Send money to Brazil: Compare BRL rates by provider
LemFi
Rate 5.3498 · Fee free
You send
$1,000
Estimated receipt
R$5,350
R$310 more than the lowest estimate
Affiliate link · No extra cost to you
Quick answer: LemFi ranks first of 15 for 1,000 USD → BRL: 5,349.81 BRL estimated. 309.25 BRL separates first from last.
Latest pricing observation: . Quotes are kept per USD→BRL pair, not per country, so confirm the provider sends from your country before you commit. Methodology.
What is the cheapest way to send USD to BRL?
Sending $1,000 to Brazil, ranked by estimated payout.
Source: our collected quotes
LemFi
Minutes to 1 business day
Best valueR$5,349.81
recipient gets
LemFiBest value
5.3498
Free
R$5,349.81
Send
5.3301
$2.99
R$5,314.14
Send
XE Money Transfer
1-4 business days
R$5,301.28
recipient gets
Remitly
Minutes to 3-5 days
R$5,289.69
recipient gets
Remitly
5.3109
$3.99
R$5,289.69
Send
Effectively tied · rated 4.6
5.2954
$4.99
R$5,268.99
Send
Revolut
0-1 days
R$5,258.18
recipient gets
Revolut
5.2661
$1.50
R$5,258.18
Send
Paysend
2 days
R$5,213.55
recipient gets
Paysend
5.2239
$1.99
R$5,213.55
Send
Western Union
Minutes to 5 days
R$5,185.34
recipient gets
Western Union
5.1957
$1.99
R$5,185.34
Send
PayPal
Instant to 3 days
R$5,172.40
recipient gets
PayPal
5.1983
$4.99
R$5,172.40
Send
OFX
2 days
Effectively tied · rated 4.2
R$5,136.48
recipient gets
BOSS Money
Instant
R$5,139.73
recipient gets
BOSS Money
5.1551
$2.99
R$5,139.73
Send
Sendwave
Instant
R$5,087.95
recipient gets
Sendwave
5.0879
Free
R$5,087.95
Send
5.0506
$1.99
R$5,040.56
Send
Ria Money Transfer
Minutes to 2 days
Above the market rate, likely a promo that may not last · not ranked
R$5,352.37
recipient gets
Ria Money Transfer
Above the market rate, likely a promo that may not last · not ranked
5.3738
$3.99
R$5,352.37
Send
MoneyGram
Instant
Above the market rate, likely a promo that may not last · not ranked
R$5,351.41
recipient gets
MoneyGram
Above the market rate, likely a promo that may not last · not ranked
5.3621
$1.99
R$5,351.41
Send
Regency FX
Same day may be available; confirm your route
Indicative estimate · not ranked
R$5,290.61
recipient gets
Regency FX
Indicative estimate · not ranked
5.2906
Free
R$5,290.61
SendEstimated payout difference: R$309.25 between first and last on $1,000.
Brazil receives over $4 billion in remittances annually, with significant flows from the US, Japan, the UK, and Portugal. PIX — Brazil's instant payment system launched in 2020 — has been a game changer: with over 140 million registered users, most Brazilians can receive transfers via PIX in seconds at any time of day. BRL is a free-floating currency with significant volatility, making rate comparison especially valuable.
- PIX is Brazil's real-time payment system operated by the Banco Central do Brasil. Transfers between Brazilian bank accounts via PIX settle in under 10 seconds, 24/7/365 — several international providers now deliver directly to PIX keys.
- IOF (Imposto sobre Operações Financeiras) is a Brazilian tax of 0.38% applied to inbound international transfers. This is typically deducted by the receiving bank and applies regardless of provider.
- Nubank, Itaú, Bradesco, Caixa Econômica Federal, and Banco do Brasil are the major receiving banks. Nubank now has over 80 million accounts and is widely used for everyday transfers.
- BRL has been one of the more volatile emerging market currencies — rate differences between providers can be 2–5%. Timing your transfer and choosing the right provider can make a significant difference.
- The Banco Central do Brasil has no cap on personal inbound remittances. Transfers above USD 10,000 must be declared using the DECEX system, but this is handled automatically by regulated financial institutions.
Which provider offers the best USD to BRL rate?
Crypto & stablecoin routes for USD → BRL
Each is a fiat on-ramp → blockchain → local cash-out, not a one-tap transfer. All-in cost below.
OKX
Coinbase → Stellar (USDC) → OKX (BRL) · ~5 seconds
5,414 BRL
0.33% all-in
+
OKX
Coinbase → Stellar (USDC) → OKX (BRL) · ~5 seconds
5,414 BRL
0.33% all-in
- 1Coinbase USD→USDC: FREE
- 2Stellar network: 0.000001 USDC
- 3OKX (BRL): 0.00% spread
- 40.00% withdrawal fee
Also routable via Stellar (USDC), Solana (USDC), Polygon (USDC), Arbitrum (USDC).
Source: CCXT (okx)
Crypto rails involve exchange accounts, wallets, and price/liquidity risk. Costs are estimates from live exchange and network data, refreshed every 6 hours. Not financial advice.
How to cash out in Brazil →Guides, fees & how it works
Which provider suits each USD→BRL transfer?
LemFi currently leads on both cost and speed for transfers to Brazil.
Cheapest transfer
LemFi
Delivers the most BRL for your money
Fastest transfer
LemFi
Delivers in Minutes to 1 business day
Cash pickup
TapTap Send
Widest cash pickup network
Bank transfer
LemFi
Best rate for bank deposit to Brazil
What you need to send money to Brazil
Full name
Recipient's full legal name as registered with their bank
CPF number
11-digit Cadastro de Pessoas Físicas — Brazil's individual taxpayer number (required for all transfers)
Example: 123.456.789-09
Bank account details
Bank code, branch (agência), and account number including the check digit
PIX key
OptionalPIX key (CPF, email, phone number, or random key) for instant PIX transfers
Note: Brazil requires the recipient's CPF (tax ID number) for all incoming international transfers. PIX is Brazil's instant payment system — if your provider supports it, you only need the recipient's PIX key instead of full bank details.
Transfer examples: USD to BRL
Send $500
| Provider | Fee | Rate | Receives | Speed |
|---|---|---|---|---|
| LemFi5.35 · Minutes to 1 business day | Free | 5.35 | R$2,675 | Minutes to 1 business day |
| InstaReM5.33 · 1-3 business days | Free | 5.33 | R$2,663 | 1-3 business days |
| Wise5.33 · Instant | $1.89 | 5.33 | R$2,657 | Instant |
| TapTap Send5.33 · Under 3 minutes (95% of transfers) | $2.99 | 5.33 | R$2,649 | Under 3 minutes (95% of transfers) |
| XE Money Transfer5.30 · 1-4 business days | Free | 5.30 | R$2,651 | 1-4 business days |
| Remitly5.31 · Minutes to 3-5 days | $3.99 | 5.31 | R$2,631 | Minutes to 3-5 days |
Send $1,000
| Provider | Fee | Rate | Receives | Speed |
|---|---|---|---|---|
| LemFi5.35 · Minutes to 1 business day | Free | 5.35 | R$5,350 | Minutes to 1 business day |
| InstaReM5.33 · 1-3 business days | Free | 5.33 | R$5,325 | 1-3 business days |
| TapTap Send5.33 · Under 3 minutes (95% of transfers) | $2.99 | 5.33 | R$5,314 | Under 3 minutes (95% of transfers) |
| XE Money Transfer5.30 · 1-4 business days | Free | 5.30 | R$5,301 | 1-4 business days |
| Remitly5.31 · Minutes to 3-5 days | $3.99 | 5.31 | R$5,290 | Minutes to 3-5 days |
| Xoom (PayPal)5.30 · Minutes to 3 days | $4.99 | 5.30 | R$5,269 | Minutes to 3 days |
Send $5,000
| Provider | Fee | Rate | Receives | Speed |
|---|---|---|---|---|
| LemFi5.35 · Minutes to 1 business day | Free | 5.35 | R$26,749 | Minutes to 1 business day |
| Remitly5.34 · Minutes to 3-5 days | $3.99 | 5.34 | R$26,677 | Minutes to 3-5 days |
| TapTap Send5.33 · Under 3 minutes (95% of transfers) | $2.99 | 5.33 | R$26,634 | Under 3 minutes (95% of transfers) |
| Wise5.34 · Instant | $11.76 | 5.34 | R$26,644 | Instant |
| InstaReM5.33 · 1-3 business days | Free | 5.33 | R$26,626 | 1-3 business days |
| XE Money Transfer5.30 · 1-4 business days | Free | 5.30 | R$26,506 | 1-4 business days |
How much does it cost to send money to Brazil?
Of the 15 estimates we hold for $1,000 USD to BRL, 5 charge no transfer fee and 10 charge between $1.50 and $11.76. Their exchange rates sit 0.00% to 5.30% above the mid-market rate (median 1.26%), a spread worth 283 BRL on this amount.
A volatile pair: 7.8 points apart; today is "great", the better half. Best payout day InstaReM (26 October 2026), worst InstaReM (14 May 2026).
Ways to send money to Brazil
PIX has revolutionized payments in Brazil — it's instant, free, and available 24/7. If your provider supports PIX delivery, it's by far the best option.
How can my recipient receive money in Brazil?
PIX Instant Transfer
Brazil's instant payment system — available 24/7, free for individuals. The fastest way to receive money in Brazil.
Bank Deposit (TED)
Same-day bank transfer via TED system during business hours.
Cash Pickup
Collect cash from Banco do Brasil branches and other partner locations.
What are the transfer limits and regulations for Brazil?
Regulatory body
Banco Central do Brasil (BCB)
Inbound transfer limits
No restriction on receiving international transfers, but amounts over $10,000 BRL equivalent require reporting
Documentation you may need
- Sender's government-issued ID
- Recipient's CPF (mandatory for all transfers to Brazil)
- Purpose of transfer declaration for amounts over BRL 10,000
Important things to know
- CPF is mandatory — transfers without a valid CPF number will be rejected.
- IOF (Imposto sobre Operações Financeiras) tax of 0.38% applies to incoming international transfers in Brazil.
- PIX operates 24/7/365 including holidays — no banking hours restrictions.
- Brazil's Central Bank requires all foreign exchange operations to be reported through the SISCOMEX system.
How long does it take to send money to Brazil?
11 of the 18 providers quoting USD to BRL advertise delivery within minutes (LemFi, TapTap Send, Remitly); 7 quote longer, such as InstaReM at 1-3 business days on USD to BRL.
Provider-stated speeds for Brazil, not our measurement.
- LemFiMinutes to 1 business day
- TapTap SendUnder 3 minutes (95% of transfers)
- RemitlyMinutes to 3-5 days
- Xoom (PayPal)Minutes to 3 days
- WiseInstant
- InstaReM1-3 business days
- XE Money Transfer1-4 business days
- Revolut0-1 days
- Paysend2 days
- OFX2 days
Popular banks in Brazil
SWIFT/BIC codes are shown where we could verify them; confirm the rest with the receiving bank.
Banco do Brasil
BRASBRRJXXX
Itaú Unibanco
—
Bradesco
BBDEBRSAXXX
Caixa Econômica Federal
—
Santander Brasil
—
Nubank
—
Exceptional time to send
SendScoreBest rate +4.64% vs the 30-day average, near the 90-day high. Rates are improving — +0.83% week on week. Today's best beats the median provider by +3.79%.
- 40%near the 90-day high
- 25%+4.64% vs the 30-day average
- 20%today's best beats the median provider by +3.79%
- 15%improving — +0.83% week on week
Who is usually cheapest here
LemFi delivered the most on 58 of the last 91 days it quoted here (64%); LemFi is today's best too.
- 64%LemFi — cheapest on 58 of 91 days it quoted
- 34%InstaReM — cheapest on 31 of 91 days it quoted
- 1%TapTap Send — cheapest on 1 of 91 days it quoted
- 1%BOSS Money — cheapest on 1 of 91 days it quoted
91 contested days of 91; single-quote days excluded for USD→BRL. See every corridor.
USD→BRL: 220 days of our recorded provider rates
USD to BRL Exchange Rate History
Per 100 USD sent, 220 days.
| Date | Xoom (PayPal) | InstaReM | __mid Market__ | MoneyGram | TapTap Send |
|---|---|---|---|---|---|
| Trend | |||||
| Oct 27 | 5.2186 | 5.3280 | 5.0182 | 5.0182 | 5.3300✓ |
| Oct 26 | 4.7899 | 5.3689✓ | 5.0182 | 5.0182 | 4.9700 |
| Oct 25 | 4.7899 | 4.9580 | 5.0200✓ | 5.0182 | 4.9700 |
| Oct 24 | 4.8243 | 4.9580 | 5.0146✓ | 5.0051 | 4.9700 |
| Oct 23 | 4.8610 | 4.9669 | 5.0200✓ | 5.0051 | 5.0000 |
| Oct 22 | 4.8402 | 5.0418 | 5.0495✓ | 5.0020 | 5.0300 |
| Oct 21 | 4.8346 | 5.0170 | 5.0700✓ | 5.0130 | 5.0100 |
| Oct 20 | 4.8638 | 5.0211 | 5.0700✓ | 5.0501 | 5.0500 |
| Oct 19 | 4.8768 | 5.0333 | 5.0700✓ | 5.0501 | 5.0700✓ |
| Oct 18 | 4.8768 | 5.0572 | 5.0900✓ | 5.0501 | 5.0700 |
| Oct 17 | 4.8864 | 5.0572 | 5.0900✓ | 5.0501 | 5.0700 |
| Oct 16 | 4.8806 | 5.0562 | 5.1320✓ | 5.0427 | 5.1320✓ |
| Oct 15 | 4.8580 | 5.0864 | 5.0944✓ | 5.0210 | 5.0400 |
| Oct 14 | 4.8331 | 5.0374 | 5.0499✓ | 4.9672 | 5.0400 |
| Oct 13 | 4.8035 | 5.0188 | 5.0268✓ | 4.9672 | 5.0000 |
| Oct 12 | 4.8056 | 4.9791 | 5.0100✓ | 4.9690 | 5.0000 |
| Oct 11 | 4.8056 | 4.9847 | 5.0100✓ | 4.9690 | 5.0000 |
| Oct 10 | 4.8056 | 4.9847 | 5.0100✓ | 4.9690 | 5.0000 |
| Oct 9 | 4.8303 | 4.9842 | 5.0100✓ | 4.9992 | 5.0000 |
| Oct 8 | 4.8223 | 5.0107 | 5.0200✓ | 4.9781 | 5.0200✓ |
| Oct 7 | 4.7959 | 5.0143 | 5.0228✓ | 4.9781 | 5.0000 |
| Oct 6 | 4.8075 | 4.9763 | 5.0000✓ | 4.9845 | 5.0000✓ |
| Oct 5 | 5.0248 | 4.9670 | 5.2280✓ | 5.2280✓ | 4.9500 |
| Oct 4 | 5.0248 | 5.2145 | 5.2280✓ | 5.2280✓ | 5.2200 |
| Oct 3 | 5.0357 | 5.2145 | 5.2280✓ | 5.2280✓ | 5.2200 |
| Oct 2 | 5.0275 | 5.2145 | 5.2268✓ | 5.1699 | 5.2200 |
| Oct 1 | 4.9856 | 5.2195 | 5.2274✓ | 5.1911 | 5.2000 |
| Sep 30 | 5.0215 | 5.1750 | 5.2100✓ | 5.2100✓ | 5.1700 |
| Sep 29 | 5.0288 | 5.1955 | 5.2500✓ | 5.1973 | 5.2500✓ |
| Sep 28 | 4.9922 | 5.2151 | 5.2232✓ | 5.1759 | 5.2200 |
| Sep 27 | 4.9922 | 5.1790 | 5.2000✓ | 5.1759 | 5.1900 |
| Sep 26 | 5.0054 | 5.1790 | 5.1848✓ | 5.1759 | 5.1600 |
| Sep 25 | 4.9955 | 5.1721 | 5.1799✓ | 5.1077 | 5.1600 |
| Sep 24 | 4.9630 | 5.1841 | 5.1922✓ | 5.1077 | 5.1600 |
| Sep 23 | 4.9207 | 5.1566✓ | 5.1348 | 5.1075 | 5.1200 |
| Sep 22 | 4.9217 | 5.0926 | 5.1500✓ | 5.1414 | 5.1500✓ |
| Sep 21 | 4.9530 | 5.1051 | 5.1300 | 5.1440✓ | 5.1200 |
| Sep 20 | 4.9530 | 5.1368 | 5.1600✓ | 5.1440 | 5.1500 |
| Sep 19 | 4.9634 | 5.1368 | 5.1600✓ | 5.1440 | 5.1500 |
| Sep 18 | 4.9536 | 5.1354 | 5.1600✓ | 5.1460 | 5.1600✓ |
| Sep 17 | 4.9586 | 5.1204 | 5.1600✓ | 5.1423 | 5.1500 |
| Sep 16 | 4.9659 | 5.1456 | 5.1539✓ | 5.1296 | 5.1500 |
| Sep 15 | 4.9683 | 5.1439 | 5.1520✓ | 5.0519 | 5.1500 |
| Sep 14 | 4.9349 | 5.1386 | 5.1500✓ | 5.0979 | 5.1500✓ |
| Sep 13 | 4.9339 | 5.1187 | 5.1244✓ | 5.0979 | 5.1000 |
| Sep 12 | 4.9233 | 5.1187 | 5.1500✓ | 5.0979 | 5.1000 |
| Sep 11 | 4.9061 | 5.1157 | 5.1500✓ | 5.0489 | 5.1500✓ |
| Sep 10 | 4.9153 | 5.0978 | 5.1500✓ | 5.0668 | 5.1500✓ |
| Sep 9 | 4.8967 | 5.1011 | 5.1124✓ | 5.1124✓ | 5.1000 |
| Sep 8 | 4.9386 | 5.0804 | 5.1100✓ | 5.0807 | 5.1000 |
| Sep 7 | 4.9386 | 5.1184 | 5.1300✓ | 5.0504 | 5.1200 |
| Sep 6 | 4.9383 | 5.1174 | 5.1300✓ | 5.0504 | 5.1200 |
| Sep 5 | 4.9325 | 5.1174 | 5.1274✓ | 5.0504 | 5.1200 |
| Sep 4 | 4.9144 | 5.0927 | 5.1326✓ | 5.1326✓ | 5.1000 |
| Sep 3 | 4.9144 | 5.0858 | 5.1326✓ | 5.1326✓ | 5.0900 |
| Sep 2 | 4.9574 | 5.0954 | 5.1327 | 5.1379✓ | 5.1200 |
| Sep 1 | 4.9899 | 5.1775 | 5.2100✓ | 5.1366 | 5.2000 |
| Aug 31 | 4.9961 | 5.1775 | 5.2100✓ | 5.1112 | 5.2000 |
| Aug 30 | 4.9967 | 5.1775 | 5.2100✓ | 5.1112 | 5.2000 |
| Aug 29 | 5.0016 | 5.1775 | 5.2100✓ | 5.1112 | 5.2000 |
| Aug 28 | 4.9878 | 5.1556 | 5.1800✓ | 5.1309 | 5.1700 |
| Aug 27 | 4.9659 | 5.1413 | 5.1800✓ | 5.1026 | 5.1600 |
| Aug 26 | 4.9557 | 5.1395 | 5.1700✓ | 5.1110 | 5.1500 |
| Aug 25 | 4.9598 | 5.1498 | 5.1700✓ | 5.1387 | 5.1700✓ |
| Aug 24 | 4.9499 | 5.1289 | 5.1689✓ | 5.1689✓ | 5.1400 |
| Aug 23 | 4.9499 | 5.1360 | 5.1689✓ | 5.1689✓ | 5.1400 |
| Aug 22 | 4.9632 | 5.1360 | 5.1689✓ | 5.1689✓ | 5.1500 |
| Aug 21 | 4.9971 | 5.1854 | 5.2100✓ | 5.1313 | 5.2000 |
| Aug 20 | 4.9838 | 5.1712 | 5.2116✓ | 5.2116✓ | 5.1800 |
| Aug 19 | 5.0112 | 5.2058 | 5.2200✓ | 5.1686 | 5.2200✓ |
| Aug 18 | 5.0017 | 5.1968 | 5.2042✓ | 5.1536 | 5.2000 |
| Aug 17 | 5.0240 | 5.2057 | 5.2400✓ | 5.1386 | 5.2300 |
| Aug 16 | 5.0240 | 5.2057 | 5.2500✓ | 5.1386 | 5.2300 |
| Aug 15 | 5.0245 | 5.2057 | 5.2500✓ | 5.1386 | 5.2300 |
| Aug 14 | 4.9901 | 5.1720 | 5.2100✓ | 5.1146 | 5.2000 |
| Aug 13 | 4.9881 | 5.1762 | 5.2100✓ | 5.0748 | 5.2000 |
| Aug 12 | 4.9562 | 5.1984 | 5.2100✓ | 5.1874 | 5.2100✓ |
| Aug 11 | 4.9126 | 5.1984✓ | 5.1200 | 5.0459 | 5.1200 |
| Aug 10 | 4.8919 | 5.1984✓ | 5.0916 | 5.0916 | 5.0800 |
| Aug 9 | 4.8919 | 5.1984✓ | 5.0916 | 5.0916 | 5.0800 |
| Aug 8 | 4.8976 | 5.1984✓ | 5.0916 | 5.0916 | 5.0800 |
| Aug 7 | 4.9122 | 5.1984✓ | 5.1619 | 5.0881 | 5.1100 |
| Aug 6 | 4.9306 | 5.1984✓ | 5.1619 | — | 5.1100 |
| Aug 5 | 4.9238 | 5.1984✓ | 5.1874 | 5.1874 | 5.1100 |
| Aug 4 | 4.8934 | 5.1984 | 5.2062✓ | 5.0517 | 5.0900 |
| Aug 3 | 4.8864 | 5.1984✓ | 5.0800 | 5.0700 | 5.0800 |
| Aug 2 | 4.8864 | 5.1984✓ | 5.0800 | 5.0700 | 5.0800 |
| Aug 1 | 4.8905 | 5.1984✓ | 5.0800 | 5.0700 | 5.0800 |
| Jul 31 | 4.8760 | 5.1984✓ | 5.1193 | 5.1193 | 5.0700 |
| Jul 30 | 4.9370 | 5.1984✓ | 5.1619 | 5.1290 | 5.1100 |
| Jul 29 | 4.9310 | 5.1984✓ | 5.1619 | 5.1146 | 5.1100 |
| Jul 28 | 4.9198 | 5.1984✓ | 5.1619 | 5.0369 | 5.1200 |
| Jul 27 | 4.8954 | 5.1984✓ | 5.0856 | 5.0519 | 5.0800 |
| Jul 26 | 4.8954 | 5.1984✓ | 5.0846 | 5.0519 | 5.0800 |
| Jul 25 | 4.8846 | 5.1984✓ | 5.0800 | 5.0519 | 5.0800 |
| Jul 24 | 4.8901 | 5.1984 | 5.2062✓ | 5.0339 | 5.0800 |
| Jul 23 | 4.8693 | 5.1984✓ | 5.0641 | 5.0340 | 5.0600 |
| Jul 22 | 4.8881 | 5.1984✓ | 5.0861 | 5.0638 | 5.0800 |
| Jul 21 | 4.9000 | 5.1984✓ | 5.1047 | 5.0980 | 5.1000 |
| Jul 20 | 4.9206 | 5.1984✓ | 5.1619 | 5.0514 | 5.1100 |
| Jul 19 | 4.9206 | 5.1984✓ | 5.1619 | 5.0514 | 5.1100 |
| Jul 18 | 4.9225 | 5.1984✓ | 5.1619 | 5.0514 | 5.1300 |
| Jul 17 | 4.9090 | 5.1984✓ | 5.1619 | 5.0389 | 5.1100 |
| Jul 16 | 4.8894 | 5.1984✓ | 5.1047 | 5.0535 | 5.1000 |
| Jul 15 | 4.8826 | 5.1984✓ | 5.1224 | 5.1224 | 5.0800 |
| Jul 14 | 4.9383 | 5.1984✓ | 5.1874 | 5.1874 | 5.1200 |
| Jul 13 | 4.9187 | 5.1984✓ | 5.1100 | 5.1086 | 5.1100 |
| Jul 12 | 4.9187 | 5.1984✓ | 5.1619 | 5.1086 | 5.1100 |
| Jul 11 | 4.9187 | 5.1984✓ | 5.1100 | — | 5.1100 |
| Jul 10 | 4.9286 | 5.1984✓ | 5.1619 | 5.1069 | 5.1200 |
| Jul 9 | 4.9625 | 5.1984 | 5.2063✓ | 5.1874 | 5.1600 |
| Jul 8 | 4.9581 | 5.1984 | 5.2100✓ | 5.1874 | 5.2100✓ |
| Jul 7 | 4.9581 | 5.1984✓ | 5.1874 | 5.1874 | 5.1400 |
| Jul 6 | 4.9772 | 5.1984 | 5.2100✓ | 5.1874 | 5.2100✓ |
| Jul 5 | 4.9772 | 5.1984 | 5.2100✓ | 5.1874 | 5.2100✓ |
| Jul 4 | 4.9791 | 5.1984 | 5.2100✓ | 5.1874 | 5.2100✓ |
| Jul 3 | 5.0068 | 5.1984 | 5.2173✓ | 5.1874 | 5.2100 |
| Jul 2 | 5.0115 | 5.1977 | 5.2216✓ | 5.1676 | 5.2200 |
| Jul 1 | 4.9776 | 5.1521 | 5.1752✓ | 5.1271 | 5.1700 |
| Jun 30 | 4.9841 | 5.1655 | 5.2000✓ | 5.1592 | 5.2000✓ |
| Jun 29 | 4.9798 | 5.1649 | 5.1769✓ | 5.1616 | 5.1700 |
| Jun 28 | 4.9798 | 5.1649 | 5.1769✓ | 5.1616 | 5.1700 |
| Jun 27 | 4.9801 | 5.1649 | 5.1732✓ | 5.0823 | 5.1700 |
| Jun 26 | 4.9907 | 5.1724 | 5.2000✓ | 5.0747 | 5.2000✓ |
| Jun 25 | 5.0085 | 5.1801 | 5.2073✓ | 5.0866 | 5.2000 |
| Jun 24 | 4.9855 | 5.1756 | 5.1834✓ | 5.1065 | 5.0500 |
| Jun 23 | 4.9489 | 5.1336 | 5.1413✓ | 5.0643 | 5.0000 |
| Jun 22 | 4.9591 | 5.1427 | 5.1511✓ | 5.0736 | 5.0000 |
| Jun 21 | 4.9591 | 5.1427 | 5.1532✓ | 5.0736 | 5.0000 |
| Jun 20 | 4.9518 | 5.1427 | 5.1511✓ | 5.0465 | 5.0000 |
| Jun 19 | 4.9689 | 5.1538 | 5.1615✓ | 5.0800 | 5.0000 |
| Jun 18 | 4.8926 | 5.0975 | 5.1052✓ | 5.0096 | 5.0000 |
| Jun 17 | 4.9027 | 5.0552 | 5.0683✓ | 5.0683✓ | 5.0500 |
| Jun 16 | 4.8591 | 5.0552 | 5.0683✓ | 5.0683✓ | 5.0500 |
| Jun 15 | 4.8716 | 5.0552 | 5.0683✓ | 5.0683✓ | 5.0500 |
| Jun 14 | 4.8716 | 5.0536 | 5.0612✓ | 5.0039 | 5.0500 |
| Jun 13 | 4.8797 | 5.0536 | 5.0634✓ | 5.0039 | 5.0500 |
| Jun 12 | 4.9319 | 5.0536 | 5.1237✓ | 5.0039 | 5.0500 |
| Jun 11 | 4.9900 | 5.1682 | 5.1760✓ | 5.0962 | 5.1700 |
| Jun 10 | 4.9812 | 5.1682 | 5.1760✓ | 5.0962 | 5.1700 |
| Jun 9 | 4.9901 | 5.1847 | 5.2003✓ | 5.0888 | 5.1200 |
| Jun 8 | 4.9775 | 5.1636 | 5.1714✓ | 5.0050 | 5.1200 |
| Jun 7 | 4.9775 | 5.1636 | 5.1711✓ | 5.0050 | 5.1200 |
| Jun 6 | 4.9523 | 5.1636 | 5.1711✓ | 5.0914 | 5.1200 |
| Jun 5 | 4.8760 | 5.0185 | 5.0700✓ | 5.0046 | 5.0700✓ |
| Jun 4 | 4.8615 | 5.0185 | 5.0260 | 5.0002 | 5.0600✓ |
| Jun 3 | 4.8222 | 5.0185✓ | 5.0120 | 4.9614 | 5.0100 |
| Jun 2 | 4.8393 | 5.0200 | 5.0275✓ | 4.9476 | 5.0000 |
| Jun 1 | 4.8484 | 5.0287 | 5.0363✓ | 4.9691 | 5.0000 |
| May 31 | 4.8484 | 5.0287 | 5.0397✓ | 4.9691 | 5.0000 |
| May 30 | 4.8600 | 5.0287 | 5.0362✓ | 4.9515 | 5.0000 |
| May 29 | 4.8575 | 5.0357 | 5.0489✓ | 4.9465 | 5.0000 |
| May 28 | 4.8596 | 5.0509 | 5.0585✓ | 5.0065 | 5.0000 |
| May 27 | 4.8482 | 5.0273 | 5.0400✓ | 4.9689 | 4.9800 |
| May 26 | 4.8505 | 5.0025 | 5.0126✓ | 4.9381 | 4.9600 |
| May 25 | 4.8505 | 5.0325 | 5.0374✓ | 4.9303 | 4.9700 |
| May 24 | 4.8505 | 5.0325 | 5.0374✓ | 4.9303 | 4.9700 |
| May 23 | 4.8449 | 5.0325 | 5.0374✓ | 4.9722 | 4.9700 |
| May 22 | 4.8200 | 4.9966 | 5.0041✓ | 4.9335 | 4.9600 |
| May 21 | 4.8194 | 4.9879 | 5.0089✓ | 4.9132 | 4.9500 |
| May 20 | 4.8609 | 5.0401 | 5.0553✓ | 5.0425 | 4.9800 |
| May 19 | 4.8155 | 4.9827 | 4.9902✓ | 4.8948 | 4.9700 |
| May 18 | 4.8673 | 5.0476 | 5.0552✓ | 4.9618 | 5.0100 |
| May 17 | 4.8673 | 5.0476 | 5.0550✓ | 4.9618 | 5.0100 |
| May 16 | 4.8673 | 5.0476 | 5.0552✓ | 4.9866 | 5.0100 |
| May 15 | 4.8812 | 4.9764 | 4.9839✓ | 4.9010 | 4.9300 |
| May 14 | 4.8812 | 4.9683 | 4.9758✓ | 4.8909 | 4.8600 |
| May 13 | 4.7189 | 4.8849 | 4.8922✓ | 4.8143 | 4.8800 |
| May 12 | 4.7108 | 4.8795 | 4.8868✓ | 4.8248 | 4.8800 |
| May 11 | 4.7136 | 4.8872 | 4.8945✓ | 4.8656 | 4.8800 |
| May 10 | 4.7177 | 4.8860 | 4.9006✓ | 4.8656 | 4.8800 |
| May 9 | 4.7131 | 4.8860 | 4.8947✓ | 4.8239 | 4.8800 |
| May 8 | 4.7392 | 4.9228 | 4.9302✓ | 4.8568 | 4.8800 |
| May 7 | 4.7410 | 4.9160 | 4.9234✓ | 4.8824 | 4.8800 |
| May 6 | 4.7352 | 4.9016 | 4.9090✓ | 4.8676 | 4.8600 |
| May 5 | 4.7735 | 4.9574 | 4.9648✓ | 4.9078 | 4.9400 |
| May 4 | 4.7797 | 4.9496 | 4.9583 | 5.2725✓ | 4.9100 |
| May 3 | 4.7881 | 4.9476 | 4.9550✓ | 4.8817 | 4.9100 |
| May 2 | 4.7710 | 4.9476 | 4.9563✓ | 4.8817 | 4.9100 |
| May 1 | 4.7824 | 4.9415 | 4.9489 | 4.8918 | 4.9500✓ |
| Apr 30 | 4.8109 | 4.9875 | 4.9950✓ | 4.9444 | 4.9500 |
| Apr 29 | 4.8107 | 4.9660 | 4.9735✓ | 4.9245 | 4.9300 |
| Apr 28 | 4.7928 | 4.9757 | 4.9832✓ | 4.8412 | 4.9300 |
| Apr 27 | 4.8005 | 4.9720 | 4.9855✓ | 4.9176 | 4.9400 |
| Apr 26 | 4.8012 | 4.9720 | 4.9830✓ | 4.9180 | 4.9400 |
| Apr 25 | 4.8147 | 4.9720 | 4.9795 | 4.9227 | 4.9800✓ |
| Apr 24 | 4.8009 | 5.0173 | 5.0313✓ | 4.9835 | 4.9200 |
| Apr 23 | 4.7815 | 4.9573 | 4.9647✓ | 4.9123 | 4.9200 |
| Apr 22 | 4.7784 | 4.9461 | 4.9535✓ | 4.8869 | 4.9200 |
| Apr 21 | 4.7883 | 4.9461 | 4.9549✓ | 4.8921 | 4.9400 |
| Apr 20 | 4.7932 | 4.9712 | 4.9787✓ | 4.9333 | 4.9200 |
| Apr 19 | 4.7939 | 4.9712 | 4.9793✓ | 4.9322 | 4.9200 |
| Apr 18 | 4.7925 | 4.9712 | 4.9788✓ | 4.9179 | 4.9200 |
| Apr 17 | 4.8175 | 4.9837 | 4.9917✓ | 4.9258 | 4.9600 |
| Apr 16 | 4.8063 | 4.9823 | 4.9901✓ | 4.9447 | 4.9400 |
| Apr 15 | 4.7940 | 4.9762 | 4.9840✓ | 4.9238 | 4.9400 |
| Apr 14 | 4.8265 | 4.9881 | 5.0000✓ | 4.9436 | 5.0000✓ |
| Apr 13 | 4.8200 | 4.9986 | 5.0061✓ | 5.0037 | 5.0000 |
| Apr 12 | 4.8200 | 4.9986 | 5.0076✓ | 5.0032 | 5.0000 |
| Apr 11 | 4.8278 | 4.9986 | 5.0076✓ | 4.9137 | 5.0000 |
| Apr 10 | 4.8826 | 5.0497 | 5.0573✓ | 4.9922 | 5.0300 |
| Apr 9 | 4.9139 | 5.0928 | 5.1008✓ | 5.0431 | 5.0500 |
| Apr 8 | 4.9651 | 5.1443 | 5.1949✓ | 5.0842 | 5.1200 |
| Apr 7 | 4.9568 | 5.1316 | 5.1413✓ | 5.0697 | 5.1100 |
| Apr 6 | 4.9654 | 5.1462 | 5.1949✓ | 5.0847 | 5.1100 |
| Apr 5 | 4.9664 | 5.1504 | 5.1949✓ | 5.0861 | 5.1100 |
| Apr 4 | 4.9651 | 5.1483 | 5.1949✓ | 5.0861 | 5.1100 |
| Apr 3 | 4.9642 | 5.1453 | 5.1949✓ | 5.1105 | 5.1100 |
| Apr 2 | 4.9623 | 5.1558 | 5.1949✓ | 5.1170 | 5.1000 |
| Apr 1 | 5.0120 | 5.1492 | 5.1949✓ | 5.0835 | 5.1300 |
| Mar 31 | 5.0483 | 5.1835 | 5.1913✓ | 5.1138 | 5.1600 |
| Mar 30 | 5.0564 | 5.2406 | 5.2492✓ | 5.1743 | 5.1900 |
| Mar 29 | 5.0487 | 5.2315 | 5.2394✓ | 5.1842 | 5.1900 |
| Mar 28 | 5.0409 | 5.2346 | 5.2444✓ | 5.1678 | 5.2000 |
| Mar 18 | 5.1024 | 5.1721 | 5.1932✓ | 5.0927 | — |
| Mar 17 | 5.1580 | 5.2126 | 5.2339✓ | 5.1265 | — |
| Mar 16 | 5.1372 | 5.1957 | 5.2307✓ | 5.1232 | — |
| Mar 15 | 5.2256 | 5.3079 | 5.3243✓ | 5.2145 | — |
| Mar 14 | 5.2192 | 5.3079 | 5.3243✓ | 5.2145 | — |
| Mar 13 | 5.1914 | 5.3079 | 5.3243✓ | 5.2335 | — |
Frequently asked questions
Common questions about sending money to Brazil
What is the cheapest way to send money to Brazil?
Wise offers the best BRL exchange rate for USD/EUR/GBP-to-BRL transfers, typically within 0.5% of the mid-market rate. Remitly is competitive for smaller amounts. Given BRL volatility, the rate at the moment you send matters significantly — check multiple providers in real time using our comparison above.
Can I send money to a PIX key in Brazil?
Yes — Wise and several other providers now support PIX delivery to Brazil. Recipients register a PIX key (mobile number, CPF/CNPJ tax ID, email, or random key) with their bank. Wise transfers directly to a PIX key, with settlement in seconds once the international leg clears. This is the fastest and most convenient delivery method available.
What is IOF and how does it affect my transfer to Brazil?
IOF (Imposto sobre Operações Financeiras) is a 0.38% Brazilian federal tax on inbound international transfers. It is deducted automatically by the receiving bank in Brazil. If you send $1,000, approximately $3.80 is taken as IOF, and the remaining amount is converted at the applicable FX rate. This applies to all providers equally and cannot be avoided.
How long does a money transfer to Brazil take?
Wise typically delivers to Brazilian bank accounts within 1–2 business days. With PIX delivery, the recipient receives funds within seconds of the transfer completing on the international side. Standard SWIFT bank wires take 2–4 business days. Remitly Express can deliver within hours. BRL volatility means locking in a rate at the time of sending is important.
What bank details do I need to send money to Brazil?
For bank transfers, you need the recipient's full CPF (individual tax number), agency code (4 digits), account number with digit (typically 6–7 digits + 1 check digit), and bank code (3-digit COMPE code or 8-digit ISPB code). For PIX delivery, just the PIX key is sufficient. Common bank codes: Itaú (341), Bradesco (237), Banco do Brasil (001), Caixa (104), Nubank (260).
Are remittances to Brazil taxed?
Personal remittances received in Brazil (e.g. family support, gifts) are not subject to income tax. However, IOF of 0.38% applies as a financial transactions tax. Regularly received funds that look like employment income may be classified differently. Inheritances and large gifts may trigger ITCMD (gift and inheritance tax) at the state level. For most everyday family remittances, the only cost is IOF.