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TapTap Send
Rate 17.0006 · Fee free
You send
$1,000
Estimated receipt
MX$17,001
MX$1,200 more than the lowest estimate
Affiliate link · No extra cost to you
Quick answer: For 1,000 USD to MXN, TapTap Send ranks first among 20 provider estimates, with an estimated payout of 17,000.64 MXN. The first-ranked estimate pays 1,181.41 MXN more than the lowest estimate in this comparison.
Latest pricing observation: . Payouts are estimated from collected fees and markups with a mid-market reference. Collection schedules vary by source. Quotes are collected by currency pair, so we cannot confirm that every provider serves specifically — check availability, funding method and delivery method with the provider before you commit. How we collect and rank quotes.
Sending $1,000 from to Mexico. Ranked by estimated payout, with customer ratings used for closely matched results.
Source: SendMoneyCompare · Estimated payouts from collected pricing and mid-market rates
TapTap SendBest value
17.0006
Free
MX$17,000.64
Send16.7766
Free
MX$16,776.59
SendEffectively tied · rated 4.3
16.7240
$1.99
MX$16,690.69
Send16.7392
$1.99
MX$16,705.93
Send16.6374
$4.00
MX$16,570.85
Send16.5763
$1.99
MX$16,543.31
SendWells Fargo ExpressSend
1-3 business days
MX$16,524.99
recipient gets
16.4269
Free
MX$16,426.93
SendChase (US)
1-3 business days
MX$15,819.23
recipient gets
Estimated payout difference: The first-ranked provider pays more than the lowest estimate by MX$1,181.41 on a $1,000 transfer.
Mexico is the world's second-largest remittance recipient, receiving over $60 billion annually — primarily from Mexican nationals living in the United States. The USD-to-MXN corridor is one of the most competitive in the global money transfer market, with dozens of providers competing aggressively on rates. Mexico's SPEI real-time payment system means most transfers credit within minutes.

Exchange rate
17.0006
Fee
Free
Recipient gets
MX$17,000.64
Speed
Under 3 minutes (95% of transfers)
For a tech-comfortable sender, stablecoin rails can beat every bank and app. These aren't one-tap services — each is a fiat on-ramp → blockchain → local cash-out. Here's the all-in cost and how each works.
Binance P2PBeats mid-market
Coinbase → Solana (USDC) → Binance P2P (MXN) · ~1 second
17,752 MXN
4.62% rebate all-in
Also routable via Solana (USDC), Polygon (USDC), Arbitrum (USDC), Tron (USDT).
Source: Binance P2P API
Crypto rails involve exchange accounts, wallets, and price/liquidity risk. Costs are estimates from live exchange and network data, refreshed every 6 hours. Not financial advice.
How to cash out in Mexico →Different providers excel at different things. Here's who's best for each use case on the to Mexico route.
Cheapest transfer
TapTap Send
Delivers the most MXN for your money
Fastest transfer
TapTap Send
Delivers in Under 3 minutes (95% of transfers)
Cash pickup
BOSS Money
Widest cash pickup network
Bank transfer
TapTap Send
Best rate for bank deposit to Mexico
Sending money to Mexicois straightforward with the right provider. Here's how it works in 3 simple steps.
Choose how much USD you want to send, compare providers above, and pick the one offering the best MXN amount for your transfer to Mexico.
Enter your recipient's details in Mexico — you'll need their clabe number. Complete the provider’s verification before expecting delivery.
Choose an available funding method, confirm the final payout and arrival estimate, then keep your tracking reference.
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's full legal name as registered with their bank
CLABE number
18-digit Clave Bancaria Estandarizada — Mexico's standardized bank account number for interbank transfers
Example: 032180000118359719
Bank name
Name of the receiving bank (e.g. BBVA, Banorte, Santander, Banamex)
Debit card number
Optional16-digit debit card number (alternative to CLABE for some providers)
Note: Mexico uses CLABE (Clave Bancaria Estandarizada) instead of IBAN. Every Mexican bank account has an 18-digit CLABE number used for domestic and international transfers via SPEI. Your recipient can find their CLABE on their bank statement or mobile banking app.
See how much your recipient would get for common transfer amounts.
TapTap Send
17.00 · Under 3 minutes (95% of transfers)
InstaReM
16.89 · 1-3 business days
BOSS Money
16.81 · Instant
XE Money Transfer
16.78 · 0-3 days
Paysend
16.77 · 2 days
Sendwave
16.79 · Instant
TapTap Send
17.00 · Under 3 minutes (95% of transfers)
InstaReM
16.95 · 1-3 business days
Wise
16.97 · Instant
BOSS Money
16.81 · Instant
XE Money Transfer
16.78 · 0-3 days
Sendwave
16.79 · Instant
TapTap Send
17.00 · Under 3 minutes (95% of transfers)
Wise
16.97 · Instant
BOSS Money
16.81 · Instant
Sendwave
16.79 · Instant
MoneyGram
16.78 · Instant
XE Money Transfer
16.87 · 0-3 days
Transfer fees to Mexico vary by provider and how you pay. Specialist services charge MX$0–10 per transfer, while banks charge $25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total MXN your recipient receives.
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically $0–$10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (16.9735).
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
SPEI (Sistema de Pagos Electrónicos Interbancarios) is Mexico's instant payment network and the gold standard for receiving money. If your recipient has a bank account, SPEI delivery is almost always the fastest and cheapest option.
Speed: Minutes to hours
Fast and convenient — small card processing fee applies
Speed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
Speed: Minutes to hours
Convenient mobile payment — linked card fees apply
Speed: Minutes to hours
Convenient mobile payment — linked card fees apply
Speed: Minutes to hours
Fastest option but highest fees — card issuer may charge cash advance fee
Speed: Varies
Pay cash at an agent location — available at select providers
Check these receiving options with the provider. Availability depends on the sending country, recipient and transfer conditions.
Mexico's real-time interbank payment system delivers to any Mexican bank account almost instantly. The fastest and usually cheapest option.
Recipient collects cash at any of 20,000+ OXXO convenience stores across Mexico — open long hours, located on virtually every block in Mexican cities.
Collect cash at Elektra stores, bank branches, and other partner locations.
Direct deposit to a Mexican debit card. Some providers support Visa/Mastercard debit cards issued by Mexican banks.
Cash delivered to the recipient's address in select Mexican cities.
Important rules and requirements to know before sending money to Mexico.
Regulatory body
Comisión Nacional Bancaria y de Valores (CNBV) / Banco de México
Inbound transfer limits
No restriction on incoming remittances — Mexico is the world's second-largest remittance recipient
Documentation you may need
Most transfers to Mexico arrive within 1–2 business days with specialist providers. Mobile wallet and cash pickup options are often available within minutes. Bank deposits typically take 1–3 business days.
Delivery times shown here are published by the providers and payment schemes. We do not measure when transfers actually arrive, so treat them as estimates and confirm the time with your provider before you send.
These are the most commonly used banks for receiving international transfers in Mexico.
BBVA México
BCMRMXMMXXX
Banorte
MENOMXMTXXX
Santander México
BMSXMXMMXXX
Citibanamex
ABORINMXXXX
HSBC México
BIMEMXMMXXX
Scotiabank México
MBCOMXMMXXX
Today's best rate is -0.35% vs the 30-day average, 19% of the way up the 90-day range. Rates are falling — -0.45% week on week. Today's best beats the median provider by +4.89%.
Ria Money Transfer delivered the most on 84 of the last 89 days it quoted here (94%) — and it is also today's best, so the usual leader is winning today.
91 days where two or more providers quoted, over 91 days. Days with a single quote are excluded — winning unopposed is not evidence. See every corridor.
Measured from 175 days of our own recorded provider rates for USD→MXN
Daily best exchange rates from top providers over the last 175 days. Rates shown are for sending $100.
| Date | Xoom (PayPal) | InstaReM | Wise | __mid Market__ | WorldRemit |
|---|---|---|---|---|---|
| Trend | |||||
| Sep 12 | 17.1747✓ | 16.8472 | 16.9725 | 16.8472 | 16.5769 |
| Sep 11 | 17.1652✓ | 16.8509 | 16.9721 | 16.8509 | 16.5770 |
| Sep 10 | 17.0962✓ | 16.8754 | 16.9954 | 16.8754 | 16.5992 |
| Sep 9 | 17.1033✓ | 16.7762 | 16.8969 | 16.7762 | 16.5037 |
| Sep 8 | 17.1641✓ | 16.7907 | 16.9121 | 16.7907 | 16.5217 |
| Sep 7 | 17.1006✓ | 16.7868 | 16.9220 | 16.7868 | 16.5333 |
| Sep 6 | 17.0904✓ | 16.7659 | 16.8894 | 16.7659 | 16.5035 |
| Sep 5 | 17.0904✓ | 16.7642 | 16.8855 | 16.7642 | 16.4977 |
| Sep 4 | 17.2209✓ | 16.7805 | 16.9024 | 16.7805 | 16.5165 |
| Sep 3 | 17.2209✓ | 16.8553 | 16.9811 | 16.8553 | 16.5958 |
| Sep 2 | 17.1979✓ | 16.8594 | 16.9840 | 16.8594 | 16.5990 |
| Sep 1 | 17.2053✓ | 16.9020 | 17.0247 | 16.9020 | 16.6169 |
| Aug 31 | 17.2193✓ | 16.9020 | 17.0247 | 16.9020 | 16.6169 |
| Aug 30 | 17.2392✓ | 16.9128 | 17.0345 | 16.9128 | 16.6283 |
| Aug 29 | 17.2392✓ | 16.9128 | 17.0345 | 16.9128 | 16.6283 |
| Aug 28 | 17.2311✓ | 16.8488 | 16.9663 | 16.8488 | 16.5767 |
| Aug 27 | 17.1710✓ | 16.8394 | 16.9564 | 16.8394 | 16.5702 |
| Aug 26 | 17.1436✓ | 16.8238 | 16.9475 | 16.8238 | 16.5607 |
| Aug 25 | 17.1524✓ | 16.8183 | 16.9431 | 16.8183 | 16.5431 |
| Aug 24 | 17.1314✓ | 16.8021 | 16.9202 | 16.8021 | 16.5220 |
| Aug 23 | 17.1153✓ | 16.7767 | 16.9199 | 16.7767 | 16.5201 |
| Aug 22 | 17.1153✓ | 16.7767 | 16.9199 | 16.7767 | 16.5201 |
| Aug 21 | 17.1374✓ | 16.8206 | 16.9462 | 16.8206 | 16.5471 |
| Aug 20 | 17.1581✓ | 16.8185 | 16.9505 | 16.8185 | 16.5487 |
| Aug 19 | 17.2589✓ | 16.9373 | 17.0622 | 16.9373 | 16.6603 |
| Aug 18 | 17.2483✓ | 16.9089 | 17.0324 | 16.9089 | 16.6421 |
| Aug 17 | 17.2135✓ | 16.8836 | 17.0114 | 16.8836 | 16.6212 |
| Aug 16 | 17.2274✓ | 16.8979 | 17.0221 | 16.8979 | 16.6307 |
| Aug 15 | 17.2274✓ | 16.8979 | 17.0221 | 16.8979 | 16.6307 |
| Aug 14 | 17.2322✓ | 16.9089 | 17.0352 | 16.9089 | 16.6433 |
| Aug 13 | 17.2674✓ | 16.8886 | 17.0319 | 16.8886 | 16.6345 |
| Aug 12 | 17.2664 | 17.3118 | 17.4502✓ | 17.3118 | 17.0483 |
| Aug 11 | 17.3447 | 17.3118 | 17.4502✓ | 17.3118 | 17.0483 |
| Aug 10 | 17.3571 | 17.3118 | 17.4502✓ | 17.3118 | 17.0483 |
| Aug 9 | 17.3392 | 17.3118 | 17.4502✓ | 17.3118 | 17.0483 |
| Aug 8 | 17.3392 | 17.3118 | 17.4502✓ | 17.3118 | 17.0483 |
| Aug 7 | 17.4052 | 17.3118 | 17.4502✓ | 17.3118 | 17.0483 |
| Aug 6 | 17.4551✓ | 17.3118 | 17.4502 | 17.3118 | 17.0483 |
| Aug 5 | 17.4523✓ | 17.3118 | 17.4502 | 17.3118 | 17.0483 |
| Aug 4 | 17.5220✓ | 17.3118 | 17.4502 | 17.3118 | 17.0483 |
| Aug 3 | 17.5330✓ | 17.3118 | 17.4502 | 17.3118 | 17.0483 |
| Aug 2 | 17.5583✓ | 17.3118 | 17.4502 | 17.3118 | 17.0483 |
| Aug 1 | 17.5583✓ | 17.3118 | 17.4502 | 17.3118 | 17.0483 |
| Jul 31 | 17.5613✓ | 17.3118 | 17.4502 | 17.3118 | 17.0483 |
| Jul 30 | 17.6635✓ | 17.3118 | 17.4502 | 17.3118 | 17.0483 |
| Jul 29 | 17.6600✓ | 17.3118 | 17.4502 | 17.3118 | 17.0483 |
| Jul 28 | 17.6760✓ | 17.3118 | 17.4502 | 17.3118 | 17.0483 |
| Jul 27 | 17.6530✓ | 17.3118 | 17.4502 | 17.3118 | 17.0483 |
| Jul 26 | 17.6971✓ | 17.3118 | 17.4502 | 17.3118 | 17.0483 |
| Jul 25 | 17.6971✓ | 17.3118 | 17.4502 | 17.3118 | 17.0483 |
| Jul 24 | 17.7340✓ | 17.3118 | 17.4502 | 17.3118 | 17.0483 |
| Jul 23 | 17.6036✓ | 17.3118 | 17.4502 | 17.3118 | 17.0483 |
| Jul 22 | 17.6110✓ | 17.3118 | 17.4502 | 17.3118 | 17.0483 |
| Jul 21 | 17.6270✓ | 17.3118 | 17.4502 | 17.3118 | 17.0483 |
| Jul 20 | 17.7295✓ | 17.3118 | 17.4502 | 17.3118 | 17.0483 |
| Jul 19 | 17.7470✓ | 17.3118 | 17.4502 | 17.3118 | 17.0483 |
| Jul 18 | 17.7470✓ | 17.3118 | 17.4502 | 17.3118 | 17.0483 |
| Jul 17 | 17.6626✓ | 17.3118 | 17.4502 | 17.3118 | 17.0483 |
| Jul 16 | 17.6030✓ | 17.3118 | 17.4502 | 17.3118 | 17.0483 |
| Jul 15 | 17.6325✓ | 17.3118 | 17.4502 | 17.3118 | 17.0483 |
| Jul 14 | 17.7075✓ | 17.3118 | 17.4502 | 17.3118 | 17.0483 |
| Jul 13 | 17.7249✓ | 17.3118 | 17.4502 | 17.3118 | 17.0483 |
| Jul 12 | 17.6851✓ | 17.3118 | 17.4502 | 17.3118 | 17.0483 |
| Jul 11 | 17.6851✓ | 17.3118 | 17.4502 | 17.3118 | 17.0483 |
| Jul 10 | 17.7266✓ | 17.3118 | 17.4502 | 17.3118 | 17.0483 |
| Jul 9 | 17.7630✓ | 17.3118 | 17.4502 | 17.3118 | 17.0483 |
| Jul 8 | 17.7073✓ | 17.3118 | 17.4502 | 17.3118 | 17.0483 |
| Jul 7 | 17.6238✓ | 17.3118 | 17.4502 | 17.3118 | 17.0483 |
| Jul 6 | 17.6949✓ | 17.3118 | 17.4502 | 17.3118 | 17.0483 |
| Jul 5 | 17.6877✓ | 17.3118 | 17.4502 | 17.3118 | 17.0483 |
| Jul 4 | 17.6877✓ | 17.3118 | 17.4502 | 17.3118 | 17.0483 |
| Jul 3 | 17.6440✓ | 17.3118 | 17.4502 | 17.3118 | 17.0483 |
| Jul 2 | 17.7536✓ | 17.4341 | 17.5578 | 17.4341 | 17.1509 |
| Jul 1 | 17.7486✓ | 17.3803 | 17.5049 | 17.3803 | 17.1048 |
| Jun 30 | 17.7135✓ | 17.3457 | 17.4768 | 17.3457 | 17.0691 |
| Jun 29 | 17.7215✓ | 17.3785 | 17.5095 | 17.3785 | 17.1028 |
| Jun 28 | 17.7275✓ | 17.3785 | 17.5095 | 17.3785 | 17.1028 |
| Jun 27 | 17.7275✓ | 17.3785 | 17.5095 | 17.3785 | 17.1028 |
| Jun 26 | 17.7461✓ | 17.3793 | 17.5102 | 17.3793 | 17.1055 |
| Jun 25 | 17.8312✓ | 17.5005 | 17.6275 | 17.5005 | 17.2189 |
| Jun 24 | 17.7962✓ | 17.4151 | 17.5538 | 17.4151 | 17.1432 |
| Jun 23 | 17.6007✓ | 17.2542 | 17.3753 | 17.2542 | 16.9764 |
| Jun 22 | 17.5606✓ | 17.2054 | 17.3429 | 17.2054 | 16.9437 |
| Jun 21 | 17.5560✓ | 17.1898 | 17.3345 | 17.1898 | 16.9280 |
| Jun 20 | 17.5560✓ | 17.1898 | 17.3345 | 17.1898 | 16.9280 |
| Jun 19 | 17.5902✓ | 17.2235 | 17.3544 | 17.2235 | 16.9466 |
| Jun 18 | 17.4814✓ | 17.1414 | 17.2836 | 17.1414 | 16.8790 |
| Jun 17 | 17.4179✓ | 17.0275 | 17.1640 | 17.0275 | — |
| Jun 16 | 17.4434✓ | 17.0275 | 17.1640 | 17.0275 | — |
| Jun 15 | 17.3886✓ | 17.0275 | 17.1640 | 17.0275 | 16.7774 |
| Jun 14 | 17.4394✓ | 17.0866 | 17.2210 | 17.0866 | 16.8377 |
| Jun 13 | 17.4394✓ | 17.0866 | 17.2210 | 17.0866 | 16.8377 |
| Jun 12 | 17.4585✓ | 17.0866 | 17.2210 | 17.0866 | 16.8479 |
| Jun 11 | 17.6104✓ | 17.3038 | 17.4513 | 17.3038 | 17.0492 |
| Jun 10 | 17.6592✓ | 17.3038 | 17.4513 | 17.3038 | 17.0492 |
| Jun 9 | 17.6610✓ | 17.3405 | 17.4671 | 17.3405 | 17.0680 |
| Jun 8 | 17.6636✓ | 17.3165 | 17.4512 | 17.3165 | 17.0425 |
| Jun 7 | 17.6940✓ | 17.3435 | 17.4774 | 17.3435 | 17.0755 |
| Jun 6 | 17.6940✓ | 17.3435 | 17.4774 | 17.3435 | 17.0755 |
| Jun 5 | 17.4949✓ | 17.1980 | 17.2849 | 17.1980 | 16.8906 |
| Jun 4 | 17.5433✓ | 17.1899 | 17.3228 | 17.1899 | 16.9276 |
| Jun 3 | 17.5115✓ | 17.1829 | 17.2878 | 17.1829 | 16.8936 |
| Jun 2 | 17.5782✓ | 17.2400 | 17.3566 | 17.2400 | 16.9632 |
| Jun 1 | 17.5682✓ | 17.2232 | 17.3560 | 17.2232 | 16.9552 |
| May 31 | 17.5831✓ | 17.2186 | 17.3545 | 17.2186 | 16.9556 |
| May 30 | 17.5831✓ | 17.2186 | 17.3545 | 17.2186 | 16.9556 |
| May 29 | 17.5505✓ | 17.1834 | 17.3186 | 17.1834 | 16.9094 |
| May 28 | 17.6618✓ | 17.2466 | 17.3800 | 17.2466 | 16.9786 |
| May 27 | 17.5216✓ | 17.1653 | 17.2896 | 17.1653 | 16.8958 |
| May 26 | 17.5027✓ | 17.1675 | 17.2900 | 17.1675 | 16.8926 |
| May 25 | 17.5605✓ | 17.1368 | 17.2612 | 17.1368 | 16.8652 |
| May 24 | 17.5605✓ | 17.1789 | 17.3300 | 17.1789 | 16.9315 |
| May 23 | 17.5605✓ | 17.1789 | 17.3300 | 17.1789 | 16.9315 |
| May 22 | 17.5303✓ | 17.1871 | 17.3080 | 17.1871 | 16.9084 |
| May 21 | 17.5509✓ | 17.1907 | 17.3187 | 17.1907 | 16.9246 |
| May 20 | 17.6328✓ | 17.3001 | 17.4091 | 17.3001 | 17.0093 |
| May 19 | 17.5257✓ | 17.1586 | 17.2805 | 17.1586 | 16.8850 |
| May 18 | 17.5681✓ | 17.2224 | 17.3476 | 17.2224 | 16.9473 |
| May 17 | 17.5609✓ | 17.1888 | 17.3300 | 17.1888 | 16.9301 |
| May 16 | 17.5609✓ | 17.1888 | 17.3300 | 17.1888 | 16.9301 |
| May 15 | 17.0546 | 17.1723 | 17.2823✓ | 17.1723 | 16.8088 |
| May 14 | 17.0546 | 17.1186 | 17.2422✓ | 17.1186 | 16.8088 |
| May 13 | 17.4408 | 17.0957 | 17.2191 | 17.0957 | 17.5343✓ |
| May 12 | 17.4490 | 17.1038 | 17.2164 | 17.1038 | 17.5343✓ |
| May 11 | 17.4451✓ | 17.0967 | 17.2131 | 17.0967 | 16.8258 |
| May 10 | 17.4038✓ | 17.0409 | 17.1805 | 17.0409 | 16.7874 |
| May 9 | 17.4038✓ | 17.0409 | 17.1805 | 17.0409 | 16.7874 |
| May 8 | 17.5011✓ | 17.1571 | 17.2843 | 17.1571 | 16.8899 |
| May 7 | 17.4681✓ | 17.1013 | 17.2303 | 17.1013 | 16.8369 |
| May 6 | 17.5243✓ | 17.1813 | 17.3146 | 17.1813 | 16.9132 |
| May 5 | 17.7499✓ | 17.4031 | 17.5241 | 17.4031 | 17.1228 |
| May 4 | 17.6594✓ | 17.3255 | 17.4430 | 17.3255 | 17.0413 |
| May 3 | 17.6754✓ | 17.3249 | 17.4580 | 17.3249 | 17.0529 |
| May 2 | 17.6754✓ | 17.3249 | 17.4580 | 17.3249 | 17.0529 |
| May 1 | 17.6914✓ | 17.3445 | 17.4588 | 17.3445 | 17.0537 |
| Apr 30 | 17.7922 | 17.8294✓ | 17.5358 | 17.5600 | 17.1282 |
| Apr 29 | 17.6174 | 17.8294✓ | 17.3897 | 17.5600 | 16.9862 |
| Apr 28 | 17.6037 | 17.8294✓ | 17.3926 | 17.5600 | 16.9755 |
| Apr 27 | 17.5989 | 17.8294✓ | 17.3757 | 17.5600 | 16.9573 |
| Apr 26 | 17.6006 | 17.8294✓ | 17.3920 | 17.5600 | 16.9749 |
| Apr 25 | 17.6006 | 17.8294✓ | 17.3920 | 17.5600 | 16.9935 |
| Apr 24 | 17.6525 | 17.8294✓ | 17.4226 | 17.5600 | 17.0230 |
| Apr 23 | 17.5797 | 17.8294✓ | 17.3396 | 17.5600 | 16.9420 |
| Apr 22 | 17.5330 | 17.8294✓ | 17.3201 | 17.5600 | 16.9213 |
| Apr 21 | 17.5232✓ | 17.1700 | 17.3013 | 17.1700 | 16.9013 |
| Apr 20 | 17.5590✓ | 17.2140 | 17.3366 | 17.2140 | 16.9446 |
| Apr 19 | 17.5269✓ | 17.1878 | 17.3150 | 17.1878 | 16.9188 |
| Apr 18 | 17.5269✓ | 17.1878 | 17.3150 | 17.1878 | 16.9188 |
| Apr 17 | 17.4711✓ | 17.1262 | 17.2494 | 17.1262 | 16.8565 |
| Apr 16 | 17.4601✓ | 17.1203 | 17.2389 | 17.1203 | 16.8484 |
| Apr 15 | 17.4762✓ | 17.1322 | 17.2566 | 17.1322 | 16.8609 |
| Apr 14 | 17.5239✓ | 17.1818 | 17.3070 | 17.1818 | 16.9065 |
| Apr 13 | 17.6188✓ | 17.2787 | 17.4117 | 17.2787 | 17.0118 |
| Apr 12 | 17.5220✓ | 17.1590 | 17.3025 | 17.1590 | 16.9055 |
| Apr 11 | 17.5220✓ | 17.1590 | 17.3025 | 17.1590 | 16.9055 |
| Apr 10 | 17.5963✓ | 17.2533 | 17.3737 | 17.2533 | 16.9778 |
| Apr 9 | 17.6860✓ | 17.3367 | 17.4616 | 17.3367 | 17.0572 |
| Apr 8 | 17.7647✓ | 17.4146 | 17.5348 | 17.4146 | 17.1363 |
| Apr 7 | 18.0069✓ | 17.6445 | 17.7765 | 17.6445 | 17.3709 |
| Apr 6 | 18.0813✓ | 17.6364 | 17.7802 | 17.6364 | 17.3721 |
| Apr 5 | 18.1205✓ | 17.7360 | 17.8790 | 17.7360 | 17.4689 |
| Apr 4 | 18.1205✓ | 17.7360 | 17.8790 | 17.7360 | 17.4689 |
| Apr 3 | 18.0856✓ | 17.7395 | 17.8750 | 17.7395 | 17.4637 |
| Apr 2 | 18.0639✓ | 17.7332 | 17.8507 | 17.7332 | 17.4532 |
| Apr 1 | 18.1265✓ | 17.7557 | 17.8476 | 17.7557 | 17.4449 |
| Mar 31 | 18.3438✓ | 17.7984 | 17.9474 | 17.7984 | 17.5334 |
| Mar 30 | 18.3507✓ | 17.9822 | 18.1160 | 17.9822 | 17.6999 |
| Mar 29 | 18.3551✓ | 18.0291 | 18.1310 | 18.0291 | 17.7172 |
| Mar 28 | 18.1378✓ | 17.9919 | 18.1214 | 17.9919 | 17.6993 |
| Mar 18 | 17.8073✓ | 17.5687 | 17.6499 | 17.8073✓ | 17.2436 |
| Mar 17 | 17.8637✓ | 17.6160 | 17.6943 | 17.8637✓ | 17.3070 |
| Mar 16 | 17.8543✓ | 17.5649 | 17.6621 | 17.8543✓ | 17.2807 |
| Mar 15 | 18.1225✓ | 17.8692 | 17.9460 | 18.1225✓ | 17.5517 |
| Mar 14 | 18.1225✓ | 17.8692 | 17.9460 | 18.1225✓ | 17.5517 |
| Mar 13 | 18.1346✓ | 17.8692 | 17.9460 | 18.1346✓ | 17.5423 |
Wise, Remitly, and Xe consistently rank as the cheapest for USD-to-MXN transfers. Remitly's Economy option (1–3 business days) is often the absolute cheapest. Ria Money Transfer is also very competitive and offers cash pickup at OXXO convenience stores. For larger amounts, OFX offers preferential rates with no flat fee. Always compare total MXN received — rates vary 1–4% between providers.
Remitly Express, WorldRemit, and Western Union Digital all deliver to SPEI-enabled Mexican accounts within minutes. Even standard bank transfers from specialist providers typically arrive within a few hours. Bank-to-bank SWIFT wires from US commercial banks take 1–3 business days. Cash pickup at OXXO, Bancoppel, or 7-Eleven with Ria or Western Union is available within minutes.
Yes — Ria Money Transfer, WorldRemit, and Western Union allow cash pickup at OXXO stores nationwide. Recipients show their government ID and the MTCN (transfer reference number) to collect cash. OXXO has over 20,000 locations across Mexico, making it one of the most accessible payout networks in the country.
CLABE (Clave Bancaria Estandarizada) is the 18-digit account number used for all electronic transfers within Mexico. It encodes the bank code, city code, and account number with a check digit. You need the recipient's full legal name (as on their IFE/INE) and their 18-digit CLABE — not a card number or regular account number. Most banks show the CLABE in their mobile banking app under account details.
Personal remittances received in Mexico are not subject to income tax. The SAT (Mexican tax authority) does not classify family remittances as taxable income. Transfers above $7,500 USD equivalent may be reported to CNBV for AML purposes, but this is routine and does not trigger tax. Business payments received in Mexico may be taxable as income.
Remitly is widely considered the best app for US-to-Mexico transfers — it offers easy onboarding, competitive rates, and supports bank deposit, OXXO cash pickup, and debit card delivery. Wise is best for rate-conscious senders who want the closest possible rate to mid-market. Ria is popular for cash pickup delivery. All three are available on iOS and Android with track-your-transfer features.
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