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Send money from Canada to Singapore(CAD → SGD)
CAD
SGD|Updated recentlyMid-market 0.9197Cheapest todayof 11 providers
Remitly
Rate 0.9140 · Fee C$6.20
You send
C$1,000
Recipient gets
S$908
Affiliate link · No extra cost to you
Quick answer: The cheapest way to send money from Canada to Singapore in August 2026 is Remitly, which delivers 908.34 SGD on a 1,000 CAD transfer with a fee of C$6.20.
Last reviewed: by Awais Imran, Reviews Editor
What is the cheapest way to send CAD to SGD?
Sending C$1,000 from Canada to Singapore. Sorted by best value — most money received.
Source: SendMoneyCompare · Data updated every 6 hours from live provider APIs
#ProviderRateFeeRecipient gets
Rate 0.9140·Fee C$6.20·0.62% markup
Rate 0.9124·Fee C$7.90·0.79% markup
Rate 0.9108·Fee C$9.70·0.97% markup
Rate 0.8952·Fee C$26.70·2.66% markup
Rate 0.8951·Fee C$26.80·2.68% markup
Rate 0.8939·Fee C$28.10·2.81% markup
Rate 0.8922·Fee C$29.90·2.99% markup
Rate 0.8871·Fee C$35.50·3.55% markup
Rate 0.8842·Fee C$38.60·3.86% markup
Rate 0.8760·Fee C$47.50·4.75% markup
Rate 0.9124·Fee Free·0.79% markup
Some links on this page are affiliate links. We may earn a commission at no extra cost to you. This does not affect our rankings, which are based on real transfer data. Editorial policy
Looking for cheap money transfers from Canada to Singapore? We compare exchange rates, fees, and delivery times from every major provider to help you save on every transfer.
Canadian expats and immigrants regularly send money to Singapore. The cost difference between providers can be significant — banks typically charge 3–5% in hidden exchange rate markups, while specialist services like Wise, Remitly, and WorldRemit offer rates much closer to the mid-market rate. Our comparison shows the total SGD received from each provider after all fees and markups.
Which provider offers the best CAD to SGD rate?
Remitly
4.6Exchange rate
0.9140
Fee
C$6.20
Recipient gets
S$908.34
Speed
Minutes to 3-5 days
Also available · Digital-asset rails
Crypto & stablecoin routes for CAD → SGD
For a tech-comfortable sender, stablecoin rails can beat every bank and app. These aren't one-tap services — each is a fiat on-ramp → blockchain → local cash-out. Here's the all-in cost and how each works.
OKX
Kraken → Stellar (USDC) → OKX (SGD) · ~5 seconds
920 SGD
0.15% all-in
+
OKX
Kraken → Stellar (USDC) → OKX (SGD) · ~5 seconds
920 SGD
0.15% all-in
- 1Kraken CAD→USDC: 0.26%
- 2Stellar network: 0.000001 USDC
- 3OKX (SGD): 0.07% spread
- 40 SGD withdrawal fee
Also routable via Stellar (USDC), Solana (USDC), Polygon (USDC), Avalanche (USDC).
Source: CCXT (okx)
Crypto rails involve exchange accounts, wallets, and price/liquidity risk. Costs are estimates from live exchange and network data, refreshed every 6 hours. Not financial advice.
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Example alert
GBP → INR · cheapest just changed
Sending £1,000 today? The top provider on this corridor now lands about ₹1,180 more than yesterday’s best — the bank wire is still ₹9,400 behind.
sendmoneycompare.com/send-money/uk-to-india
09:12USD → PHP · watch the funding fee
Two providers added a card-funding fee this morning. Paying by bank transfer is now the cheaper route on this corridor.
Thu 16:40Guides, fees & how it works
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the Canada to Singapore route.
Cheapest transfer
Remitly
Delivers the most SGD for your money
Fastest transfer
Remitly
Delivers in Minutes to 3-5 days
Cash pickup
Remitly
Widest cash pickup network
Bank transfer
Remitly
Best rate for bank deposit to Singapore
How to send money to Singapore
Sending money to Singaporeis straightforward with the right provider. Here's how it works in 3 simple steps.
Step 1
Enter your transfer details
Choose how much CAD you want to send, compare providers above, and pick the one offering the best SGD amount for your transfer to Singapore.
Step 2
Add your recipient
Enter your recipient's details in Singapore — you'll need their bank account number. Most providers verify details instantly.
Step 3
Send & track your transfer
Pay using bank transfer, debit card, or credit card. Track your money in real-time until it arrives — bank deposit typically takes 1–3 business days.
What you need to send money to Singapore
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's full legal name as it appears on their bank account
Bank account number
Recipient's bank account number
Bank name
Name of the receiving bank
SWIFT/BIC code
Optional8 or 11-character SWIFT code identifying the bank (may be optional with IBAN)
Note: You need the recipient's bank account number and bank name. Contact the recipient's bank for their SWIFT/BIC code if required.
Transfer examples: CAD to SGD
See how much your recipient would get for common transfer amounts.
Send C$500
ProviderFeeReceives
Remitly
0.91 · Minutes to 3-5 days
Wise
0.91 · ~2 business days
InstaReM
0.91 · 1-3 business days
TD Bank
0.90 · 2-5 business days
Western Union
0.90 · 1 business day
Royal Bank of Canada
0.89 · 1-3 business days
ProviderFeeRateReceivesSpeed
RemitlyC$3.100.91S$454Minutes to 3-5 days
WiseC$3.940.91S$453~2 business days
InstaReMC$4.850.91S$4511-3 business days
TD BankC$13.350.90S$4362-5 business days
Western UnionC$13.400.90S$4361 business day
Royal Bank of CanadaC$14.050.89S$4341-3 business days
Send C$1,000
ProviderFeeReceives
Remitly
0.91 · Minutes to 3-5 days
Wise
0.91 · ~2 business days
InstaReM
0.91 · 1-3 business days
TD Bank
0.90 · 2-5 business days
Western Union
0.90 · 1 business day
Royal Bank of Canada
0.89 · 1-3 business days
ProviderFeeRateReceivesSpeed
RemitlyC$6.200.91S$908Minutes to 3-5 days
WiseC$7.900.91S$905~2 business days
InstaReMC$9.700.91S$9021-3 business days
TD BankC$26.700.90S$8712-5 business days
Western UnionC$26.800.90S$8711 business day
Royal Bank of CanadaC$28.100.89S$8691-3 business days
Send C$5,000
ProviderFeeReceives
Remitly
0.91 · Minutes to 3-5 days
Wise
0.91 · ~2 business days
InstaReM
0.91 · 1-3 business days
TD Bank
0.90 · 2-5 business days
Western Union
0.90 · 1 business day
Royal Bank of Canada
0.89 · 1-3 business days
ProviderFeeRateReceivesSpeed
RemitlyC$31.000.91S$4,542Minutes to 3-5 days
WiseC$39.500.91S$4,526~2 business days
InstaReMC$48.500.91S$4,5101-3 business days
TD BankC$133.500.90S$4,3562-5 business days
Western UnionC$134.500.90S$4,3541 business day
Royal Bank of CanadaC$140.500.89S$4,3441-3 business days
How much does it cost to send money from Canada to Singapore?
Transfer fees from Canada to Singapore vary by provider. Specialist services charge C$0–10 per transfer, while banks charge C$25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total SGD your recipient receives, not just the advertised fee.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically C$0–C$10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (0.9197).
Ways to send money to Singapore
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
Bank deposit is the standard delivery method for transfers to Singapore. Cash pickup is available through international providers like Western Union and MoneyGram.
Bank Transfer
Low costSpeed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
Debit Card
Medium costSpeed: Minutes to hours
Fast and convenient — small card processing fee applies
Credit Card
Higher costSpeed: Minutes to hours
Fastest option but highest fees — card issuer may charge cash advance fee
Apple Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
Cash
Medium costSpeed: Varies
Pay cash at an agent location — available at select providers
How can my recipient receive money in Singapore?
Your recipient in Singapore can receive money through these delivery methods. The best option depends on their location and preferences.
Bank Deposit
1–3 business days
Direct transfer to bank accounts in Singapore.
WiseRemitlyWorldRemitWestern Union
Cash Pickup
Minutes
Collect cash from agent locations in Singapore.
Western UnionMoneyGram
What are the transfer limits and regulations for Singapore?
Important rules and requirements to know before sending money to Singapore.
Documentation you may need
- Government-issued photo ID (passport, driver's license, or state ID)
- Proof of address may be required for first-time transfers
Important things to know
- Check your provider's specific limits and requirements for transfers to Singapore.
- Transfers over $10,000 (or equivalent) may trigger reporting requirements in your sending country.
How long does it take to send money to Singapore?
Most transfers from Canada to Singapore arrive within 1–2 business days with specialist providers. Bank wires take 3–5 business days. Some providers offer instant or same-day delivery to Singapore for a small premium.
FastExpress delivery
- RemitlyMinutes to 3-5 days
- Xoom (PayPal)Minutes to 3 days
- PayPalInstant to 3 days
Standard delivery
- Wise~2 business days
- InstaReM1-3 business days
- TD Bank2-5 business days
- Western Union1 business day
- Royal Bank of Canada1-3 business days
Frequently asked questions
Common questions about sending money from Canada to Singapore
What is the cheapest way to send money from Canada to Singapore?
The cheapest option changes daily based on exchange rates. Use our comparison table above to see today's rates from every provider. Specialist services like Wise, Remitly, and OFX consistently offer better value than banks.
How long does it take to send money from Canada to Singapore?
Most specialist providers deliver to Singapore within 1–2 business days. Some offer instant delivery for certain payment methods. Bank wires typically take 3–5 business days.
How much does it cost to send C$1,000 from Canada to Singapore?
Costs depend on the provider's fee and exchange rate markup. Compare all providers in our table above to see exactly how much SGD your recipient would receive from a C$1,000 transfer today.
Can I send money from Canada to Singapore online?
Yes, all the providers we compare support online transfers from Canada to Singapore. Most also offer mobile apps. You can typically pay by bank transfer, debit card, or credit card.
Is it better to use a bank or a money transfer service to send money to Singapore?
Money transfer services are almost always cheaper. Banks typically charge C$25–50 per wire plus a 2–5% exchange rate markup. Specialist providers charge C$0–10 with markups under 1%, saving you significantly on every transfer to Singapore.
More for this corridor
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Recipient requirements, delivery methods, regulations, popular banks, and more.
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