NZ$1,695.23
Speed
Instant to 2 days
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Example alert
GBP → INR · cheapest just changed
Sending £1,000 today? The top provider on this corridor now lands about ₹1,180 more than yesterday’s best — the bank wire is still ₹9,400 behind.
sendmoneycompare.com/send-money/uk-to-india
09:12USD → PHP · watch the funding fee
Two providers added a card-funding fee this morning. Paying by bank transfer is now the cheaper route on this corridor.
Thu 16:40Different providers excel at different things. Here's who's best for each use case on the USD to NZD route.
Cheapest transfer
Wise
Delivers the most NZD for your money
Fastest transfer
Wise
Delivers in Instant to 2 days
Bank transfer
Wise
Best rate for bank deposit to NZD
See how much your recipient would get for common transfer amounts.
Wise
1.70 · Instant to 2 days
OFX
1.69 · 1-3 business days
XE Money Transfer
1.69 · 1-4 business days
CurrencyFair
1.69 · 1-2 business days
Currencies Direct
1.68 · 1-2 business days
Regency FX
1.70 · Same day to 2 business days
Wise
1.70 · Instant to 2 days
OFX
1.69 · 1-3 business days
XE Money Transfer
1.69 · 1-4 business days
CurrencyFair
1.69 · 1-2 business days
Currencies Direct
1.68 · 1-2 business days
Regency FX
1.70 · Same day to 2 business days
Wise
1.70 · Instant to 2 days
OFX
1.69 · 1-3 business days
XE Money Transfer
1.69 · 1-4 business days
CurrencyFair
1.69 · 1-2 business days
Currencies Direct
1.68 · 1-2 business days
Regency FX
1.70 · Same day to 2 business days
Fees for USD to NZD transfers vary by provider — from free to $5–10 with specialist services. Banks typically charge $25–50 per wire plus a 2–5% exchange rate markup. The bigger cost factor is usually the exchange rate markup, not the fee. Always compare the total NZD received.
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically $0–$10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (1.7040).
Delivery times for USD to NZD transfers range from minutes (with express options) to 3–5 business days for standard bank wires. Most specialist providers deliver within 1–2 business days.
Exchange rates change constantly. Use our comparison table above to see real-time USD to NZD rates from every provider. The mid-market rate is shown for reference — look for providers offering rates closest to it.
Specialist transfer providers like Wise, Remitly, and OFX typically offer the best total value. Compare the total NZD received (after fees and rate markup) rather than just the fee or rate alone.
Transfer speeds vary by provider: some deliver within minutes, while standard bank wires take 2–5 business days. Express options are available from most specialist providers for a small additional fee.
Specialist providers are almost always cheaper. Banks typically charge $25–50 per transfer plus a 2–5% exchange rate markup. Specialist providers like Wise, Revolut, and Remitly charge $0–10 with markups under 1%, saving you significantly on every transfer.
Enter your exact amount to see personalised quotes from every provider on this route.
Compare providers now