Loading...
Loading...
Compare exchange rates, fees, and delivery times from 50+ providers to find the cheapest way to send money abroad.
Reviewed on TrustpilotCompare rates, fees, delivery times, recipient requirements, and local payment methods for every country.
When comparing international money transfer services, consider the total cost of your transfer — not just the fee. Exchange rate markups can cost more than the advertised fee. The best provider depends on your corridor (the countries you are sending between), transfer amount, speed requirements, and preferred payment method.
Just need to check exchange rates? Use our currency converter for live mid-market rates across 60+ currencies.
Save ₦62,129 — Remitly vs Xoom (PayPal)
30d trend
Today's best
1404.4900
Remitly
30d average
1404.5070
Period best
1405.0000
2026-03-31
Period worst
1404.4900
2026-04-01
Based on 30 days of rate data across 13 providers · Updated every 6 hours
Remitly
Fast₦1,404,489.60
Recipient gets
Remitly
Speed
Minutes to 3-5 days
Fee
Free
Rate
1404.4896
Mid 1374.5250 ▲2.18%
₦1,404,489.60
Recipient gets
Exchange rate
1404.4896
Mid-market: 1374.5250 (2.18% above)
Transfer fee
Free
Delivery
Minutes to 3-5 days
Recipient gets
₦1,404,489.60
Rate History
Best rate 29 of 30 days→ 0.0% over 30d
1404.4900
1404.49 – 1404.49
0.0%
Deals & promotions
Sign-up offer
$25 off first transfer of $100+ with zero fees and special exchange rate
Refer a friend
You get $25 per referral
Friend gets $25 off first transfer + zero fees + promo rate
Sendwave
Fast₦1,402,015.46
Recipient gets
Sendwave
Speed
Instant
Fee
Free
Rate
1402.0155
Mid 1374.5250 ▲2.00%
₦1,402,015.46
Recipient gets
Exchange rate
1402.0155
Mid-market: 1374.5250 (2.00% above)
Transfer fee
Free
Delivery
Instant
Recipient gets
₦1,402,015.46
Rate History
→ 0.0% over 30d
1380.1009
1380.10 – 1380.10
0.0%
WorldRemit
₦1,400,627.46
Recipient gets
WorldRemit
Speed
0-3 days
Fee
$0.99
Rate
1402.0155
Mid 1374.5250 ▲2.00%
₦1,400,627.46
Recipient gets
Exchange rate
1402.0155
Mid-market: 1374.5250 (2.00% above)
Transfer fee
$0.99
Delivery
0-3 days
Recipient gets
₦1,400,627.46
Rate History
→ 0.0% over 30d
1380.1009
1380.10 – 1380.10
0.0%
Deals & promotions
Sign-up offer
First 3 transfers fee-free
Code: 3FREE
Refer a friend
You get $20 voucher per referral
Friend gets $20 voucher after first transfer of ~$130+
BOSS Money
Fast₦1,390,057.09
Recipient gets
BOSS Money
Speed
Instant
Fee
Free
Rate
1390.0571
Mid 1374.5250 ▲1.13%
₦1,390,057.09
Recipient gets
Exchange rate
1390.0571
Mid-market: 1374.5250 (1.13% above)
Transfer fee
Free
Delivery
Instant
Recipient gets
₦1,390,057.09
Rate History
→ 0.0% over 30d
1370.1959
1370.20 – 1370.20
0.0%
Paysend
₦1,383,312.69
Recipient gets
Paysend
Speed
2 days
Fee
$1.99
Rate
1386.0710
Mid 1374.5250 ▲0.84%
₦1,383,312.69
Recipient gets
Exchange rate
1386.0710
Mid-market: 1374.5250 (0.84% above)
Transfer fee
$1.99
Delivery
2 days
Recipient gets
₦1,383,312.69
Rate History
→ 0.0% over 30d
1366.3606
1366.36 – 1366.36
0.0%
MoneyGram
₦1,381,932.96
Recipient gets
MoneyGram
Speed
0-1 days
Fee
$15.00
Rate
1402.9776
Mid 1374.5250 ▲2.07%
₦1,381,932.96
Recipient gets
Exchange rate
1402.9776
Mid-market: 1374.5250 (2.07% above)
Transfer fee
$15.00
Delivery
0-1 days
Recipient gets
₦1,381,932.96
Rate History
Most stable rate→ 0.0% over 30d
1383.0000
1383.00 – 1383.00
0.0%
Deals & promotions
Sign-up offer
20% off fee on second transfer when joining MoneyGram Plus Rewards
Refer a friend
You get Zero-fee transfer after friend completes first transaction
Friend gets Zero-fee first transfer
Loyalty program
MoneyGram Plus Rewards — free to join, earn points on transfers. Premier status after 5 transfers: 40% off every 5th transfer.
InstaReM
₦1,372,463.17
Recipient gets
InstaReM
Speed
1-3 business days
Fee
Free
Rate
1372.4632
Mid 1374.5250 ▼0.15%
₦1,372,463.17
Recipient gets
Exchange rate
1372.4632
Mid-market: 1374.5250 (0.15% below)
Transfer fee
Free
Delivery
1-3 business days
Recipient gets
₦1,372,463.17
Rate History
↓ 1.8% over 30d
1352.0559
1320.28 – 1373.77
-0.3%
Deals & promotions
Sign-up offer
125 InstaPoints (~$1.25) on sign-up
Refer a friend
You get 200 InstaPoints (~$2.50) per referral
Friend gets 200 InstaPoints (~$2.50) on first transfer
Loyalty program
InstaPoints — earn points on transfers over $500, redeem at checkout (400 points = $10 discount)
TapTap Send
Fast₦1,369,989.03
Recipient gets
TapTap Send
Speed
Minutes to 1 business day
Fee
Free
Rate
1369.9890
Mid 1374.5250 ▼0.33%
₦1,369,989.03
Recipient gets
Exchange rate
1369.9890
Mid-market: 1374.5250 (0.33% below)
Transfer fee
Free
Delivery
Minutes to 1 business day
Recipient gets
₦1,369,989.03
Rate History
↓ 2.5% over 30d
1380.5333
1368.00 – 1405.00
-0.8%
Deals & promotions
Sign-up offer
$20/GBP 20/EUR 20 bonus on first transfer with promo code
Refer a friend
You get $5/GBP 5/EUR 5 per referral
Friend gets $5/GBP 5/EUR 5 on first transfer
Western Union
₦1,367,652.33
Recipient gets
Western Union
Speed
0-4 days
Fee
Free
Rate
1367.6523
Mid 1374.5250 ▼0.50%
₦1,367,652.33
Recipient gets
Exchange rate
1367.6523
Mid-market: 1374.5250 (0.50% below)
Transfer fee
Free
Delivery
0-4 days
Recipient gets
₦1,367,652.33
Rate History
→ 0.0% over 30d
1348.1050
1348.11 – 1348.11
0.0%
Deals & promotions
Sign-up offer
First international transfer fee-free
Refer a friend
You get $15 Amazon e-gift code per referral (up to 20 friends)
Friend gets $10 Amazon e-gift code after first qualifying transfer
Loyalty program
My WU Rewards — earn points on qualifying transfers (currently paused, new program coming soon)
Wise
Fast₦1,362,453.59
Recipient gets
Wise
Speed
Instant
Fee
$7.79
Rate
1373.1504
Mid 1374.5250 ▼0.10%
₦1,362,453.59
Recipient gets
Exchange rate
1373.1504
Mid-market: 1374.5250 (0.10% below)
Transfer fee
$7.79
Delivery
Instant
Recipient gets
₦1,362,453.59
Rate History
↓ 1.8% over 30d
1375.5893
1363.15 – 1397.98
-0.2%
Deals & promotions
Sign-up offer
Fee-free first transfer up to ~$800 (GBP 500 equivalent)
Refer a friend
You get Up to $115 for every 3 friends who transfer $300+
Friend gets Fee-free first transfer (up to ~GBP 500)
Ria Money Transfer
Fast₦1,358,489.64
Recipient gets
Ria Money Transfer
Speed
Minutes to 2 days
Fee
$6.40
Rate
1367.2400
Mid 1374.5250 ▼0.53%
₦1,358,489.64
Recipient gets
Exchange rate
1367.2400
Mid-market: 1374.5250 (0.53% below)
Transfer fee
$6.40
Delivery
Minutes to 2 days
Recipient gets
₦1,358,489.64
Rate History
→ 0.0% over 30d
1367.1800
1367.18 – 1367.18
0.0%
Xoom (PayPal)
Fast₦1,342,361.08
Recipient gets
Xoom (PayPal)
Speed
Minutes to 3 days
Fee
Free
Rate
1342.3611
Mid 1374.5250 ▼2.34%
₦1,342,361.08
Recipient gets
Exchange rate
1342.3611
Mid-market: 1374.5250 (2.34% below)
Transfer fee
Free
Delivery
Minutes to 3 days
Recipient gets
₦1,342,361.08
Rate History
↓ 1.9% over 30d
1344.7009
1332.33 – 1363.52
-0.6%
Deals & promotions
Sign-up offer
First transfer with no fees
Refer a friend
You get $20 e-gift card per referral
Friend gets Fee-free first transfer