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Compare exchange rates, fees, and delivery times from 53+ providers to find the cheapest way to send money abroad.
Reviewed on TrustpilotCompare rates, fees, delivery times, recipient requirements, and local payment methods for every country.
When comparing international money transfer services, consider the total cost of your transfer — not just the fee. Exchange rate markups can cost more than the advertised fee. The best provider depends on your corridor (the countries you are sending between), transfer amount, speed requirements, and preferred payment method.
Just need to check exchange rates? Use our currency converter for live mid-market rates across 60+ currencies.
Save RM356 — Wise vs Remitly
56d trend
Today's best
3.9400
TapTap Send
56d average
3.9662
Period best
4.0498
2026-03-31
Period worst
3.9585
2026-05-04
Based on 56 days of rate data across 5 providers · Updated every 6 hours
Wise
Speed
Instant
Fee
$5.95
Rate
3.9690
Mid 3.9686 ▲0.01%
RM3,945.41
Recipient gets
Exchange rate
3.9690
Mid-market: 3.9686 (0.01% above)
Transfer fee
$5.95
Delivery
Instant
Recipient gets
RM3,945.41
Rate History
Best rate 47 of 56 days↑ 1.5% over 56d
3.9690
3.91 – 4.05
0.0%
Deals & promotions
Sign-up offer
Fee-free first transfer up to ~$800 (GBP 500 equivalent)
Refer a friend
You get Up to $115 for every 3 friends who transfer $300+
Friend gets Fee-free first transfer (up to ~GBP 500)
TapTap Send
Speed
Under 3 minutes (95% of transfers)
Fee
Free
Rate
3.9401
Mid 3.9686 ▼0.72%
RM3,940.06
Recipient gets
Exchange rate
3.9401
Mid-market: 3.9686 (0.72% below)
Transfer fee
Free
Delivery
Under 3 minutes (95% of transfers)
Recipient gets
RM3,940.06
Rate History
Most stable rate↑ 0.3% over 8d
3.9425
3.93 – 3.96
-0.1%
Deals & promotions
Sign-up offer
$20/GBP 20/EUR 20 bonus on first transfer with promo code
Refer a friend
You get $5/GBP 5/EUR 5 per referral
Friend gets $5/GBP 5/EUR 5 on first transfer
Regency FX
Speed
Same day to 2 business days
Fee
Free
Rate
3.9369
Estimated · click to quote
~RM3,936.88
Estimated
Exchange rate
3.9369
Mid-market: 3.9686 (0.80% below)
Transfer fee
Free
Delivery
Same day to 2 business days
Estimated receive
~RM3,936.88
XE
Speed
1-4 business days
Fee
$30.18
Rate
3.9452
Mid 3.9686 ▼0.59%
RM3,826.15
Recipient gets
Exchange rate
3.9452
Mid-market: 3.9686 (0.59% below)
Transfer fee
$30.18
Delivery
1-4 business days
Recipient gets
RM3,826.15
Deals & promotions
Refer a friend
You get $25–$50 gift card depending on friend's transfer amount
Friend gets $25 gift card (transfer $1,000+) or $50 gift card (transfer $5,000+)
Exchange rate
3.8250
Mid-market: 3.9686 (3.62% below)
Transfer fee
$5.00
Delivery
2 days
Recipient gets
RM3,805.84
Deals & promotions
Sign-up offer
Better introductory exchange rate on first transfer across 7 major currencies (USD, CAD, AUD, NZD, GBP, EUR, SGD)
Remitly
Speed
Minutes to 3-5 days
Fee
$80.91
Rate
3.9059
Mid 3.9686 ▼1.58%
RM3,589.90
Recipient gets
Exchange rate
3.9059
Mid-market: 3.9686 (1.58% below)
Transfer fee
$80.91
Delivery
Minutes to 3-5 days
Recipient gets
RM3,589.90
Deals & promotions
Sign-up offer
$25 off first transfer of $100+ with zero fees and special exchange rate
Refer a friend
You get $25 per referral
Friend gets $25 off first transfer + zero fees + promo rate