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Wise
Rate 9.0443 · Fee €5.90
You send
€1,000
Estimated receipt
HK$8,991
HK$800 more than the lowest estimate · 0.59% markup vs mid-market
Affiliate link · No extra cost to you
Quick answer: For 1,000 EUR to HKD, Wise ranks first among 14 provider estimates, with an estimated payout of 8,990.9 HKD. The first-ranked estimate pays 804.19 HKD more than the lowest estimate in this comparison.
Latest pricing observation: . Payouts are estimated from collected fees and markups with a mid-market reference. Collection schedules vary by source. Quotes are collected by currency pair, so we cannot confirm that every provider serves Europe specifically — check availability, funding method and delivery method with the provider before you commit. How we collect and rank quotes.
Sending €1,000 from EUR to HKD. Ranked by estimated payout, with customer ratings used for closely matched results.
Source: SendMoneyCompare · Estimated payouts from collected pricing and mid-market rates
BNP Paribas
1-3 business days
HK$8,877.30
recipient gets
Rabobank
1-3 business days
HK$8,700.25
recipient gets
ABN AMRO Bank
1-3 business days
HK$8,592.05
recipient gets
Commerzbank
1-3 business days
HK$8,299.28
recipient gets
LaCaixa
1-3 business days
HK$8,209.16
recipient gets
Sabadell
1-3 business days
HK$8,186.71
recipient gets
Estimated payout difference: The first-ranked provider pays more than the lowest estimate by HK$804.19 on a €1,000 transfer.
Looking for the best EUR to HKD exchange rate? Compare real-time rates, fees, and delivery times from 15+ money transfer providers to find the cheapest way to convert Euro to Hong Kong Dollar.
The EUR/HKD exchange rate fluctuates throughout the day. Specialist money transfer providers typically offer rates 1–4% better than banks, which can mean significant savings on every transfer. Our comparison shows you the exact HKD amount you'll receive from each provider after all fees and exchange rate markups.
Exchange rate
9.0443
Fee
€5.90
Recipient gets
HK$8,990.90
Speed
1-2 business days
For a tech-comfortable sender, stablecoin rails can beat every bank and app. These aren't one-tap services — each is a fiat on-ramp → blockchain → local cash-out. Here's the all-in cost and how each works.
HashKeyBitcoin · Lightning
Kraken → Lightning Network (BTC) → HashKey (BTC) · ~1 second
9,073 HKD
0.27% all-in
Also routable via Lightning Network (BTC), Stellar (USDC), Solana (USDC), Polygon (USDC).
Source: HashKey HK REST API
Crypto rails involve exchange accounts, wallets, and price/liquidity risk. Costs are estimates from live exchange and network data, refreshed every 6 hours. Not financial advice.
Different providers excel at different things. Here's who's best for each use case on the EUR to HKD route.
Cheapest transfer
Wise
Delivers the most HKD for your money
Fastest transfer
Remitly
Delivers in Minutes
Cash pickup
Remitly
Widest cash pickup network
Bank transfer
Wise
Best rate for bank deposit to HKD
See how much your recipient would get for common transfer amounts.
Wise
9.04 · 1-2 business days
InstaReM
9.04 · 1-3 business days
Remitly
8.99 · Minutes
BNP Paribas
8.99 · 1-3 business days
Rabobank
8.90 · 1-3 business days
Western Union
8.87 · 1 business day
Wise
9.04 · 1-2 business days
InstaReM
9.04 · 1-3 business days
Remitly
8.99 · Minutes
BNP Paribas
8.99 · 1-3 business days
Rabobank
8.90 · 1-3 business days
Western Union
8.87 · 1 business day
Wise
9.04 · 1-2 business days
InstaReM
9.04 · 1-3 business days
Remitly
8.99 · Minutes
BNP Paribas
8.99 · 1-3 business days
Rabobank
8.90 · 1-3 business days
Western Union
8.87 · 1 business day
Fees for EUR to HKD transfers vary by provider — from free to €5–10 with specialist services. Banks typically charge €25–50 per wire plus a 2–5% exchange rate markup. The bigger cost factor is usually the exchange rate markup, not the fee. Always compare the total HKD received.
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically €0–€10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (9.0979).
Delivery times for EUR to HKD transfers range from minutes (with express options) to 3–5 business days for standard bank wires. Most specialist providers deliver within 1–2 business days.
Delivery times shown here are published by the providers and payment schemes. We do not measure when transfers actually arrive, so treat them as estimates and confirm the time with your provider before you send.
Exchange rates change constantly. Use our comparison table above to see real-time EUR to HKD rates from every provider. The mid-market rate is shown for reference — look for providers offering rates closest to it.
Specialist transfer providers like Wise, Remitly, and OFX typically offer the best total value. Compare the total HKD received (after fees and rate markup) rather than just the fee or rate alone.
Transfer speeds vary by provider: some deliver within minutes, while standard bank wires take 2–5 business days. Express options are available from most specialist providers for a small additional fee.
Specialist providers are almost always cheaper. Banks typically charge €25–50 per transfer plus a 2–5% exchange rate markup. Specialist providers like Wise, Revolut, and Remitly charge €0–10 with markups under 1%, saving you significantly on every transfer.
Enter your exact amount in the comparison tool above to see personalised quotes from every provider on this route.
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