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Send money from United States to Australia(USD → AUD)
USD
AUD|Updated recentlyMid-market 1.4080Cheapest todayof 9 providers
TapTap Send
Rate 1.3900 · Fee free
You send
$1,000
Recipient gets
A$1,390
Affiliate link · No extra cost to you
Quick answer: The cheapest way to send money from United States to Australia in May 2026 is TapTap Send, which delivers 1,390.01 AUD on a 1,000 USD transfer with a fee of zero.
Last reviewed: by Awais Imran, Reviews Editor
↑
Rates are great right now
100th percentile
Based on 7 days of data (2026-05-14 to 2026-05-20)
Today's best
A$139
TapTap Send
7-day avg
1 USD = 1.38 AUD
Best rate
1.39
2026-05-18 · TapTap Send
Worst rate
1.37
2026-05-14 · TapTap Send
What is the cheapest way to send USD to AUD?
Sending $1,000 from United States to Australia. Sorted by best value — most money received.
Source: SendMoneyCompare · Data updated every 6 hours from live provider APIs
#ProviderRateFeeRecipient gets
Rate 1.3900·Fee Free·1.28% markup
Best rate 7 of 7 days
↑ 1.5% over 7dAvg: 1.38 AUD (+0.6% vs avg)Range: 1.37–1.39
1
TapTap SendBest value
Under 3 minutes (95% of transfers)1.28% markup
Best rate 7 of 7 days
↑ 1.5% over 7dAvg: 1.38 AUD (+0.6% vs avg)Range: 1.37–1.39
1.3900
Free
A$1,390.01
Rate 1.4071·Fee $42.41·0.07% markup
Rate 1.3992·Fee $82.96·0.63% markup
Rate 1.3992·Fee $83.19·0.63% markup
Rate 1.3985·Fee $90.54·0.68% markup
Rate 1.3973·Fee $105.48·0.76% markup
Rate 1.3969·Fee $108.02·0.79% markup
Rate 1.3887·Fee $195.64·1.37% markup
Rate 1.4010·Fee Free·0.50% markup
Some links on this page are affiliate links. We may earn a commission at no extra cost to you. This does not affect our rankings, which are based on real transfer data. Editorial policy
Find the best way to send money from United States to Australia. Our comparison tool shows live rates from 15+ providers — see exactly how much AUD your recipient will receive after all fees.
Money transfers from United States to Australia are a vital lifeline for families and businesses. With dozens of providers competing for this corridor, rates and fees vary widely. Specialist money transfer companies often beat bank rates by 2–4%, potentially saving you hundreds of USD per year. Use our comparison to find today's best deal.
Which provider offers the best USD to AUD rate?
TapTap Send
4.7Exchange rate
1.3900
Fee
Free
Recipient gets
A$1,390.01
Speed
Under 3 minutes (95% of transfers)
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the United States to Australia route.
Cheapest transfer
TapTap Send
Delivers the most AUD for your money
Fastest transfer
TapTap Send
Delivers in Under 3 minutes (95% of transfers)
Cash pickup
Remitly
Widest cash pickup network
Bank transfer
TapTap Send
Best rate for bank deposit to Australia
How to send money to Australia
Sending money to Australia is straightforward with the right provider. Here's how it works in 3 simple steps.
Step 1
Enter your transfer details
Choose how much USD you want to send, compare providers above, and pick the one offering the best AUD amount for your transfer to Australia.
Step 2
Add your recipient
Enter your recipient's details in Australia — you'll need their bank account number. Most providers verify details instantly.
Step 3
Send & track your transfer
Pay using bank transfer, debit card, or credit card. Track your money in real-time until it arrives — bank deposit typically takes 1–3 business days.
What you need to send money to Australia
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's full legal name as it appears on their bank account
Bank account number
Recipient's bank account number
Bank name
Name of the receiving bank
SWIFT/BIC code
Optional8 or 11-character SWIFT code identifying the bank (may be optional with IBAN)
Note: You need the recipient's bank account number and bank name. Contact the recipient's bank for their SWIFT/BIC code if required.
Transfer examples: USD to AUD
See how much your recipient would get for common transfer amounts.
Send $500
ProviderFeeReceives
TapTap Send
1.39 · Under 3 minutes (95% of transfers)
Wise
1.41 · Instant to 2 days
TorFX
1.40 · 1-3 business days
Remitly
1.40 · Minutes to 3-5 days
XE
1.40 · 1-4 business days
CurrencyFair
1.40 · 1-2 business days
ProviderFeeRateReceivesSpeed
TapTap SendFree1.39A$695Under 3 minutes (95% of transfers)
Wise$42.411.41A$644Instant to 2 days
TorFX$82.961.40A$5841-3 business days
Remitly$83.191.40A$583Minutes to 3-5 days
XE$90.541.40A$5731-4 business days
CurrencyFair$105.481.40A$5511-2 business days
Send $1,000
ProviderFeeReceives
TapTap Send
1.39 · Under 3 minutes (95% of transfers)
Wise
1.41 · Instant to 2 days
TorFX
1.40 · 1-3 business days
Remitly
1.40 · Minutes to 3-5 days
XE
1.40 · 1-4 business days
CurrencyFair
1.40 · 1-2 business days
ProviderFeeRateReceivesSpeed
TapTap SendFree1.39A$1,390Under 3 minutes (95% of transfers)
Wise$42.411.41A$1,347Instant to 2 days
TorFX$82.961.40A$1,2831-3 business days
Remitly$83.191.40A$1,283Minutes to 3-5 days
XE$90.541.40A$1,2721-4 business days
CurrencyFair$105.481.40A$1,2501-2 business days
Send $5,000
ProviderFeeReceives
Wise
1.41 · Instant to 2 days
TapTap Send
1.39 · Under 3 minutes (95% of transfers)
TorFX
1.40 · 1-3 business days
Remitly
1.40 · Minutes to 3-5 days
XE
1.40 · 1-4 business days
CurrencyFair
1.40 · 1-2 business days
ProviderFeeRateReceivesSpeed
Wise$42.411.41A$6,976Instant to 2 days
TapTap SendFree1.39A$6,950Under 3 minutes (95% of transfers)
TorFX$82.961.40A$6,8801-3 business days
Remitly$83.191.40A$6,879Minutes to 3-5 days
XE$90.541.40A$6,8661-4 business days
CurrencyFair$105.481.40A$6,8391-2 business days
How much does it cost to send money from United States to Australia?
Transfer fees from United States to Australia vary by provider. Specialist services charge $0–10 per transfer, while banks charge $25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total AUD your recipient receives, not just the advertised fee.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically $0–$10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (1.4080).
Ways to send money to Australia
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
Bank deposit is the standard delivery method for transfers to Australia. Cash pickup is available through international providers like Western Union and MoneyGram.
Debit Card
Medium costSpeed: Minutes to hours
Fast and convenient — small card processing fee applies
Bank Transfer
Low costSpeed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
Google Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
Apple Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
Credit Card
Higher costSpeed: Minutes to hours
Fastest option but highest fees — card issuer may charge cash advance fee
How can my recipient receive money in Australia?
Your recipient in Australia can receive money through these delivery methods. The best option depends on their location and preferences.
Bank Deposit
1–3 business days
Direct transfer to bank accounts in Australia.
WiseRemitlyWorldRemitWestern Union
Cash Pickup
Minutes
Collect cash from agent locations in Australia.
Western UnionMoneyGram
What are the transfer limits and regulations for Australia?
Important rules and requirements to know before sending money to Australia.
Documentation you may need
- Government-issued photo ID (passport, driver's license, or state ID)
- Proof of address may be required for first-time transfers
Important things to know
- Check your provider's specific limits and requirements for transfers to Australia.
- Transfers over $10,000 (or equivalent) may trigger reporting requirements in your sending country.
How long does it take to send money to Australia?
Most transfers from United States to Australia arrive within 1–2 business days with specialist providers. Bank wires take 3–5 business days. Some providers offer instant or same-day delivery to Australia for a small premium.
FastExpress delivery
- TapTap SendUnder 3 minutes (95% of transfers)
- WiseInstant to 2 days
- RemitlyMinutes to 3-5 days
- Xoom (PayPal)Minutes to 3 days
Standard delivery
- TorFX1-3 business days
- XE1-4 business days
- CurrencyFair1-2 business days
- OFX1-3 business days
- Regency FXSame day to 2 business days
USD to AUD Exchange Rate History
Daily best exchange rates from top providers over the last 7 days. Rates shown are for sending $100.
| Date | TapTap Send | __mid Market__ |
|---|---|---|
| Trend | ||
| May 20 | 1.3900✓ | 1.3900✓ |
| May 19 | 1.3800✓ | 1.3800✓ |
| May 18 | 1.3900✓ | 1.3900✓ |
| May 17 | 1.3800✓ | 1.3800✓ |
| May 16 | 1.3800✓ | 1.3800✓ |
| May 15 | 1.3800✓ | 1.3800✓ |
| May 14 | 1.3700✓ | 1.3700✓ |
Common questions about sending money from United States to Australia
What is the cheapest way to send money from United States to Australia?
The cheapest option changes daily based on exchange rates. Use our comparison table above to see today's rates from every provider. Specialist services like Wise, Remitly, and OFX consistently offer better value than banks.
How long does it take to send money from United States to Australia?
Most specialist providers deliver to Australia within 1–2 business days. Some offer instant delivery for certain payment methods. Bank wires typically take 3–5 business days.
How much does it cost to send $1,000 from United States to Australia?
Costs depend on the provider's fee and exchange rate markup. Compare all providers in our table above to see exactly how much AUD your recipient would receive from a $1,000 transfer today.
Can I send money from United States to Australia online?
Yes, all the providers we compare support online transfers from United States to Australia. Most also offer mobile apps. You can typically pay by bank transfer, debit card, or credit card.
Is it better to use a bank or a money transfer service to send money to Australia?
Money transfer services are almost always cheaper. Banks typically charge $25–50 per wire plus a 2–5% exchange rate markup. Specialist providers charge $0–10 with markups under 1%, saving you significantly on every transfer to Australia.
Everything about sending money to Australia
Recipient requirements, delivery methods, regulations, popular banks, and more.
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