Send money to Ukraine

Digital-first providers like Wise, TransferGo, and Remitly typically offer the lowest total cost on transfers to Ukraine. TransferGo is especially competitive on European corridors (PLN, EUR, GBP to UAH) due to its strong Eastern European focus. Always compare the total UAH received — not just the advertised fee — since exchange rate markups make up the largest share of the cost. SendMoneyCompare shows the final hryvnia amount after all fees and margins.

Card-to-card transfers to PrivatBank or monobank typically arrive within minutes to a few hours. Bank account deposits via SWIFT can take 1–3 business days. Cash pickup through Western Union or MoneyGram is usually available within minutes of the sender completing payment.

Yes. PrivatBank card delivery is the most popular method for receiving international transfers in Ukraine. Providers like TransferGo, Wise, WorldRemit, and Remitly support transfers directly to a PrivatBank Visa or Mastercard number. The recipient just needs to share their 16-digit card number — no IBAN or SWIFT code required for card-to-card transfers.

Yes, international money transfers to Ukraine continue to operate normally despite the ongoing conflict. All major transfer providers maintain active services to Ukraine, and the National Bank of Ukraine ensures the banking system remains functional. PrivatBank, monobank, and other Ukrainian banks process incoming remittances without interruption. Cash pickup networks from Western Union and MoneyGram also remain operational across most of the country.

No. Cash pickup is available through extensive Western Union and MoneyGram agent networks across Ukraine — your recipient just needs a valid ID and the transaction reference number. However, card-to-card transfers to PrivatBank or monobank are increasingly preferred because they are faster, more convenient, and avoid the need to visit a physical location.

Poland is the single largest remittance-sending country to Ukraine. TransferGo specialises in PLN-to-UAH transfers and consistently offers competitive rates. Wise and WorldRemit are also strong options. Funding via Polish bank transfer (Przelewy24 or direct bank) keeps fees lowest. Compare the total UAH received on SendMoneyCompare to find the best deal on any given day.

Ukraine does not impose income tax on personal inbound remittances. Recipients keep the full amount delivered, whether received to a bank card, bank account, or collected as cash. The NBU regulates foreign exchange transactions but places no caps or levies on incoming personal transfers.

The hryvnia (UAH) operates under a managed exchange rate regime set by the National Bank of Ukraine. Since 2022 the NBU has devalued the official rate and maintains controls on currency markets. Transfer providers each set their own UAH rate with varying markups above the mid-market rate. The difference between the best and worst provider can exceed 3–5% on a single transfer, so comparing rates is essential.

Yes. monobank is one of Ukraine's most popular digital banks, especially among younger recipients. Providers including Wise, TransferGo, and WorldRemit support transfers to monobank card numbers. As with PrivatBank, you just need the recipient's 16-digit Visa or Mastercard number to send directly to their monobank account.

There are no Ukrainian government caps on incoming personal remittances — recipients can receive unlimited amounts for personal use. However, individual transfer providers impose their own per-transaction and daily limits, which vary by provider, funding method, and your verification level. For large transfers above $10,000, expect additional identity verification from both your provider and the receiving bank in Ukraine.