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Send money to Haiti
USD
HTG|Updated recentlyMid-market 130.9735Cheapest todayof 9 providers
Sendwave
Rate 130.5675 · Fee $2.49
You send
$1,000
Recipient gets
G130,242
G8,300 more than the most expensive provider · 0.31% markup vs mid-market
Affiliate link · No extra cost to you
Quick answer: The cheapest way to send money to Haiti in May 2026 is Sendwave, which delivers 130,242.4 HTG on a 1,000 USD transfer with a fee of $2.49 and an exchange rate of 130.5675. According to SendMoneyCompare's comparison of 9 providers updated every 6 hours, the difference between the cheapest and most expensive provider on this corridor is 8,267 HTG.
Last reviewed: by Awais Imran, Reviews Editor
↓
Rates are low right now
0th percentile
Based on 7 days of data (2026-05-14 to 2026-05-20)
Today's best
G12,782.59
TapTap Send
7-day avg
1 USD = 131.16 HTG
Best rate
131.59
2026-05-14 · TapTap Send
Worst rate
131.09
2026-05-15 · TapTap Send
What is the cheapest way to send USD to HTG?
Sending $1,000 from to Haiti. Sorted by best value — most money received.
Source: SendMoneyCompare · Data updated every 6 hours from live provider APIs
#ProviderRateFeeRecipient gets
Rate 130.5675·Fee $2.49·0.31% markup
Most stable rate
→ 0.0% over 7dAvg: 130.52 HTGRange: 130.51–130.52
1
SendwaveBest value
Instant0.31% markup
Most stable rate
→ 0.0% over 7dAvg: 130.52 HTGRange: 130.51–130.52
130.5675
$2.49
G130,242.40
Rate 131.0914·Fee $6.99
Best rate 7 of 7 days
↓ 0.4% over 7dAvg: 131.16 HTG (-0.1% vs avg)Range: 131.09–131.59
2
Under 3 minutes (95% of transfers)
Best rate 7 of 7 days
↓ 0.4% over 7dAvg: 131.16 HTG (-0.1% vs avg)Range: 131.09–131.59
131.0914
$6.99
G130,175.08
Rate 129.9126·Fee Free·0.81% markup
↓ 0.1% over 7dAvg: 129.88 HTGRange: 129.86–129.94
Rate 130.5675·Fee $9.00·0.31% markup
↓ 0.1% over 7dAvg: 130.54 HTGRange: 130.51–130.60
4
130.5675
$9.00
G129,392.40
Rate 130.5937·Fee $14.49·0.29% markup
→ 0.0% over 7dAvg: 130.52 HTGRange: 130.51–130.54
5
130.5937
$14.49
G128,701.40
Rate 130.5937·Fee $15.49·0.29% markup
→ 0.1% over 7dAvg: 130.54 HTGRange: 130.51–130.60
6
130.5937
$15.49
G128,570.81
Rate 130.8426·Fee $21.35·0.10% markup
→ 0.0% over 7dAvg: 130.80 HTGRange: 130.78–130.81
Rate 130.5937·Fee $34.99·0.29% markup
→ 0.0% over 7dAvg: 130.52 HTGRange: 130.51–130.54
8
130.5937
$34.99
G126,024.23
Rate 130.5937·Fee $65.99·0.29% markup
→ 0.0% over 7dAvg: 130.52 HTGRange: 130.51–130.54
9
130.5937
$65.99
G121,975.83
Potential savings: Choosing the best provider over the most expensive saves your recipient G8,266.57 on a $1,000 transfer.
Some links on this page are affiliate links. We may earn a commission at no extra cost to you. This does not affect our rankings, which are based on real transfer data. Editorial policy
Haiti received over $4 billion in remittances in 2023, representing nearly 20% of the country's GDP — one of the highest remittance-to-GDP ratios in the Western Hemisphere. The Haitian diaspora, concentrated in the US (particularly Florida, New York, and Massachusetts) and Canada, keeps the USD-to-HTG corridor among the busiest in the Caribbean. With banking penetration around 20%, cash pickup and mobile money remain the most practical delivery methods for many recipients.
- Cash pickup dominates remittance delivery in Haiti. Western Union and MoneyGram have extensive agent networks across Port-au-Prince and secondary cities, making cash collection accessible even in areas with no bank branches.
- Digicel Mon Cash and Natcom mobile money are growing delivery options that let recipients receive funds directly to their phone. Several international providers now support Mon Cash as a payout method.
- CAM Transfer (Caisse d'Épargne et de Crédit) and Unitransfer are major domestic payout networks with deep reach across Haiti, often partnered with international transfer services for last-mile delivery.
- The Haitian gourde (HTG) has experienced significant depreciation against the US dollar in recent years, meaning exchange rate markups can vary widely between providers — comparing rates before each transfer is essential.
- The Banque de la République d'Haïti (BRH) regulates foreign exchange. There is no income tax on personal inbound remittances, so recipients keep the full amount they receive.
Which provider offers the best USD to HTG rate?
Sendwave
4.2Exchange rate
130.5675
Fee
$2.49
Recipient gets
G130,242.40
Speed
Instant
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the to Haiti route.
Cheapest transfer
Sendwave
Delivers the most HTG for your money
Fastest transfer
Sendwave
Delivers in Instant
Cash pickup
Ria Money Transfer
Widest cash pickup network
Bank transfer
Sendwave
Best rate for bank deposit to Haiti
How to send money to Haiti
Sending money to Haiti is straightforward with the right provider. Here's how it works in 3 simple steps.
Step 1
Enter your transfer details
Choose how much USD you want to send, compare providers above, and pick the one offering the best HTG amount for your transfer to Haiti.
Step 2
Add your recipient
Enter your recipient's details in Haiti — you'll need their bank account number. Most providers verify details instantly.
Step 3
Send & track your transfer
Pay using bank transfer, debit card, or credit card. Track your money in real-time until it arrives — bank deposit typically takes 1–3 business days.
What you need to send money to Haiti
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's full legal name as it appears on their bank account
Bank account number
Recipient's bank account number
Bank name
Name of the receiving bank
SWIFT/BIC code
Optional8 or 11-character SWIFT code identifying the bank (may be optional with IBAN)
Note: You need the recipient's bank account number and bank name. Contact the recipient's bank for their SWIFT/BIC code if required.
Transfer examples: USD to HTG
See how much your recipient would get for common transfer amounts.
Send $500
ProviderFeeReceives
Sendwave
130.57 · Instant
BOSS Money
130.59 · Instant
Ria Money Transfer
130.57 · Instant
TapTap Send
131.09 · Under 3 minutes (95% of transfers)
XE
129.91 · 0-3 days
MoneyGram
130.59 · 0-1 days
ProviderFeeRateReceivesSpeed
Sendwave$2.49130.57G64,959Instant
BOSS Money$4.49130.59G64,710Instant
Ria Money Transfer$4.50130.57G64,696Instant
TapTap Send$6.49131.09G64,695Under 3 minutes (95% of transfers)
XE$4.00129.91G64,4370-3 days
MoneyGram$8.49130.59G64,1880-1 days
Send $1,000
ProviderFeeReceives
Sendwave
130.57 · Instant
TapTap Send
131.09 · Under 3 minutes (95% of transfers)
XE
129.91 · 0-3 days
Ria Money Transfer
130.57 · Instant
Remitly
130.59 · 1-3.5 days
BOSS Money
130.59 · Instant
ProviderFeeRateReceivesSpeed
Sendwave$2.49130.57G130,242Instant
TapTap Send$6.99131.09G130,175Under 3 minutes (95% of transfers)
XEFree129.91G129,9130-3 days
Ria Money Transfer$9.00130.57G129,392Instant
Remitly$14.49130.59G128,7011-3.5 days
BOSS Money$15.49130.59G128,571Instant
Send $5,000
ProviderFeeReceives
TapTap Send
131.09 · Under 3 minutes (95% of transfers)
Sendwave
130.57 · Instant
BOSS Money
130.59 · Instant
Wise
130.84 · 7-9 days
Ria Money Transfer
130.57 · Instant
MoneyGram
130.59 · 0-1 days
ProviderFeeRateReceivesSpeed
TapTap Send$6.99131.09G654,541Under 3 minutes (95% of transfers)
Sendwave$2.49130.57G652,512Instant
BOSS Money$4.49130.59G652,382Instant
Wise$14.12130.84G652,3657-9 days
Ria Money Transfer$4.50130.57G652,250Instant
MoneyGram$8.49130.59G651,8600-1 days
How much does it cost to send money from to Haiti?
Transfer fees to Haiti vary by provider and how you pay. Specialist services charge G0–10 per transfer, while banks charge $25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total HTG your recipient receives.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically $0–$10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (130.9735).
Ways to send money to Haiti
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
Bank deposit is the standard delivery method for transfers to Haiti. Cash pickup is available through international providers like Western Union and MoneyGram.
Debit Card
Medium costSpeed: Minutes to hours
Fast and convenient — small card processing fee applies
Bank Transfer
Low costSpeed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
Google Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
Apple Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
Credit Card
Higher costSpeed: Minutes to hours
Fastest option but highest fees — card issuer may charge cash advance fee
Cash
Medium costSpeed: Varies
Pay cash at an agent location — available at select providers
How can my recipient receive money in Haiti?
Your recipient in Haiti can receive money through these delivery methods. The best option depends on their location and preferences.
Bank Deposit
1–3 business days
Direct transfer to bank accounts in Haiti.
WiseRemitlyWorldRemitWestern Union
Cash Pickup
Minutes
Collect cash from agent locations in Haiti.
Western UnionMoneyGram
What are the transfer limits and regulations for Haiti?
Important rules and requirements to know before sending money to Haiti.
Documentation you may need
- Government-issued photo ID (passport, driver's license, or state ID)
- Proof of address may be required for first-time transfers
Important things to know
- Check your provider's specific limits and requirements for transfers to Haiti.
- Transfers over $10,000 (or equivalent) may trigger reporting requirements in your sending country.
How long does it take to send money to Haiti?
Most transfers to Haiti arrive within 1–2 business days with specialist providers. Mobile wallet and cash pickup options are often available within minutes. Bank deposits typically take 1–3 business days.
FastExpress delivery
- SendwaveInstant
- TapTap SendUnder 3 minutes (95% of transfers)
- Ria Money TransferInstant
- BOSS MoneyInstant
- Western UnionInstant
Standard delivery
- XE0-3 days
- Remitly1-3.5 days
- Wise7-9 days
- MoneyGram0-1 days
USD to HTG Exchange Rate History
Daily best exchange rates from top providers over the last 7 days. Rates shown are for sending $100.
| Date | MoneyGram | Ria Money Transfer | TapTap Send | BOSS Money | Western Union |
|---|---|---|---|---|---|
| Trend | |||||
| May 20 | 130.5363 | 130.5106 | 131.0900✓ | 130.5363 | 130.5363 |
| May 19 | 130.5106 | 130.5106 | 131.0900✓ | 130.5106 | 130.5106 |
| May 18 | 130.5106 | 130.5106 | 131.0900✓ | 130.5106 | 130.5106 |
| May 17 | 130.5106 | 130.5106 | 131.0900✓ | 130.5106 | 130.5106 |
| May 16 | 130.5106 | 130.5106 | 131.0900✓ | 130.5106 | 130.5106 |
| May 15 | 130.5238 | 130.5966 | 131.0900✓ | 130.5966 | 130.5238 |
| May 14 | 130.5238 | 130.5966 | 131.5900✓ | 130.5966 | 130.5238 |
Common questions about sending money from to Haiti
What is the cheapest way to send money to Haiti?
Digital-first providers like Remitly and WorldRemit typically offer lower total costs than traditional operators for transfers to Haiti. Funding via bank transfer or debit card keeps fees down. Because HTG exchange rates vary significantly between providers, always compare the total gourdes received — not just the advertised fee. SendMoneyCompare shows the final HTG amount after all costs so you can spot the best deal instantly.
How long does a money transfer to Haiti take?
Cash pickup through Western Union or MoneyGram agents is usually available within minutes of the sender completing payment. Digicel Mon Cash mobile money transfers also arrive within minutes. Bank deposits to Sogebank, BNC (Banque Nationale de Crédit), or Unibank typically take 1–2 business days depending on the provider and time of day.
Can I send money to a mobile wallet in Haiti?
Yes. Digicel Mon Cash is the most widely supported mobile money option for international transfers to Haiti. Providers like WorldRemit and Remitly offer Mon Cash as a delivery method — you just need the recipient's Digicel phone number. Natcom mobile money is also growing but has less international provider support so far.
Do I need a bank account to receive money in Haiti?
No. With only about 20% of Haitians holding a bank account, most remittance recipients rely on cash pickup or mobile money. Western Union, MoneyGram, CAM Transfer, and Unitransfer all offer cash collection at agent locations across Haiti. Your recipient just needs a valid ID and the transaction reference number to collect funds.
Are there taxes on receiving money in Haiti?
Haiti does not impose income tax on personal inbound remittances. Recipients keep the full amount delivered, whether collected as cash, deposited to a bank account, or received via mobile money. The Banque de la République d'Haïti (BRH) regulates foreign exchange transactions, but there are no caps on incoming personal transfers.
Send money to Haiti from these countries
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