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Convert CAD to PLN
CAD
PLN|Pricing observed Mid-market 2.6873Top-ranked estimateof 8 providers
Wise
Rate 2.6704 · Fee C$6.30
You send
C$1,000
Estimated receipt
zł2,654
zł240 more than the lowest estimate · 0.63% markup vs mid-market
Affiliate link · No extra cost to you
Quick answer: For 1,000 CAD to PLN, Wise ranks first among 8 provider estimates, with an estimated payout of 2,653.53 PLN. The first-ranked estimate pays 239.47 PLN more than the lowest estimate in this comparison.
Latest pricing observation: . Payouts are estimated from collected fees and markups with a mid-market reference. Collection schedules vary by source. Quotes are collected by currency pair, so we cannot confirm that every provider serves Canada specifically — check availability, funding method and delivery method with the provider before you commit. How we collect and rank quotes.
What is the cheapest way to send CAD to PLN?
Sending C$1,000 from CAD to PLN. Ranked by estimated payout, with customer ratings used for closely matched results.
Source: SendMoneyCompare · Estimated payouts from collected pricing and mid-market rates
#ProviderRateFeeRecipient getsSend
Rate 2.6704·Fee C$6.30·0.63% markup
Rate 2.6481·Fee C$14.60·1.46% markup
Rate 2.6403·Fee C$17.50·1.75% markup
Rate 2.5599·Fee C$47.40·4.74% markup
Rate 2.5572·Fee C$48.40·4.84% markup
Rate 2.6658·Fee Free·0.80% markup
Estimated payout difference: The first-ranked provider pays more than the lowest estimate by zł239.47 on a C$1,000 transfer.
Some links on this page are affiliate links — we may earn a commission at no extra cost to you. Rankings come from live transfer data and are ordered by what your recipient receives. Whether a provider pays us plays no part in that order. Where payouts land within 0.1% of each other — less than rates typically move between our updates — the higher-rated provider is listed first. Editorial policy
Looking for the best CAD to PLN exchange rate? Compare real-time rates, fees, and delivery times from 15+ money transfer providers to find the cheapest way to convert Canadian Dollar to Polish Zloty.
The CAD/PLN exchange rate fluctuates throughout the day. Specialist money transfer providers typically offer rates 1–4% better than banks, which can mean significant savings on every transfer. Our comparison shows you the exact PLN amount you'll receive from each provider after all fees and exchange rate markups.
Which provider offers the best CAD to PLN rate?
Wise
4.3Exchange rate
2.6704
Fee
C$6.30
Recipient gets
zł2,653.53
Speed
~4 business days
Also available · Digital-asset rails
Crypto & stablecoin routes for CAD → PLN
For a tech-comfortable sender, stablecoin rails can beat every bank and app. These aren't one-tap services — each is a fiat on-ramp → blockchain → local cash-out. Here's the all-in cost and how each works.
OKX P2PBeats mid-market
Kraken → Solana (USDC) → OKX P2P · ~1 second
2,943 PLN
9.57% rebate all-in
+
OKX P2PBeats mid-market
Kraken → Solana (USDC) → OKX P2P · ~1 second
2,943 PLN
9.57% rebate all-in
- 1Kraken CAD→USDC: 0.26%
- 2Solana network: 0.000250 USDC
- 3OKX P2P: 1% spread
- 40.00% withdrawal fee
Also routable via Solana (USDC), Polygon (USDC), Arbitrum (USDC), Tron (USDT).
Source: OKX P2P API
Crypto rails involve exchange accounts, wallets, and price/liquidity risk. Costs are estimates from live exchange and network data, refreshed every 6 hours. Not financial advice.
Guides, fees & how it works
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the CAD to PLN route.
Cheapest transfer
Wise
Delivers the most PLN for your money
Fastest transfer
Remitly
Delivers in Minutes to 3-5 days
Cash pickup
Remitly
Widest cash pickup network
Bank transfer
Wise
Best rate for bank deposit to PLN
Transfer examples: CAD to PLN
See how much your recipient would get for common transfer amounts.
Send C$500
ProviderFeeReceives
Wise
2.67 · ~4 business days
Remitly
2.65 · Minutes to 3-5 days
Western Union
2.64 · 1 business day
OFX
2.60 · 1-3 business days
BMO
2.58 · 1-3 business days
PayPal
2.56 · Instant to 3 days
ProviderFeeRateReceivesSpeed
WiseC$3.152.67zł1,327~4 business days
RemitlyC$7.302.65zł1,305Minutes to 3-5 days
Western UnionC$8.752.64zł1,2971 business day
OFXC$17.052.60zł1,2541-3 business days
BMOC$20.752.58zł1,2341-3 business days
PayPalC$23.702.56zł1,219Instant to 3 days
Send C$1,000
ProviderFeeReceives
Wise
2.67 · ~4 business days
Remitly
2.65 · Minutes to 3-5 days
Western Union
2.64 · 1 business day
OFX
2.60 · 1-3 business days
BMO
2.58 · 1-3 business days
PayPal
2.56 · Instant to 3 days
ProviderFeeRateReceivesSpeed
WiseC$6.302.67zł2,654~4 business days
RemitlyC$14.602.65zł2,609Minutes to 3-5 days
Western UnionC$17.502.64zł2,5941 business day
OFXC$34.102.60zł2,5071-3 business days
BMOC$41.502.58zł2,4691-3 business days
PayPalC$47.402.56zł2,439Instant to 3 days
Send C$5,000
ProviderFeeReceives
Wise
2.67 · ~4 business days
Remitly
2.65 · Minutes to 3-5 days
Western Union
2.64 · 1 business day
OFX
2.60 · 1-3 business days
BMO
2.58 · 1-3 business days
PayPal
2.56 · Instant to 3 days
ProviderFeeRateReceivesSpeed
WiseC$31.502.67zł13,268~4 business days
RemitlyC$73.002.65zł13,047Minutes to 3-5 days
Western UnionC$87.502.64zł12,9701 business day
OFXC$170.502.60zł12,5361-3 business days
BMOC$207.502.58zł12,3441-3 business days
PayPalC$237.002.56zł12,193Instant to 3 days
How much does it cost to convert CAD to PLN?
Fees for CAD to PLN transfers vary by provider — from free to C$5–10 with specialist services. Banks typically charge C$25–50 per wire plus a 2–5% exchange rate markup. The bigger cost factor is usually the exchange rate markup, not the fee. Always compare the total PLN received.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically C$0–C$10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (2.6873).
How long does a CAD to PLN transfer take?
Delivery times for CAD to PLN transfers range from minutes (with express options) to 3–5 business days for standard bank wires. Most specialist providers deliver within 1–2 business days.
Delivery times shown here are published by the providers and payment schemes. We do not measure when transfers actually arrive, so treat them as estimates and confirm the time with your provider before you send.
FastExpress delivery
- RemitlyMinutes to 3-5 days
- PayPalInstant to 3 days
Standard delivery
- Wise~4 business days
- Western Union1 business day
- OFX1-3 business days
- BMO1-3 business days
- TD Bank2-5 business days
Frequently asked questions
Common questions about sending money from CAD to PLN
What is the best CAD to PLN exchange rate today?
Exchange rates change constantly. Use our comparison table above to see real-time CAD to PLN rates from every provider. The mid-market rate is shown for reference — look for providers offering rates closest to it.
What is the cheapest way to convert CAD to PLN?
Specialist transfer providers like Wise, Remitly, and OFX typically offer the best total value. Compare the total PLN received (after fees and rate markup) rather than just the fee or rate alone.
How long does a CAD to PLN transfer take?
Transfer speeds vary by provider: some deliver within minutes, while standard bank wires take 2–5 business days. Express options are available from most specialist providers for a small additional fee.
Is it cheaper to use a bank or a specialist provider for CAD to PLN?
Specialist providers are almost always cheaper. Banks typically charge C$25–50 per transfer plus a 2–5% exchange rate markup. Specialist providers like Wise, Revolut, and Remitly charge C$0–10 with markups under 1%, saving you significantly on every transfer.
More for this corridor
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How does your bank compare?
Compare all providers for CAD to PLN
Enter your exact amount in the comparison tool above to see personalised quotes from every provider on this route.
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